41011 Zip Code Detailed Profile




Cities: Covington, KY (54.39%), Fort Wright, KY (26.33%), Park Hills, KY (10.55%), Fort Mitchell, KY (8.03%), Ludlow, KY (0.13%)
County: Kenton County, KY
Estimated zip code population in 2013: 25,513
Zip code population in 2010: 25,872
Zip code population in 2000: 28,656

Houses and condos: 13,383
Renter-occupied apartments: 6,014
% of renters here:

54%
State:

33%
Mar. 2013 cost of living index in zip code 41011: 90.9 (less than average, U.S. average is 100)

Land area: 7.1 sq. mi.
Water area: 0.4 sq. mi.
Population density: 3,575 people per square mile 
 
 (average).

Age and Sex of Residents in zip code 41011
Zip code 41011 (Covington, Kentucky) real estate house value trends
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Real estate property taxes paid for housing units in 2013:
This zip code:

1.1% ($1,685)
Kentucky:

0.8% ($1,022)
Median real estate property taxes paid for housing units with mortgages in 2013: $1,835 (1.1%)
Median real estate property taxes paid for housing units with no mortgage in 2013: $1,385 (1.1%)

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Males: 12,947  (50.7%)
Females: 12,566  (49.3%)

For population 25 years and over in 41011:

For population 15 years and over in 41011:

Zip code 41011 compared to state average:

  • Renting percentage above state average.
  • House age significantly above state average.
  • Races in zip code 41011

  • Zip code 41011 races chart
    • 20,259White population
    • 3,573Black population
    • 59American Indian population
    • 163Asian population
    • 19Native Hawaiian and Other Pacific Islander population
    • 79Some other race population
    • 612Two or more races population
    • 1,108Hispanic or Latino population

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Based on 2000-2011 data
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123
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100% urban population.

Estimated median house/condo value in 2013: $152,800
41011:

$152,800
Kentucky:

$120,900



According to our research of Kentucky and other state lists there were 8 registered sex offenders living in 41011 zip code as of July 31, 2015.
The ratio of number of residents in zip code 41011 to the number of sex offenders is 3,657 to 1.
The number of registered sex offenders compared to the number of residents in this zip code is smaller than the state average.


Median resident age:
This zip code:

37.2 years
Kentucky median age:

38.5 years
Average household size:
This zip code:

2.2 people
Kentucky:

2.5 people

Averages for the 2012 tax year for zip code 41011, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $66,068 (Individual Income Tax Returns)
Here:

$66,068
State:

$50,814

Salary/wage: $47,825 (reported on 85.7% of returns)
Here:

$47,825
State:

$42,723
(% of AGI for various income ranges: 78.7% for AGIs below $25k, 83.7% for AGIs $25k-50k, 77.9% for AGIs $50k-75k, 73.4% for AGIs $75k-100k, 74.3% for AGIs $100k-200k, 40.0% for AGIs over 200k)

Taxable interest for individuals: $2,353 (reported on 26.5% of returns)
This zip code:

$2,353
Kentucky:

$1,381
(% of AGI for various income ranges: 0.5% for AGIs below $25k, 0.5% for AGIs $25k-50k, 0.6% for AGIs $50k-75k, 0.5% for AGIs $75k-100k, 0.7% for AGIs $100k-200k, 1.5% for AGIs over 200k)

Ordinary dividends: $9,659 (reported on 20.9% of returns)
Here:

$9,659
State:

$6,239
(% of AGI for various income ranges: 1.4% for AGIs below $25k, 1.0% for AGIs $25k-50k, 1.6% for AGIs $50k-75k, 2.6% for AGIs $75k-100k, 2.6% for AGIs $100k-200k, 4.7% for AGIs over 200k)

Net capital gain/loss in AGI: +$38,724 (reported on 14.8% of returns)
Here:

+$38,724
State:

+$11,336
(% of AGI for various income ranges: 0.2% for AGIs $25k-50k, 0.7% for AGIs $50k-75k, 1.5% for AGIs $75k-100k, 2.2% for AGIs $100k-200k, 19.5% for AGIs over 200k)

Profit/loss from business: +$16,678 (reported on 12.6% of returns)
Here:

+$16,678
State:

+$10,862
(% of AGI for various income ranges: 7.9% for AGIs below $25k, 2.3% for AGIs $25k-50k, 2.7% for AGIs $50k-75k, 2.8% for AGIs $75k-100k, 3.2% for AGIs $100k-200k, 2.7% for AGIs over 200k)

Taxable individual retirement arrangement distribution: $21,176 (reported on 9.3% of returns)
41011:

$21,176
Kentucky:

$14,296
(% of AGI for various income ranges: 2.6% for AGIs below $25k, 2.1% for AGIs $25k-50k, 3.1% for AGIs $50k-75k, 4.4% for AGIs $75k-100k, 4.4% for AGIs $100k-200k, 2.4% for AGIs over 200k)

Self-employment retirement plans: $27,600 (reported on 0.7% of returns)
41011:

$27,600
Kentucky:

$20,768

Total itemized deductions: $26,998 (16% of AGI, reported on 28.8% of returns)
Here:

$26,998
State:

$21,160

Here:

16.4% of AGI
State:

20.0% of AGI
(% of AGI for various income ranges: 6.3% for AGIs below $25k, 7.3% for AGIs $25k-50k, 12.1% for AGIs $50k-75k, 14.4% for AGIs $75k-100k, 15.8% for AGIs $100k-200k, 11.9% for AGIs over 200k)

Charity contributions: $5,951 (reported on 23.5% of returns)
Here:

$5,951
State:

$4,303
(% of AGI for various income ranges: 0.5% for AGIs below $25k, 0.7% for AGIs $25k-50k, 1.5% for AGIs $50k-75k, 1.9% for AGIs $75k-100k, 2.5% for AGIs $100k-200k, 2.9% for AGIs over 200k)

Taxes paid: $12,811 (reported on 28.5% of returns)
41011:

$12,811
State:

$8,496
(% of AGI for various income ranges: 1.2% for AGIs below $25k, 2.4% for AGIs $25k-50k, 4.7% for AGIs $50k-75k, 6.3% for AGIs $75k-100k, 7.9% for AGIs $100k-200k, 6.5% for AGIs over 200k)

Earned income credit: $2,247 (reported on 22.2% of returns)
Here:

$2,247
State:

$2,273
(% of AGI for various income ranges: 7.8% for AGIs below $25k, 0.6% for AGIs $25k-50k)

Averages for the 2004 tax year for zip code 41011, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $47,543 (Individual Income Tax Returns)
Here:

$47,543
State:

$41,540

Salary/wage: $35,872 (reported on 86.3% of returns)
Here:

$35,872
State:

$36,432
(% of AGI for various income ranges: 117.9% for AGIs below $10k, 81.5% for AGIs $10k-25k, 84.8% for AGIs $25k-50k, 78.3% for AGIs $50k-75k, 79.9% for AGIs $75k-100k, 43.7% for AGIs over 100k)

Taxable interest for individuals: $1,754 (reported on 35.1% of returns)
This zip code:

$1,754
Kentucky:

$1,571
(% of AGI for various income ranges: 4.4% for AGIs below $10k, 1.4% for AGIs $10k-25k, 0.7% for AGIs $25k-50k, 1.3% for AGIs $50k-75k, 1.1% for AGIs $75k-100k, 1.4% for AGIs over 100k)

Taxable dividends: $16,182 (reported on 25.2% of returns)
Here:

$16,182
State:

$3,453
(% of AGI for various income ranges: 5.6% for AGIs below $10k, 1.6% for AGIs $10k-25k, 1.5% for AGIs $25k-50k, 2.3% for AGIs $50k-75k, 1.4% for AGIs $75k-100k, 16.8% for AGIs over 100k)

Net capital gain/loss: +$13,256 (reported on 18.9% of returns)
Here:

+$13,256
State:

+$9,663
(% of AGI for various income ranges: -1.0% for AGIs below $10k, 0.5% for AGIs $10k-25k, 0.7% for AGIs $25k-50k, 1.3% for AGIs $50k-75k, 1.7% for AGIs $75k-100k, 10.5% for AGIs over 100k)

Profit/loss from business: +$14,320 (reported on 11.2% of returns)
Here:

+$14,320
State:

+$9,233
(% of AGI for various income ranges: 4.3% for AGIs below $10k, 3.6% for AGIs $10k-25k, 2.3% for AGIs $25k-50k, 3.2% for AGIs $50k-75k, 3.0% for AGIs $75k-100k, 3.9% for AGIs over 100k)

IRA payment deduction: $2,698 (reported on 2.2% of returns)
41011:

$2,698
Kentucky:

$2,955
(% of AGI for various income ranges: 0.2% for AGIs below $10k, 0.2% for AGIs $10k-25k, 0.2% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.1% for AGIs $75k-100k, 0.1% for AGIs over 100k)

Self-employed pension: $14,851 (reported on 0.8% of returns)
Here:

$14,851
Kentucky:

$14,996
(% of AGI for various income ranges: 0.0% for AGIs $25k-50k, 0.1% for AGIs $50k-75k, 0.2% for AGIs $75k-100k, 0.5% for AGIs over 100k)

Total itemized deductions: $19,437 (18% of AGI, reported on 30.2% of returns)
Here:

$19,437
State:

$17,474

Here:

18.2% of AGI
State:

21.0% of AGI
(% of AGI for various income ranges: 11.0% for AGIs below $10k, 6.4% for AGIs $10k-25k, 9.4% for AGIs $25k-50k, 15.3% for AGIs $50k-75k, 17.4% for AGIs $75k-100k, 12.8% for AGIs over 100k)

Charity contributions deductions: $5,002 (4% of AGI, reported on 26.3% of returns)
Here:

$5,002
State:

$3,494

Here:

4.3% of AGI
State:

4.0% of AGI
(% of AGI for various income ranges: 0.9% for AGIs below $10k, 0.8% for AGIs $10k-25k, 1.2% for AGIs $25k-50k, 1.8% for AGIs $50k-75k, 2.3% for AGIs $75k-100k, 4.4% for AGIs over 100k)

Total tax: $8,260 (reported on 73.0% of returns)
41011:

$8,260
State:

$6,162
(% of AGI for various income ranges: 2.6% for AGIs below $10k, 4.4% for AGIs $10k-25k, 8.1% for AGIs $25k-50k, 10.2% for AGIs $50k-75k, 11.3% for AGIs $75k-100k, 17.9% for AGIs over 100k)

Earned income credit: $1,665 (reported on 20.0% of returns)
Here:

$1,665
State:

$1,723

Percentage of individuals using paid preparers for their 2004 taxes: 52.5%
Here:

53%
State:

66%
(% for various income ranges: 52.6% for AGIs below $10k, 55.4% for AGIs $10k-25k, 46.2% for AGIs $25k-50k, 54.1% for AGIs $50k-75k, 49.8% for AGIs $75k-100k, 63.3% for AGIs over 100k)

Estimated median household income in 2013:
This zip code:

$39,397
Kentucky:

$43,399
Covington, KY (41011) map Nearest zip codes: 41016, 41014, 45203, 45204, 45214, 41017.
Percentage of family households:
This zip code:

39.1%
Kentucky:

51.2%
Percentage of households with unmarried partners:
This zip code:

9.1%
Kentucky:

5.9%
Likely homosexual households (counted as self-reported same-sex unmarried-partner households)

Household received Food Stamps/SNAP in the past 12 months: 2,214
Household did not receive Food Stamps/SNAP in the past 12 months: 8,909


Women who had a birth in the past 12 months: 542 (141 now married, 401 unmarried)
Women who did not have a birth in the past 12 months: 5,637 (1,959 now married, 3,678 unmarried)


Housing units in zip code 41011 with a mortgage: 3,528 (169 second mortgage, 574 home equity loan)
Houses without a mortgage: 1,581

Median monthly owner costs for units with a mortgage: $1,274
Median monthly owner costs for units without a mortgage: S438

Residents with income below the poverty level in 2013:
This zip code:

26.3%
Whole state:

18.8%
Residents with income below 50% of the poverty level in 2013:
This zip code:

14.6%
Whole state:

10.8%
Median number of rooms in houses and condos:
Here:

6.5
State:

6.3
Median number of rooms in apartments:
Here:

3.8
State:

4.5
  • Notable locations in this zip code not listed on our city pages

  • Click to draw/clear zip code borders
  • Notable locations in zip code 41011: Fort Mitchell Country Club (A), Covington-Kenton County Municipal Building (B), Fort Wright Fire Department (C), Northern Kentucky Convention Center (D), Park Hills Volunteer Fire Department (E), Covington Fire Department Company 1 (F), Covington Fire Department Company 2 (G), Covington Fire Department Company 6 (H), Saint Charles Nursing Home (I), Kenton County Library (J), Covington Public Library (K). Display/hide their locations on the map

    Churches in zip code 41011 include: Notre Dame Convent (A), Church of God Trinity Assembly (B), True Holiness Church of God (C), Ida Spence United Methodist Church (D), Saint Johns Evangelical Congregational Church (E), Highland Avenue Presbyterian Church (F), The Apostolic Church (G), Saint Luke Methodist Church (H), Madison Avenue Christian Church (I). Display/hide their locations on the map

    Cemeteries: Linden Grove Cemetery (1), Saint Johns Cemetery (2). Display/hide their locations on the map

    Reservoir: Prisoners Lake (A). Display/hide its location on the map

    River: Licking River (A). Display/hide its location on the map

    Parks in zip code 41011 include: Wooten Stadium (1), Devou Park (2), Goebels Park (3). Display/hide their locations on the map

    Tourist attractions (not listed on the city page) : Vent Haven Museum (33 West Maple Avenue), Pm Speclties (Tours & Charters; 1663 Dixie Highway).

Year house built

  • 182010 or later
  • 6082000 to 2009
  • 6331990 to 1999
  • 1,0011980 to 1989
  • 1,1711970 to 1979
  • 1,3731960 to 1969
  • 1,1631950 to 1959
  • 8911940 to 1949
  • 6,5251939 or earlier

Zip code 41011 satellite photo by USGS

Owner-occupied Renter-occupied

Bedrooms in owner-occupied houses and condos in Covington, KY (41011)

  • 0no bedroom
  • 2901 bedroom
  • 1,4632 bedrooms
  • 2,2113 bedrooms
  • 8954 bedrooms
  • 2505+ bedrooms

Bedrooms in renter-occupied apartments in Covington, KY (41011)

  • 430no bedroom
  • 2,4271 bedroom
  • 2,1842 bedrooms
  • 7403 bedrooms
  • 1554 bedrooms
  • 785+ bedrooms
Owner-occupied Renter-occupied

Cars and other vehicles available in Covington, KY (41011) in owner-occupied houses/condos

  • 222no vehicle
  • 1,6821 vehicle
  • 2,4172 vehicles
  • 5413 vehicles
  • 1984 vehicles
  • 495+ vehicles

Cars and other vehicles available in Covington, KY (41011) in renter-occupied apartments

  • 1,745no vehicle
  • 3,1561 vehicle
  • 8412 vehicles
  • 2003 vehicles
  • 534 vehicles
  • 195+ vehicles

Median gross rent in 2013: $674.


Median price asked for vacant for-sale houses and condos in 2013: $190,130.

Estimated median house (or condo) value in 2013 for:


Estimated median house or condo value in 2013: $152,800
41011:

$152,800
Kentucky:

$120,900
Lower value quartile - upper value quartile: $94,800 - $225,600

Mean price in 2013:

Detached houses: $116,569
Here:

$116,569
State:

$165,943

Townhouses or other attached units: $135,439
Here:

$135,439
State:

$210,806

In 2-unit structures: $93,047
Here:

$93,047
State:

$146,492

In 3-to-4-unit structures: $106,311
Here:

$106,311
State:

$136,522

In 5-or-more-unit structures: $163,221
Here:

$163,221
State:

$121,464

Mobile homes: $99,677
Here:

$99,677
State:

$47,914

Owners and renters by unit type in %

Breakdown of mean house values by ages of householders

Housing units in structures:


Unemployment: 11.2%

Percentage of zip code residents living and working in this county: 42.1%

Household type by relationship:

Households: 24,441

Size of family households: 2,651 2-persons, 1,360 3-persons, 826 4-persons, 419 5-persons, 181 6-persons, 126 7-or-more-persons

Size of nonfamily households: 4,576 1-person, 915 2-persons, 30 3-persons, 39 5-persons

2,263 married couples with children.
2,378 single-parent households (327 men, 2,051 women).

95.0% of residents of 41011 zip code speak English at home.
3.7% of residents speak Spanish at home (32% very well, 16% well, 40% not well, 12% not at all).
0.9% of residents speak other Indo-European language at home (84% very well, 14% well, 2% not well).
0.3% of residents speak Asian or Pacific Island language at home (82% very well, 18% well).
0.2% of residents speak other language at home (100% very well).

Foreign born population: 781 (3.1%)
(29.1% of them are naturalized citizens)
This zip code:

3.1%
Whole state:

3.4%

Most common places of birth for the foreign-born residents

  • 36%Guatemala
  • 7%Mexico
  • 7%Canada
  • 5%Germany
  • 5%China, excluding Hong Kong and Taiwan
  • 5%Morocco
  • 4%England

Most common first ancestries reported in 41011 (%)

  • 24%Other groups
  • 24%German
  • 10%Irish
  • 8%English
  • 6%American
  • 3%Italian
  • 1%Scottish

Year of entry for the foreign-born population

  • 502010 or later
  • 5192000 to 2009
  • 1431990 to 1999
  • 215Before 1990

Zip code 41011 topographic map

Public primary/middle school in zip code 41011 not listed on the city page:

  • BIGGS EARLY CHILDHOOD PRESCHOOL CENTER (Location: 1124 SCOTT BLVD, COVINGTON, KY; Grades: PK - PK)

Private primary/middle schools not listed on the city page:

  • ST AGNES ELEMENTARY SCHOOL (Students: 528; Location: 1322 SLEEPY HOLLOW RD, FT WRIGHT, KY; Grades: KG - 8)
  • ST. PAUL'S KIDS PLACE (Students: 34; Location: 429 FORTH HENRY DRIVE, FT WRIGHT, KY; Grades: PK - KG)

Major facilities with environmental interests located in this zip code:

Fire-safe hotels and motels in zip code 41011:

All 11 fire-safe hotels and motels in zip code 41011

Zip code 41011 marital status for males
Zip code 41011 marital status for females

Housing units lacking complete plumbing facilities: 3.4%
Housing units lacking complete kitchen facilities: 5.2%

Most commonly used house heating fuel

  • 70%Utility gas
  • 28%Electricity
  • 1%Other fuel
  • 1%Bottled, tank, or LP gas

Population in 1990: 29,098. Population change in the 1990s: -442 (-1.5%).

Place of birth for U.S.-born residents:


52% of the 41011 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 49% lived in this county.
   Out of people who lived in different counties, 50% lived in Kentucky.

82% of the 41011 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 47% moved from this county.
   Out of people who lived in different houses, 20% moved from different county within same state.
   Out of people who lived in different houses, 29% moved from different state.
   Out of people who lived in different houses, 3% moved from abroad.

Year Householders Moved Into Unit

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 430
Here:

20.2%
Kentucky:

11.3%
Students in private schools in grades 9 to 12 (high school): 179
Here:

22.1%
Kentucky:

10.8%
Students in private undergraduate colleges: 198
Here:

19.2%
Kentucky:

17.4%

Educational Attainment (%)

School Enrollment by Level of School (%)

Class of Workers (%)

Occupation by median earnings in the past 12 months ($)

  • 75,789Architecture and engineering occupations
  • 74,750Life, physical, and social science occupations
  • 63,636Legal occupations
  • 63,446Management occupations
  • 55,625Computer and mathematical occupations
  • 52,656Health diagnosing and treating practitioners and other technical occupations

Companies with federal contracts located in this zip code (COVINGTON, KY):

Top industries in this zip code by the number of employees in 2005:


Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)

Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)

Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninstitutionalized)

People in group quarters in 2010:

  • 498 people in local jails and other municipal confinement facilities
  • 382 people in other noninstitutional facilities
  • 101 people in nursing facilities/skilled-nursing facilities
  • 75 people in residential treatment centers for adults
  • 69 people in emergency and transitional shelters (with sleeping facilities) for people experiencing homelessness
  • 9 people in group homes intended for adults

People in group quarters in 2000:

  • 315 people in local jails and other confinement facilities (including police lockups)
  • 198 people in other noninstitutional group quarters
  • 179 people in nursing homes
  • 85 people in other nonhousehold living situations
  • 54 people in homes or halfway houses for drug/alcohol abuse
  • 38 people in hospitals or wards for drug/alcohol abuse
  • 16 people in religious group quarters
  • 12 people in halfway houses
  • 6 people in homes for the mentally retarded

Fatal accident statistics in 2011:

  • Fatal accident count: 4
  • Vehicles involved in fatal accidents: 8
  • Fatal accidents caused by drunken drivers: 0
  • Fatalities: 4
  • Persons involved in fatal accidents: 8
  • Pedestrians involved in fatal accidents: 2
Home Mortgage Disclosure Act Aggregated Statistics For Year 2009
(Based on 10 full and 10 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
E) Loans on Dwellings For 5+ Families
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
G) Loans On Manufactured
Home Dwelling (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED178$116,664214$127,6121,133$162,21236$66,2164$203,89099$94,9350$0
APPLICATIONS APPROVED, NOT ACCEPTED7$61,85418$167,91864$129,1415$11,0002$1,621,32510$76,1920$0
APPLICATIONS DENIED22$105,78334$93,574338$142,21053$41,3651$400,72030$66,8464$29,170
APPLICATIONS WITHDRAWN15$120,85115$140,288173$142,9967$97,1460$011$124,4140$0
FILES CLOSED FOR INCOMPLETENESS4$141,2634$100,47340$140,6222$14,8250$03$109,8970$0
Private Mortgage Insurance Companies Aggregated Statistics For Year 2009
(Based on 10 full and 10 partial tracts)
A) Conventional
Home Purchase Loans
B) Refinancings
NumberAverage ValueNumberAverage Value
LOANS ORIGINATED38$128,56023$184,728
APPLICATIONS APPROVED, NOT ACCEPTED11$113,29915$177,525
APPLICATIONS DENIED7$148,5076$201,343
APPLICATIONS WITHDRAWN4$134,2003$103,453
FILES CLOSED FOR INCOMPLETENESS0$01$129,350

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value

Most common first names in zip code 41011 among deceased individuals
NameCountLived (average)
Mary40078.0 years
John38572.6 years
William36173.3 years
Robert28469.8 years
Charles28072.6 years
James26169.7 years
George20675.0 years
Joseph19074.5 years
Margaret16579.2 years
Edward16474.5 years
Most common last names in zip code 41011 among deceased individuals
Last nameCountLived (average)
Smith13073.8 years
Brown7873.0 years
Johnson7272.4 years
Miller7075.9 years
Jones6675.0 years
Moore6174.5 years
Martin5572.7 years
Williams5075.1 years
Jackson4971.9 years
Wilson4773.2 years
Businesses in zip code 41011
NameCountNameCount
Advance Auto Parts1Marriott2
AutoZone1McDonald's1
Blockbuster1Papa John's Pizza1
Burger King1Payless1
Cricket Wireless1Rodeway Inn1
Days Inn1Starbucks1
Extended Stay America1Subway4
FedEx5Taco Bell1
Firestone Complete Auto Care1UPS9
H&R Block1Waffle House1
Hilton2Walgreens2
Holiday Inn1Wendy's1
Jimmy John's3White Castle2
Kroger1

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