42303 Zip Code Detailed Profile




City: Owensboro, KY (17.27%)
County: Daviess County, KY
Estimated zip code population in 2013: 38,735
Zip code population in 2010: 38,909
Zip code population in 2000: 35,321

Houses and condos: 16,744
Renter-occupied apartments: 4,723
% of renters here:

31%
State:

33%
Mar. 2013 cost of living index in zip code 42303: 85.9 (less than average, U.S. average is 100)

Land area: 47.9 sq. mi.
Water area: 0.5 sq. mi.
Population density: 808 people per square mile 
 
 (low).

Age and Sex of Residents in zip code 42303
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Real estate property taxes paid for housing units in 2013:
This zip code:

0.9% ($1,039)
Kentucky:

0.8% ($1,022)
Median real estate property taxes paid for housing units with mortgages in 2013: $1,148 (1.0%)
Median real estate property taxes paid for housing units with no mortgage in 2013: $855 (0.8%)

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Males: 18,055  (46.6%)
Females: 20,680  (53.4%)

For population 25 years and over in 42303:

For population 15 years and over in 42303:

Zip code 42303 compared to state average:

  • Black race population percentage below state average.
  • Races in zip code 42303

  • Zip code 42303 races chart
    • 34,960White population
    • 1,509Black population
    • 43American Indian population
    • 415Asian population
    • 23Native Hawaiian and Other Pacific Islander population
    • 85Some other race population
    • 643Two or more races population
    • 1,231Hispanic or Latino population

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Urban population: 35,645
Rural population: 3,089

Estimated median house/condo value in 2013: $111,500
42303:

$111,500
Kentucky:

$120,900



According to our research of Kentucky and other state lists there were 14 registered sex offenders living in 42303 zip code as of July 28, 2015.
The ratio of number of residents in zip code 42303 to the number of sex offenders is 3 to 1.


Median resident age:
This zip code:

38.6 years
Kentucky median age:

38.5 years
Average household size:
This zip code:

2.5 people
Kentucky:

2.5 people

Averages for the 2012 tax year for zip code 42303, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $53,325 (Individual Income Tax Returns)
Here:

$53,325
State:

$50,814

Salary/wage: $43,388 (reported on 85.1% of returns)
Here:

$43,388
State:

$42,723
(% of AGI for various income ranges: 77.9% for AGIs below $25k, 78.7% for AGIs $25k-50k, 74.8% for AGIs $50k-75k, 76.5% for AGIs $75k-100k, 72.0% for AGIs $100k-200k, 48.3% for AGIs over 200k)

Taxable interest for individuals: $1,724 (reported on 28.9% of returns)
This zip code:

$1,724
Kentucky:

$1,381
(% of AGI for various income ranges: 1.1% for AGIs below $25k, 0.8% for AGIs $25k-50k, 0.7% for AGIs $50k-75k, 0.6% for AGIs $75k-100k, 0.8% for AGIs $100k-200k, 1.5% for AGIs over 200k)

Ordinary dividends: $7,459 (reported on 17.6% of returns)
Here:

$7,459
State:

$6,239
(% of AGI for various income ranges: 1.2% for AGIs below $25k, 0.8% for AGIs $25k-50k, 1.0% for AGIs $50k-75k, 1.0% for AGIs $75k-100k, 1.7% for AGIs $100k-200k, 6.7% for AGIs over 200k)

Net capital gain/loss in AGI: +$10,996 (reported on 13.6% of returns)
Here:

+$10,996
State:

+$11,336
(% of AGI for various income ranges: 0.1% for AGIs below $25k, 0.2% for AGIs $25k-50k, 0.5% for AGIs $50k-75k, 0.7% for AGIs $75k-100k, 2.1% for AGIs $100k-200k, 9.2% for AGIs over 200k)

Profit/loss from business: +$14,487 (reported on 12.6% of returns)
Here:

+$14,487
State:

+$10,862
(% of AGI for various income ranges: 4.5% for AGIs below $25k, 2.7% for AGIs $25k-50k, 1.9% for AGIs $50k-75k, 2.1% for AGIs $75k-100k, 4.2% for AGIs $100k-200k, 4.5% for AGIs over 200k)

Taxable individual retirement arrangement distribution: $16,484 (reported on 10.6% of returns)
42303:

$16,484
Kentucky:

$14,296
(% of AGI for various income ranges: 2.8% for AGIs below $25k, 2.8% for AGIs $25k-50k, 3.1% for AGIs $50k-75k, 3.4% for AGIs $75k-100k, 3.8% for AGIs $100k-200k, 3.2% for AGIs over 200k)

Self-employment retirement plans: $23,000 (reported on 0.6% of returns)
42303:

$23,000
Kentucky:

$20,768
(% of AGI for various income ranges: 0.2% for AGIs $50k-75k, 0.4% for AGIs $100k-200k, 0.7% for AGIs over 200k)

Total itemized deductions: $21,304 (19% of AGI, reported on 28.8% of returns)
Here:

$21,304
State:

$21,160

Here:

18.8% of AGI
State:

20.0% of AGI
(% of AGI for various income ranges: 6.0% for AGIs below $25k, 8.3% for AGIs $25k-50k, 10.1% for AGIs $50k-75k, 12.5% for AGIs $75k-100k, 14.6% for AGIs $100k-200k, 13.4% for AGIs over 200k)

Charity contributions: $5,162 (reported on 23.1% of returns)
Here:

$5,162
State:

$4,303
(% of AGI for various income ranges: 0.6% for AGIs below $25k, 1.1% for AGIs $25k-50k, 1.6% for AGIs $50k-75k, 2.2% for AGIs $75k-100k, 2.9% for AGIs $100k-200k, 3.5% for AGIs over 200k)

Taxes paid: $8,482 (reported on 28.7% of returns)
42303:

$8,482
State:

$8,496
(% of AGI for various income ranges: 1.0% for AGIs below $25k, 2.1% for AGIs $25k-50k, 3.3% for AGIs $50k-75k, 4.7% for AGIs $75k-100k, 6.5% for AGIs $100k-200k, 6.7% for AGIs over 200k)

Earned income credit: $2,192 (reported on 20.3% of returns)
Here:

$2,192
State:

$2,273
(% of AGI for various income ranges: 6.6% for AGIs below $25k, 1.1% for AGIs $25k-50k)

Averages for the 2004 tax year for zip code 42303, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $43,242 (Individual Income Tax Returns)
Here:

$43,242
State:

$41,540

Salary/wage: $37,390 (reported on 85.5% of returns)
Here:

$37,390
State:

$36,432
(% of AGI for various income ranges: 126.6% for AGIs below $10k, 75.4% for AGIs $10k-25k, 79.5% for AGIs $25k-50k, 80.4% for AGIs $50k-75k, 81.7% for AGIs $75k-100k, 60.8% for AGIs over 100k)

Taxable interest for individuals: $1,733 (reported on 44.2% of returns)
This zip code:

$1,733
Kentucky:

$1,571
(% of AGI for various income ranges: 6.3% for AGIs below $10k, 2.7% for AGIs $10k-25k, 1.8% for AGIs $25k-50k, 1.3% for AGIs $50k-75k, 0.9% for AGIs $75k-100k, 1.9% for AGIs over 100k)

Taxable dividends: $3,701 (reported on 21.8% of returns)
Here:

$3,701
State:

$3,453
(% of AGI for various income ranges: 4.2% for AGIs below $10k, 1.2% for AGIs $10k-25k, 0.9% for AGIs $25k-50k, 0.8% for AGIs $50k-75k, 1.0% for AGIs $75k-100k, 3.5% for AGIs over 100k)

Net capital gain/loss: +$8,969 (reported on 16.6% of returns)
Here:

+$8,969
State:

+$9,663
(% of AGI for various income ranges: 3.2% for AGIs below $10k, 0.7% for AGIs $10k-25k, 0.5% for AGIs $25k-50k, 0.6% for AGIs $50k-75k, 1.5% for AGIs $75k-100k, 8.4% for AGIs over 100k)

Profit/loss from business: +$14,703 (reported on 13.2% of returns)
Here:

+$14,703
State:

+$9,233
(% of AGI for various income ranges: 3.7% for AGIs below $10k, 3.3% for AGIs $10k-25k, 3.0% for AGIs $25k-50k, 2.6% for AGIs $50k-75k, 2.7% for AGIs $75k-100k, 7.5% for AGIs over 100k)

IRA payment deduction: $3,154 (reported on 2.1% of returns)
42303:

$3,154
Kentucky:

$2,955
(% of AGI for various income ranges: 0.2% for AGIs $10k-25k, 0.2% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.1% for AGIs $75k-100k, 0.1% for AGIs over 100k)

Self-employed pension: $15,948 (reported on 0.7% of returns)
Here:

$15,948
Kentucky:

$14,996
(% of AGI for various income ranges: 0.1% for AGIs $25k-50k, 0.1% for AGIs $50k-75k, 0.1% for AGIs $75k-100k, 0.7% for AGIs over 100k)

Total itemized deductions: $17,959 (20% of AGI, reported on 31.6% of returns)
Here:

$17,959
State:

$17,474

Here:

20.4% of AGI
State:

21.0% of AGI
(% of AGI for various income ranges: 11.1% for AGIs below $10k, 7.5% for AGIs $10k-25k, 10.3% for AGIs $25k-50k, 12.8% for AGIs $50k-75k, 16.7% for AGIs $75k-100k, 15.2% for AGIs over 100k)

Charity contributions deductions: $4,336 (5% of AGI, reported on 26.8% of returns)
Here:

$4,336
State:

$3,494

Here:

4.6% of AGI
State:

4.0% of AGI
(% of AGI for various income ranges: 0.9% for AGIs below $10k, 1.1% for AGIs $10k-25k, 1.4% for AGIs $25k-50k, 2.1% for AGIs $50k-75k, 3.2% for AGIs $75k-100k, 4.1% for AGIs over 100k)

Total tax: $6,671 (reported on 73.4% of returns)
42303:

$6,671
State:

$6,162
(% of AGI for various income ranges: 3.0% for AGIs below $10k, 3.8% for AGIs $10k-25k, 6.8% for AGIs $25k-50k, 8.5% for AGIs $50k-75k, 9.9% for AGIs $75k-100k, 18.9% for AGIs over 100k)

Earned income credit: $1,678 (reported on 17.5% of returns)
Here:

$1,678
State:

$1,723

Percentage of individuals using paid preparers for their 2004 taxes: 58.5%
Here:

58%
State:

66%
(% for various income ranges: 51.4% for AGIs below $10k, 59.0% for AGIs $10k-25k, 59.7% for AGIs $25k-50k, 62.0% for AGIs $50k-75k, 57.1% for AGIs $75k-100k, 68.8% for AGIs over 100k)

Estimated median household income in 2013:
This zip code:

$44,872
Kentucky:

$43,399
Owensboro, KY (42303) map Nearest zip codes: 42355, 42366, 47635, 42376, 42301, 42378.
Percentage of family households:
This zip code:

53.3%
Kentucky:

51.2%
Percentage of households with unmarried partners:
This zip code:

6.3%
Kentucky:

5.9%
Likely homosexual households (counted as self-reported same-sex unmarried-partner households)

Household received Food Stamps/SNAP in the past 12 months: 2,092
Household did not receive Food Stamps/SNAP in the past 12 months: 12,967


Women who had a birth in the past 12 months: 464 (214 now married, 250 unmarried)
Women who did not have a birth in the past 12 months: 9,057 (4,194 now married, 4,863 unmarried)


Housing units in zip code 42303 with a mortgage: 6,271 (271 second mortgage, 806 home equity loan, 13 both second mortgage and home equity loan)
Houses without a mortgage: 4,065

Median monthly owner costs for units with a mortgage: $1,017
Median monthly owner costs for units without a mortgage: S349

Residents with income below the poverty level in 2013:
This zip code:

16.4%
Whole state:

18.8%
Residents with income below 50% of the poverty level in 2013:
This zip code:

8.4%
Whole state:

10.8%
Median number of rooms in houses and condos:
Here:

6.1
State:

6.3
Median number of rooms in apartments:
Here:

4.3
State:

4.5
  • Notable locations in this zip code not listed on our city pages

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Year house built

  • 1512010 or later
  • 2,2802000 to 2009
  • 2,3981990 to 1999
  • 1,9781980 to 1989
  • 2,7511970 to 1979
  • 2,6061960 to 1969
  • 2,4481950 to 1959
  • 1,0421940 to 1949
  • 1,0901939 or earlier

Zip code 42303 satellite photo by USGS

Owner-occupied Renter-occupied

Bedrooms in owner-occupied houses and condos in Owensboro, KY (42303)

  • 0no bedroom
  • 1111 bedroom
  • 1,8852 bedrooms
  • 5,9143 bedrooms
  • 1,9514 bedrooms
  • 4755+ bedrooms

Bedrooms in renter-occupied apartments in Owensboro, KY (42303)

  • 34no bedroom
  • 1,0041 bedroom
  • 2,3222 bedrooms
  • 1,2113 bedrooms
  • 1474 bedrooms
  • 55+ bedrooms
Owner-occupied Renter-occupied

Cars and other vehicles available in Owensboro, KY (42303) in owner-occupied houses/condos

  • 405no vehicle
  • 2,7601 vehicle
  • 4,7012 vehicles
  • 1,7423 vehicles
  • 4674 vehicles
  • 2615+ vehicles

Cars and other vehicles available in Owensboro, KY (42303) in renter-occupied apartments

  • 462no vehicle
  • 2,6251 vehicle
  • 1,3582 vehicles
  • 2403 vehicles
  • 304 vehicles
  • 85+ vehicles

Median gross rent in 2013: $623.


Median price asked for vacant for-sale houses and condos in 2013: $134,307.

Estimated median house (or condo) value in 2013 for:


Estimated median house or condo value in 2013: $111,500
42303:

$111,500
Kentucky:

$120,900
Lower value quartile - upper value quartile: $74,900 - $176,700

Mean price in 2013:

Detached houses: $140,876
Here:

$140,876
State:

$165,943

Townhouses or other attached units: $62,417
Here:

$62,417
State:

$210,806

In 2-unit structures: $25,768
Here:

$25,768
State:

$146,492

In 3-to-4-unit structures: $46,033
Here:

$46,033
State:

$136,522

Mobile homes: $74,218
Here:

$74,218
State:

$47,914

Owners and renters by unit type in %

Breakdown of mean house values by ages of householders

Housing units in structures:


Unemployment: 6.9%

Percentage of zip code residents living and working in this county: 89.3%

Household type by relationship:

Households: 37,129

Size of family households: 4,743 2-persons, 2,596 3-persons, 1,555 4-persons, 721 5-persons, 225 6-persons, 177 7-or-more-persons

Size of nonfamily households: 4,338 1-person, 535 2-persons, 136 3-persons, 33 4-persons

5,489 married couples with children.
2,706 single-parent households (271 men, 2,435 women).

96.3% of residents of 42303 zip code speak English at home.
1.6% of residents speak Spanish at home (54% very well, 23% well, 19% not well, 4% not at all).
1.4% of residents speak other Indo-European language at home (49% very well, 34% well, 11% not well, 6% not at all).
0.5% of residents speak Asian or Pacific Island language at home (49% very well, 25% well, 23% not well, 4% not at all).
0.1% of residents speak other language at home (86% very well, 14% not at all).

Foreign born population: 1,031 (2.7%)
(58.1% of them are naturalized citizens)
This zip code:

2.7%
Whole state:

3.4%

Most common places of birth for the foreign-born residents

  • 23%Mexico
  • 20%India
  • 7%Germany
  • 6%Bosnia and Herzegovina
  • 5%France
  • 4%El Salvador
  • 4%Vietnam

Most common first ancestries reported in 42303 (%)

  • 30%American
  • 15%Other groups
  • 10%German
  • 9%English
  • 8%Irish
  • 1%Italian
  • 1%Scottish

Year of entry for the foreign-born population

  • 942010 or later
  • 3872000 to 2009
  • 3561990 to 1999
  • 410Before 1990

Zip code 42303 topographic map

Public primary/middle schools in zip code 42303 not listed on the city page:

  • COUNTRY HEIGHTS ELEMENTARY SCHOOL (Students: 431; Location: 4961 KENTUCKY 54, OWENSBORO, KY; Grades: PK - 05)
  • NEWTON PARRISH ELEMENTARY SCHOOL (Students: 313; Location: 510 BYERS AVE, OWENSBORO, KY; Grades: KG - 04)
  • ESTES ELEMENTARY SCHOOL (Students: 309; Location: 1675 LEITCHFIELD RD, OWENSBORO, KY; Grades: KG - 04)
  • SEVEN HILLS ELEMENTARY SCHOOL (Students: 157; Location: 2401 MCCONNELL AVE, OWENSBORO, KY; Grades: KG - 04)
  • MARY KENDALL ALTERNATIVE CAMPUS (Location: 193 PHILLIPS CT, OWENSBORO, KY; Grades: KG - 12)
  • TEMP DC ELEMENTARY SCHOOL (Location: 3500 HAYDEN ROAD, OWENSBORO, KY; Grades: N - N )
There are 451 Other Medical Specialists in Zip Code 42303.

Major facilities with environmental interests located in this zip code:

Fire-safe hotels and motels in zip code 42303:

All 4 fire-safe hotels and motels in zip code 42303

Zip code 42303 marital status for males
Zip code 42303 marital status for females

Housing units lacking complete plumbing facilities: 0.6%
Housing units lacking complete kitchen facilities: 1.6%

Most commonly used house heating fuel

  • 73%Utility gas
  • 24%Electricity
  • 2%Bottled, tank, or LP gas

Population in 1990: 32,552. Population change in the 1990s: +2,769 (+8.5%).

Place of birth for U.S.-born residents:


53% of the 42303 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 70% lived in this county.
   Out of people who lived in different counties, 50% lived in Kentucky.

87% of the 42303 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 68% moved from this county.
   Out of people who lived in different houses, 24% moved from different county within same state.
   Out of people who lived in different houses, 7% moved from different state.
   Out of people who lived in different houses, 1% moved from abroad.

Year Householders Moved Into Unit

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 608
Here:

14.6%
Kentucky:

11.3%
Students in private schools in grades 9 to 12 (high school): 334
Here:

14.6%
Kentucky:

10.8%
Students in private undergraduate colleges: 559
Here:

22.9%
Kentucky:

17.4%

Educational Attainment (%)

School Enrollment by Level of School (%)

Class of Workers (%)

Occupation by median earnings in the past 12 months ($)

  • 82,237Architecture and engineering occupations
  • 74,750Legal occupations
  • 62,944Management occupations
  • 49,430Health diagnosing and treating practitioners and other technical occupations
  • 43,659Business and financial operations occupations
  • 42,500Health technologists and technicians

Companies with federal contracts located in this zip code (OWENSBORO, KY):

Top industries in this zip code by the number of employees in 2005:


Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)

Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)

Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninstitutionalized)

People in group quarters in 2010:

  • 638 people in local jails and other municipal confinement facilities
  • 597 people in nursing facilities/skilled-nursing facilities
  • 158 people in correctional residential facilities
  • 144 people in college/university student housing
  • 87 people in other noninstitutional facilities
  • 54 people in emergency and transitional shelters (with sleeping facilities) for people experiencing homelessness
  • 28 people in residential treatment centers for juveniles (non-correctional)
  • 8 people in residential treatment centers for adults
  • 4 people in workers' group living quarters and job corps centers
  • 2 people in mental (psychiatric) hospitals and psychiatric units in other hospitals
  • 2 people in group homes intended for adults

People in group quarters in 2000:

  • 499 people in nursing homes
  • 118 people in other noninstitutional group quarters
  • 97 people in state prisons
  • 70 people in local jails and other confinement facilities (including police lockups)
  • 63 people in homes for the mentally ill
  • 62 people in short-term care, detention or diagnostic centers for delinquent children
  • 33 people in halfway houses
  • 27 people in hospitals/wards and hospices for chronically ill
  • 27 people in other hospitals or wards for chronically ill
  • 21 people in college dormitories (includes college quarters off campus)
  • 16 people in other nonhousehold living situations
  • 8 people in homes or halfway houses for drug/alcohol abuse
  • 7 people in other group homes
Home Mortgage Disclosure Act Aggregated Statistics For Year 2009
(Based on 3 full and 18 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
E) Loans on Dwellings For 5+ Families
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
G) Loans On Manufactured
Home Dwelling (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED362$120,605464$121,2381,184$134,97871$29,4024$1,458,028165$103,23617$50,805
APPLICATIONS APPROVED, NOT ACCEPTED17$109,5134$184,99573$113,3949$39,0364$132,8607$89,4843$52,803
APPLICATIONS DENIED42$112,67153$111,302360$125,40467$22,7050$027$111,1467$61,941
APPLICATIONS WITHDRAWN38$142,15238$185,230178$140,34512$63,8310$09$91,9970$0
FILES CLOSED FOR INCOMPLETENESS6$96,48719$151,51561$141,8390$00$05$80,8220$0
Private Mortgage Insurance Companies Aggregated Statistics For Year 2009
(Based on 3 full and 18 partial tracts)
A) Conventional
Home Purchase Loans
B) Refinancings
C) Non-occupant Loans on
< 5 Family Dwellings (A & B)
NumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED79$143,78165$161,5150$0
APPLICATIONS APPROVED, NOT ACCEPTED11$239,36618$206,5872$65,985
APPLICATIONS DENIED13$112,83919$146,9910$0
APPLICATIONS WITHDRAWN1$24,7208$158,6600$0
FILES CLOSED FOR INCOMPLETENESS0$00$00$0

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value

Most common first names in zip code 42303 among deceased individuals
NameCountLived (average)
Mary21281.8 years
James18572.1 years
William14572.4 years
Robert9372.8 years
Charles7773.7 years
John7775.2 years
Joseph7171.5 years
Dorothy5977.5 years
George5774.9 years
Anna5282.2 years
Most common last names in zip code 42303 among deceased individuals
Last nameCountLived (average)
Payne5675.5 years
Smith4877.6 years
Clark4876.7 years
Brown4573.9 years
Johnson4175.6 years
Jones4177.0 years
Howard3476.2 years
Miller3275.6 years
Wilson3075.2 years
Roberts3073.9 years
Businesses in zip code 42303
NameCountNameCount
AT&T1Long John Silver's1
Advance Auto Parts1Lowe's1
Arby's1Marriott2
AutoZone1MasterBrand Cabinets3
Blockbuster1Mazda1
Burger King1McDonald's2
CVS1Nike1
Chevrolet1Penske1
Comfort Suites1Pizza Hut1
DHL1Rite Aid2
Dairy Queen2Staples1
Days Inn1Subway5
FedEx3Taco Bell1
Ford1U-Haul3
GameStop2UPS7
H&R Block1Waffle House1
Hilton1Walgreens1
Kincaid1Walmart1
Kohl's1Wendy's1
Lane Furniture1

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