42712 Zip Code (KY) Detailed Profile

Counties: Grayson County, KY (50.98%), Hardin County, KY (49.02%)

Estimated zip code population in 2022: 1,684
Zip code population in 2010: 1,855
Zip code population in 2000: 1,649

Houses and condos: 877
Renter-occupied apartments: 120

% of renters here:	17%
State:	31%

March 2022 cost of living index in zip code 42712: 81.8 (low, U.S. average is 100)

Land area: 52.5 sq. mi.
Water area: 0.4 sq. mi.

Population density: 32 people per square mile

(very low).

Age and Sex of Residents in zip code 42712

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Real estate property taxes paid for housing units in 2022:

This zip code:	0.5% ($668)
Kentucky:	0.7% ($1,456)

Median real estate property taxes paid for housing units with mortgages in 2022: $1,098 (0.6%)
Median real estate property taxes paid for housing units with no mortgage in 2022: $603 (0.5%)

Business Search - 14 Million verified businesses

Males: 869	(51.6%)
Females: 814	(48.4%)

For population 25 years and over in 42712:

High school or higher: 78.3%
Bachelor's degree or higher: 11.1%
Graduate or professional degree: 1.0%
Unemployed: 4.9%
Mean travel time to work (commute): 35.5 minutes

For population 15 years and over in 42712:

Never married: 30.5%
Now married: 40.2%
Separated: 2.7%
Widowed: 8.1%
Divorced: 18.5%

Zip code 42712 compared to state average:

Black race population percentage significantly below state average.
Hispanic race population percentage below state average.
Median age above state average.
Foreign-born population percentage significantly below state average.
Renting percentage below state average.
Length of stay since moving in significantly above state average.
House age below state average.
Number of college students below state average.
Percentage of population with a bachelor's degree or higher significantly below state average.

- 1,63196.9%White
- 291.7%Hispanic or Latino
- 241.4%Two or more races

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Discuss zip code 42712 area on our local forum with over 2,400,000 registered users

100% rural population.

Estimated median house/condo value in 2022: $137,965

42712:	$137,965
Kentucky:	$196,300

According to our research of Kentucky and other state lists, there were 9 registered sex offenders living in 42712 zip code as of April 26, 2024.
The ratio of all residents to sex offenders in zip code 42712 is 176 to 1.

Median resident age:

This zip code:	45.5 years
Kentucky median age:	39.4 years

Average household size:

This zip code:	2.4 people
Kentucky:	2.4 people

Averages for the 2020 tax year for zip code 42712, filed in 2021:

Average Adjusted Gross Income (AGI) in 2020: $40,296 (Individual Income Tax Returns)

Here:
$40,296
State:
$61,342

Salary/wage: $39,143 (reported on 79.7% of returns)

Here:
$39,143
State:
$50,827

(% of AGI for various income ranges: 1186.4% for AGIs below $25k, 3217.2% for AGIs $25k-50k, 6140.9% for AGIs $50k-75k, 8426.7% for AGIs $75k-100k, 14826.7% for AGIs $100k-200k)

Taxable interest for individuals: $659 (reported on 21.5% of returns)

This zip code:
$659
Kentucky:
$1,441

(% of AGI for various income ranges: 20.5% for AGIs below $25k, 17.2% for AGIs $25k-50k, 29.1% for AGIs $50k-75k, 13.3% for AGIs $100k-200k)

Ordinary dividends: $550 (reported on 5.1% of returns)

Here:
$550
State:
$7,388

(% of AGI for various income ranges: 5.5% for AGIs below $25k, 9.1% for AGIs $50k-75k)

Net capital gain/loss in AGI: +$1,900 (reported on 5.1% of returns)

Here:
+$1,900
State:
+$19,475

(% of AGI for various income ranges: 19.1% for AGIs below $25k, 30.9% for AGIs $50k-75k)

Profit/loss from business: +$6,300 (reported on 10.1% of returns)

Here:
+$6,300
State:
+$11,386

(% of AGI for various income ranges: 89.5% for AGIs below $25k, 170.6% for AGIs $25k-50k)

Taxable individual retirement arrangement distribution: $7,900 (reported on 6.3% of returns)

42712:
$7,900
Kentucky:
$18,941

(% of AGI for various income ranges: 94.5% for AGIs below $25k, 170.0% for AGIs $50k-75k)

Earned income credit: $2,312 (reported on 20.3% of returns)

Here:
$2,312
State:
$2,336

(% of AGI for various income ranges: 90.9% for AGIs below $25k, 94.4% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2020 taxes: 92.4%

Here:
92%
State:
94%

(% for various income ranges: 93.5% for AGIs below $25k, 90.9% for AGIs $25k-50k, 92.9% for AGIs $50k-75k, 87.5% for AGIs $75k-100k, 100.0% for AGIs $100k-200k)

Averages for the 2012 tax year for zip code 42712, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $33,868 (Individual Income Tax Returns)

Here:
$33,868
State:
$50,814

Salary/wage: $31,574 (reported on 84.4% of returns)

Here:
$31,574
State:
$42,723

(% of AGI for various income ranges: 67.0% for AGIs below $25k, 87.4% for AGIs $25k-50k, 79.3% for AGIs $50k-75k, 75.8% for AGIs $75k-100k)

Taxable interest for individuals: $579 (reported on 24.7% of returns)

This zip code:
$579
Kentucky:
$1,381

(% of AGI for various income ranges: 0.9% for AGIs below $25k, 0.4% for AGIs $25k-50k, 0.4% for AGIs $50k-75k, 0.1% for AGIs $75k-100k)

Ordinary dividends: $480 (reported on 6.5% of returns)

Here:
$480
State:
$6,239

Net capital gain/loss in AGI: +$1,800 (reported on 10.4% of returns)

Here:
+$1,800
State:
+$11,336

(% of AGI for various income ranges: 0.8% for AGIs below $25k, 0.6% for AGIs $25k-50k, 1.0% for AGIs $50k-75k)

Profit/loss from business: +$7,725 (reported on 15.6% of returns)

Here:
+$7,725
State:
+$10,862

(% of AGI for various income ranges: 14.2% for AGIs below $25k, 1.9% for AGIs $25k-50k, 1.5% for AGIs $50k-75k)

Taxable individual retirement arrangement distribution: $6,425 (reported on 5.2% of returns)

42712:
$6,425
Kentucky:
$14,296

Total itemized deductions: $16,575 (28% of AGI, reported on 15.6% of returns)

Here:
$16,575
State:
$21,160

Here:
27.7% of AGI
State:
20.0% of AGI

(% of AGI for various income ranges: 8.3% for AGIs $25k-50k, 9.0% for AGIs $50k-75k, 10.9% for AGIs $75k-100k)

Charity contributions: $2,862 (reported on 10.4% of returns)

Here:
$2,862
State:
$4,303

(% of AGI for various income ranges: 0.9% for AGIs $25k-50k, 1.1% for AGIs $50k-75k, 1.2% for AGIs $75k-100k)

Taxes paid: $4,492 (reported on 15.6% of returns)

42712:
$4,492
State:
$8,496

(% of AGI for various income ranges: 1.7% for AGIs $25k-50k, 2.9% for AGIs $50k-75k, 3.2% for AGIs $75k-100k)

Earned income credit: $2,652 (reported on 27.3% of returns)

Here:
$2,652
State:
$2,273

(% of AGI for various income ranges: 9.0% for AGIs below $25k, 1.6% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2012 taxes: 67.5%

Here:
68%
State:
60%

(% for various income ranges: 64.9% for AGIs below $25k, 65.2% for AGIs $25k-50k, 80.0% for AGIs $50k-75k, 71.4% for AGIs $75k-100k)

Averages for the 2004 tax year for zip code 42712, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $28,684 (Individual Income Tax Returns)

Here:
$28,684
State:
$41,540

Salary/wage: $28,489 (reported on 84.5% of returns)

Here:
$28,489
State:
$36,432

(% of AGI for various income ranges: 86.6% for AGIs below $10k, 76.8% for AGIs $10k-25k, 84.6% for AGIs $25k-50k, 87.6% for AGIs $50k-75k, 84.5% for AGIs $75k-100k)

Taxable interest for individuals: $800 (reported on 39.3% of returns)

This zip code:
$800
Kentucky:
$1,571

(% of AGI for various income ranges: 7.6% for AGIs below $10k, 2.5% for AGIs $10k-25k, 0.7% for AGIs $25k-50k, 0.3% for AGIs $50k-75k, 0.5% for AGIs $75k-100k)

Taxable dividends: $362 (reported on 8.8% of returns)

Here:
$362
State:
$3,453

Net capital gain/loss: +$3,439 (reported on 10.4% of returns)

Here:
+$3,439
State:
+$9,663

(% of AGI for various income ranges: 1.7% for AGIs below $10k, 1.9% for AGIs $10k-25k, 1.9% for AGIs $25k-50k, 0.3% for AGIs $50k-75k)

Profit/loss from business: +$5,811 (reported on 14.1% of returns)

Here:
+$5,811
State:
+$9,233

(% of AGI for various income ranges: 9.2% for AGIs below $10k, 4.6% for AGIs $10k-25k, 2.3% for AGIs $25k-50k, 3.3% for AGIs $50k-75k)

IRA payment deduction: $2,286 (reported on 1.8% of returns)

42712:
$2,286
Kentucky:
$2,955

Total itemized deductions: $12,736 (25% of AGI, reported on 16.4% of returns)

Here:
$12,736
State:
$17,474

Here:
24.9% of AGI
State:
21.0% of AGI

(% of AGI for various income ranges: 4.3% for AGIs $10k-25k, 5.8% for AGIs $25k-50k, 9.9% for AGIs $50k-75k, 12.5% for AGIs $75k-100k)

Charity contributions deductions: $2,276 (4% of AGI, reported on 12.4% of returns)

Here:
$2,276
State:
$3,494

Here:
4.4% of AGI
State:
4.0% of AGI

(% of AGI for various income ranges: 0.2% for AGIs $10k-25k, 0.9% for AGIs $25k-50k, 1.7% for AGIs $50k-75k, 1.3% for AGIs $75k-100k)

Total tax: $2,677 (reported on 70.8% of returns)

42712:
$2,677
State:
$6,162

(% of AGI for various income ranges: 3.9% for AGIs below $10k, 3.9% for AGIs $10k-25k, 5.8% for AGIs $25k-50k, 7.9% for AGIs $50k-75k, 10.9% for AGIs $75k-100k)

Earned income credit: $1,663 (reported on 24.5% of returns)

Here:
$1,663
State:
$1,723

Percentage of individuals using paid preparers for their 2004 taxes: 71.7%

Here:
72%
State:
66%

(% for various income ranges: 63.7% for AGIs below $10k, 75.7% for AGIs $10k-25k, 71.9% for AGIs $25k-50k, 72.5% for AGIs $50k-75k, 79.4% for AGIs $75k-100k)

Estimated median household income in 2022:

This zip code:	$43,981
Kentucky:	$59,341

Nearest zip codes: 42732, 42788, 42726, 42724, 42740, 42776.

Percentage of family households:

This zip code:	38.9%
Kentucky:	45.9%

Percentage of households with unmarried partners:

This zip code:	1.6%
Kentucky:	47.1%

No gay or lesbian households reported

Household received Food Stamps/SNAP in the past 12 months: 89
Household did not receive Food Stamps/SNAP in the past 12 months: 623

Women who had a birth in the past 12 months: 6 (0 now married, 6 unmarried)
Women who did not have a birth in the past 12 months: 427 (195 now married, 232 unmarried)

Housing units in zip code 42712 with a mortgage: 218 (28 second mortgage, 28 both second mortgage and home equity loan)
Median monthly owner costs for units with a mortgage: $893
Median monthly owner costs for units without a mortgage: $325

Residents with income below the poverty level in 2022:

This zip code:	20.1%
Whole state:	16.5%

Residents with income below 50% of the poverty level in 2022:

This zip code:	8.6%
Whole state:	9.0%

Median number of rooms in houses and condos:

Here:	5.9
State:	6.4

Median number of rooms in apartments:

Here:	4.6
State:	4.4

Notable locations in this zip code not listed on our city pages
Click to draw/clear zip code borders
Notable locations in zip code 42712: East Grayson County Fire Department (A), West 84 Volunteer Fire Department Station 1 (B). Display/hide their locations on the map

Churches in zip code 42712 include: Little Clifty Church (A), Mount Olive Cumberland Church (B), Mount Zion Church (C), New Hope Church (D), Pleasant Grove Church (E), Antioch Church (F). Display/hide their locations on the map

Cemeteries: Petty Cemetery (1), Cedar Hill Cemetery (2), Pleasant Grove Cemetery (3), Royalty Cemetery (4). Display/hide their locations on the map

Reservoir: Nichols Lake (A). Display/hide its location on the map

Streams, rivers, and creeks: Dry Run (A), Culbertson Branch (B), Sugar Branch (C), Meeting Creek (D), Lost Branch (E), Keesee Branch (F). Display/hide their locations on the map

Year house built (houses)
02020 or later
1102010 to 2019
2002000 to 2009
1581990 to 1999
1531980 to 1989
1761970 to 1979
561960 to 1969
311950 to 1959
11940 to 1949
01939 or earlier

Owner-occupied Renter-occupied

Bedrooms in owner-occupied houses and condos in 42712

Bedrooms in owner-occupied houses and condos in 42712
30no bedroom
261 bedroom
1332 bedrooms
2853 bedrooms
1214 bedrooms
75+ bedrooms

Bedrooms in renter-occupied apartments in 42712

Bedrooms in renter-occupied apartments in 42712
0no bedroom
341 bedroom
472 bedrooms
363 bedrooms
04 bedrooms
45+ bedrooms

Owner-occupied Renter-occupied

Cars and other vehicles available in 42712 in owner-occupied houses/condos

Cars and other vehicles available in 42712 in owner-occupied houses/condos
18no vehicle
1481 vehicle
2072 vehicles
1003 vehicles
874 vehicles
345+ vehicles

Cars and other vehicles available in 42712 in renter-occupied apartments

Cars and other vehicles available in 42712 in renter-occupied apartments
12no vehicle
281 vehicle
582 vehicles
203 vehicles
04 vehicles
05+ vehicles

Zip code 42712 household income distribution in 2022
24Less than $10,000
83$10,000 to $14,999
38$15,000 to $19,999
82$20,000 to $24,999
43$25,000 to $29,999
22$35,000 to $39,999
83$40,000 to $44,999
28$45,000 to $49,999
52$50,000 to $59,999
33$60,000 to $74,999
134$75,000 to $99,999
13$100,000 to $124,999
43$125,000 to $149,999
24$150,000 to $199,999
8$200,000 or more

Estimate of home value of owner-occupied houses/condos in 2022 in zip code 42712
11Less than $10,000
56$20,000 to $24,999
31$25,000 to $29,999
5$40,000 to $49,999
22$50,000 to $59,999
77$70,000 to $79,999
8$80,000 to $89,999
3$90,000 to $99,999
59$100,000 to $124,999
36$125,000 to $149,999
68$150,000 to $174,999
5$175,000 to $199,999
68$200,000 to $249,999
52$250,000 to $299,999
52$300,000 to $399,999
17$500,000 to $749,999

Rent paid by renters in 2022 in zip code 42712
1$200 to $249
13$300 to $349
20$400 to $449
29$500 to $549
26$550 to $599
17$600 to $649
5$800 to $899
4No cash rent

Median gross rent in 2022: $716.

Estimated median house (or condo) value in 2022 for:

White Non-Hispanic householders: $126,823

Estimated median house or condo value in 2022: $137,965

42712:	$137,965
Kentucky:	$196,300

Lower value quartile - upper value quartile: $75,418 - $240,081

Mean price in 2022:

Detached houses: $174,277
Here:
$174,277
State:
$256,452

Mobile homes: $46,052
Here:
$46,052
State:
$84,635

Owners and renters by unit type in zip code 42712

Breakdown of mean house values by ages of householders

Housing units in structures:

One, detached: 652
One, attached: 17
3 or 4: 10
Mobile homes: 192

Unemployment: 4.9%

Means of transportation to work in zip code 42712
86.4%713Drove a car alone
7.9%65Carpooled
3.6%30Worked at home

Travel time to work (commute) in zip code 42712
115 to 9 minutes
1510 to 14 minutes
4615 to 19 minutes
19920 to 24 minutes
17325 to 29 minutes
10730 to 34 minutes
6635 to 39 minutes
2640 to 44 minutes
9760 to 89 minutes
3490 or more minutes

Percentage of zip code residents living and working in this county: 44.6%

Household type by relationship:

Households: 1,684

Male householders: 347 (176 living alone), Female householders: 366 (64 living alone)
229 spouses (229 opposite-sex spouses), 71 unmarried partners, (71 opposite-sex unmarried partners), 367 children (353 natural, 14 adopted, 0 stepchildren), 69 grandchildren, 56 brothers or sisters, 12 parents, 0 foster children, 21 other relatives, 126 non-relatives

Size of family households: 207 2-persons, 73 3-persons, 33 4-persons, 34 5-persons, 24 6-persons

Size of nonfamily households: 239 1-person, 101 2-persons

128 married couples with children.
16 single-parent households (16 women).

All residents speak English at home

Foreign born population: 0 (0.0%)

:	0.0%
Whole state:	4.0%

Most common first ancestries reported in 42712

30%American
28%German
12%English
11%Irish
0%Scottish

Year of entry for the foreign-born population

Year of entry for the foreign-born population
02010 or later
02000 to 2009
61990 to 1999
0Before 1990

Facilities with environmental interests located in this zip code:

BIG CLIFTY CHEVRON (HWY 62 & MAIN ST in BIG CLIFTY, KY)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: EUNICE M PORTMAN (CONTACT/OWNER)

Zip code 42712 marital status for females

Housing units lacking complete plumbing facilities: 1.7%
Housing units lacking complete kitchen facilities: 3.8%

66.9%Electricity
18.3%Bottled, tank, or LP gas
10.0%Wood
3.3%No fuel used
1.7%Fuel oil, kerosene, etc.

Population in 1990: 1,459. Population change in the 1990s: +190 (+13.0%).

Place of birth for U.S.-born residents:

This state: 1,256
Northeast: 69
Midwest: 118
South: 167
West: 66

68% of the 42712 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 60% lived in this county.
Out of people who lived in different counties, 50% lived in Kentucky.

96% of the 42712 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 23% moved from this county.
   Out of people who lived in different houses, 54% moved from different county within same state.
   Out of people who lived in different houses, 26% moved from different state.

Year householders moved into unit in 42712

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school):

Here:	0.0%
Kentucky:	17.2%

Students in private schools in grades 9 to 12 (high school): 7

Here:	17.9%
Kentucky:	15.2%

Students in private undergraduate colleges:

Here:	0.0%
Kentucky:	19.6%

School Enrollment by Level of School in 2022

Occupation by median earnings in the past 12 months

Occupation by median earnings in the past 12 months ($)
115,449Sales and related occupations
64,338Installation, maintenance, and repair occupations
50,580Management occupations
46,789Construction and extraction occupations
38,731Production occupations
32,819Healthcare support occupations

Top industries in this zip code by the number of employees in 2005:

Finance and Insurance: Commercial Banking (10-19 employees: 1 establishment, 5-9 employees: 1 establishment)
Construction: New Multifamily Housing Construction (except Operative Builders) (5-9: 1)
Administrative and Support and Waste Management and Remediation Services: Janitorial Services (5-9: 1)
Wholesale Trade: Farm and Garden Machinery and Equipment Merchant Wholesalers (5-9: 1)
Construction: Poured Concrete Foundation and Structure Contractors (1-4: 1)
Construction: Commercial and Institutional Building Construction (1-4: 1)
Construction: Flooring Contractors (1-4: 1)

Age and Sex of Sensory-Disabled Noninstitutionalized Residents

Age and Sex of Physically-Disabled Noninstitutionalized Residents

Age and Sex of Mentally-Disabled Noninstitutionalized Residents

Age and Sex of Self-Care Disabled Noninstitutionalized Residents

Age and Sex of Go-Outside-Home Disabled Noninstitutionalized Residents

Age and Sex of Noninstitutionalized Residents with Employment Disability

Fatal accident statistics in 2014:

Fatal accident count: 2
Vehicles involved in fatal accidents: 2
Fatal accidents caused by drunken drivers: 0
Fatalities: 2
Persons involved in fatal accidents: 2
Pedestrians involved in fatal accidents: 0

Fatal accident statistics in 2013:

Fatal accident count: 1
Vehicles involved in fatal accidents: 1
Fatal accidents caused by drunken drivers: 0
Fatalities: 1
Persons involved in fatal accidents: 2
Pedestrians involved in fatal accidents: 0

	A) FHA, FSA/RHS & VA Home Purchase Loans		B) Conventional Home Purchase Loans		C) Refinancings		D) Home Improvement Loans		F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)		G) Loans On Manufactured Home Dwelling (A B C & D)
Home Mortgage Disclosure Act Aggregated Statistics For Year 2009 (Based on 2 partial tracts)
	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	10	$151,180	13	$88,875	51	$132,164	6	$37,098	11	$82,426	11	$54,988
APPLICATIONS APPROVED, NOT ACCEPTED	0	$0	0	$0	2	$104,710	0	$0	0	$0	0	$0
APPLICATIONS DENIED	3	$105,727	6	$67,492	17	$121,785	1	$23,650	0	$0	3	$61,357
APPLICATIONS WITHDRAWN	2	$122,020	2	$132,625	5	$147,938	1	$76,070	0	$0	0	$0
FILES CLOSED FOR INCOMPLETENESS	0	$0	0	$0	1	$149,210	0	$0	0	$0	0	$0

Choose year: 2009 2008 2007 2006 2005 2004

Detailed HMDA statistics for the following Tracts: 0017.00

	A) Conventional Home Purchase Loans		B) Refinancings
Private Mortgage Insurance Companies Aggregated Statistics For Year 2009 (Based on 2 partial tracts)
	Number	Average Value	Number	Average Value
LOANS ORIGINATED	2	$99,960	1	$242,340
APPLICATIONS APPROVED, NOT ACCEPTED	0	$0	0	$0
APPLICATIONS DENIED	0	$0	1	$142,380
APPLICATIONS WITHDRAWN	0	$0	0	$0
FILES CLOSED FOR INCOMPLETENESS	0	$0	0	$0

Choose year: 2009 2008 2007 2006 2005 2004

Detailed PMIC statistics for the following Tracts: 0017.00

Conventional Home Purchase Loans in zip code 42712

Conventional Home Purchase Loans in zip code 42712 - Value

2003 - 2018 National Fire Incident Reporting System (NFIRS) incidents

Based on the data from the years 2003 - 2018 the average number of fire incidents per year is 9. The highest number of fire incidents - 16 took place in 2014, and the least - 1 in 2003. The data has an increasing trend.

When looking into fire subcategories, the most reports belonged to: Outside Fires (46.4%), and Structure Fires (41.3%).

Fire incident types reported to NFIRS in Zip Code 42712
6446.4%Outside Fires
5741.3%Structure Fires
1510.9%Mobile Property/Vehicle Fires
21.4%Other

See full 2006 National Fire Incident Reporting System statistics for zip code 42712, Kentucky

Name	Count	Lived (average)
Most common first names in zip code 42712 among deceased individuals
James	19	70.7 years
William	12	78.6 years
Mary	11	84.4 years
Charles	11	76.3 years
John	10	69.2 years
George	9	80.0 years
Thomas	8	70.6 years
Gilbert	6	71.3 years
Clarence	6	79.7 years
Anna	6	82.3 years

Last name	Count	Lived (average)
Most common last names in zip code 42712 among deceased individuals
Hatfield	27	76.4 years
Pence	18	72.4 years
Hart	17	81.6 years
Miller	15	76.9 years
Clark	11	77.5 years
Fulkerson	10	83.5 years
Richardson	9	77.4 years
Goodman	8	75.0 years
Lucas	8	77.9 years
Williams	8	78.6 years

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AK	AL	AR	AZ	CA	CO	CT
DE	FL	GA	HI	IA	ID	IL
IN	KS	KY	LA	MA	ME	MI
MN	MO	MS	MT	NC	ND	NE
NH	NJ	NM	NV	NY	OH	OK
OR	PA	RI	SC	SD	TN	TX
VA	VT	WA	WI	WV	WY

AK	AL	AR	AZ	CA	CO	CT
DE	FL	GA	HI	IA	ID	IL
IN	KS	KY	LA	MA	ME	MI
MN	MO	MS	MT	NC	ND	NE
NH	NJ	NM	NV	NY	OH	OK
OR	PA	RI	SC	SD	TN	TX
VA	VT	WA	WI	WV	WY

AL	AZ	CA	CO	CT	DE	FL
GA	HI	IA	ID	IL	IN	KS
LA	MA	MD	MI	MN	MO	NC
NE	NJ	NM	NV	NY	OH	OK
OR	PA	RI	SC	TN	TX	UT
VA	WA	WI	WV

AL	CA	CO	DC	DE	FL	GA
IA	ID	IL	IN	KS	KY	LA
MD	ME	MI	MN	NC	NE	NH
NJ	NV	NY	OH	OK	OR	PA
SC	TN	TX	UT	VA	WA	WI

	A) FHA, FSA/RHS & VA Home Purchase Loans		B) Conventional Home Purchase Loans		C) Refinancings		D) Home Improvement Loans		F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)		G) Loans On Manufactured Home Dwelling (A B C & D)
Aggregated Statistics For Year 2008 (Based on 2 partial tracts)
	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	14	$130,085	14	$98,216	42	$111,260	8	$23,984	12	$82,262	10	$55,781
APPLICATIONS APPROVED, NOT ACCEPTED	0	$0	2	$86,060	2	$116,660	0	$0	1	$51,440	1	$75,580
APPLICATIONS DENIED	3	$118,080	4	$76,920	22	$111,893	4	$54,915	1	$95,080	5	$54,806
APPLICATIONS WITHDRAWN	2	$142,625	2	$100,690	8	$307,524	0	$0	0	$0	1	$71,680
FILES CLOSED FOR INCOMPLETENESS	0	$0	0	$0	1	$151,640	0	$0	0	$0	0	$0

	A) FHA, FSA/RHS & VA Home Purchase Loans		B) Conventional Home Purchase Loans		C) Refinancings		D) Home Improvement Loans		F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)		G) Loans On Manufactured Home Dwelling (A B C & D)
Aggregated Statistics For Year 2007 (Based on 2 partial tracts)
	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	6	$141,242	27	$101,746	41	$101,153	12	$19,829	13	$80,098	13	$50,335
APPLICATIONS APPROVED, NOT ACCEPTED	0	$0	4	$78,990	6	$111,213	0	$0	0	$0	3	$46,567
APPLICATIONS DENIED	3	$134,983	11	$154,259	24	$107,435	6	$27,305	2	$40,350	6	$67,573
APPLICATIONS WITHDRAWN	1	$142,380	4	$72,530	12	$99,409	1	$73,630	1	$110,930	2	$58,510
FILES CLOSED FOR INCOMPLETENESS	0	$0	1	$72,410	2	$112,025	0	$0	0	$0	0	$0

	A) FHA, FSA/RHS & VA Home Purchase Loans		B) Conventional Home Purchase Loans		C) Refinancings		D) Home Improvement Loans		F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)		G) Loans On Manufactured Home Dwelling (A B C & D)
Aggregated Statistics For Year 2006 (Based on 2 partial tracts)
	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	10	$126,947	33	$98,015	41	$91,722	9	$19,612	13	$78,448	14	$65,983
APPLICATIONS APPROVED, NOT ACCEPTED	0	$0	7	$93,166	6	$120,112	1	$15,850	2	$82,650	3	$77,933
APPLICATIONS DENIED	2	$80,700	11	$71,522	25	$97,471	2	$59,120	4	$116,170	9	$73,871
APPLICATIONS WITHDRAWN	1	$154,330	3	$75,903	10	$100,421	1	$31,690	1	$53,640	1	$48,520
FILES CLOSED FOR INCOMPLETENESS	0	$0	1	$84,840	2	$94,840	0	$0	0	$0	0	$0

	A) FHA, FSA/RHS & VA Home Purchase Loans		B) Conventional Home Purchase Loans		C) Refinancings		D) Home Improvement Loans		F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)		G) Loans On Manufactured Home Dwelling (A B C & D)
Aggregated Statistics For Year 2005 (Based on 2 partial tracts)
	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	6	$128,685	36	$85,736	46	$84,371	17	$32,124	11	$64,917	17	$51,844
APPLICATIONS APPROVED, NOT ACCEPTED	0	$0	3	$79,967	8	$87,464	1	$12,190	0	$0	2	$45,225
APPLICATIONS DENIED	1	$57,290	8	$85,970	24	$104,875	8	$38,978	2	$54,490	7	$50,850
APPLICATIONS WITHDRAWN	0	$0	3	$110,440	10	$120,145	2	$145,185	1	$105,080	0	$0
FILES CLOSED FOR INCOMPLETENESS	0	$0	3	$76,960	3	$128,890	0	$0	0	$0	0	$0

	A) FHA, FSA/RHS & VA Home Purchase Loans		B) Conventional Home Purchase Loans		C) Refinancings		D) Home Improvement Loans		F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)		G) Loans On Manufactured Home Dwelling (A B C & D)
Aggregated Statistics For Year 2004 (Based on 2 partial tracts)
	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	3	$85,330	26	$77,688	46	$73,368	11	$29,810	7	$54,716	19	$47,438
APPLICATIONS APPROVED, NOT ACCEPTED	1	$38,030	8	$79,875	7	$66,557	1	$22,190	0	$0	4	$60,522
APPLICATIONS DENIED	1	$110,200	17	$79,149	37	$84,441	7	$49,804	3	$54,857	17	$63,245
APPLICATIONS WITHDRAWN	1	$81,670	2	$88,380	15	$93,489	1	$34,380	1	$49,740	2	$61,560
FILES CLOSED FOR INCOMPLETENESS	0	$0	1	$120,440	4	$92,948	0	$0	0	$0	0	$0