Housing units in zip code 32118 with a mortgage: 2,075 (201 second mortgage, 472 home equity loan, 18 both second mortgage and home equity loan) Houses without a mortgage: 2,376
Median monthly owner costs for units with a mortgage: $1,817
Median monthly owner costs for units without a mortgage: $612
Residents with income below the poverty level in 2010:
This zip code:
13.3%
Whole state:
15.0%
Residents with income below 50% of the poverty level in 2010:
Notable locations in this zip code not listed on our city pages:
Notable locations in zip code 32118: Bellair Plaza (A), Seabreeze High School Football Stadium (B), Daytona Beach Fire Department Station 2 (C), Daytona Beach Fire Department Station 3 (D), Daytona Beach Shores Department of Public Safety Fire Station (E), Beachside Precinct Daytona Beach Police (F), Ocean Center (G), Our Lady of Lourdes Community Center (H). Display/hide their locations on the map
Churches in zip code 32118 include: Seabreeze United Church (A), The Miracle Center (B), First Presbyterian Church (C), Korean Baptist Church of Daytona Beach (D), Temple Israel (E), Saint George Coptic Church (F), Mount Carmel Baptist Church (G), Calvary Baptist Church (H), Daytona Christian Church (I). Display/hide their locations on the map
608 married couples with children.
792 single-parent households (552 men, 240 women).
86.9% of residents of 32118 zip code speak English at home.
11.8% of residents speak Spanish at home (28% very well, 23% well, 37% not well, 11% not at all).
19.3% of residents speak other Indo-European language at home (43% very well, 31% well, 26% not well).
10.5% of residents speak Asian or Pacific Island language at home (64% very well, 36% well).
12.4% of residents speak other language at home (51% very well, 25% well, 11% not well, 13% not at all).
Foreign born population: 1,769 (14.3%) (55.1% of them are naturalized citizens)
This zip code:
14.3%
Whole state:
19.2%
Most common places of birth for the foreign-born residents:
Canada (10%)
United Kingdom (9%)
India (8%)
Germany (7%)
Greece (6%)
Czechoslovakia (includes Czech Republic and Slovakia) (6%)
Poland (5%)
Year of entry for the foreign-born population
2000 or later: 496
1990 to 1999: 324
1980 to 1989: 333
Before 1980: 767
Races in zip code 32118:
White population: 11,293 Black population: 295 American Indian population: 103 Asian population: 652 Native Hawaiian and Other Pacific Islander population: 0 Some other race population: 0 Two or more races population: 130 Hispanic or Latino population: 560
Major facilities with environmental interests located in this zip code:
SEABREEZE SENIOR HIGH SCHOOL (2700 N OLEANDER AVE in DAYTONA BEACH, FL)
(Geographic Names Information System) (National Center for Education Statistics) - STATE ID-5836 National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit Organizations: VOLUSIA COUNTY SCHOOL DISTRICT (SCHOOL DISTRICT)
Alternative names: SEABREEZE HS, VOLUSIA COUNTY SB
SEVEN SEAS MARINA & BOATYARD (3300 S PENINSULA DR in DAYTONA BEACH, FL)
(Integrated Compliance Information System) - ICIS-04-2000-0249, FORMAL ENFORCEMENT ACTION National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit Business SIC classification: MARINAS Organizations: CALVIN WILLARD (CONTACT/OWNER)
ORTONA ELEMENTARY SCHOOL (1265 N GRANDVIEW AVE in DAYTONA BEACH, FL)
(Geographic Names Information System) (National Center for Education Statistics) - STATE ID-4334 Organizations: VOLUSIA COUNTY SCHOOL DISTRICT (SCHOOL DISTRICT)
R. J. LONGSTREET ELEMENTARY SCHOOL (2745 S PENINSULA DR in DAYTONA BEACH, FL)
(Geographic Names Information System) (National Center for Education Statistics) - STATE ID-3234 Organizations: VOLUSIA COUNTY SCHOOL DISTRICT (SCHOOL DISTRICT)
RIVERVIEW LEARNING CENTER (FORMERLY ALTER (801 N. WILD OLIVE AVE in DAYTONA BEACH, FL)
(National Center for Education Statistics) - STATE ID-5434 Organizations: VOLUSIA COUNTY SCHOOL DISTRICT (SCHOOL DISTRICT)
7-11 #23423 (301 S PENINSULA DR in DAYTONA BEACH, FL)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit Organizations: WILLO SMITH (CONTACT/OWNER)
Alternative names: CEMEX/LOCKHART CBP (IW)
PHANTOM FIREWORKS (1220S ATLANTIC AVE. in DAYTONA BEACH, FL)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit Organizations: GLENN GREINER (CONTACT/OWNER)
7-ELEVEN #25414 (3210 S ATLANTIC AVE in DAYTONA BEACH, FL)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit Organizations: WILO SMITH (CONTACT/OWNER)
OCEAN CENTER EXPANSION (101 N ATLANTIC AVENUE in DAYTONA BEACH, FL)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit Organizations: RICK HAMILTON (CONTACT/OWNER)
OCEAN CENTER EXPANSION - SOUTH (AUDITORIUM BLVD & N WILD OLIVE in DAYTONA BEACH, FL)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit Organizations: RICK HAMILTON (CONTACT/OWNER)
OCEAN SANDS CONDOMINIUM (1110 NORTH ATLANTIC AVE in DAYTONA BEACH, FL)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit Organizations: MARK BERTE (CONTACT/OWNER)
Alternative names: STILES PARK N GO
PENSKE TRUCK LEASING CO LP (230 FENTRESS BLVD in DAYTONA BEACH, FL)
(Resource Conservation and Recovery Act (tracking hazardous waste)) Organizations: DAYTONA GOLF CARTS IN (CONTACT/OWNER)
SAXONEY HOTEL (35 S OCEAN AVE in DAYTONA BEACH, FL)
(Resource Conservation and Recovery Act (tracking hazardous waste)) Organizations: PATEL NICK (CONTACT/OWNER)
Fire-safe hotels and motels in zip code 32118:
Daytona Beach Hilton Resort, 2637 S Atlantic Ave, Daytona Beach, FL 32118 , Phone: (386) 767-7350, Fax: (386) 767-0222
Holidays Sands Motel, 200 N Atlantic Ave, Daytona Beach, FL 32118
Desert Isle Motel, 133 S Ocean Ave, Daytona Beach, FL 32118
Del Aire Motel, 744 N Atlantic Ave, Daytona Beach, FL 32118
Thunderbird Beach Motel, 500 N Atlantic Ave, Daytona Beach, FL 32118 , Phone: (386) 253-2562, Fax: (386) 238-3676
Housing units lacking complete plumbing facilities: 12.0%
Housing units lacking complete kitchen facilities: 7.7%
Most commonly used house heating fuel:
Electricity (88%)
Utility gas (5%)
Fuel oil, kerosene, etc. (2%)
Coal or coke (2%)
Bottled, tank, or LP gas (2%)
No fuel used (1%)
Population in 1990: 17,009. Population change in the 1990s: +1,518 (+8.9%).
Place of birth for U.S.-born residents:
This state: 3,171
Northeast: 5,866
Midwest: 3,131
South: 3,462
West: 487
51% of the 32118 zip code residents lived in the same house 5 years ago. Out of people who lived in different houses, 45% lived in this county. Out of people who lived in different counties, 50% lived in Florida.
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 1,559
Here:
63.6%
Florida:
11.5%
Students in private schools in grades 9 to 12 (high school): 1,115
Here:
74.5%
Florida:
10.4%
Students in private undergraduate colleges: 310
Here:
33.5%
Florida:
22.1%
Educational Attainment (%)
School Enrollment by Level of School (%)
Class of Workers (%)
Companies with federal contracts located in this zip code (DAYTONA BEACH, FL):
THE PLAZA RESORT & SPA (600 N ATLANTIC AVENUE; small business) : $134,861 in 4 contractsfrom 2000 to 2003
$42,977 with Army for Lodging - Hotel/Motel. Signed on 2000-11-07. Completion date: 2000-11-15.
$37,000, same as above.Signed on 2003-10-30. Completion date: 2003-11-16.
$28,886, same as above.Signed on 2000-01-20. Completion date: 2000-01-23.
$25,998, same as above.Signed on 2001-11-16. Completion date: 2001-12-01.
PARLYN HATCH,MD (1405 N HALIFAX AVE; small business) : $113,775 in 6 contractsfrom 2001 to 2003
Contracts for Radiology Services by Navy Signed by year:2000: $0; 2001: $96,500; 2002: $76,525; 2003: $-59,250; 2004: $0; 2005: $0; 2006: $0.
Biggest contracts:
$99,900 with Navy for Radiology Services. Signed on 2002-11-05. Completion date: 2003-08-31.
$55,000, same as above.Signed on 2001-10-01. Completion date: 2001-12-31.
$30,000, same as above.Signed on 2001-06-20. Completion date: 2001-09-30.
$11,500, same as above.Signed on 2001-12-18. Completion date: 2001-12-31.
BRAY & GILLESPIE LA PLAYA, L P (2500 N ATLANTIC AVE) : $17,546 in 2 contractsin 2003
$17,546 with Army for Lodging - Hotel/Motel. Signed on 2003-04-10. Completion date: 2003-03-17.
$0, same as above.Signed on 2003-04-10. Completion date: 2003-03-17.
QUALITY MANAGEMENT EXCHANGE IN (3333 S ATLANTIC AVE; small business)
$12,895 with Navy for Miscellaneous Items. Signed on 2004-11-24. Completion date: 2005-06-23.
CELEBRATIONS HARBOUR BEACH RES (701 S ATLANTIC AVE) : $11,673 in 3 contractsin 2003
$6,696 with Army for Lodging - Hotel/Motel. Signed on 2003-02-13. Completion date: 2003-02-17.
$4,977, same as above.Signed on 2003-04-10. Completion date: 2003-03-14.
$0, same as above.Signed on 2003-04-10. Completion date: 2003-03-14.
BEACHES OCEAN FRONT RESORT INC (1299 S ATLANTIC AVE; small business)
$6,825 with Army for Lodging - Hotel/Motel. Signed on 2004-10-01. Completion date: 2004-10-24.
Top industries in this zip code by the number of employees in 2005:
Real Estate and Rental and Leasing: Offices of Real Estate Agents and Brokers (100-249: 1, 50-99: 1, 20-49: 1, 10-19: 1, 5-9: 1, 1-4: 25)
Professional, Scientific, and Technical Services: Offices of Lawyers (20-49: 1, 10-19: 5, 5-9: 12, 1-4: 58)
Other Services (except Public Administration): Other Similar Organizations (except Business, Professional, Labor, and Political Organizations) (10-19: 8, 5-9: 13, 1-4: 31)
Administrative and Support and Waste Management and Remediation Services: Office Administrative Services (50-99: 2, 20-49: 1, 10-19: 2, 1-4: 2)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
People in group quarters:
85 people in nursing homes
8 people in other nonhousehold living situations
5 people in other noninstitutional group quarters
3 people in religious group quarters
Home Mortgage Disclosure Act Aggregated Statistics For Year 2009 (Based on 8 partial tracts)
A) FHA, FSA/RHS & VA Home Purchase Loans
B) Conventional Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
E) Loans on Dwellings For 5+ Families
F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
LOANS ORIGINATED
24
$123,518
204
$214,742
170
$207,410
4
$69,188
1
$805,640
201
$216,229
APPLICATIONS APPROVED, NOT ACCEPTED
1
$133,470
27
$214,412
36
$210,263
0
$0
0
$0
34
$206,736
APPLICATIONS DENIED
11
$168,870
78
$177,767
181
$212,204
15
$69,757
0
$0
112
$211,353
APPLICATIONS WITHDRAWN
0
$0
51
$239,063
76
$204,370
7
$127,347
0
$0
51
$180,621
FILES CLOSED FOR INCOMPLETENESS
7
$120,347
8
$294,278
25
$197,689
2
$45,425
0
$0
15
$205,985
Aggregated Statistics For Year 2008 (Based on 8 partial tracts)
A) FHA, FSA/RHS & VA Home Purchase Loans
B) Conventional Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
E) Loans on Dwellings For 5+ Families
F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
G) Loans On Manufactured Home Dwelling (A B C & D)
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
LOANS ORIGINATED
17
$175,150
268
$232,349
218
$196,527
27
$96,329
7
$508,643
291
$235,469
0
$0
APPLICATIONS APPROVED, NOT ACCEPTED
1
$188,960
55
$204,905
52
$237,071
8
$30,860
0
$0
59
$205,569
4
$47,408
APPLICATIONS DENIED
9
$159,776
113
$256,355
221
$206,346
40
$94,628
4
$328,423
178
$214,478
0
$0
APPLICATIONS WITHDRAWN
1
$168,660
60
$222,920
68
$252,327
6
$494,065
2
$454,260
70
$231,000
0
$0
FILES CLOSED FOR INCOMPLETENESS
4
$240,640
40
$258,102
23
$219,666
3
$59,560
0
$0
32
$173,421
0
$0
Aggregated Statistics For Year 2007 (Based on 8 partial tracts)
A) FHA, FSA/RHS & VA Home Purchase Loans
B) Conventional Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
E) Loans on Dwellings For 5+ Families
F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
G) Loans On Manufactured Home Dwelling (A B C & D)
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
LOANS ORIGINATED
4
$219,543
641
$301,061
471
$219,674
30
$123,501
11
$2,867,123
632
$291,664
2
$25,740
APPLICATIONS APPROVED, NOT ACCEPTED
0
$0
152
$283,450
160
$208,317
15
$78,338
0
$0
128
$243,997
1
$83,720
APPLICATIONS DENIED
0
$0
284
$312,559
392
$239,868
46
$118,779
7
$549,466
312
$251,934
3
$28,833
APPLICATIONS WITHDRAWN
0
$0
69
$340,492
166
$198,584
10
$166,793
3
$153,313
92
$227,103
1
$4,459,240
FILES CLOSED FOR INCOMPLETENESS
0
$0
31
$257,713
55
$230,487
0
$0
0
$0
34
$245,509
0
$0
Aggregated Statistics For Year 2006 (Based on 8 partial tracts)
A) FHA, FSA/RHS & VA Home Purchase Loans
B) Conventional Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
E) Loans on Dwellings For 5+ Families
F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
G) Loans On Manufactured Home Dwelling (A B C & D)
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
LOANS ORIGINATED
0
$0
1,081
$221,089
718
$198,273
49
$132,114
17
$1,860,685
1,109
$209,136
2
$90,850
APPLICATIONS APPROVED, NOT ACCEPTED
0
$0
215
$200,392
157
$180,220
12
$237,298
0
$0
183
$199,416
1
$32,760
APPLICATIONS DENIED
1
$364,020
334
$190,497
407
$225,000
61
$128,194
4
$298,453
360
$202,996
9
$78,334
APPLICATIONS WITHDRAWN
1
$268,060
138
$212,271
300
$206,076
13
$147,484
0
$0
137
$233,502
0
$0
FILES CLOSED FOR INCOMPLETENESS
0
$0
49
$238,602
70
$183,890
2
$113,565
0
$0
50
$226,872
2
$113,565
Aggregated Statistics For Year 2005 (Based on 8 partial tracts)
B) Conventional Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
E) Loans on Dwellings For 5+ Families
F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
G) Loans On Manufactured Home Dwelling (A B C & D)
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
LOANS ORIGINATED
1,334
$220,439
744
$187,987
42
$109,452
17
$583,321
1,173
$205,821
1
$22,800
APPLICATIONS APPROVED, NOT ACCEPTED
183
$218,834
141
$152,927
11
$73,195
0
$0
148
$203,884
5
$80,894
APPLICATIONS DENIED
377
$200,948
382
$181,877
52
$107,446
3
$5,715,667
332
$198,467
3
$41,480
APPLICATIONS WITHDRAWN
224
$208,296
305
$172,659
17
$125,374
3
$1,138,163
183
$211,842
0
$0
FILES CLOSED FOR INCOMPLETENESS
61
$211,838
125
$174,380
8
$72,338
0
$0
64
$167,926
0
$0
Aggregated Statistics For Year 2004 (Based on 8 partial tracts)
A) FHA, FSA/RHS & VA Home Purchase Loans
B) Conventional Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
E) Loans on Dwellings For 5+ Families
F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
G) Loans On Manufactured Home Dwelling (A B C & D)
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
LOANS ORIGINATED
7
$167,679
1,171
$173,731
612
$134,294
59
$77,798
14
$341,745
908
$163,928
4
$49,043
APPLICATIONS APPROVED, NOT ACCEPTED
1
$270,710
185
$174,628
147
$115,819
14
$66,325
1
$541,420
149
$159,813
4
$63,763
APPLICATIONS DENIED
2
$137,790
216
$180,876
330
$140,846
70
$69,154
3
$3,071,197
199
$152,187
4
$94,475
APPLICATIONS WITHDRAWN
1
$216,790
129
$191,229
261
$144,073
15
$116,826
3
$238,763
83
$171,494
0
$0
FILES CLOSED FOR INCOMPLETENESS
1
$160,170
47
$174,097
87
$139,050
4
$61,033
0
$0
26
$175,485
0
$0
Aggregated Statistics For Year 2003 (Based on 8 partial tracts)
A) FHA, FSA/RHS & VA Home Purchase Loans
B) Conventional Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
E) Loans on Dwellings For 5+ Families
F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
LOANS ORIGINATED
6
$142,562
1,070
$138,078
1,168
$116,032
22
$63,083
29
$325,809
896
$129,307
APPLICATIONS APPROVED, NOT ACCEPTED
0
$0
102
$128,253
197
$113,940
12
$67,783
6
$371,970
89
$120,554
APPLICATIONS DENIED
1
$154,100
212
$122,346
388
$106,747
34
$40,814
6
$296,973
178
$114,726
APPLICATIONS WITHDRAWN
0
$0
142
$143,887
304
$116,523
7
$21,193
1
$498,030
135
$122,482
FILES CLOSED FOR INCOMPLETENESS
0
$0
30
$172,479
49
$135,094
5
$47,592
0
$0
24
$138,630
Aggregated Statistics For Year 2002 (Based on 8 partial tracts)
A) FHA, FSA/RHS & VA Home Purchase Loans
B) Conventional Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
E) Loans on Dwellings For 5+ Families
F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
LOANS ORIGINATED
15
$110,212
833
$112,591
679
$104,867
42
$40,500
12
$237,157
595
$106,440
APPLICATIONS APPROVED, NOT ACCEPTED
0
$0
84
$107,623
97
$83,325
19
$51,935
1
$247,530
55
$104,450
APPLICATIONS DENIED
6
$104,137
123
$97,404
252
$88,046
43
$26,511
0
$0
66
$104,500
APPLICATIONS WITHDRAWN
3
$131,040
107
$102,252
206
$103,637
8
$29,526
1
$175,780
60
$86,774
FILES CLOSED FOR INCOMPLETENESS
1
$126,810
26
$107,825
45
$87,942
0
$0
0
$0
19
$121,471
Aggregated Statistics For Year 2001 (Based on 8 partial tracts)
A) FHA, FSA/RHS & VA Home Purchase Loans
B) Conventional Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
E) Loans on Dwellings For 5+ Families
F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
LOANS ORIGINATED
27
$87,020
901
$110,743
525
$104,745
32
$27,709
12
$3,149,691
584
$111,126
APPLICATIONS APPROVED, NOT ACCEPTED
3
$98,880
118
$118,366
83
$102,074
10
$21,395
0
$0
77
$107,561
APPLICATIONS DENIED
7
$76,320
168
$85,860
225
$83,412
47
$31,139
0
$0
106
$87,749
APPLICATIONS WITHDRAWN
1
$81,210
112
$97,542
188
$88,563
4
$51,450
2
$132,490
59
$84,598
FILES CLOSED FOR INCOMPLETENESS
0
$0
21
$69,153
29
$111,246
0
$0
0
$0
15
$81,339
Aggregated Statistics For Year 2000 (Based on 8 partial tracts)
A) FHA, FSA/RHS & VA Home Purchase Loans
B) Conventional Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
E) Loans on Dwellings For 5+ Families
F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
LOANS ORIGINATED
39
$83,978
681
$99,232
170
$74,887
47
$26,944
7
$183,974
331
$76,191
APPLICATIONS APPROVED, NOT ACCEPTED
4
$76,373
76
$76,086
53
$70,731
14
$23,644
0
$0
36
$68,504
APPLICATIONS DENIED
7
$78,203
169
$77,371
151
$66,063
39
$25,692
4
$218,078
76
$63,492
APPLICATIONS WITHDRAWN
4
$80,878
65
$81,361
117
$79,062
13
$38,607
0
$0
25
$104,361
FILES CLOSED FOR INCOMPLETENESS
3
$69,710
18
$70,895
30
$57,234
0
$0
0
$0
8
$44,575
Aggregated Statistics For Year 1999 (Based on 4 partial tracts)
A) FHA, FSA/RHS & VA Home Purchase Loans
B) Conventional Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
E) Loans on Dwellings For 5+ Families
F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)