Estimated median household income in 2007: $48,017
| This zip code: | $48,017 | | Ohio: | $46,597 |
Nearest zip codes: 43442, 43432, 43469, 43458, 43431, 43430.
Housing units in zip code 43416 with a mortgage: 489 (75 second mortgage, 125 home equity loan, 2 both second mortgage and home equity loan)
Houses without a mortgage: 286
Median monthly owner costs for units with a mortgage: $1,260
Median monthly owner costs for units without a mortgage: $409
Residents with income below the poverty level in 2007:
| This zip code: | 3.8% | | Whole state: | 13.1% |
Residents with income below 50% of the poverty level in 2007:
| This zip code: | 1.1% | | Whole state: | 6.0% |
Median number of rooms in houses and condos:
| Here: | 6.8 | | State: | 6.4 |
Median number of rooms in apartments:
| Here: | 5.2 | | State: | 4.3 |
Year house built: |
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- 1999 to March 2000: 6
- 1995 to 1998: 79
- 1990 to 1994: 63
- 1980 to 1989: 64
- 1970 to 1979: 92
- 1960 to 1969: 126
- 1950 to 1959: 142
- 1940 to 1949: 99
- 1939 or earlier: 523
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Bedrooms in owner-occupied houses in Elmore, OH (43416): |
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- no bedroom: 0
- 1 bedrooms: 3
- 2 bedrooms: 125
- 3 bedrooms: 511
- 4 bedrooms: 235
- 5 or more bedrooms: 38
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Bedrooms in renter-occupied apartments and housing units: |
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- no bedroom: 1
- 1 bedrooms: 72
- 2 bedrooms: 56
- 3 bedrooms: 57
- 4 bedrooms: 48
- 5 or more bedrooms: 1
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Vehicles available in 43416 zip code in owner-occupied houses/condos: |
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- no vehicle: 9
- 1 vehicle: 215
- 2 vehicles: 476
- 3 vehicles: 156
- 4 vehicles: 39
- 5 or more vehicles: 17
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Vehicles available in renter-occupied apartments: |
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- no vehicle: 37
- 1 vehicle: 95
- 2 vehicles: 44
- 3 vehicles: 39
- 4 vehicles: 20
- 5 or more vehicles: 0
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Estimated household income distribution in 2007:

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Estimate of home value of owner-occupied houses/condos in 2007 in zip code 43416:
- Less than $10,000: 4
- $10,000 to $14,999: 2
- $40,000 to $49,999: 25
- $50,000 to $59,999: 17
- $60,000 to $69,999: 7
- $70,000 to $79,999: 11
- $80,000 to $89,999: 19
- $90,000 to $99,999: 26
- $100,000 to $124,999: 174
- $125,000 to $149,999: 129
- $150,000 to $174,999: 85
- $175,000 to $199,999: 83
- $200,000 to $249,999: 161
- $250,000 to $299,999: 75
- $300,000 to $399,999: 55
- $400,000 to $499,999: 9
- $500,000 to $749,999: 3
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Rent paid by renters in 2007 in zip code 43416:
- Less than $100: 7
- $100 to $149: 14
- $150 to $199: 8
- $200 to $249: 14
- $250 to $299: 9
- $300 to $349: 14
- $350 to $399: 17
- $400 to $449: 31
- $450 to $499: 25
- $500 to $549: 5
- $550 to $599: 3
- $700 to $749: 4
- No cash rent: 27
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Median price asked for vacant for-sale houses and condos in 2007: $180,031.
Estimated median house (or condo) value in 2007 for: - White Non-Hispanic householders: $158,367
- Black or African American householders: $102,835
- Some other race householders: $214,309
- Two or more races householders: $116,547
- Hispanic or Latino householders: $171,393
Estimated median house or condo value in 2007: $163,400 (it was $115,400 in 2000)
| 43416: | $163,400 | | Ohio: | $137,800 |
Lower value quartile - upper value quartile: $101,044 - $175,087
Mean price in 2007:
Detached houses: $178,800| Here: | $178,800 | | State: | $175,406 |
Townhouses or other attached units: $131,399| Here: | $131,399 | | State: | $158,918 |
In 2-unit structures: $151,000| Here: | $151,000 | | State: | $124,203 |
Mobile homes: $45,761| Here: | $45,761 | | State: | $32,066 |
Breakdown of mean house values by ages of householders
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Housing units in structures:
- One, detached: 1,006
- One, attached: 15
- Two: 45
- 3 or 4: 64
- 5 to 9: 5
- 20 to 49: 2
- 50 or more: 9
- Mobile homes: 48

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Means of transportation to work
- Drove a car alone: 1,151 (86%)
- Carpooled: 70 (5%)
- Bus or trolley bus: 8 (1%)
- Bicycle: 1 (0%)
- Walked: 23 (2%)
- Other means: 8 (1%)
- Worked at home: 70 (5%)
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Travel time to work
- Less than 5 minutes: 58
- 5 to 9 minutes: 100
- 10 to 14 minutes: 119
- 15 to 19 minutes: 145
- 20 to 24 minutes: 173
- 25 to 29 minutes: 134
- 30 to 34 minutes: 245
- 35 to 39 minutes: 64
- 40 to 44 minutes: 80
- 45 to 59 minutes: 97
- 60 to 89 minutes: 17
- 90 or more minutes: 29
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Percentage of zip code residents living and working in this county: 33.9%
Household type by relationship
Households: 2,841
- In family households: 2,551 (725 male householders, 165 female householders)
764 spouses, 849 children (781 natural, 2 adopted, 66 stepchildren), 10 grandchildren, 9 brothers or sisters, 7 parents, 8 other relatives, 14 non-relatives
- In nonfamily households: 290 (96 male householders (76 living alone)), 166 female householders (162 living alone)), 28 nonrelatives
- In group quarters: 5 (0 institutionalized population)
Size of family households: 443 2-persons, 164 3-persons, 200 4-persons, 54 5-persons, 27 6-persons, 2 7-or-more-persons.
Size of nonfamily households: 238 1-person, 18 2-persons, 2 3-persons, 4 4-persons.
598 married couples with children.
133 single-parent households (31 men, 102 women).
96.6% of residents of 43416 zip code speak English at home.
1.6% of residents speak Spanish at home (67% very well, 29% well, 5% not well).
1.8% of residents speak other Indo-European language at home (72% very well, 21% well, 6% not well).
Foreign born population: 12 (0.4%)
(100.0% of them are naturalized citizens)
| This zip code: | 0.4% | | Whole state: | 3.0% |
Most common places of birth for the foreign-born residents:
- United Kingdom (42%)
- Czechoslovakia (includes Czech Republic and Slovakia) (17%)
- Other Eastern Europe (17%)
- Canada (17%)
Year of entry for the foreign-born population |
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- 1995 to March 2000: 2
- 1990 to 1994: 0
- 1985 to 1989: 0
- 1980 to 1984: 0
- 1975 to 1979: 0
- 1970 to 1974: 0
- 1970 to 1974: 6
- 1965 to 1969: 4
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White population: 2,835
Black population: 2
American Indian population: 8
Asian population: 5
Native Hawaiian and Other Pacific Islander population: 0
Some other race population: 56
Two or more races population: 24

First ancestries reported:
|  German: 1263 |
|  English: 191 |
|  Irish: 179 |
|  Other groups: 108 |
|  Hungarian: 104 |
|  Polish: 84 |
|  French (except Basque): 79 |
|  United States or American: 79 |
|  Italian: 50 |
|  Czech: 23 |
|  Welsh: 21 |
|  Dutch: 19 |
|  French Canadian: 18 |
|  Scotch-Irish: 16 |
|  British: 15 |
|  Greek: 14 |
|  Scottish: 13 |
|  Canadian: 10 |
|  European: 8 |
|  Swedish: 8 |
|  Slovak: 5 |
|  Norwegian: 5 |
|  Arab:: 4 |
|  Arab/Arabic: 4 |
|  Luxemburger: 2 |
|  Australian: 2 |
|  Pennsylvania German: 2 |
|  Russian: 2 |
|  Ukrainian: 2 |
|  Swiss: 1 |

Median worth of mobile homes: $36,689
Housing units lacking complete plumbing facilities: 0%
Housing units lacking complete kitchen facilities: 0%
Most commonly used house heating fuel: |
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- Utility gas (55%)
- Bottled, tank, or LP gas (25%)
- Electricity (13%)
- Fuel oil, kerosene, etc. (6%)
- Wood (1%)
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Place of birth for U.S.-born residents:
- This state: 2499
- Northeast: 38
- Midwest: 174
- South: 85
- West: 32
63% of the 43416 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 37% lived in this county.
Out of people who lived in different counties, 82% lived in Ohio.
Population in 1990: 3,230. Population change in the 1990s: -300 (-9.3%).
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 17
| Here: | 4.7% | | Ohio: | 14.2% |
Students in private schools in grades 9 to 12 (high school): 2
| Here: | 1.3% | | Ohio: | 10.9% |
Students in private undergraduate colleges: 12
| Here: | 14.5% | | Ohio: | 23.4% |
School Enrollment by Level of School
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Top industries in this zip code by the number of employees in 2005:
- Other Services (except Public Administration): Religious Organizations (50-99 employees: 1 establishment, 10-19 employees: 1 establishment, 5-9 employees: 2 establishments, 1-4 employees: 3 establishments)
- Accommodation and Food Services: Full-Service Restaurants (10-19: 2, 1-4: 1)
- Health Care and Social Assistance: Offices of Physicians (except Mental Health Specialists) (10-19: 1, 5-9: 1)
- Accommodation and Food Services: Drinking Places (Alcoholic Beverages) (10-19: 1, 1-4: 1)
- Accommodation and Food Services: Limited-Service Restaurants (10-19: 1)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
5 people in agriculture workers' dormitories on farms
3 people in unknown juvenile institutions
Home Mortgage Disclosure Act Aggregated Statistics For Year 2007 (Based on 4 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 2 | $170,505 | 48 | $119,664 | 61 | $117,142 | 18 | $24,148 | 4 | $75,723 | 3 | $105,197 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 11 | $121,066 | 18 | $100,778 | 4 | $26,838 | 2 | $59,020 | 0 | $0 |
| APPLICATIONS DENIED | 2 | $77,260 | 10 | $99,672 | 59 | $130,323 | 13 | $32,130 | 3 | $55,713 | 1 | $109,270 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 7 | $99,931 | 24 | $128,696 | 2 | $58,000 | 2 | $79,445 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 2 | $124,050 | 9 | $116,371 | 0 | $0 | 1 | $38,530 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 4 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 3 | $151,013 | 59 | $121,347 | 93 | $102,800 | 21 | $37,245 | 1 | $37,820 | 8 | $89,728 | 3 | $106,220 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $41,590 | 7 | $137,277 | 20 | $102,845 | 2 | $63,290 | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $124,150 | 11 | $115,570 | 64 | $124,304 | 15 | $24,206 | 0 | $0 | 1 | $59,060 | 1 | $26,300 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 9 | $109,484 | 36 | $119,043 | 4 | $59,623 | 0 | $0 | 1 | $61,160 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 2 | $114,560 | 11 | $109,083 | 1 | $11,620 | 0 | $0 | 1 | $48,320 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 4 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 6 | $131,693 | 64 | $110,571 | 114 | $113,141 | 19 | $42,715 | 14 | $78,524 | 4 | $116,663 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 5 | $69,866 | 20 | $129,049 | 2 | $16,190 | 2 | $90,470 | 1 | $21,100 |
| APPLICATIONS DENIED | 1 | $50,150 | 11 | $130,699 | 77 | $115,077 | 13 | $38,365 | 2 | $60,130 | 2 | $39,050 |
| APPLICATIONS WITHDRAWN | 1 | $56,270 | 8 | $117,236 | 44 | $133,153 | 8 | $141,664 | 1 | $91,530 | 1 | $67,890 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 2 | $46,925 | 8 | $125,013 | 1 | $17,350 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 4 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 7 | $115,493 | 63 | $121,539 | 129 | $108,533 | 18 | $38,466 | 0 | $0 | 9 | $66,143 | 4 | $52,580 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 12 | $108,290 | 29 | $107,425 | 2 | $68,275 | 0 | $0 | 5 | $52,816 | 1 | $68,980 |
| APPLICATIONS DENIED | 1 | $88,420 | 9 | $101,023 | 66 | $124,190 | 13 | $44,137 | 0 | $0 | 0 | $0 | 1 | $8,970 |
| APPLICATIONS WITHDRAWN | 1 | $94,300 | 10 | $95,502 | 45 | $119,017 | 2 | $59,155 | 1 | $137,610 | 4 | $112,838 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $129,660 | 4 | $105,808 | 11 | $124,667 | 1 | $22,320 | 0 | $0 | 0 | $0 | 0 | $0 |
See detailed HMDA statistics for the following Tracts:
0509.00
, 0510.00
Private Mortgage Insurance Companies Aggregated Statistics For Year 2007 (Based on 4 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 28 | $116,624 | 7 | $140,416 | 1 | $58,710 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 5 | $162,678 | 2 | $114,275 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $42,810 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 1 | $118,650 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 4 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) | D) Loans On Manufactured Home Dwelling (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 18 | $127,538 | 6 | $164,990 | 1 | $59,490 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $248,960 | 3 | $155,517 | 0 | $0 | 1 | $61,160 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 4 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) | D) Loans On Manufactured Home Dwelling (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 24 | $125,875 | 12 | $148,825 | 2 | $50,800 | 1 | $65,440 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 6 | $149,252 | 4 | $140,308 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 2 | $135,470 | 4 | $139,440 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $126,710 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 4 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 21 | $127,281 | 7 | $124,276 | 1 | $71,340 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 7 | $143,911 | 7 | $128,859 | 1 | $42,760 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $118,140 | 0 | $0 |
See detailed PMIC statistics for the following Tracts:
0509.00
, 0510.00
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
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