Estimated median household income in 2007: $38,886
| This zip code: | $38,886 | | Kentucky: | $40,267 |
Nearest zip codes: 41014, 45203, 45202, 41016, 41071, 45210.
Covington Zip Code Map
Housing units in zip code 41011 with a mortgage: 3,181 (370 second mortgage, 529 home equity loan, 19 both second mortgage and home equity loan)
Houses without a mortgage: 1,584
Median monthly owner costs for units with a mortgage: $1,116
Median monthly owner costs for units without a mortgage: $370
Residents with income below the poverty level in 2007:
| This zip code: | 20.0% | | Whole state: | 17.3% |
Residents with income below 50% of the poverty level in 2007:
| This zip code: | 9.8% | | Whole state: | 7.1% |
Median number of rooms in houses and condos:
| Here: | 6.3 | | State: | 5.9 |
Median number of rooms in apartments:
| Here: | 3.6 | | State: | 4.3 |
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Click to draw/clear zip code borders
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Notable locations in this zip code not listed on our city pages:
Tourist attractions (not listed on the city page) : Vent Haven Museum (33 West Maple Avenue), Pm Speclties (Tours & Charters; 1663 Dixie Highway).
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Year house built: |
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- 1999 to March 2000: 49
- 1995 to 1998: 187
- 1990 to 1994: 572
- 1980 to 1989: 1,121
- 1970 to 1979: 1,614
- 1960 to 1969: 1,699
- 1950 to 1959: 1,785
- 1940 to 1949: 1,799
- 1939 or earlier: 5,913
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Bedrooms in owner-occupied houses in Covington, KY (41011): |
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- no bedroom: 6
- 1 bedrooms: 324
- 2 bedrooms: 1,709
- 3 bedrooms: 2,141
- 4 bedrooms: 1,153
- 5 or more bedrooms: 222
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Bedrooms in renter-occupied apartments and housing units: |
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- no bedroom: 503
- 1 bedrooms: 3,364
- 2 bedrooms: 2,557
- 3 bedrooms: 843
- 4 bedrooms: 148
- 5 or more bedrooms: 17
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Vehicles available in 41011 zip code in owner-occupied houses/condos: |
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- no vehicle: 380
- 1 vehicle: 1,843
- 2 vehicles: 2,265
- 3 vehicles: 753
- 4 vehicles: 255
- 5 or more vehicles: 59
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Vehicles available in renter-occupied apartments: |
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- no vehicle: 2,492
- 1 vehicle: 3,450
- 2 vehicles: 1,218
- 3 vehicles: 228
- 4 vehicles: 23
- 5 or more vehicles: 21
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Estimated household income distribution in 2007:

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Estimate of home value of owner-occupied houses/condos in 2007 in zip code 41011:
- Less than $10,000: 7
- $10,000 to $14,999: 4
- $15,000 to $19,999: 7
- $20,000 to $24,999: 9
- $25,000 to $29,999: 24
- $30,000 to $34,999: 65
- $35,000 to $39,999: 53
- $40,000 to $49,999: 122
- $50,000 to $59,999: 248
- $60,000 to $69,999: 254
- $70,000 to $79,999: 217
- $80,000 to $89,999: 227
- $90,000 to $99,999: 255
- $100,000 to $124,999: 601
- $125,000 to $149,999: 719
- $150,000 to $174,999: 507
- $175,000 to $199,999: 539
- $200,000 to $249,999: 838
- $250,000 to $299,999: 311
- $300,000 to $399,999: 267
- $400,000 to $499,999: 102
- $500,000 to $749,999: 96
- $750,000 to $999,999: 22
- $1,000,000 or more: 37
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Rent paid by renters in 2007 in zip code 41011:
- Less than $100: 278
- $100 to $149: 223
- $150 to $199: 195
- $200 to $249: 277
- $250 to $299: 361
- $300 to $349: 787
- $350 to $399: 870
- $400 to $449: 835
- $450 to $499: 883
- $500 to $549: 586
- $550 to $599: 533
- $600 to $649: 444
- $650 to $699: 375
- $700 to $749: 359
- $750 to $799: 237
- $800 to $899: 386
- $900 to $999: 139
- $1,000 to $1,249: 51
- $1,250 to $1,499: 86
- $1,500 to $1,999: 152
- $2,000 or more: 42
- No cash rent: 205
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Median price asked for vacant for-sale houses and condos in 2007: $127,797.
Estimated median house (or condo) value in 2007 for: - White Non-Hispanic householders: $154,936
- Black or African American householders: $80,555
- American Indian or Alaska Native householders: $86,155
- Asian householders: $266,652
- Some other race householders: $197,440
- Two or more races householders: $97,212
- Hispanic or Latino householders: $185,522
Estimated median house or condo value in 2007: $144,918 (it was $102,900 in 2000)
| 41011: | $144,918 | | Kentucky: | $114,300 |
Lower value quartile - upper value quartile: $69,931 - $126,030
Mean price in 2007:
Detached houses: $178,728| Here: | $178,728 | | State: | $160,589 |
Townhouses or other attached units: $170,742| Here: | $170,742 | | State: | $163,962 |
In 2-unit structures: $109,067| Here: | $109,067 | | State: | $137,715 |
In 3-to-4-unit structures: $146,837| Here: | $146,837 | | State: | $141,483 |
In 5-or-more-unit structures: $195,496| Here: | $195,496 | | State: | $124,940 |
Mobile homes: $31,071| Here: | $31,071 | | State: | $33,636 |
Owners and renters by unit type in %
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Breakdown of mean house values by ages of householders
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Housing units in structures:
- One, detached: 6,109
- One, attached: 732
- Two: 1,982
- 3 or 4: 1,436
- 5 to 9: 1,690
- 10 to 19: 1,122
- 20 to 49: 520
- 50 or more: 1,122
- Mobile homes: 23
- Boats, RVs, vans, etc.: 3

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Means of transportation to work
- Drove a car alone: 9,382 (71%)
- Carpooled: 1,692 (13%)
- Bus or trolley bus: 906 (7%)
- Subway or elevated: 5 (0%)
- Taxi: 50 (0%)
- Motorcycle: 13 (0%)
- Bicycle: 39 (0%)
- Walked: 756 (6%)
- Other means: 122 (1%)
- Worked at home: 273 (2%)
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Travel time to work
- Less than 5 minutes: 466
- 5 to 9 minutes: 1289
- 10 to 14 minutes: 2449
- 15 to 19 minutes: 3001
- 20 to 24 minutes: 2230
- 25 to 29 minutes: 736
- 30 to 34 minutes: 1308
- 35 to 39 minutes: 266
- 40 to 44 minutes: 269
- 45 to 59 minutes: 447
- 60 to 89 minutes: 284
- 90 or more minutes: 220
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Percentage of zip code residents living and working in this county: 42.4%
Household type by relationship
Households: 27,868
- In family households: 20,183 (4,188 male householders, 2,352 female householders)
4,235 spouses, 7,663 children (7,056 natural, 237 adopted, 370 stepchildren), 619 grandchildren, 290 brothers or sisters, 163 parents, 210 other relatives, 463 non-relatives
- In nonfamily households: 7,685 (3,213 male householders (2,583 living alone)), 3,177 female householders (2,703 living alone)), 1,295 nonrelatives
- In group quarters: 901 (531 institutionalized population)
Size of family households: 2,831 2-persons, 1,717 3-persons, 1,083 4-persons, 582 5-persons, 222 6-persons, 105 7-or-more-persons.
Size of nonfamily households: 5,286 1-person, 996 2-persons, 78 3-persons, 21 4-persons, 5 5-persons, 4 7-or-more-persons.
3,018 married couples with children.
2,722 single-parent households (386 men, 2,336 women).
95.8% of residents of 41011 zip code speak English at home.
2.0% of residents speak Spanish at home (55% very well, 22% well, 20% not well, 3% not at all).
1.6% of residents speak other Indo-European language at home (71% very well, 11% well, 18% not well).
0.4% of residents speak Asian or Pacific Island language at home (92% very well, 8% well).
0.2% of residents speak other language at home (75% very well, 13% well, 13% not well).
Foreign born population: 507 (1.8%)
(50.3% of them are naturalized citizens)
| This zip code: | 1.8% | | Whole state: | 2.0% |
Most common places of birth for the foreign-born residents:
- Mexico (23%)
- Germany (12%)
- India (8%)
- United Kingdom (6%)
- Philippines (6%)
- Czechoslovakia (includes Czech Republic and Slovakia) (4%)
- Other Western Europe (4%)
Year of entry for the foreign-born population |
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- 1995 to March 2000: 123
- 1990 to 1994: 63
- 1985 to 1989: 57
- 1980 to 1984: 14
- 1975 to 1979: 12
- 1970 to 1974: 46
- 1970 to 1974: 50
- 1965 to 1969: 142
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White population: 23,968
Black population: 3,846
American Indian population: 64
Asian population: 126
Native Hawaiian and Other Pacific Islander population: 12
Some other race population: 179
Two or more races population: 461

First ancestries reported:
|  German: 7031 |
|  Other groups: 4417 |
|  United States or American: 2596 |
|  Irish: 2588 |
|  English: 1773 |
|  Italian: 453 |
|  Scotch-Irish: 345 |
|  French (except Basque): 319 |
|  Polish: 233 |
|  Scottish: 192 |
|  Dutch: 167 |
|  European: 152 |
|  Welsh: 141 |
|  Subsaharan African:: 107 |
|  African: 103 |
|  Hungarian: 79 |
|  British: 78 |
|  Swiss: 58 |
|  Greek: 57 |
|  Russian: 53 |
|  French Canadian: 46 |
|  Norwegian: 41 |
|  Danish: 33 |
|  Austrian: 33 |
|  Czechoslovakian: 32 |
|  Latvian: 30 |
|  Czech: 30 |
|  Canadian: 29 |
|  Slovak: 24 |
|  Arab:: 21 |
|  Jordanian: 19 |
|  Belgian: 19 |
|  Scandinavian: 17 |
|  Swedish: 15 |
|  Celtic: 13 |
|  Ukrainian: 13 |
|  Lithuanian: 7 |
|  Alsatian: 6 |
|  Northern European: 6 |
|  Australian: 6 |
|  West Indian (excluding Hispanic groups):: 6 |
|  West Indian: 6 |
|  Serbian: 6 |
|  Romanian: 4 |
|  Bulgarian: 4 |
|  South African: 4 |
|  German Russian: 3 |
|  Lebanese: 2 |
|  Finnish: 2 |

Public primary/middle school in zip code 41011 not listed on the city page:- BIGGS EARLY CHILDHOOD PRESCHOOL CENTER (Location: 1124 SCOTT BLVD, COVINGTON, KY; Grades: PK - PK)
Private primary/middle schools not listed on the city page:- ST AGNES ELEMENTARY SCHOOL (Students: 528; Location: 1322 SLEEPY HOLLOW RD, FT WRIGHT, KY; Grades: KG - 8)
- ST. PAUL'S KIDS PLACE (Students: 34; Location: 429 FORTH HENRY DRIVE, FT WRIGHT, KY; Grades: PK - KG)
Major facitilies with environmental interests located in this zip code:
- BIGGS EARLY CHILDHOOD PRESCHOOL CENTER (1124 SCOTT BLVD in COVINGTON, KY)
(National Center for Education Statistics) - STATE ID-059134010
Organizations: COVINGTON INDEPENDENT (SCHOOL DISTRICT)
- FT WRIGHT ELEMENTARY SCHOOL (501 FARRELL DR in COVINGTON, KY)
(National Center for Education Statistics) - STATE ID-059291060
Organizations: KENTON COUNTY (SCHOOL DISTRICT)
- AMERISTOP EXPRESS (30TH & DECOURSEY in COVINGTON, KY)
AIR MINOR (AIRS/AFS)
CRITERIA AND HAZARDOUS AIR POLLUTANT INVENTORY (Inventory of air pollution sources)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Business SIC classification: GASOLINE SERVICE STATIONS
Organizations: WACO OIL COMPANY (CONTACT/OWNER)
Alternative names: LATONIA SHELL-WACO OIL CO, WACO OIL CO
- NORTHKEY COM CARE INTENSIVE SERVICES (502 FARRELL DR in FT WRIGHT, KY)
(National Center for Education Statistics) - STATE ID-059291541
Organizations: KENTON COUNTY (SCHOOL DISTRICT)
- L&N RAILROAD DECOURSEY YARD (US HWY 175 & SR 16 in COVINGTON, KY)
(Integrated Compliance Information System) - ICIS-04-1979-0009, FORMAL ENFORCEMENT ACTION
Business SIC classification: RAILROADS, LINE-HAUL OPERATING
- A.F.REIDINGER & SONS (502 WEST 12TH ST. in COVINGTON, KY)
AIR MINOR (AIRS/AFS)
CRITERIA AND HAZARDOUS AIR POLLUTANT INVENTORY (Inventory of air pollution sources)
Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Business SIC classification: DRYCLEANING PLANTS, EXCEPT RUG CLEANING
Business NAICS classification: DRYCLEANING AND LAUNDRY SERVICES (EXCEPT COIN-OPERATED).
Organizations: JOSEPH D. RIEDINGER (CONTACT/OWNER)
Alternative names: A. F. RIEDINGER & SONS
- L & L DRY CLEANERS (115 EAST 12TH ST. in COVINGTON, KY)
AIR MINOR (AIRS/AFS)
CRITERIA AND HAZARDOUS AIR POLLUTANT INVENTORY (Inventory of air pollution sources)
Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Business SIC classification: DRYCLEANING PLANTS, EXCEPT RUG CLEANING
Business NAICS classification: DRYCLEANING AND LAUNDRY SERVICES (EXCEPT COIN-OPERATED).
Organizations: PAUL L. LANDRUM (CONTACT/OWNER)
- LOOKOUT HEIGHTS DRY CLEANERS (1657 DIXIE HIGHWAY in FORT WRIGHT, KY)
AIR MINOR (AIRS/AFS)
CRITERIA AND HAZARDOUS AIR POLLUTANT INVENTORY (Inventory of air pollution sources)
Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Business SIC classification: DRYCLEANING PLANTS, EXCEPT RUG CLEANING
Business NAICS classification: DRYCLEANING AND LAUNDRY SERVICES (EXCEPT COIN-OPERATED).
Organizations: MARY HORTON & ERNEST HORTON (CONTACT/OWNER)
Alternative names: LOOKOUT HTS LAUNDRY
- AMERISTOP EXPRESS (1804 DIXIE HIGHWAY in COVINGTON, KY)
AIR MINOR (AIRS/AFS)
CRITERIA AND HAZARDOUS AIR POLLUTANT INVENTORY (Inventory of air pollution sources)
Business SIC classification: GASOLINE SERVICE STATIONS
Alternative names: WACO OIL CO
- NORFOLK SOUTHERN CORPORATION (MP 5.5 ST. JOHNS ROAD in COVINGTON, KY)
(Resource Conservation and Recovery Act (tracking hazardous waste))
- AMERISTOP EXPRESS (5TH & PHILADELPHIA, COVINGTON in COVINGTON, KY)
AIR MINOR (AIRS/AFS)
CRITERIA AND HAZARDOUS AIR POLLUTANT INVENTORY (Inventory of air pollution sources)
Business SIC classification: GASOLINE SERVICE STATIONS
Alternative names: WACO OIL CO
- MEJO INC (1750 DIXIE HIGHWAY in FORT WRIGHT, KY)
AIR MINOR (AIRS/AFS)
CRITERIA AND HAZARDOUS AIR POLLUTANT INVENTORY (Inventory of air pollution sources)
Business SIC classification: GASOLINE SERVICE STATIONS
- B P OIL (4301 WINSTON AVENUE in COVINGTON, KY)
AIR MINOR (AIRS/AFS)
CRITERIA AND HAZARDOUS AIR POLLUTANT INVENTORY (Inventory of air pollution sources)
Business SIC classification: GASOLINE SERVICE STATIONS
Fire-safe hotels and motels in zip code 41011
- Embassy Suites Rivercenter, 10 E Rivercenter Blvd, Covington, KY 41011, Phone: (859) 261-8400, Fax: (859) 261-8486
- Lookout Motel, 1700 Dixie Hwy, Fort Wright, KY 41011, Phone: (859) 431-5141
- Radisson Hotel Cincinnati Riverfront, 668 W Fifth St, Covington, KY 41011, Phone: (859) 491-1200, Fax: (859) 491-8698
- Holiday Inn-cincinnati Riverfront, 600 W Third St, Covington, KY 41011, Phone: (859) 291-4300, Fax: (859) 491-2331
- Extended Stay America, 650 W 3RD St, Covington, KY 41011, Phone: (859) 581-3000, Fax: (859) 581-3100
- Rodeway Inn, 1931-1939 Dixie Hwy, Covington, KY 41011, Phone: (859) 331-1400, Fax: (859) 957-1030
- Hampton Inn-riverfront, 200 Cres Ave, Covington, KY 41011, Phone: (859) 581-7800, Fax: (859) 581-8282
- Best Western Ft Mitchell Inn, 2100 Dixie Hwy, Ft Mitchell, KY 41011, Phone: (859) 331-1500, Fax: (859) 331-0509
- 3 other hotels and motels
All 11 fire-safe hotels and motels in zip code 41011
Median worth of mobile homes: $47,334
Housing units lacking complete plumbing facilities: 1%
Housing units lacking complete kitchen facilities: 1%
Most commonly used house heating fuel: |
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- Utility gas (72%)
- Electricity (25%)
- Bottled, tank, or LP gas (1%)
- Other fuel (1%)
- No fuel used (1%)
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Place of birth for U.S.-born residents:
- This state: 17706
- Northeast: 788
- Midwest: 7546
- South: 1541
- West: 562
52% of the 41011 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 49% lived in this county.
Out of people who lived in different counties, 35% lived in Kentucky.
Population in 1990: 29,098. Population change in the 1990s: -442 (-1.5%).
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 759
| Here: | 26.0% | | Kentucky: | 11.9% |
Students in private schools in grades 9 to 12 (high school): 424
| Here: | 31.9% | | Kentucky: | 10.6% |
Students in private undergraduate colleges: 222
| Here: | 21.9% | | Kentucky: | 18.1% |
School Enrollment by Level of School
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Companies with federal contracts located in this zip code (COVINGTON, KY):
- LAWSON, LORI (519 ST JOSEPH LANE; small business): $34,312 in 11 contracts from 2003 to 2005
Contracts for Custodial Janitorial Services by U.S. Army Corps of Engineers - civil program financing only, Army Signed by year: 2000: $0; 2001: $0; 2002: $0; 2003: $13,840; 2004: $13,552; 2005: $6,920; 2006: $0.
Biggest contracts:
$7,160 with U.S. Army Corps of Engineers - civil program financing only for Custodial Janitorial Services. Signed on 2004-12-28. Completion date: 2004-12-31.
$7,160 with Army for Custodial Janitorial Services. Signed on 2004-12-28. Completion date: 2004-12-31.
$6,920, same as above. Signed on 2005-12-28. Completion date: 2004-12-31.
$6,920, same as above. Signed on 2003-12-31. Completion date: 2004-12-31.
- COMMONWEALTH HOTELS, INC (10 W RIVERCENTER BLVD): $20,022 in 3 contracts in 2002
$19,769 with Army for Lodging - Hotel/Motel. Signed on 2002-02-15. Completion date: 2002-02-22.
$623, same as above. Signed on 2002-04-01. Completion date: 2002-02-22.
$-370, same as above. Signed on 2002-05-01. Completion date: 2002-02-22.
- GATEWAY HOTEL, LLC (200 CRESCENT AVENUE)
$12,084 with Army for Lodging - Hotel/Motel. Signed on 2002-01-22. Completion date: 2002-02-09.
- SAFEGARD CORP, THE (315 E 15TH ST; small business)
$3,234 with Army for Safety and Rescue Equipment. Signed on 2003-01-14. Completion date: 2003-01-24.
- D C MORRISON COMPANY INC (201 JOHNSON ST; small business)
$132 with Army for Tools and Attachments for Woodworking Machinery. Signed on 2003-04-22. Completion date: 2003-05-02.
Top industries in this zip code by the number of employees in 2005:
- Accommodation and Food Services: Full-Service Restaurants (50-99 employees: 9 establishments, 20-49 employees: 9 establishments, 10-19 employees: 9 establishments, 5-9 employees: 3 establishments, 1-4 employees: 11 establishments)
- Professional, Scientific, and Technical Services: Payroll Services (100-249: 3, 50-99: 1, 5-9: 1)
- Professional, Scientific, and Technical Services: Marketing Research and Public Opinion Polling (250-499: 1, 100-249: 1)
- Professional, Scientific, and Technical Services: Offices of Lawyers (50-99: 3, 20-49: 3, 10-19: 5, 5-9: 5, 1-4: 43)
- Accommodation and Food Services: Drinking Places (Alcoholic Beverages) (100-249: 1, 20-49: 3, 10-19: 4, 5-9: 3, 1-4: 19)
- Administrative and Support and Waste Management and Remediation Services: Landscaping Services (250-499: 1, 1-4: 3)
- Management of Companies and Enterprises: Corporate, Subsidiary, and Regional Managing Offices (100-249: 1, 50-99: 1, 20-49: 3, 10-19: 1, 5-9: 2)
- Accommodation and Food Services: Limited-Service Restaurants (50-99: 1, 20-49: 6, 10-19: 4, 5-9: 1, 1-4: 9)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
People in group quarters
- 315 people in local jails and other confinement facilities (including police lockups)
- 198 people in other noninstitutional group quarters
- 179 people in nursing homes
- 85 people in other nonhousehold living situations
- 54 people in homes or halfway houses for drug/alcohol abuse
- 38 people in hospitals or wards for drug/alcohol abuse
- 16 people in religious group quarters
- 12 people in halfway houses
- 6 people in homes for the mentally retarded
Fatal accident statistics in 2005
- Fatal accident count: 1
- Vehicles involved in fatal accidents: 1
- Fatal accidents caused by drunken drivers: 1
- Fatalities: 1
- Persons involved in fatal accidents: 1
- Pedestrians involved in fatal accidents: 0
Home Mortgage Disclosure Act Aggregated Statistics For Year 2007 (Based on 10 full and 10 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 65 | $104,287 | 618 | $127,119 | 602 | $127,829 | 86 | $49,995 | 14 | $644,171 | 295 | $86,974 | 7 | $15,883 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 6 | $76,687 | 44 | $114,189 | 100 | $91,354 | 24 | $46,882 | 0 | $0 | 30 | $87,993 | 6 | $17,373 |
| APPLICATIONS DENIED | 12 | $103,890 | 101 | $109,448 | 497 | $102,842 | 102 | $48,038 | 1 | $139,000 | 94 | $89,385 | 5 | $33,312 |
| APPLICATIONS WITHDRAWN | 7 | $78,537 | 51 | $131,981 | 145 | $112,909 | 13 | $59,415 | 5 | $1,504,056 | 28 | $141,978 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $117,450 | 7 | $205,814 | 35 | $100,198 | 1 | $3,720 | 0 | $0 | 10 | $97,480 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 10 full and 10 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 48 | $96,867 | 877 | $129,063 | 736 | $102,239 | 134 | $34,530 | 9 | $695,859 | 372 | $87,087 | 2 | $147,255 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 7 | $108,003 | 116 | $106,954 | 127 | $121,893 | 27 | $26,350 | 0 | $0 | 43 | $78,183 | 4 | $37,490 |
| APPLICATIONS DENIED | 15 | $56,953 | 141 | $90,520 | 491 | $99,061 | 117 | $28,323 | 3 | $93,393 | 122 | $75,462 | 9 | $47,596 |
| APPLICATIONS WITHDRAWN | 13 | $131,353 | 108 | $110,353 | 213 | $117,443 | 13 | $59,032 | 1 | $3,654,860 | 54 | $98,132 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 31 | $89,947 | 48 | $139,030 | 2 | $108,000 | 1 | $750,000 | 11 | $74,327 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 10 full and 10 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 59 | $95,882 | 934 | $119,320 | 809 | $117,894 | 94 | $45,905 | 14 | $397,486 | 391 | $81,476 | 2 | $75,000 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 3 | $42,640 | 93 | $98,797 | 135 | $93,830 | 26 | $31,027 | 0 | $0 | 33 | $74,992 | 8 | $31,106 |
| APPLICATIONS DENIED | 12 | $102,354 | 174 | $79,733 | 446 | $103,854 | 131 | $27,428 | 2 | $1,387,795 | 120 | $75,277 | 21 | $58,662 |
| APPLICATIONS WITHDRAWN | 4 | $132,960 | 101 | $104,022 | 195 | $123,913 | 33 | $116,727 | 4 | $389,360 | 52 | $95,394 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $74,000 | 17 | $125,100 | 51 | $113,640 | 2 | $29,585 | 0 | $0 | 10 | $54,136 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 10 full and 10 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 89 | $98,808 | 760 | $111,906 | 1,029 | $115,701 | 88 | $49,721 | 21 | $444,765 | 346 | $91,181 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 5 | $87,744 | 101 | $88,371 | 180 | $100,647 | 16 | $28,976 | 0 | $0 | 49 | $65,548 | 6 | $36,885 |
| APPLICATIONS DENIED | 14 | $71,197 | 135 | $84,644 | 478 | $86,178 | 104 | $27,058 | 0 | $0 | 71 | $70,880 | 20 | $38,538 |
| APPLICATIONS WITHDRAWN | 4 | $107,065 | 87 | $105,442 | 281 | $98,524 | 20 | $35,241 | 0 | $0 | 32 | $93,328 | 2 | $77,555 |
| FILES CLOSED FOR INCOMPLETENESS | 9 | $102,888 | 19 | $124,326 | 44 | $104,960 | 2 | $77,000 | 0 | $0 | 6 | $101,172 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 10 full and 10 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 111 | $95,227 | 639 | $109,109 | 2,376 | $114,809 | 80 | $31,941 | 22 | $245,783 | 391 | $80,687 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 3 | $65,890 | 75 | $93,807 | 276 | $99,893 | 16 | $31,073 | 0 | $0 | 47 | $70,453 |
| APPLICATIONS DENIED | 16 | $69,605 | 134 | $81,151 | 539 | $84,451 | 82 | $19,804 | 0 | $0 | 83 | $72,063 |
| APPLICATIONS WITHDRAWN | 15 | $60,986 | 74 | $100,549 | 283 | $89,092 | 9 | $19,254 | 3 | $505,007 | 48 | $57,003 |
| FILES CLOSED FOR INCOMPLETENESS | 6 | $72,535 | 26 | $134,332 | 83 | $133,018 | 3 | $20,117 | 0 | $0 | 24 | $98,259 |
Aggregated Statistics For Year 2002 (Based on 8 full and 8 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 98 | $92,397 | 349 | $90,481 | 1,400 | $109,242 | 71 | $25,420 | 10 | $398,032 | 182 | $74,093 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 13 | $87,968 | 53 | $66,299 | 203 | $114,158 | 26 | $19,081 | 1 | $120,000 | 21 | $64,760 |
| APPLICATIONS DENIED | 22 | $67,920 | 120 | $64,574 | 379 | $80,841 | 64 | $12,449 | 0 | $0 | 42 | $52,299 |
| APPLICATIONS WITHDRAWN | 13 | $93,693 | 39 | $74,263 | 251 | $102,816 | 9 | $25,229 | 0 | $0 | 23 | $107,456 |
| FILES CLOSED FOR INCOMPLETENESS | 6 | $93,077 | 19 | $76,565 | 61 | $108,464 | 2 | $18,790 | 0 | $0 | 4 | $83,058 |
Aggregated Statistics For Year 2001 (Based on 8 full and 8 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 135 | $95,494 | 425 | $100,141 | 1,118 | $99,292 | 104 | $20,174 | 8 | $269,663 | 166 | $71,621 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 12 | $89,098 | 40 | $66,917 | 170 | $79,351 | 37 | $28,318 | 0 | $0 | 18 | $56,753 |
| APPLICATIONS DENIED | 4 | $121,560 | 127 | $55,802 | 390 | $76,202 | 96 | $12,971 | 1 | $9,069,480 | 46 | $52,506 |
| APPLICATIONS WITHDRAWN | 9 | $99,440 | 41 | $99,219 | 245 | $85,140 | 17 | $18,075 | 0 | $0 | 17 | $66,642 |
| FILES CLOSED FOR INCOMPLETENESS | 5 | $63,530 | 13 | $88,461 | 52 | $93,433 | 7 | $24,500 | 0 | $0 | 7 | $90,780 |
Aggregated Statistics For Year 2000 (Based on 8 full and 8 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 105 | $87,060 | 433 | $92,690 | 427 | $71,923 | 120 | $17,820 | 4 | $950,835 | 119 | $57,476 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 17 | $57,632 | 57 | $73,462 | 105 | $73,491 | 54 | $18,380 | 0 | $0 | 16 | $60,731 |
| APPLICATIONS DENIED | 16 | $84,351 | 121 | $50,750 | 295 | $72,081 | 165 | $16,542 | 1 | $45,310 | 41 | $48,772 |
| APPLICATIONS WITHDRAWN | 8 | $68,790 | 46 | $91,240 | 137 | $77,446 | 18 | $20,894 | 1 | $71,000 | 20 | $83,819 |
| FILES CLOSED FOR INCOMPLETENESS | 4 | $73,790 | 14 | $54,256 | 36 | $72,231 | 5 | $12,534 | 0 | $0 | 5 | $73,888 |
Aggregated Statistics For Year 1999 (Based on 7 full and 7 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 61 | $73,583 | 306 | $90,630 | 499 | $75,130 | 109 | $15,953 | 6 | $626,952 | 137 | $64,738 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 7 | $46,656 | 47 | $55,443 | 133 | $60,063 | 31 | $16,432 | 0 | $0 | 23 | $54,957 |
| APPLICATIONS DENIED | 9 | $65,487 | 92 | $50,506 | 249 | $57,214 | 108 | $17,366 | 0 | $0 | 32 | $49,945 |
| APPLICATIONS WITHDRAWN | 9 | $58,642 | 35 | $87,506 | 123 | $66,893 | 6 | $28,330 | 0 | $0 | 18 | $50,119 |
| FILES CLOSED FOR INCOMPLETENESS | 3 | $78,633 | 11 | $64,915 | 30 | $63,160 | 3 | $7,323 | 0 | $0 | 3 | $25,113 |
Private Mortgage Insurance Companies Aggregated Statistics For Year 2007 (Based on 10 full and 10 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 194 | $117,238 | 43 | $123,268 | 41 | $98,338 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 34 | $165,065 | 17 | $150,619 | 11 | $49,952 |
| APPLICATIONS DENIED | 3 | $462,740 | 2 | $110,000 | 2 | $666,235 |
| APPLICATIONS WITHDRAWN | 9 | $82,212 | 5 | $154,200 | 9 | $79,339 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 10 full and 10 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 150 | $113,094 | 42 | $118,656 | 42 | $78,598 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 29 | $106,443 | 8 | $115,451 | 3 | $65,580 |
| APPLICATIONS DENIED | 0 | $0 | 1 | $165,780 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 14 | $95,706 | 2 | $74,500 | 5 | $55,366 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 10 full and 10 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 126 | $125,175 | 34 | $127,056 | 35 | $85,038 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 15 | $107,183 | 14 | $111,094 | 8 | $101,753 |
| APPLICATIONS DENIED | 1 | $50,000 | 0 | $0 | 1 | $50,000 |
| APPLICATIONS WITHDRAWN | 4 | $144,610 | 8 | $83,606 | 1 | $50,000 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $91,000 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 10 full and 10 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 142 | $95,694 | 51 | $116,668 | 59 | $76,785 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 29 | $89,452 | 32 | $109,236 | 18 | $57,774 |
| APPLICATIONS DENIED | 3 | $72,647 | 1 | $118,000 | 1 | $118,000 |
| APPLICATIONS WITHDRAWN | 3 | $55,047 | 5 | $111,016 | 1 | $54,000 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $71,000 | 2 | $90,180 | 2 | $90,180 |
Aggregated Statistics For Year 2003 (Based on 10 full and 10 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 167 | $107,918 | 161 | $114,713 | 53 | $75,259 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 13 | $80,256 | 64 | $100,507 | 11 | $63,404 |
| APPLICATIONS DENIED | 5 | $94,210 | 4 | $97,388 | 1 | $45,000 |
| APPLICATIONS WITHDRAWN | 4 | $105,823 | 5 | $100,090 | 2 | $85,180 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 12 | $95,777 | 1 | $49,000 |
Aggregated Statistics For Year 2002 (Based on 8 full and 8 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 110 | $100,238 | 127 | $105,874 | 26 | $74,042 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 20 | $118,643 | 39 | $120,099 | 8 | $99,915 |
| APPLICATIONS DENIED | 2 | $164,995 | 4 | $81,655 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 3 | $91,250 | 6 | $97,437 | 3 | $113,643 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $47,000 | 3 | $85,550 | 0 | $0 |
Aggregated Statistics For Year 2001 (Based on 8 full and 8 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 154 | $94,461 | 110 | $115,158 | 30 | $51,136 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 14 | $93,601 | 13 | $102,025 | 1 | $32,000 |
| APPLICATIONS DENIED | 5 | $89,678 | 9 | $123,457 | 4 | $99,348 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 1 | $60,000 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 6 | $100,773 | 2 | $157,775 |
Aggregated Statistics For Year 2000 (Based on 8 full and 8 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 128 | $103,702 | 20 | $98,325 | 17 | $56,113 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 18 | $131,448 | 3 | $185,960 | 3 | $47,000 |
| APPLICATIONS DENIED | 5 | $70,092 | 1 | $60,220 | 1 | $60,220 |
| APPLICATIONS WITHDRAWN | 7 | $92,394 | 2 | $116,620 | 2 | $77,970 |
| FILES CLOSED FOR INCOMPLETENESS | 7 | $114,730 | 1 | $41,000 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 7 full and 7 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 101 | $98,471 | 38 | $85,726 | 11 | $41,065 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 8 | $96,265 | 7 | $103,131 | 2 | $33,610 |
| APPLICATIONS DENIED | 4 | $87,803 | 0 | $0 | 1 | $72,210 |
| APPLICATIONS WITHDRAWN | 1 | $57,000 | 1 | $63,090 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $49,000 | 1 | $93,220 | 0 | $0 |
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
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