38120 Zip Code Detailed Profile




Cities: Memphis, TN (99.99%), Germantown, TN (0.01%)
County: Shelby County, TN
Estimated zip code population in 2013: 14,617
Zip code population in 2010: 14,237
Zip code population in 2000: 13,693

Houses and condos: 6,799
Renter-occupied apartments: 1,768
% of renters here:

28%
State:

34%
Mar. 2013 cost of living index in zip code 38120: 88.6 (less than average, U.S. average is 100)

Land area: 9.6 sq. mi.
Water area: 0.0 sq. mi.
Population density: 1,516 people per square mile 
 
 (low).

Age and Sex of Residents in zip code 38120
Zip code 38120 (Memphis, Tennessee) real estate house value trends
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Real estate property taxes paid for housing units in 2013:
This zip code:

1.7% ($4,650)
Tennessee:

0.7% ($1,049)
Median real estate property taxes paid for housing units with mortgages in 2013: $4,610 (1.7%)
Median real estate property taxes paid for housing units with no mortgage in 2013: $4,718 (1.7%)

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Males: 7,052  (48.2%)
Females: 7,565  (51.8%)

For population 25 years and over in 38120:

For population 15 years and over in 38120:

Zip code 38120 compared to state average:

  • Median household income above state average.
  • Median house value above state average.
  • Unemployed percentage below state average.
  • Black race population percentage below state average.
  • Hispanic race population percentage below state average.
  • Foreign-born population percentage above state average.
  • Number of rooms per house above state average.
  • Percentage of population with a bachelor's degree or higher significantly above state average.
  • Races in zip code 38120

  • Zip code 38120 races chart
    • 12,089White population
    • 972Black population
    • 24American Indian population
    • 659Asian population
    • 0Native Hawaiian and Other Pacific Islander population
    • 30Some other race population
    • 145Two or more races population
    • 318Hispanic or Latino population

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Data:
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Based on 2000-2013 data
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123
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100% urban population.

Estimated median house/condo value in 2013: $275,000
38120:

$275,000
Tennessee:

$140,300



According to our research of Tennessee and other state lists there were 2 registered sex offenders living in 38120 zip code as of September 05, 2015.
The ratio of number of residents in zip code 38120 to the number of sex offenders is 7,472 to 1.
The number of registered sex offenders compared to the number of residents in this zip code is a lot smaller than the state average.


Median resident age:
This zip code:

40.8 years
Tennessee median age:

38.5 years
Average household size:
This zip code:

2.3 people
Tennessee:

2.5 people

Averages for the 2012 tax year for zip code 38120, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $197,664 (Individual Income Tax Returns)
Here:

$197,664
State:

$53,767

Salary/wage: $128,717 (reported on 75.6% of returns)
Here:

$128,717
State:

$45,421
(% of AGI for various income ranges: 66.1% for AGIs below $25k, 72.6% for AGIs $25k-50k, 68.4% for AGIs $50k-75k, 67.2% for AGIs $75k-100k, 63.2% for AGIs $100k-200k, 43.9% for AGIs over 200k)

Taxable interest for individuals: $10,037 (reported on 52.5% of returns)
This zip code:

$10,037
Tennessee:

$1,732
(% of AGI for various income ranges: 3.0% for AGIs below $25k, 1.5% for AGIs $25k-50k, 1.6% for AGIs $50k-75k, 2.3% for AGIs $75k-100k, 1.9% for AGIs $100k-200k, 2.9% for AGIs over 200k)

Ordinary dividends: $26,260 (reported on 47.1% of returns)
Here:

$26,260
State:

$6,739
(% of AGI for various income ranges: 8.9% for AGIs below $25k, 3.8% for AGIs $25k-50k, 4.4% for AGIs $50k-75k, 4.0% for AGIs $75k-100k, 5.5% for AGIs $100k-200k, 6.6% for AGIs over 200k)

Net capital gain/loss in AGI: +$86,764 (reported on 41.4% of returns)
Here:

+$86,764
State:

+$19,082
(% of AGI for various income ranges: 0.3% for AGIs below $25k, 1.3% for AGIs $25k-50k, 1.5% for AGIs $50k-75k, 1.9% for AGIs $75k-100k, 3.1% for AGIs $100k-200k, 23.2% for AGIs over 200k)

Profit/loss from business: +$44,344 (reported on 22.5% of returns)
Here:

+$44,344
State:

+$15,240
(% of AGI for various income ranges: 7.1% for AGIs below $25k, 6.0% for AGIs $25k-50k, 5.5% for AGIs $50k-75k, 4.2% for AGIs $75k-100k, 7.0% for AGIs $100k-200k, 4.7% for AGIs over 200k)

Taxable individual retirement arrangement distribution: $38,924 (reported on 17.2% of returns)
38120:

$38,924
Tennessee:

$15,505
(% of AGI for various income ranges: 5.2% for AGIs below $25k, 3.4% for AGIs $25k-50k, 4.3% for AGIs $50k-75k, 4.4% for AGIs $75k-100k, 4.9% for AGIs $100k-200k, 3.0% for AGIs over 200k)

Self-employment retirement plans: $27,233 (reported on 3.8% of returns)
38120:

$27,233
Tennessee:

$22,567
(% of AGI for various income ranges: 0.6% for AGIs $50k-75k, 0.5% for AGIs $100k-200k, 0.6% for AGIs over 200k)

Total itemized deductions: $44,095 (13% of AGI, reported on 50.7% of returns)
Here:

$44,095
State:

$21,976

Here:

12.6% of AGI
State:

17.8% of AGI
(% of AGI for various income ranges: 24.4% for AGIs below $25k, 14.9% for AGIs $25k-50k, 15.0% for AGIs $50k-75k, 16.5% for AGIs $75k-100k, 16.0% for AGIs $100k-200k, 9.8% for AGIs over 200k)

Charity contributions: $15,942 (reported on 46.4% of returns)
Here:

$15,942
State:

$6,709
(% of AGI for various income ranges: 2.0% for AGIs below $25k, 2.2% for AGIs $25k-50k, 2.5% for AGIs $50k-75k, 3.1% for AGIs $75k-100k, 3.5% for AGIs $100k-200k, 4.0% for AGIs over 200k)

Taxes paid: $12,656 (reported on 50.1% of returns)
38120:

$12,656
State:

$4,829
(% of AGI for various income ranges: 5.2% for AGIs below $25k, 4.1% for AGIs $25k-50k, 4.4% for AGIs $50k-75k, 4.8% for AGIs $75k-100k, 5.0% for AGIs $100k-200k, 2.7% for AGIs over 200k)

Earned income credit: $1,812 (reported on 7.1% of returns)
Here:

$1,812
State:

$2,404
(% of AGI for various income ranges: 3.5% for AGIs below $25k, 0.4% for AGIs $25k-50k)

Averages for the 2004 tax year for zip code 38120, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $168,292 (Individual Income Tax Returns)
Here:

$168,292
State:

$44,088

Salary/wage: $116,637 (reported on 72.8% of returns)
Here:

$116,637
State:

$38,825
(% of AGI for various income ranges: 65.6% for AGIs $10k-25k, 71.7% for AGIs $25k-50k, 64.6% for AGIs $50k-75k, 64.3% for AGIs $75k-100k, 47.1% for AGIs over 100k)

Taxable interest for individuals: $8,355 (reported on 63.7% of returns)
This zip code:

$8,355
Tennessee:

$1,802
(% of AGI for various income ranges: 5.9% for AGIs $10k-25k, 3.5% for AGIs $25k-50k, 3.7% for AGIs $50k-75k, 3.3% for AGIs $75k-100k, 2.9% for AGIs over 100k)

Taxable dividends: $20,231 (reported on 54.0% of returns)
Here:

$20,231
State:

$3,727
(% of AGI for various income ranges: 6.1% for AGIs $10k-25k, 4.8% for AGIs $25k-50k, 4.9% for AGIs $50k-75k, 4.5% for AGIs $75k-100k, 6.6% for AGIs over 100k)

Net capital gain/loss: +$74,516 (reported on 48.9% of returns)
Here:

+$74,516
State:

+$15,776
(% of AGI for various income ranges: 1.8% for AGIs $10k-25k, 2.2% for AGIs $25k-50k, 1.9% for AGIs $50k-75k, 3.9% for AGIs $75k-100k, 24.4% for AGIs over 100k)

Profit/loss from business: +$44,214 (reported on 19.7% of returns)
Here:

+$44,214
State:

+$12,882
(% of AGI for various income ranges: 5.7% for AGIs $10k-25k, 4.3% for AGIs $25k-50k, 7.3% for AGIs $50k-75k, 7.1% for AGIs $75k-100k, 5.0% for AGIs over 100k)

IRA payment deduction: $3,790 (reported on 4.0% of returns)
38120:

$3,790
Tennessee:

$2,934
(% of AGI for various income ranges: 0.3% for AGIs $10k-25k, 0.4% for AGIs $25k-50k, 0.3% for AGIs $50k-75k, 0.3% for AGIs $75k-100k, 0.1% for AGIs over 100k)

Self-employed pension: $22,210 (reported on 4.4% of returns)
Here:

$22,210
Tennessee:

$16,857
(% of AGI for various income ranges: 0.2% for AGIs $25k-50k, 0.4% for AGIs $50k-75k, 0.4% for AGIs $75k-100k, 0.6% for AGIs over 100k)

Total itemized deductions: $39,881 (14% of AGI, reported on 50.0% of returns)
Here:

$39,881
State:

$18,035

Here:

13.5% of AGI
State:

19.9% of AGI
(% of AGI for various income ranges: 21.1% for AGIs $10k-25k, 18.9% for AGIs $25k-50k, 18.2% for AGIs $50k-75k, 17.5% for AGIs $75k-100k, 10.6% for AGIs over 100k)

Charity contributions deductions: $15,080 (5% of AGI, reported on 46.3% of returns)
Here:

$15,080
State:

$5,167

Here:

4.9% of AGI
State:

5.3% of AGI
(% of AGI for various income ranges: 2.1% for AGIs $10k-25k, 2.3% for AGIs $25k-50k, 3.2% for AGIs $50k-75k, 3.3% for AGIs $75k-100k, 4.3% for AGIs over 100k)

Total tax: $43,835 (reported on 81.8% of returns)
38120:

$43,835
State:

$7,482
(% of AGI for various income ranges: 4.6% for AGIs $10k-25k, 8.0% for AGIs $25k-50k, 10.5% for AGIs $50k-75k, 11.9% for AGIs $75k-100k, 22.9% for AGIs over 100k)

Earned income credit: $1,501 (reported on 4.9% of returns)
Here:

$1,501
State:

$1,826

Percentage of individuals using paid preparers for their 2004 taxes: 65.4%
Here:

65%
State:

60%
(% for various income ranges: 64.8% for AGIs below $10k, 59.8% for AGIs $10k-25k, 55.2% for AGIs $25k-50k, 61.4% for AGIs $50k-75k, 61.8% for AGIs $75k-100k, 77.5% for AGIs over 100k)

Estimated median household income in 2013:
This zip code:

$83,396
Tennessee:

$44,297
Memphis, TN (38120) map Nearest zip codes: 38119, 38134, 38117, 38138, 38115, 38122.
Percentage of family households:
This zip code:

45.6%
Tennessee:

50.2%
Percentage of households with unmarried partners:
This zip code:

2.5%
Tennessee:

5.4%
Likely homosexual households (counted as self-reported same-sex unmarried-partner households)

Household received Food Stamps/SNAP in the past 12 months: 199
Household did not receive Food Stamps/SNAP in the past 12 months: 6,070


Women who had a birth in the past 12 months: 232 (149 now married, 83 unmarried)
Women who did not have a birth in the past 12 months: 3,087 (1,771 now married, 1,316 unmarried)


Housing units in zip code 38120 with a mortgage: 2,823 (88 second mortgage, 516 home equity loan, 49 both second mortgage and home equity loan)
Houses without a mortgage: 1,678

Median monthly owner costs for units with a mortgage: $2,026
Median monthly owner costs for units without a mortgage: S793

Residents with income below the poverty level in 2013:
This zip code:

3.8%
Whole state:

17.8%
Residents with income below 50% of the poverty level in 2013:
This zip code:

1.7%
Whole state:

10.0%
Median number of rooms in houses and condos:
Here:

7.9
State:

6.4
Median number of rooms in apartments:
Here:

3.7
State:

4.5
  • Notable locations in this zip code not listed on our city pages

  • Click to draw/clear zip code borders
  • Notable locations in zip code 38120: Ridgeway Country Club (A), Shelby County Landfill (B), City of Memphis Division of Fire Station 44 (C). Display/hide their locations on the map

    Shopping Center: The Regalia Shopping Center (1). Display/hide its location on the map

    Churches in zip code 38120 include: Shady Grove Presbyterian Church (A), First Evangelical Church (B), Brit Hadasha Messianic Jewish Congregation (C), Anshei Sphard-Beth El Emerth Synagogue (D), Richland Baptist Church (E). Display/hide their locations on the map

    Cemetery: Memphis Memorial Park (1). Display/hide its location on the map

    Reservoir: Norfleet Turner Lake (A). Display/hide its location on the map

    Park in zip code 38120: Brennan Park (1). Display/hide its location on the map

Year house built

  • 02010 or later
  • 7822000 to 2009
  • 1,1061990 to 1999
  • 8481980 to 1989
  • 1,5241970 to 1979
  • 1,1941960 to 1969
  • 1,1491950 to 1959
  • 1651940 to 1949
  • 311939 or earlier

Zip code 38120 satellite photo by USGS

Owner-occupied Renter-occupied

Bedrooms in owner-occupied houses and condos in Memphis, TN (38120)

  • 0no bedroom
  • 141 bedroom
  • 3302 bedrooms
  • 1,5903 bedrooms
  • 1,7934 bedrooms
  • 7745+ bedrooms

Bedrooms in renter-occupied apartments in Memphis, TN (38120)

  • 174no bedroom
  • 6201 bedroom
  • 5992 bedrooms
  • 2723 bedrooms
  • 664 bedrooms
  • 375+ bedrooms
Owner-occupied Renter-occupied

Cars and other vehicles available in Memphis, TN (38120) in owner-occupied houses/condos

  • 31no vehicle
  • 1,1761 vehicle
  • 2,3842 vehicles
  • 7593 vehicles
  • 1174 vehicles
  • 345+ vehicles

Cars and other vehicles available in Memphis, TN (38120) in renter-occupied apartments

  • 251no vehicle
  • 9891 vehicle
  • 4122 vehicles
  • 1013 vehicles
  • 04 vehicles
  • 155+ vehicles

Median gross rent in 2013: $953.


Median price asked for vacant for-sale houses and condos in 2013: $246,867.

Estimated median house (or condo) value in 2013 for:


Estimated median house or condo value in 2013: $275,000
38120:

$275,000
Tennessee:

$140,300
Lower value quartile - upper value quartile: $205,200 - $412,900

Mean price in 2013:

Detached houses: $148,176
Here:

$148,176
State:

$193,341

Townhouses or other attached units: $115,931
Here:

$115,931
State:

$166,652

In 2-unit structures: $78,416
Here:

$78,416
State:

$142,213

In 3-to-4-unit structures: $146,283
Here:

$146,283
State:

$145,504

In 5-or-more-unit structures: $169,158
Here:

$169,158
State:

$182,736

Mobile homes: $38,628
Here:

$38,628
State:

$62,485

Owners and renters by unit type in %

Housing units in structures:


Unemployment: 4.6%

Neighborhoods in zip code 38120:

Percentage of zip code residents living and working in this county: 97.2%

Household type by relationship:

Households: 14,561

Size of family households: 1,955 2-persons, 965 3-persons, 568 4-persons, 220 5-persons, 87 6-persons, 54 7-or-more-persons

Size of nonfamily households: 2,100 1-person, 285 2-persons, 9 3-persons, 26 7-or-more-persons

2,661 married couples with children.
409 single-parent households (73 men, 336 women).

90.3% of residents of 38120 zip code speak English at home.
1.9% of residents speak Spanish at home (86% very well, 9% well, 5% not well).
3.2% of residents speak other Indo-European language at home (89% very well, 8% well, 2% not well).
2.9% of residents speak Asian or Pacific Island language at home (72% very well, 26% well, 3% not well).
1.8% of residents speak other language at home (89% very well, 11% well).

Foreign born population: 1,236 (8.5%)
(56.2% of them are naturalized citizens)
This zip code:

8.5%
Whole state:

4.7%

Most common places of birth for the foreign-born residents

  • 19%China, excluding Hong Kong and Taiwan
  • 12%India
  • 10%Other Eastern Europe
  • 6%Iran
  • 6%Poland
  • 5%Chile
  • 3%Korea

Most common first ancestries reported in 38120 (%)

  • 23%Other groups
  • 11%English
  • 10%American
  • 8%German
  • 7%Irish
  • 5%Polish
  • 3%Russian

Year of entry for the foreign-born population

  • 672010 or later
  • 3792000 to 2009
  • 3151990 to 1999
  • 637Before 1990

Zip code 38120 topographic map

Public primary/middle schools in zip code 38120 not listed on the city page:

  • WHITE STATION MIDDLE SCHOOL (Students: 802; Location: 5465 MASON RD, MEMPHIS, TN; Grades: 07 - 08)
  • RICHLAND ELEMENTARY SCHOOL (Students: 704; Location: 5440 RICH RD, MEMPHIS, TN; Grades: KG - 06)
  • SHADY GROVE ELEMENTARY SCHOOL (Students: 433; Location: 5360 SHADY GROVE RD, MEMPHIS, TN; Grades: KG - 06)

Private primary/middle schools not listed on the city page:

  • SOLOMON SCHECHTER SCH MEMPHIS (Students: 198; Location: 6641 HUMPHREYS BLVD, MEMPHIS, TN; Grades: 1 - 8)
  • TEMPLE ISRAEL KINDERGARTEN (Students: 20; Location: 1376 EAST MASSEY RD, MEMPHIS, TN; Grades: KG - KG)
There are 86 Internal Medicine Specialists 625 Other Medical Specialists in Zip Code 38120.

Facilities with environmental interests located in this zip code:

Fire-safe hotels and motels in zip code 38120:

All 7 fire-safe hotels and motels in zip code 38120

Zip code 38120 marital status for males
Zip code 38120 marital status for females

Housing units lacking complete kitchen facilities: 3.4%

Most commonly used house heating fuel

  • 57%Utility gas
  • 41%Electricity
  • 1%Bottled, tank, or LP gas

Population in 1990: 12,552. Population change in the 1990s: +1,141 (+9.1%).

Place of birth for U.S.-born residents:


56% of the 38120 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 68% lived in this county.
   Out of people who lived in different counties, 50% lived in Tennessee.

87% of the 38120 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 64% moved from this county.
   Out of people who lived in different houses, 4% moved from different county within same state.
   Out of people who lived in different houses, 28% moved from different state.
   Out of people who lived in different houses, 5% moved from abroad.

Year Householders Moved Into Unit

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 797
Here:

46.4%
Tennessee:

12.2%
Students in private schools in grades 9 to 12 (high school): 416
Here:

57.1%
Tennessee:

12.7%
Students in private undergraduate colleges: 95
Here:

14.1%
Tennessee:

22.4%

Educational Attainment (%)

School Enrollment by Level of School (%)

Class of Workers (%)

Occupation by median earnings in the past 12 months ($)

  • 136,667Legal occupations
  • 100,175Management occupations
  • 81,917Architecture and engineering occupations
  • 80,809Business and financial operations occupations
  • 74,491Sales and related occupations
  • 72,971Health diagnosing and treating practitioners and other technical occupations

Companies with federal contracts located in this zip code (MEMPHIS, TN):

Top industries in this zip code by the number of employees in 2005:


Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)

Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)

Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninstitutionalized)

People in group quarters in 2010:

  • 13 people in workers' group living quarters and job corps centers
  • 7 people in other noninstitutional facilities
  • 6 people in nursing facilities/skilled-nursing facilities

People in group quarters in 2000:

  • 95 people in nursing homes
  • 11 people in religious group quarters
  • 9 people in other nonhousehold living situations

Fatal accident statistics in 2011:

  • Fatal accident count: 2
  • Vehicles involved in fatal accidents: 2
  • Fatal accidents caused by drunken drivers: 0
  • Fatalities: 2
  • Persons involved in fatal accidents: 2
  • Pedestrians involved in fatal accidents: 0
Home Mortgage Disclosure Act Aggregated Statistics For Year 2009
(Based on 8 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED111$171,371203$253,635721$250,39718$208,14443$161,014
APPLICATIONS APPROVED, NOT ACCEPTED0$012$463,98154$211,6982$140,6253$195,643
APPLICATIONS DENIED1$215,55014$458,096136$276,71314$47,37212$133,574
APPLICATIONS WITHDRAWN13$204,21125$276,538132$277,8503$304,8506$94,440
FILES CLOSED FOR INCOMPLETENESS1$137,4807$484,51029$380,8591$207,0501$199,620

Detailed HMDA statistics for the following Tracts: 0092.00 , 0096.00, 0212.00, 0213.10

Private Mortgage Insurance Companies Aggregated Statistics For Year 2009
(Based on 6 partial tracts)
A) Conventional
Home Purchase Loans
B) Refinancings
C) Non-occupant Loans on
< 5 Family Dwellings (A & B)
NumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED21$235,21010$221,7860$0
APPLICATIONS APPROVED, NOT ACCEPTED12$204,27515$225,4391$70,080
APPLICATIONS DENIED6$154,2451$371,9900$0
APPLICATIONS WITHDRAWN2$263,8550$00$0
FILES CLOSED FOR INCOMPLETENESS0$00$00$0

Detailed PMIC statistics for the following Tracts: 0092.00 , 0096.00, 0212.00, 0213.10

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value

Most common first names in zip code 38120 among deceased individuals
NameCountLived (average)
Mary6281.7 years
James5177.6 years
William4678.6 years
John3775.4 years
Margaret2683.6 years
Robert2377.9 years
Dorothy2281.3 years
Helen2285.7 years
Charles2178.1 years
George1881.2 years
Most common last names in zip code 38120 among deceased individuals
Last nameCountLived (average)
Smith1581.9 years
Johnson1278.3 years
Cooper1079.2 years
Brown979.0 years
Miller886.1 years
Martin879.9 years
Thompson783.3 years
Jones781.0 years
Robinson783.7 years
Williams678.7 years
Businesses in zip code 38120
NameCountNameCount
Extended Stay America1Starbucks1
FedEx9UPS8
Hilton4Wendy's1
Holiday Inn1YMCA1
Nike1

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