41014 Zip Code Detailed Profile




Cities: Covington, KY (99.25%), Park Hills, KY (0.75%)
County: Kenton County, KY
Estimated zip code population in 2013: 7,728
Zip code population in 2010: 6,942
Zip code population in 2000: 7,369

Houses and condos: 3,765
Renter-occupied apartments: 1,721
% of renters here:

55%
State:

33%
Mar. 2013 cost of living index in zip code 41014: 89.8 (less than average, U.S. average is 100)

Land area: 1.1 sq. mi.
Water area: 0.0 sq. mi.
Population density: 7,274 people per square mile 
 
 (high).

Age and Sex of Residents in zip code 41014
Zip code 41014 (Covington, Kentucky) real estate house value trends
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Real estate property taxes paid for housing units in 2013:
This zip code:

1.3% ($1,161)
Kentucky:

0.8% ($1,022)
Median real estate property taxes paid for housing units with mortgages in 2013: $1,214 (1.3%)
Median real estate property taxes paid for housing units with no mortgage in 2013: $1,021 (1.4%)

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Males: 3,549  (45.9%)
Females: 4,179  (54.1%)

For population 25 years and over in 41014:

For population 15 years and over in 41014:

Zip code 41014 compared to state average:

  • Median age below state average.
  • Foreign-born population percentage significantly below state average.
  • Renting percentage above state average.
  • House age significantly above state average.
  • Percentage of population with a bachelor's degree or higher below state average.
  • Races in zip code 41014

  • Zip code 41014 races chart
    • 5,522White population
    • 887Black population
    • 16American Indian population
    • 11Asian population
    • 17Native Hawaiian and Other Pacific Islander population
    • 26Some other race population
    • 283Two or more races population
    • 180Hispanic or Latino population

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41014, KY forum
Discuss zip code 41014 area on our local forum with over 1,800,000 registered users
100% urban population.

Estimated median house/condo value in 2013: $88,900
41014:

$88,900
Kentucky:

$120,900



According to our research of Kentucky and other state lists there were 6 registered sex offenders living in 41014 zip code as of August 29, 2015.
The ratio of number of residents in zip code 41014 to the number of sex offenders is 1,547 to 1.
The number of registered sex offenders compared to the number of residents in this zip code is near the state average.


Median resident age:
This zip code:

33.2 years
Kentucky median age:

38.5 years
Average household size:
This zip code:

2.4 people
Kentucky:

2.5 people

Averages for the 2012 tax year for zip code 41014, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $31,317 (Individual Income Tax Returns)
Here:

$31,317
State:

$50,814

Salary/wage: $28,880 (reported on 90.4% of returns)
Here:

$28,880
State:

$42,723
(% of AGI for various income ranges: 81.3% for AGIs below $25k, 91.3% for AGIs $25k-50k, 83.3% for AGIs $50k-75k, 77.8% for AGIs $75k-100k, 72.7% for AGIs $100k-200k)

Taxable interest for individuals: $488 (reported on 13.4% of returns)
This zip code:

$488
Kentucky:

$1,381
(% of AGI for various income ranges: 0.1% for AGIs below $25k, 0.1% for AGIs $25k-50k, 0.5% for AGIs $50k-75k, 0.2% for AGIs $100k-200k)

Ordinary dividends: $1,770 (reported on 9.6% of returns)
Here:

$1,770
State:

$6,239
(% of AGI for various income ranges: 0.4% for AGIs below $25k, 0.3% for AGIs $25k-50k, 0.9% for AGIs $50k-75k, 0.6% for AGIs $75k-100k, 0.8% for AGIs $100k-200k)

Net capital gain/loss in AGI: +$1,774 (reported on 6.1% of returns)
Here:

+$1,774
State:

+$11,336
(% of AGI for various income ranges: 0.9% for AGIs below $25k, 0.1% for AGIs $25k-50k, 0.3% for AGIs $50k-75k, 1.6% for AGIs $100k-200k)

Profit/loss from business: +$7,800 (reported on 9.9% of returns)
Here:

+$7,800
State:

+$10,862
(% of AGI for various income ranges: 7.4% for AGIs below $25k, 0.6% for AGIs $25k-50k, 1.8% for AGIs $50k-75k, 3.0% for AGIs $75k-100k)

Taxable individual retirement arrangement distribution: $9,413 (reported on 5.1% of returns)
41014:

$9,413
Kentucky:

$14,296
(% of AGI for various income ranges: 1.5% for AGIs below $25k, 0.8% for AGIs $25k-50k, 1.8% for AGIs $50k-75k, 5.5% for AGIs $75k-100k)

Total itemized deductions: $14,479 (23% of AGI, reported on 18.2% of returns)
Here:

$14,479
State:

$21,160

Here:

22.5% of AGI
State:

20.0% of AGI
(% of AGI for various income ranges: 2.9% for AGIs below $25k, 6.9% for AGIs $25k-50k, 11.5% for AGIs $50k-75k, 10.8% for AGIs $75k-100k, 13.5% for AGIs $100k-200k)

Charity contributions: $2,431 (reported on 12.4% of returns)
Here:

$2,431
State:

$4,303
(% of AGI for various income ranges: 0.3% for AGIs below $25k, 0.5% for AGIs $25k-50k, 1.1% for AGIs $50k-75k, 1.6% for AGIs $75k-100k, 2.4% for AGIs $100k-200k)

Taxes paid: $6,143 (reported on 17.8% of returns)
41014:

$6,143
State:

$8,496
(% of AGI for various income ranges: 0.8% for AGIs below $25k, 2.7% for AGIs $25k-50k, 4.4% for AGIs $50k-75k, 4.8% for AGIs $75k-100k, 7.0% for AGIs $100k-200k)

Earned income credit: $2,343 (reported on 33.1% of returns)
Here:

$2,343
State:

$2,273
(% of AGI for various income ranges: 10.1% for AGIs below $25k, 1.0% for AGIs $25k-50k)

Averages for the 2004 tax year for zip code 41014, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $28,777 (Individual Income Tax Returns)
Here:

$28,777
State:

$41,540

Salary/wage: $27,125 (reported on 91.4% of returns)
Here:

$27,125
State:

$36,432
(% of AGI for various income ranges: 96.0% for AGIs below $10k, 87.4% for AGIs $10k-25k, 91.1% for AGIs $25k-50k, 85.2% for AGIs $50k-75k, 87.2% for AGIs $75k-100k, 65.1% for AGIs over 100k)

Taxable interest for individuals: $926 (reported on 20.8% of returns)
This zip code:

$926
Kentucky:

$1,571
(% of AGI for various income ranges: 1.9% for AGIs below $10k, 1.0% for AGIs $10k-25k, 0.4% for AGIs $25k-50k, 0.4% for AGIs $50k-75k, 0.6% for AGIs $75k-100k, 1.0% for AGIs over 100k)

Taxable dividends: $1,926 (reported on 11.7% of returns)
Here:

$1,926
State:

$3,453
(% of AGI for various income ranges: 1.9% for AGIs below $10k, 0.6% for AGIs $10k-25k, 0.3% for AGIs $25k-50k, 1.1% for AGIs $50k-75k, 0.3% for AGIs $75k-100k, 2.2% for AGIs over 100k)

Net capital gain/loss: +$2,931 (reported on 7.8% of returns)
Here:

+$2,931
State:

+$9,663
(% of AGI for various income ranges: -0.4% for AGIs below $10k, -0.0% for AGIs $10k-25k, -0.1% for AGIs $25k-50k, 0.9% for AGIs $50k-75k, 0.1% for AGIs $75k-100k, 5.8% for AGIs over 100k)

Profit/loss from business: +$6,449 (reported on 8.5% of returns)
Here:

+$6,449
State:

+$9,233
(% of AGI for various income ranges: 2.6% for AGIs below $10k, 3.0% for AGIs $10k-25k, 2.2% for AGIs $25k-50k, 0.7% for AGIs $50k-75k, 0.5% for AGIs $75k-100k, 2.2% for AGIs over 100k)

IRA payment deduction: $1,909 (reported on 1.1% of returns)
41014:

$1,909
Kentucky:

$2,955

Total itemized deductions: $12,956 (23% of AGI, reported on 22.6% of returns)
Here:

$12,956
State:

$17,474

Here:

23.5% of AGI
State:

21.0% of AGI
(% of AGI for various income ranges: 3.5% for AGIs below $10k, 5.0% for AGIs $10k-25k, 9.2% for AGIs $25k-50k, 12.6% for AGIs $50k-75k, 14.6% for AGIs $75k-100k, 16.5% for AGIs over 100k)

Charity contributions deductions: $1,753 (3% of AGI, reported on 17.6% of returns)
Here:

$1,753
State:

$3,494

Here:

3.0% of AGI
State:

4.0% of AGI
(% of AGI for various income ranges: 0.6% for AGIs $10k-25k, 0.8% for AGIs $25k-50k, 1.4% for AGIs $50k-75k, 1.6% for AGIs $75k-100k, 2.0% for AGIs over 100k)

Total tax: $3,406 (reported on 68.8% of returns)
41014:

$3,406
State:

$6,162
(% of AGI for various income ranges: 1.6% for AGIs below $10k, 3.9% for AGIs $10k-25k, 7.2% for AGIs $25k-50k, 9.4% for AGIs $50k-75k, 11.5% for AGIs $75k-100k, 15.9% for AGIs over 100k)

Earned income credit: $1,793 (reported on 26.6% of returns)
Here:

$1,793
State:

$1,723

Percentage of individuals using paid preparers for their 2004 taxes: 52.9%
Here:

53%
State:

66%
(% for various income ranges: 50.4% for AGIs below $10k, 59.6% for AGIs $10k-25k, 47.7% for AGIs $25k-50k, 51.8% for AGIs $50k-75k, 47.4% for AGIs $75k-100k, 60.9% for AGIs over 100k)

Estimated median household income in 2013:
This zip code:

$30,958
Kentucky:

$43,399
Covington, KY (41014) map Nearest zip codes: 41071, 41011, 45202, 41073, 41099, 45203.
Percentage of family households:
This zip code:

42.2%
Kentucky:

51.2%
Percentage of households with unmarried partners:
This zip code:

15.3%
Kentucky:

5.9%
Likely homosexual households (counted as self-reported same-sex unmarried-partner households)

Household received Food Stamps/SNAP in the past 12 months: 845
Household did not receive Food Stamps/SNAP in the past 12 months: 2,290


Women who had a birth in the past 12 months: 105 (17 now married, 88 unmarried)
Women who did not have a birth in the past 12 months: 2,161 (520 now married, 1,641 unmarried)


Housing units in zip code 41014 with a mortgage: 951 (37 second mortgage, 133 home equity loan, 9 both second mortgage and home equity loan)
Houses without a mortgage: 463

Median monthly owner costs for units with a mortgage: $1,036
Median monthly owner costs for units without a mortgage: S423

Residents with income below the poverty level in 2013:
This zip code:

27.8%
Whole state:

18.8%
Residents with income below 50% of the poverty level in 2013:
This zip code:

13.7%
Whole state:

10.8%
Median number of rooms in houses and condos:
Here:

5.9
State:

6.3
Median number of rooms in apartments:
Here:

4.4
State:

4.5
  • Notable locations in this zip code not listed on our city pages

  • Click to draw/clear zip code borders
  • Notable locations in zip code 41014: Covington Police Headquarters (A), Ridgeview Nursing Home (B). Display/hide their locations on the map

    Churches in zip code 41014 include: Covington Church of Christ (A), Eastside Church of the Nazarene (B), Free Pentecost Church (C), Saint Augustine Roman Catholic Church (D), Immanuel Baptist Church (E), Church of Jesus Christ of Latter Day Saints (F), Free Pentecostal Church (G), Saint Benedict's Roman Catholic Church (H). Display/hide their locations on the map

Year house built

  • 02010 or later
  • 272000 to 2009
  • 1231990 to 1999
  • 271980 to 1989
  • 2111970 to 1979
  • 2051960 to 1969
  • 3751950 to 1959
  • 2791940 to 1949
  • 2,5181939 or earlier

Zip code 41014 satellite photo by USGS

Owner-occupied Renter-occupied

Bedrooms in owner-occupied houses and condos in Covington, KY (41014)

  • 0no bedroom
  • 1551 bedroom
  • 5172 bedrooms
  • 5183 bedrooms
  • 1614 bedrooms
  • 635+ bedrooms

Bedrooms in renter-occupied apartments in Covington, KY (41014)

  • 134no bedroom
  • 5851 bedroom
  • 6092 bedrooms
  • 2663 bedrooms
  • 944 bedrooms
  • 335+ bedrooms
Owner-occupied Renter-occupied

Cars and other vehicles available in Covington, KY (41014) in owner-occupied houses/condos

  • 75no vehicle
  • 6061 vehicle
  • 5152 vehicles
  • 1733 vehicles
  • 244 vehicles
  • 215+ vehicles

Cars and other vehicles available in Covington, KY (41014) in renter-occupied apartments

  • 471no vehicle
  • 8471 vehicle
  • 2912 vehicles
  • 943 vehicles
  • 184 vehicles
  • 05+ vehicles

Median gross rent in 2013: $706.

Estimated median house (or condo) value in 2013 for:


Estimated median house or condo value in 2013: $88,900
41014:

$88,900
Kentucky:

$120,900
Lower value quartile - upper value quartile: $62,500 - $127,300

Mean price in 2013:

Detached houses: $116,569
Here:

$116,569
State:

$165,943

Townhouses or other attached units: $135,439
Here:

$135,439
State:

$210,806

In 2-unit structures: $93,047
Here:

$93,047
State:

$146,492

In 3-to-4-unit structures: $106,311
Here:

$106,311
State:

$136,522

In 5-or-more-unit structures: $163,221
Here:

$163,221
State:

$121,464

Mobile homes: $99,677
Here:

$99,677
State:

$47,914

Owners and renters by unit type in %

Housing units in structures:


Unemployment: 14.1%

Percentage of zip code residents living and working in this county: 44.6%

Household type by relationship:

Households: 7,647

Size of family households: 440 2-persons, 481 3-persons, 348 4-persons, 186 5-persons, 118 6-persons

Size of nonfamily households: 1,278 1-person, 270 2-persons, 14 3-persons

520 married couples with children.
1,238 single-parent households (119 men, 1,119 women).

96.7% of residents of 41014 zip code speak English at home.
2.1% of residents speak Spanish at home (51% very well, 49% well).
0.7% of residents speak other Indo-European language at home (88% very well, 12% well).
0.2% of residents speak Asian or Pacific Island language at home (100% very well).
0.3% of residents speak other language at home (100% very well).

Foreign born population: 84 (1.1%)
(46.4% of them are naturalized citizens)
This zip code:

1.1%
Whole state:

3.4%

Most common places of birth for the foreign-born residents

  • 25%Venezuela
  • 23%Mexico
  • 14%South Africa
  • 13%Philippines
  • 12%Kuwait
  • 7%Iran
  • 6%Guatemala

Most common first ancestries reported in 41014 (%)

  • 25%Other groups
  • 18%German
  • 12%English
  • 8%American
  • 7%Irish
  • 2%Scottish
  • 2%Italian

Year of entry for the foreign-born population

  • 02010 or later
  • 262000 to 2009
  • 541990 to 1999
  • 43Before 1990

Zip code 41014 topographic map

Facilities with environmental interests located in this zip code:


Zip code 41014 marital status for males
Zip code 41014 marital status for females

Housing units lacking complete plumbing facilities: 4.8%
Housing units lacking complete kitchen facilities: 6.5%

Most commonly used house heating fuel

  • 84%Utility gas
  • 14%Electricity
  • 1%Fuel oil, kerosene, etc.

Population in 1990: 8,607. Population change in the 1990s: -1,238 (-14.4%).

Place of birth for U.S.-born residents:


55% of the 41014 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 57% lived in this county.
   Out of people who lived in different counties, 50% lived in Kentucky.

83% of the 41014 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 61% moved from this county.
   Out of people who lived in different houses, 22% moved from different county within same state.
   Out of people who lived in different houses, 15% moved from different state.
   Out of people who lived in different houses, 2% moved from abroad.

Year Householders Moved Into Unit

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 109
Here:

12.4%
Kentucky:

11.3%
Students in private schools in grades 9 to 12 (high school): 66
Here:

13.6%
Kentucky:

10.8%
Students in private undergraduate colleges: 60
Here:

12.8%
Kentucky:

17.4%

Educational Attainment (%)

School Enrollment by Level of School (%)

Class of Workers (%)

Occupation by median earnings in the past 12 months ($)

  • 95,125Legal occupations
  • 57,899Health technologists and technicians
  • 52,750Community and social service occupations
  • 44,250Computer and mathematical occupations
  • 40,515Transportation occupations
  • 39,722Business and financial operations occupations

Top industries in this zip code by the number of employees in 2005:


Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)

Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)

Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninstitutionalized)

People in group quarters in 2010:

  • 99 people in nursing facilities/skilled-nursing facilities
  • 7 people in emergency and transitional shelters (with sleeping facilities) for people experiencing homelessness
  • 7 people in residential treatment centers for adults
  • 4 people in other noninstitutional facilities

People in group quarters in 2000:

  • 11 people in other noninstitutional group quarters
  • 6 people in homes for the mentally retarded

Fatal accident statistics in 2011:

  • Fatal accident count: 1
  • Vehicles involved in fatal accidents: 2
  • Fatal accidents caused by drunken drivers: 0
  • Fatalities: 1
  • Persons involved in fatal accidents: 3
  • Pedestrians involved in fatal accidents: 0

Fatal accident statistics in 2010:

  • Fatal accident count: 2
  • Vehicles involved in fatal accidents: 2
  • Fatal accidents caused by drunken drivers: 2
  • Fatalities: 2
  • Persons involved in fatal accidents: 3
  • Pedestrians involved in fatal accidents: 0
Home Mortgage Disclosure Act Aggregated Statistics For Year 2009
(Based on 6 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED38$92,34832$57,69886$94,9859$50,28333$63,601
APPLICATIONS APPROVED, NOT ACCEPTED2$71,4652$12,5055$120,0963$28,4673$48,387
APPLICATIONS DENIED2$111,7853$33,07076$81,08717$25,79214$73,735
APPLICATIONS WITHDRAWN2$89,3303$182,33728$93,8310$01$97,380
FILES CLOSED FOR INCOMPLETENESS0$00$07$94,8700$00$0

Detailed HMDA statistics for the following Tracts: 0609.00 , 0610.00, 0611.00

Private Mortgage Insurance Companies Aggregated Statistics For Year 2009
(Based on 4 partial tracts)
A) Conventional
Home Purchase Loans
B) Refinancings
NumberAverage ValueNumberAverage Value
LOANS ORIGINATED4$92,0681$187,370
APPLICATIONS APPROVED, NOT ACCEPTED1$219,9602$156,435
APPLICATIONS DENIED0$01$136,160
APPLICATIONS WITHDRAWN1$111,7201$133,640
FILES CLOSED FOR INCOMPLETENESS0$00$0

Detailed PMIC statistics for the following Tracts: 0609.00 , 0610.00, 0611.00

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value

Most common first names in zip code 41014 among deceased individuals
NameCountLived (average)
William10372.0 years
Mary9276.0 years
John8772.0 years
Robert6970.4 years
Charles6973.2 years
Joseph5972.9 years
James5264.6 years
George4976.4 years
Margaret4778.1 years
Edward4270.6 years
Most common last names in zip code 41014 among deceased individuals
Last nameCountLived (average)
Smith3364.1 years
Jones2276.9 years
Brown1869.3 years
Moore1879.0 years
Hall1777.3 years
Williams1567.0 years
Martin1565.7 years
Wilson1479.1 years
Johnson1372.0 years
Miller1374.8 years

Businesses in zip code 41014



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