46554 Zip Code (North Liberty, IN) Detailed Profile

Estimated zip code population in 2022: 4,106
Zip code population in 2010: 4,942
Zip code population in 2000: 4,113

Houses and condos: 1,769
Renter-occupied apartments: 162
March 2022 cost of living index in zip code 46554: 85.2 (less than average, U.S. average is 100)

Land area: 70.5 sq. mi.
Water area: 0.6 sq. mi.

Population density: 58 people per square mile

(very low).

Real estate property taxes paid for housing units in 2022:
Median real estate property taxes paid for housing units with mortgages in 2022: $1,565 (0.8%)
Median real estate property taxes paid for housing units with no mortgage in 2022: $1,423 (0.8%)

For population 25 years and over in 46554:

• High school or higher: 95.2%
• Bachelor's degree or higher: 29.6%
• Graduate or professional degree: 7.3%
• Unemployed: 4.8%
• Mean travel time to work (commute): 26.2 minutes

For population 15 years and over in 46554:

• Never married: 30.4%
• Now married: 50.1%
• Separated: 0.8%
• Widowed: 7.2%
• Divorced: 11.6%

• 
• • 3,99497.3%White
  • 451.1%Two or more races
  • 441.1%Hispanic or Latino
  • 110.3%Black
  • 80.2%Some other race
  • 30.07%Asian

100% rural population.

Averages for the 2020 tax year for zip code 46554, filed in 2021:

Average Adjusted Gross Income (AGI) in 2020: $62,899 (Individual Income Tax Returns)

Here:	$62,899
State:	$64,978

Salary/wage: $55,070 (reported on 81.1% of returns)

Here:	$55,070
State:	$55,245

(% of AGI for various income ranges: 1012.6% for AGIs below $25k, 3613.8% for AGIs $25k-50k, 6411.1% for AGIs $50k-75k, 8958.9% for AGIs $75k-100k, 14692.6% for AGIs $100k-200k)

Taxable interest for individuals: $1,119 (reported on 32.5% of returns)

This zip code:	$1,119
Indiana:	$1,351

(% of AGI for various income ranges: 31.9% for AGIs below $25k, 48.2% for AGIs $25k-50k, 27.0% for AGIs $50k-75k, 28.4% for AGIs $75k-100k, 83.9% for AGIs $100k-200k)

Ordinary dividends: $2,163 (reported on 14.2% of returns)

Here:	$2,163
State:	$5,827

(% of AGI for various income ranges: 22.9% for AGIs below $25k, 21.5% for AGIs $25k-50k, 37.4% for AGIs $50k-75k, 27.9% for AGIs $75k-100k, 101.7% for AGIs $100k-200k)

Net capital gain/loss in AGI: +$5,735 (reported on 14.6% of returns)

Here:	+$5,735
State:	+$17,730

(% of AGI for various income ranges: 4.0% for AGIs below $25k, 10.8% for AGIs $25k-50k, 24.4% for AGIs $50k-75k, 113.2% for AGIs $75k-100k, 397.0% for AGIs $100k-200k)

Profit/loss from business: +$17,700 (reported on 11.3% of returns)

Here:	+$17,700
State:	+$12,144

(% of AGI for various income ranges: 65.5% for AGIs below $25k, 138.5% for AGIs $25k-50k, 167.0% for AGIs $50k-75k, 77.4% for AGIs $75k-100k, 1226.5% for AGIs $100k-200k)

Taxable individual retirement arrangement distribution: $13,771 (reported on 11.3% of returns)

46554:	$13,771
Indiana:	$18,302

(% of AGI for various income ranges: 96.9% for AGIs below $25k, 122.0% for AGIs $25k-50k, 184.4% for AGIs $50k-75k, 302.1% for AGIs $75k-100k, 581.7% for AGIs $100k-200k)

Total itemized deductions: $31,888 (reported on 3.8% of returns)

Here:	$31,888
State:	$35,601

(% of AGI for various income ranges: 187.2% for AGIs $25k-50k, 783.5% for AGIs $100k-200k)

Charity contributions: $8,450 (reported on 2.8% of returns)

Here:	$8,450
State:	$15,596

(% of AGI for various income ranges: 220.4% for AGIs $100k-200k)

Taxes paid: $6,738 (reported on 3.8% of returns)

46554:	$6,738
State:	$7,542

(% of AGI for various income ranges: 31.0% for AGIs $25k-50k, 180.4% for AGIs $100k-200k)

Earned income credit: $2,152 (reported on 12.7% of returns)

Here:	$2,152
State:	$2,298

(% of AGI for various income ranges: 73.3% for AGIs below $25k, 68.2% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2020 taxes: 93.4%

Here:	93%
State:	94%

(% for various income ranges: 93.5% for AGIs below $25k, 94.1% for AGIs $25k-50k, 91.7% for AGIs $50k-75k, 96.0% for AGIs $75k-100k, 93.9% for AGIs $100k-200k, 80.0% for AGIs over 200k)

Averages for the 2012 tax year for zip code 46554, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $49,702 (Individual Income Tax Returns)

Here:	$49,702
State:	$52,932

Salary/wage: $45,976 (reported on 81.5% of returns)

Here:	$45,976
State:	$45,173

(% of AGI for various income ranges: 63.5% for AGIs below $25k, 79.4% for AGIs $25k-50k, 80.7% for AGIs $50k-75k, 83.9% for AGIs $75k-100k, 67.8% for AGIs $100k-200k)

Taxable interest for individuals: $838 (reported on 39.5% of returns)

This zip code:	$838
Indiana:	$1,311

(% of AGI for various income ranges: 2.6% for AGIs below $25k, 0.7% for AGIs $25k-50k, 0.5% for AGIs $50k-75k, 0.3% for AGIs $75k-100k, 0.4% for AGIs $100k-200k)

Ordinary dividends: $2,236 (reported on 16.5% of returns)

Here:	$2,236
State:	$4,690

(% of AGI for various income ranges: 1.3% for AGIs below $25k, 0.8% for AGIs $25k-50k, 0.8% for AGIs $50k-75k, 0.7% for AGIs $75k-100k, 0.5% for AGIs $100k-200k)

Net capital gain/loss in AGI: +$15,008 (reported on 12.0% of returns)

Here:	+$15,008
State:	+$10,406

(% of AGI for various income ranges: 0.4% for AGIs $25k-50k, 0.5% for AGIs $50k-75k, 10.4% for AGIs $100k-200k)

Profit/loss from business: +$7,870 (reported on 13.5% of returns)

Here:	+$7,870
State:	+$11,105

(% of AGI for various income ranges: 7.6% for AGIs below $25k, 3.0% for AGIs $25k-50k, 1.0% for AGIs $50k-75k, 1.8% for AGIs $75k-100k, 1.2% for AGIs $100k-200k)

Taxable individual retirement arrangement distribution: $9,772 (reported on 12.5% of returns)

46554:	$9,772
Indiana:	$13,841

(% of AGI for various income ranges: 5.4% for AGIs below $25k, 2.5% for AGIs $25k-50k, 2.0% for AGIs $50k-75k, 2.5% for AGIs $75k-100k, 1.9% for AGIs $100k-200k)

Total itemized deductions: $16,938 (20% of AGI, reported on 27.5% of returns)

Here:	$16,938
State:	$20,913

Here:	19.5% of AGI
State:	18.2% of AGI

(% of AGI for various income ranges: 6.8% for AGIs below $25k, 7.9% for AGIs $25k-50k, 8.4% for AGIs $50k-75k, 9.0% for AGIs $75k-100k, 11.7% for AGIs $100k-200k)

Charity contributions: $2,680 (reported on 20.5% of returns)

Here:	$2,680
State:	$4,697

(% of AGI for various income ranges: 0.5% for AGIs below $25k, 0.7% for AGIs $25k-50k, 1.0% for AGIs $50k-75k, 1.1% for AGIs $75k-100k, 1.5% for AGIs $100k-200k)

Taxes paid: $6,195 (reported on 27.5% of returns)

46554:	$6,195
State:	$7,456

(% of AGI for various income ranges: 1.2% for AGIs below $25k, 2.2% for AGIs $25k-50k, 2.7% for AGIs $50k-75k, 3.4% for AGIs $75k-100k, 5.1% for AGIs $100k-200k)

Earned income credit: $2,159 (reported on 16.0% of returns)

Here:	$2,159
State:	$2,265

(% of AGI for various income ranges: 5.7% for AGIs below $25k, 1.2% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2012 taxes: 50.0%

Here:	50%
State:	53%

(% for various income ranges: 44.7% for AGIs below $25k, 53.2% for AGIs $25k-50k, 51.6% for AGIs $50k-75k, 48.0% for AGIs $75k-100k, 61.9% for AGIs $100k-200k)

Averages for the 2004 tax year for zip code 46554, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $43,094 (Individual Income Tax Returns)

Here:	$43,094
State:	$44,790

Salary/wage: $40,116 (reported on 86.5% of returns)

Here:	$40,116
State:	$39,615

(% of AGI for various income ranges: 83.7% for AGIs below $10k, 71.5% for AGIs $10k-25k, 86.1% for AGIs $25k-50k, 88.6% for AGIs $50k-75k, 90.0% for AGIs $75k-100k, 59.2% for AGIs over 100k)

Taxable interest for individuals: $1,076 (reported on 49.6% of returns)

This zip code:	$1,076
Indiana:	$1,535

(% of AGI for various income ranges: 6.8% for AGIs below $10k, 3.6% for AGIs $10k-25k, 1.5% for AGIs $25k-50k, 0.6% for AGIs $50k-75k, 0.8% for AGIs $75k-100k, 0.7% for AGIs over 100k)

Taxable dividends: $1,442 (reported on 18.3% of returns)

Here:	$1,442
State:	$2,998

(% of AGI for various income ranges: 2.4% for AGIs below $10k, 1.5% for AGIs $10k-25k, 0.5% for AGIs $25k-50k, 0.3% for AGIs $50k-75k, 0.5% for AGIs $75k-100k, 0.7% for AGIs over 100k)

Net capital gain/loss: +$7,239 (reported on 14.4% of returns)

Here:	+$7,239
State:	+$8,619

(% of AGI for various income ranges: 1.8% for AGIs below $10k, 0.2% for AGIs $10k-25k, -0.1% for AGIs $25k-50k, 0.7% for AGIs $50k-75k, 1.6% for AGIs $75k-100k, 8.8% for AGIs over 100k)

Profit/loss from business: +$5,447 (reported on 13.2% of returns)

Here:	+$5,447
State:	+$10,071

(% of AGI for various income ranges: 2.1% for AGIs below $10k, 4.0% for AGIs $10k-25k, 2.4% for AGIs $25k-50k, 2.8% for AGIs $50k-75k, 0.0% for AGIs $75k-100k, 0.4% for AGIs over 100k)

IRA payment deduction: $2,400 (reported on 3.0% of returns)

46554:	$2,400
Indiana:	$2,840

(% of AGI for various income ranges: 0.5% for AGIs $10k-25k, 0.3% for AGIs $25k-50k, 0.1% for AGIs $50k-75k, 0.2% for AGIs $75k-100k)

Total itemized deductions: $14,419 (20% of AGI, reported on 31.3% of returns)

Here:	$14,419
State:	$17,065

Here:	20.1% of AGI
State:	19.5% of AGI

(% of AGI for various income ranges: 8.9% for AGIs below $10k, 7.8% for AGIs $10k-25k, 8.9% for AGIs $25k-50k, 11.3% for AGIs $50k-75k, 12.8% for AGIs $75k-100k, 10.0% for AGIs over 100k)

Charity contributions deductions: $2,503 (3% of AGI, reported on 25.3% of returns)

Here:	$2,503
State:	$3,550

Here:	3.3% of AGI
State:	3.8% of AGI

(% of AGI for various income ranges: 0.9% for AGIs $10k-25k, 0.8% for AGIs $25k-50k, 1.2% for AGIs $50k-75k, 2.2% for AGIs $75k-100k, 2.1% for AGIs over 100k)

Total tax: $5,673 (reported on 76.5% of returns)

46554:	$5,673
State:	$6,914

(% of AGI for various income ranges: 2.0% for AGIs below $10k, 4.2% for AGIs $10k-25k, 6.8% for AGIs $25k-50k, 8.4% for AGIs $50k-75k, 10.3% for AGIs $75k-100k, 18.1% for AGIs over 100k)

Earned income credit: $1,478 (reported on 11.3% of returns)

Here:	$1,478
State:	$1,685

Percentage of individuals using paid preparers for their 2004 taxes: 53.8%

Here:	54%
State:	59%

(% for various income ranges: 46.1% for AGIs below $10k, 55.6% for AGIs $10k-25k, 54.1% for AGIs $25k-50k, 59.4% for AGIs $50k-75k, 53.1% for AGIs $75k-100k, 58.6% for AGIs over 100k)

Nearest zip codes: 46574, 46619, 46536, 46365, 46537, 46614.
Likely homosexual households (counted as self-reported same-sex unmarried-partner households)

• Lesbian couples: 0.2% of all households
• Gay men: 0.0% of all households

Household received Food Stamps/SNAP in the past 12 months: 111
Household did not receive Food Stamps/SNAP in the past 12 months: 1,591

Women who had a birth in the past 12 months: 67 (10 now married, 49 unmarried)
Women who did not have a birth in the past 12 months: 721 (304 now married, 417 unmarried)

Housing units in zip code 46554 with a mortgage: 929 (122 second mortgage, 122 both second mortgage and home equity loan)
Houses without a mortgage: 33

Median monthly owner costs for units with a mortgage: $1,099
Median monthly owner costs for units without a mortgage: $475

Residents with income below the poverty level in 2022:
Residents with income below 50% of the poverty level in 2022:

• Zip code 46554 household income distribution in 2022

• 113Less than $10,000
• 37$10,000 to $14,999
• 39$15,000 to $19,999
• 35$20,000 to $24,999
• 124$25,000 to $29,999
• 16$30,000 to $34,999
• 65$35,000 to $39,999
• 54$40,000 to $44,999
• 40$45,000 to $49,999
• 182$50,000 to $59,999
• 167$60,000 to $74,999
• 184$75,000 to $99,999
• 236$100,000 to $124,999
• 218$125,000 to $149,999
• 126$150,000 to $199,999
• 54$200,000 or more

• Estimate of home value of owner-occupied houses/condos in 2022 in zip code 46554

• 7Less than $10,000
• 2$10,000 to $14,999
• 7$15,000 to $19,999
• 6$25,000 to $29,999
• 46$50,000 to $59,999
• 25$60,000 to $69,999
• 9$70,000 to $79,999
• 26$80,000 to $89,999
• 55$90,000 to $99,999
• 111$100,000 to $124,999
• 88$125,000 to $149,999
• 323$150,000 to $174,999
• 67$175,000 to $199,999
• 234$200,000 to $249,999
• 145$250,000 to $299,999
• 165$300,000 to $399,999
• 135$400,000 to $499,999
• 27$500,000 to $749,999
• 16$750,000 to $999,999
• 32$1,000,000 to $1,499,999

• Rent paid by renters in 2022 in zip code 46554

• 16$100 to $149
• 9$150 to $199
• 26$200 to $249
• 5$300 to $349
• 2$350 to $399
• 1$450 to $499
• 3$500 to $549
• 17$550 to $599
• 17$650 to $699
• 13$700 to $749
• 8$750 to $799
• 14$800 to $899
• 8$900 to $999
• 7$1,500 to $1,999
• 9No cash rent

Median gross rent in 2022: $774.

Estimated median house (or condo) value in 2022 for:

• White Non-Hispanic householders: $176,023
• Black or African American householders: $280,454
• American Indian or Alaska Native householders: $94,640
• Some other race householders: $152,975
• Two or more races householders: $137,677
• Hispanic or Latino householders: $148,692

Estimated median house or condo value in 2022: $195,400 Lower value quartile - upper value quartile: $143,119 - $301,656

Mean price in 2022:

Detached houses: $184,070

Here:	$184,070
State:	$257,916

Housing units in structures:

• One, detached: 1,657
• One, attached: 14
• Two: 5
• 3 or 4: 3
• 5 to 9: 65
• 10 to 19: 15

Unemployment: 4.8%

• Means of transportation to work in zip code 46554

• 82.6%1,729Drove a car alone
• 3.7%77Carpooled
• 2.6%55Walked
• 10.2%213Worked at home

• Travel time to work (commute) in zip code 46554

• 86Less than 5 minutes
• 755 to 9 minutes
• 10410 to 14 minutes
• 13315 to 19 minutes
• 43020 to 24 minutes
• 24025 to 29 minutes
• 37930 to 34 minutes
• 10535 to 39 minutes
• 11140 to 44 minutes
• 14745 to 59 minutes
• 4860 to 89 minutes
• 1490 or more minutes

Percentage of zip code residents living and working in this county: 77.5%

Household type by relationship:

Households: 4,106

• Male householders: 921 (184 living alone), Female householders: 782 (305 living alone)

• 855 spouses (844 opposite-sex spouses), 124 unmarried partners, (124 opposite-sex unmarried partners), 1,075 children (976 natural, 14 adopted, 85 stepchildren), 98 grandchildren, 54 brothers or sisters, 5 parents, 0 foster children, 147 other relatives, 51 non-relatives

Size of family households: 567 2-persons, 151 3-persons, 201 4-persons, 117 5-persons, 33 6-persons, 13 7-or-more-persons

Size of nonfamily households: 489 1-person, 130 2-persons

451 married couples with children.
114 single-parent households (13 men, 101 women).

98.7% of residents of 46554 zip code speak English at home.
0.3% of residents speak Spanish at home (100% very well).
0.1% of residents speak other Indo-European language at home (100% very well).

Facilities with environmental interests located in this zip code:

• POTATO CREEK STATE PARK (25601 SR 4 in NORTH LIBERTY, IN)

  STATE MASTER (Indiana facility tracking) - CRTK-7006, EPCRA, LUST-199210528, LEAKING STORAGE TANK, LUST-199811541, UST-4318, UNDERGROUND STORAGE TANK PROGRAM
  National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
  Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste))
  Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
  Business SIC classification: LAND, MINERAL, WILDLIFE, AND FOREST CONSERVATION
  Organizations: HEINRICH KOENIG (CONTACT/OPERATOR) , INDNR (CONTACT/OWNER) , IDNR (CONTACT/OWNER)
  Alternative names: POTATO CREEK ST PARK, POTATO CREEK STATE PARK SITE ID 180010033, POTATO CREEK STATE PARK SITE ID 181410010, POTATO CREEK STATE PK, POTATO CREEK STATE REC. AREA, SITE ID 180010033, SITE ID 181410010

• NORTH LIBERTY FARM CTR INC (5 R 23 SOUTH in NORTH LIBERTY, IN)

  (Integrated Compliance Information System) - ICIS-05-1991-0038, FORMAL ENFORCEMENT ACTION
  STATE MASTER (Indiana facility tracking)
  COMPLIANCE ACTIVITY (Tracking inspections of insecticide, fungicide, and rodenticide, and toxic substances)
  

• NORTH LIBERTY WWTP (700 W CENTER ST in NORTH LIBERTY, IN)

  STATE MASTER (Indiana facility tracking) - CRTK-6034, EPCRA
  National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
  Business SIC classification: SEWERAGE SYSTEMS
  Organizations: DENNIS WEAVER 5481 (CONTACT/OPERATOR) , NORTH LIBERTY MUNICIPAL STP (CONTACT/OWNER)
  Alternative names: NORTH LIBERTY MUNICIPAL STP

• AT&T CORP (SNOWBERRY .5 MI S OF TAMARAC in NORTH LIBERTY, IN)

  STATE MASTER (Indiana facility tracking) - CRTK-3882, EPCRA, UST-1003, UNDERGROUND STORAGE TANK PROGRAM
  Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
  Organizations: AT AND T CORP (CONTACT/OWNER)
  Alternative names: AT AND T LIBERTY

• NORTH LIBERTY SCHOOL (400 SCHOOL DR in NORTH LIBERTY, IN)

  (Geographic Names Information System)
  (National Center for Education Statistics) - STATE ID-7456
  Organizations: JOHN GLENN SCHOOL CORPORATION (SCHOOL DISTRICT)
  

Population in 1990: 4,056. Population change in the 1990s: +57 (+1.4%).

Place of birth for U.S.-born residents:

• This state: 3,219
• Northeast: 146
• Midwest: 442
• South: 150
• West: 63

68% of the 46554 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 79% lived in this county.
   Out of people who lived in different counties, 50% lived in Indiana.

94% of the 46554 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 60% moved from this county.
   Out of people who lived in different houses, 27% moved from different county within same state.
   Out of people who lived in different houses, 5% moved from different state.
   Out of people who lived in different houses, 13% moved from abroad.

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 52
Students in private schools in grades 9 to 12 (high school): 11 Students in private undergraduate colleges: 9

Top industries in this zip code by the number of employees in 2005:

• Administrative and Support and Waste Management and Remediation Services: Professional Employer Organizations (100-249 employees: 1 establishment)
• Other Services (except Public Administration): Religious Organizations (10-19: 1, 5-9: 1, 1-4: 3)
• Other Services (except Public Administration): Beauty Salons (10-19: 1, 1-4: 1)
• Professional, Scientific, and Technical Services: Computer Facilities Management Services (5-9: 1)
• Finance and Insurance: Commercial Banking (5-9: 1)
• Construction: Framing Contractors (5-9: 1)

Detailed HMDA statistics for the following Tracts: 0108.00 , 0120.00, 0121.00, 0122.00


Detailed PMIC statistics for the following Tracts: 0108.00 , 0120.00, 0121.00, 0122.00

2002 - 2018 National Fire Incident Reporting System (NFIRS) incidents

According to the data from the years 2002 - 2018 the average number of fire incidents per year is 24. The highest number of fire incidents - 48 took place in 2012, and the least - 11 in 2002. The data has a rising trend.
When looking into fire subcategories, the most incidents belonged to: Other (32.2%), and Outside Fires (31.5%).


• Fire incident types reported to NFIRS in Zip Code 46554
• 13332.2%Other
• 13031.5%Outside Fires
• 12329.8%Structure Fires
• 276.5%Mobile Property/Vehicle Fires

See full 2006 National Fire Incident Reporting System statistics for zip code 46554, Indiana

Most common first names in zip code 46554 among deceased individuals
Name	Count	Lived (average)
Charles	27	75.9 years
Mary	24	80.9 years
John	21	76.6 years
Robert	20	74.6 years
William	19	77.7 years
Richard	19	70.6 years
James	15	69.7 years
Ruth	14	76.2 years
Helen	14	74.7 years
Frank	14	79.1 years

Most common last names in zip code 46554 among deceased individuals
Last name	Count	Lived (average)
Clark	14	82.3 years
Singleton	13	80.1 years
Miller	9	82.2 years
Houser	8	79.4 years
Morris	8	76.6 years
Whitmer	8	86.0 years
Williams	8	75.9 years
Albright	7	83.7 years
Kulwicki	7	76.1 years
Sheneman	7	77.9 years

Businesses in zip code 46554

• U-Haul: 1