Estimated median household income in 2007: $64,607
| This zip code: | $64,607 | | Michigan: | $47,950 |
Nearest zip codes: 48144, 43612, 43613, 48133, 43623, 43610.
Housing units in zip code 48182 with a mortgage: 4,112 (434 second mortgage, 907 home equity loan, 17 both second mortgage and home equity loan)
Houses without a mortgage: 1,525
Median monthly owner costs for units with a mortgage: $1,428
Median monthly owner costs for units without a mortgage: $420
Residents with income below the poverty level in 2007:
| This zip code: | 5.0% | | Whole state: | 14.0% |
Residents with income below 50% of the poverty level in 2007:
| This zip code: | 2.5% | | Whole state: | 6.5% |
Median number of rooms in houses and condos:
| Here: | 6.5 | | State: | 6.1 |
Median number of rooms in apartments:
| Here: | 4.4 | | State: | 4.1 |
Year house built: |
|
- 1999 to March 2000: 278
- 1995 to 1998: 952
- 1990 to 1994: 823
- 1980 to 1989: 864
- 1970 to 1979: 1,197
- 1960 to 1969: 1,263
- 1950 to 1959: 1,065
- 1940 to 1949: 446
- 1939 or earlier: 900
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Bedrooms in owner-occupied houses in Temperance, MI (48182): |
|
- no bedroom: 0
- 1 bedrooms: 76
- 2 bedrooms: 754
- 3 bedrooms: 3,947
- 4 bedrooms: 1,720
- 5 or more bedrooms: 192
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Bedrooms in renter-occupied apartments and housing units: |
|
- no bedroom: 24
- 1 bedrooms: 237
- 2 bedrooms: 368
- 3 bedrooms: 149
- 4 bedrooms: 58
- 5 or more bedrooms: 7
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Vehicles available in 48182 zip code in owner-occupied houses/condos: |
|
- no vehicle: 107
- 1 vehicle: 1,374
- 2 vehicles: 3,184
- 3 vehicles: 1,553
- 4 vehicles: 334
- 5 or more vehicles: 137
|
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Vehicles available in renter-occupied apartments: |
|
- no vehicle: 97
- 1 vehicle: 391
- 2 vehicles: 298
- 3 vehicles: 53
- 4 vehicles: 4
- 5 or more vehicles: 0
|
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Estimated household income distribution in 2007:

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Estimate of home value of owner-occupied houses/condos in 2007 in zip code 48182:
- Less than $10,000: 33
- $10,000 to $14,999: 14
- $15,000 to $19,999: 5
- $20,000 to $24,999: 47
- $25,000 to $29,999: 50
- $30,000 to $34,999: 43
- $35,000 to $39,999: 39
- $40,000 to $49,999: 72
- $50,000 to $59,999: 100
- $60,000 to $69,999: 115
- $70,000 to $79,999: 85
- $80,000 to $89,999: 108
- $90,000 to $99,999: 113
- $100,000 to $124,999: 417
- $125,000 to $149,999: 771
- $150,000 to $174,999: 750
- $175,000 to $199,999: 907
- $200,000 to $249,999: 1,371
- $250,000 to $299,999: 761
- $300,000 to $399,999: 616
- $400,000 to $499,999: 194
- $500,000 to $749,999: 135
- $750,000 to $999,999: 18
- $1,000,000 or more: 17
|

|
Rent paid by renters in 2007 in zip code 48182:
- Less than $100: 22
- $100 to $149: 19
- $150 to $199: 22
- $200 to $249: 9
- $250 to $299: 11
- $300 to $349: 16
- $350 to $399: 15
- $400 to $449: 53
- $450 to $499: 112
- $500 to $549: 83
- $550 to $599: 97
- $600 to $649: 75
- $650 to $699: 109
- $700 to $749: 36
- $750 to $799: 58
- $800 to $899: 52
- $900 to $999: 31
- No cash rent: 39
|
Median price asked for vacant for-sale houses and condos in 2007: $185,024.
Estimated median house (or condo) value in 2007 for: - White Non-Hispanic householders: $195,712
- Black or African American householders: $281,909
- Asian householders: $169,201
- Some other race householders: $122,285
- Two or more races householders: $193,075
- Hispanic or Latino householders: $158,374
Estimated median house or condo value in 2007: $191,957 (it was $138,600 in 2000)
| 48182: | $191,957 | | Michigan: | $153,100 |
Lower value quartile - upper value quartile: $142,735 - $232,084
Mean price in 2007:
Detached houses: $218,631| Here: | $218,631 | | State: | $200,820 |
Townhouses or other attached units: $205,178| Here: | $205,178 | | State: | $181,134 |
In 2-unit structures: $230,610| Here: | $230,610 | | State: | $129,336 |
Mobile homes: $40,726| Here: | $40,726 | | State: | $39,606 |
Breakdown of mean house values by ages of householders
|
Housing units in structures:
- One, detached: 6,445
- One, attached: 137
- Two: 113
- 3 or 4: 74
- 5 to 9: 147
- 10 to 19: 40
- 20 to 49: 102
- 50 or more: 135
- Mobile homes: 595

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Means of transportation to work
- Drove a car alone: 9,178 (89%)
- Carpooled: 730 (7%)
- Bus or trolley bus: 5 (0%)
- Motorcycle: 3 (0%)
- Walked: 71 (1%)
- Worked at home: 274 (3%)
|

|
Travel time to work
- Less than 5 minutes: 234
- 5 to 9 minutes: 973
- 10 to 14 minutes: 1340
- 15 to 19 minutes: 1445
- 20 to 24 minutes: 2144
- 25 to 29 minutes: 860
- 30 to 34 minutes: 1362
- 35 to 39 minutes: 201
- 40 to 44 minutes: 279
- 45 to 59 minutes: 607
- 60 to 89 minutes: 380
- 90 or more minutes: 162
|
Percentage of zip code residents living and working in this county: 33.7%
Household type by relationship
Households: 20,843
- In family households: 18,998 (5,013 male householders, 959 female householders)
5,179 spouses, 6,896 children (6,300 natural, 186 adopted, 410 stepchildren), 273 grandchildren, 87 brothers or sisters, 52 parents, 177 other relatives, 362 non-relatives
- In nonfamily households: 1,845 (665 male householders (545 living alone)), 912 female householders (814 living alone)), 268 nonrelatives
- In group quarters: 107 (0 institutionalized population)
Size of family households: 2,364 2-persons, 1,307 3-persons, 1,448 4-persons, 602 5-persons, 148 6-persons, 103 7-or-more-persons.
Size of nonfamily households: 1,359 1-person, 175 2-persons, 43 3-persons.
4,589 married couples with children.
852 single-parent households (227 men, 625 women).
95.8% of residents of 48182 zip code speak English at home.
1.2% of residents speak Spanish at home (73% very well, 18% well, 9% not well).
1.8% of residents speak other Indo-European language at home (68% very well, 21% well, 11% not well).
0.1% of residents speak Asian or Pacific Island language at home (100% very well).
1.1% of residents speak other language at home (58% very well, 35% well, 2% not well, 5% not at all).
Foreign born population: 362 (1.7%)
(71.0% of them are naturalized citizens)
| This zip code: | 1.7% | | Whole state: | 5.3% |
Most common places of birth for the foreign-born residents:
- Germany (16%)
- Jordan (15%)
- Canada (13%)
- Iran (10%)
- Iraq (8%)
- Venezuela (7%)
- India (6%)
Year of entry for the foreign-born population |
|
- 1995 to March 2000: 64
- 1990 to 1994: 31
- 1985 to 1989: 6
- 1980 to 1984: 62
- 1975 to 1979: 31
- 1970 to 1974: 31
- 1970 to 1974: 15
- 1965 to 1969: 122
|
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White population: 20,321
Black population: 87
American Indian population: 52
Asian population: 73
Native Hawaiian and Other Pacific Islander population: 2
Some other race population: 89
Two or more races population: 200

First ancestries reported:
|  German: 5187 |
|  Polish: 2317 |
|  English: 1436 |
|  Irish: 1220 |
|  French (except Basque): 1178 |
|  United States or American: 994 |
|  Other groups: 839 |
|  Italian: 771 |
|  Hungarian: 340 |
|  Dutch: 306 |
|  Scotch-Irish: 197 |
|  Arab:: 193 |
|  Scottish: 173 |
|  European: 171 |
|  French Canadian: 153 |
|  Norwegian: 114 |
|  Arab/Arabic: 101 |
|  Swedish: 96 |
|  Belgian: 86 |
|  British: 84 |
|  Swiss: 83 |
|  Welsh: 83 |
|  Canadian: 71 |
|  Lebanese: 64 |
|  Slovak: 54 |
|  Russian: 48 |
|  Greek: 46 |
|  Bulgarian: 45 |
|  Czechoslovakian: 36 |
|  Iranian: 36 |
|  Danish: 35 |
|  Austrian: 34 |
|  Romanian: 28 |
|  Iraqi: 28 |
|  Slavic: 24 |
|  Pennsylvania German: 24 |
|  Armenian: 23 |
|  Lithuanian: 21 |
|  Czech: 20 |
|  Latvian: 16 |
|  Ukrainian: 13 |
|  Assyrian/Chaldean/Syriac: 12 |
|  Maltese: 11 |
|  Croatian: 10 |
|  Finnish: 6 |
|  West Indian (excluding Hispanic groups):: 6 |
|  Jamaican: 6 |
|  Serbian: 6 |
|  Estonian: 5 |
|  Slovene: 5 |
|  Yugoslavian: 5 |

Facitilies with environmental interests located in this zip code:
- BEDFORD JUNIOR HIGH SCHOOL (8405 JACKMAN ROAD in TEMPERANCE, MI)
(Geographic Names Information System)
(National Center for Education Statistics) - STATE ID-06177
Organizations: BEDFORD PUBLIC SCHOOLS (SCHOOL DISTRICT)
- BEDFORD SENIOR HIGH SCHOOL (8285 JACKMAN ROAD in TEMPERANCE, MI)
(National Center for Education Statistics) - STATE ID-00250
Organizations: BEDFORD PUBLIC SCHOOLS (SCHOOL DISTRICT)
- BEDFORD AUTO WASH (7370 LEWIS in TEMPERANCE, MI)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: RONALD OMAR (CONTACT/OPERATOR)
- MI DEPT/ENVIRONMENTAL QUALITY (W-1/2 NW-1/4 SEC 28 T85 R7E in TEMPERANCE, MI)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Business NAICS classification: SOLID WASTE LANDFILL.
Alternative names: MIDNR STEVENS LANDFILL
- ADVANCED CONVEYOR SYST & FAB INC (7310 EXPRESS ROAD in TEMPERANCE, MI)
Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Organizations: PCT, LLC (CONTACT/OWNER)
- BEDFORD HIGH SCHOOL WAREHOUSE (8485 DOUGLAS RD in TEMPERANCE, MI)
Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Organizations: BEDFORD HIGH SCHOOL BOARD OF EDUCATION (CONTACT/OPERATOR)
- MET-L-TEC INC (7193 SULIER BEDFORD IND PK in TEMPERANCE, MI)
Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: MET L TECH (CONTACT/OPERATOR)
Alternative names: MET L TECH
- FORM TECH STEEL CO LLC (177 REED DR in TEMPERANCE, MI)
Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste))
Median worth of mobile homes: $37,954
Housing units lacking complete plumbing facilities: 0%
Housing units lacking complete kitchen facilities: 0%
Most commonly used house heating fuel: |
|
|
- Utility gas (88%)
- Bottled, tank, or LP gas (6%)
- Electricity (3%)
- Fuel oil, kerosene, etc. (2%)
- Wood (1%)
|
Place of birth for U.S.-born residents:
- This state: 4533
- Northeast: 540
- Midwest: 13987
- South: 1072
- West: 373
61% of the 48182 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 43% lived in this county.
Out of people who lived in different counties, 17% lived in Michigan.
Population in 1990: 15,581. Population change in the 1990s: +5,243 (+33.6%).
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 264
| Here: | 9.6% | | Michigan: | 11.2% |
Students in private schools in grades 9 to 12 (high school): 109
| Here: | 7.7% | | Michigan: | 8.7% |
Students in private undergraduate colleges: 104
| Here: | 10.9% | | Michigan: | 16.5% |
School Enrollment by Level of School
|
Companies with federal contracts located in this zip code:
- ROLLED ALLOYS INC (125 W STERNS RD in TEMPERANCE, MI; small business): $9,506 in 2 contracts from 2005 to 2006
$5,962 with Navy for Bars and Rods. Signed on 2006-04-06. Completion date: 2006-04-17.
$3,544 with Navy for Miscellaneous Welding, Soldering, and Brazing Supplies and Accessories. Signed on 2005-01-20. Completion date: 2003-08-15.
- LAKE ERIE MEDICAL AND SURGICAL (7560 LEWIS AVE in TEMPERANCE, MI; small business)
$4,935 with Army for Medical and Surgical Instruments, Equipment, and Supplies. Signed on 2004-07-31. Completion date: 2004-08-19.
Top industries in this zip code by the number of employees in 2005:
- Other Services (except Public Administration): Commercial and Industrial Machinery and Equipment (except Automotive and Electronic) Repair and Maintenance (100-249 employees: 1 establishment, 1-4 employees: 1 establishment)
- Other Services (except Public Administration): Religious Organizations (20-49: 2, 10-19: 2, 5-9: 2, 1-4: 1)
- Accommodation and Food Services: Limited-Service Restaurants (20-49: 2, 10-19: 1, 5-9: 1, 1-4: 1)
- Health Care and Social Assistance: Offices of Physicians (except Mental Health Specialists) (50-99: 1, 5-9: 2, 1-4: 1)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
People in group quarters
- 82 people in other group homes
- 11 people in homes for the mentally retarded
- 6 people in other noninstitutional group quarters
- 5 people in other types of correctional institutions
- 3 people in agriculture workers' dormitories on farms
Fatal accident statistics in 2006
- Fatal accident count: 1
- Vehicles involved in fatal accidents: 1
- Fatal accidents caused by drunken drivers: 0
- Fatalities: 1
- Persons involved in fatal accidents: 3
- Pedestrians involved in fatal accidents: 0
Home Mortgage Disclosure Act Aggregated Statistics For Year 2007 (Based on 5 full and 8 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 28 | $156,788 | 468 | $148,264 | 616 | $122,138 | 156 | $40,163 | 8 | $2,701,613 | 59 | $82,612 | 19 | $37,781 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 11 | $112,416 | 55 | $115,617 | 149 | $120,493 | 22 | $41,557 | 0 | $0 | 7 | $82,730 | 21 | $43,835 |
| APPLICATIONS DENIED | 7 | $170,460 | 119 | $108,863 | 507 | $137,878 | 108 | $35,483 | 0 | $0 | 16 | $86,474 | 55 | $45,750 |
| APPLICATIONS WITHDRAWN | 4 | $80,000 | 31 | $163,279 | 191 | $148,693 | 9 | $75,837 | 0 | $0 | 5 | $129,260 | 2 | $72,860 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 12 | $139,142 | 61 | $153,280 | 2 | $29,715 | 0 | $0 | 3 | $91,273 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 5 full and 8 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 51 | $136,223 | 786 | $130,716 | 828 | $113,178 | 139 | $45,882 | 2 | $270,830 | 61 | $104,459 | 52 | $33,475 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $152,800 | 97 | $108,551 | 176 | $117,224 | 20 | $49,845 | 0 | $0 | 5 | $98,288 | 44 | $45,005 |
| APPLICATIONS DENIED | 6 | $151,285 | 127 | $99,662 | 489 | $137,094 | 106 | $47,287 | 0 | $0 | 13 | $71,571 | 69 | $50,632 |
| APPLICATIONS WITHDRAWN | 3 | $156,063 | 43 | $163,981 | 273 | $144,177 | 12 | $94,228 | 2 | $9,440,880 | 13 | $163,831 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 4 | $160,775 | 22 | $139,819 | 158 | $157,438 | 2 | $31,400 | 0 | $0 | 3 | $30,950 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 5 full and 8 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 27 | $158,899 | 838 | $142,619 | 1,048 | $130,968 | 133 | $46,694 | 48 | $116,469 | 39 | $35,128 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 3 | $151,523 | 109 | $107,299 | 176 | $137,320 | 29 | $41,066 | 9 | $186,230 | 38 | $48,074 |
| APPLICATIONS DENIED | 10 | $87,641 | 174 | $92,948 | 590 | $146,719 | 122 | $39,653 | 16 | $145,775 | 82 | $45,601 |
| APPLICATIONS WITHDRAWN | 7 | $172,823 | 84 | $133,704 | 377 | $135,817 | 39 | $84,119 | 11 | $120,449 | 7 | $47,276 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 32 | $127,720 | 203 | $153,208 | 11 | $84,467 | 0 | $0 | 3 | $25,470 |
Aggregated Statistics For Year 2004 (Based on 5 full and 8 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 55 | $146,649 | 848 | $144,425 | 1,234 | $129,686 | 112 | $35,355 | 2 | $4,138,705 | 68 | $115,372 | 41 | $43,298 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $131,665 | 116 | $120,213 | 199 | $133,683 | 29 | $41,214 | 0 | $0 | 9 | $148,663 | 49 | $39,183 |
| APPLICATIONS DENIED | 10 | $104,432 | 177 | $84,522 | 488 | $134,940 | 138 | $28,494 | 0 | $0 | 27 | $100,796 | 110 | $42,123 |
| APPLICATIONS WITHDRAWN | 4 | $141,703 | 59 | $132,209 | 311 | $130,813 | 29 | $84,946 | 0 | $0 | 8 | $103,078 | 9 | $66,862 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $71,810 | 26 | $142,752 | 170 | $152,062 | 8 | $43,926 | 0 | $0 | 0 | $0 | 2 | $29,715 |
Aggregated Statistics For Year 2003 (Based on 5 full and 8 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 68 | $149,937 | 862 | $138,056 | 3,034 | $125,671 | 75 | $19,326 | 2 | $232,890 | 84 | $103,905 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 60 | $120,713 | 364 | $123,946 | 52 | $26,974 | 0 | $0 | 8 | $92,804 |
| APPLICATIONS DENIED | 4 | $145,108 | 166 | $68,135 | 786 | $128,780 | 93 | $21,322 | 0 | $0 | 34 | $91,785 |
| APPLICATIONS WITHDRAWN | 5 | $152,598 | 96 | $124,249 | 390 | $133,333 | 9 | $11,929 | 0 | $0 | 9 | $63,266 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 13 | $180,261 | 96 | $143,471 | 6 | $73,573 | 0 | $0 | 2 | $162,770 |
Aggregated Statistics For Year 2002 (Based on 5 full and 8 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 50 | $129,104 | 782 | $132,495 | 2,258 | $122,955 | 142 | $22,108 | 2 | $1,122,540 | 50 | $97,807 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $183,350 | 131 | $75,320 | 312 | $115,672 | 47 | $18,290 | 0 | $0 | 3 | $52,547 |
| APPLICATIONS DENIED | 5 | $139,070 | 182 | $45,790 | 458 | $106,714 | 89 | $10,728 | 0 | $0 | 10 | $94,415 |
| APPLICATIONS WITHDRAWN | 2 | $121,380 | 19 | $118,839 | 248 | $121,721 | 4 | $15,895 | 0 | $0 | 2 | $91,095 |
| FILES CLOSED FOR INCOMPLETENESS | 3 | $124,913 | 9 | $120,578 | 200 | $120,940 | 0 | $0 | 0 | $0 | 1 | $77,720 |
Aggregated Statistics For Year 2001 (Based on 5 full and 8 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 75 | $131,953 | 702 | $126,419 | 1,856 | $114,835 | 141 | $24,191 | 2 | $180,165 | 51 | $80,663 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 126 | $72,855 | 262 | $99,366 | 26 | $18,927 | 0 | $0 | 3 | $52,660 |
| APPLICATIONS DENIED | 5 | $120,634 | 421 | $54,399 | 566 | $100,455 | 88 | $14,471 | 0 | $0 | 26 | $57,707 |
| APPLICATIONS WITHDRAWN | 9 | $125,981 | 35 | $140,225 | 258 | $118,998 | 21 | $38,510 | 0 | $0 | 2 | $139,805 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $127,835 | 10 | $72,797 | 69 | $100,535 | 2 | $35,115 | 0 | $0 | 3 | $101,157 |
Aggregated Statistics For Year 2000 (Based on 5 full and 8 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 57 | $121,262 | 772 | $132,381 | 499 | $94,602 | 197 | $16,560 | 51 | $74,228 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $140,450 | 132 | $58,827 | 156 | $89,239 | 77 | $23,606 | 5 | $48,782 |
| APPLICATIONS DENIED | 6 | $122,490 | 356 | $48,109 | 265 | $80,427 | 109 | $20,056 | 8 | $44,150 |
| APPLICATIONS WITHDRAWN | 5 | $130,514 | 59 | $106,837 | 151 | $81,884 | 32 | $47,106 | 7 | $65,504 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 8 | $106,355 | 56 | $108,500 | 0 | $0 | 2 | $46,940 |
Aggregated Statistics For Year 1999 (Based on 3 full and 4 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 31 | $112,531 | 448 | $116,340 | 529 | $96,012 | 115 | $18,327 | 21 | $77,034 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $145,370 | 97 | $61,516 | 109 | $88,840 | 33 | $15,729 | 6 | $61,578 |
| APPLICATIONS DENIED | 4 | $71,770 | 164 | $47,015 | 190 | $86,786 | 49 | $21,494 | 4 | $44,670 |
| APPLICATIONS WITHDRAWN | 2 | $156,725 | 13 | $96,819 | 111 | $104,979 | 21 | $74,844 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 7 | $107,624 | 40 | $92,363 | 0 | $0 | 0 | $0 |
Private Mortgage Insurance Companies Aggregated Statistics For Year 2007 (Based on 5 full and 8 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 222 | $152,121 | 82 | $167,767 | 11 | $139,605 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 25 | $169,377 | 23 | $170,170 | 2 | $112,100 |
| APPLICATIONS DENIED | 0 | $0 | 4 | $129,760 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 2 | $76,230 | 9 | $224,453 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 5 full and 8 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 135 | $170,878 | 46 | $156,368 | 7 | $77,349 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 19 | $198,628 | 21 | $184,584 | 1 | $253,970 |
| APPLICATIONS DENIED | 5 | $190,170 | 5 | $154,648 | 2 | $239,665 |
| APPLICATIONS WITHDRAWN | 3 | $208,530 | 6 | $155,202 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 5 full and 8 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 153 | $175,827 | 85 | $176,942 | 3 | $188,760 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 25 | $214,868 | 27 | $167,409 | 4 | $107,428 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 4 | $235,018 | 7 | $176,133 | 2 | $156,535 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $202,140 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 5 full and 8 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 161 | $159,347 | 75 | $166,628 | 13 | $111,022 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 25 | $145,268 | 49 | $172,234 | 4 | $94,940 |
| APPLICATIONS DENIED | 3 | $91,030 | 2 | $167,820 | 2 | $85,890 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 6 | $149,593 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $193,385 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 5 full and 8 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 175 | $147,940 | 207 | $151,092 | 6 | $77,577 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 56 | $131,536 | 86 | $160,090 | 3 | $84,193 |
| APPLICATIONS DENIED | 3 | $155,427 | 3 | $164,927 | 1 | $117,000 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 2 | $189,540 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $337,240 | 19 | $154,618 | 2 | $194,745 |
Aggregated Statistics For Year 2002 (Based on 5 full and 8 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 193 | $147,859 | 177 | $151,118 | 10 | $100,159 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 31 | $156,926 | 62 | $154,599 | 1 | $76,330 |
| APPLICATIONS DENIED | 3 | $139,900 | 2 | $233,890 | 4 | $165,923 |
| APPLICATIONS WITHDRAWN | 4 | $98,003 | 6 | $146,143 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 8 | $149,719 | 3 | $118,887 | 1 | $147,110 |
Aggregated Statistics For Year 2001 (Based on 5 full and 8 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 152 | $144,916 | 148 | $140,854 | 5 | $64,092 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 23 | $144,972 | 30 | $158,557 | 6 | $126,822 |
| APPLICATIONS DENIED | 4 | $175,590 | 5 | $201,712 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 2 | $182,790 | 6 | $206,732 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 3 | $136,127 | 0 | $0 |
Aggregated Statistics For Year 2000 (Based on 5 full and 8 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 184 | $137,398 | 34 | $130,312 | 8 | $60,500 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 20 | $144,481 | 12 | $159,433 | 0 | $0 |
| APPLICATIONS DENIED | 2 | $158,775 | 3 | $173,843 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 3 | $95,713 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $74,895 | 0 | $0 | 2 | $74,895 |
Aggregated Statistics For Year 1999 (Based on 3 full and 4 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 117 | $135,132 | 27 | $132,356 | 2 | $85,210 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 7 | $149,999 | 6 | $141,520 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 2 | $134,640 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $75,990 | 0 | $0 | 0 | $0 |
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
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