Estimated median household income in 2007: $45,332
| This zip code: | $45,332 | | Michigan: | $47,950 |
Nearest zip codes: 48897, 48815, 48890, 48881, 49325, 49096.
Housing units in zip code 48849 with a mortgage: 897 (108 second mortgage, 68 home equity loan, 4 both second mortgage and home equity loan)
Houses without a mortgage: 341
Median monthly owner costs for units with a mortgage: $1,158
Median monthly owner costs for units without a mortgage: $380
Residents with income below the poverty level in 2007:
| This zip code: | 8.2% | | Whole state: | 14.0% |
Residents with income below 50% of the poverty level in 2007:
| This zip code: | 2.9% | | Whole state: | 6.5% |
Median number of rooms in houses and condos:
| Here: | 6.3 | | State: | 6.1 |
Median number of rooms in apartments:
| Here: | 4.4 | | State: | 4.1 |
Year house built: |
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- 1999 to March 2000: 61
- 1995 to 1998: 148
- 1990 to 1994: 122
- 1980 to 1989: 214
- 1970 to 1979: 337
- 1960 to 1969: 150
- 1950 to 1959: 318
- 1940 to 1949: 202
- 1939 or earlier: 879
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Bedrooms in owner-occupied houses in Lake Odessa, MI (48849): |
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- no bedroom: 0
- 1 bedrooms: 58
- 2 bedrooms: 436
- 3 bedrooms: 883
- 4 bedrooms: 298
- 5 or more bedrooms: 129
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Bedrooms in renter-occupied apartments and housing units: |
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- no bedroom: 10
- 1 bedrooms: 118
- 2 bedrooms: 138
- 3 bedrooms: 117
- 4 bedrooms: 38
- 5 or more bedrooms: 15
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Vehicles available in 48849 zip code in owner-occupied houses/condos: |
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- no vehicle: 41
- 1 vehicle: 427
- 2 vehicles: 814
- 3 vehicles: 321
- 4 vehicles: 129
- 5 or more vehicles: 72
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Vehicles available in renter-occupied apartments: |
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- no vehicle: 63
- 1 vehicle: 199
- 2 vehicles: 126
- 3 vehicles: 29
- 4 vehicles: 10
- 5 or more vehicles: 9
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Estimated household income distribution in 2007:

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Estimate of home value of owner-occupied houses/condos in 2007 in zip code 48849:
- Less than $10,000: 39
- $10,000 to $14,999: 18
- $15,000 to $19,999: 13
- $20,000 to $24,999: 15
- $25,000 to $29,999: 16
- $30,000 to $34,999: 17
- $35,000 to $39,999: 26
- $40,000 to $49,999: 15
- $50,000 to $59,999: 23
- $60,000 to $69,999: 31
- $70,000 to $79,999: 51
- $80,000 to $89,999: 65
- $90,000 to $99,999: 93
- $100,000 to $124,999: 350
- $125,000 to $149,999: 216
- $150,000 to $174,999: 182
- $175,000 to $199,999: 135
- $200,000 to $249,999: 199
- $250,000 to $299,999: 75
- $300,000 to $399,999: 87
- $400,000 to $499,999: 40
- $500,000 to $749,999: 34
- $750,000 to $999,999: 2
- $1,000,000 or more: 16
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Rent paid by renters in 2007 in zip code 48849:
- Less than $100: 15
- $100 to $149: 10
- $200 to $249: 11
- $250 to $299: 18
- $300 to $349: 20
- $350 to $399: 37
- $400 to $449: 42
- $450 to $499: 24
- $500 to $549: 17
- $550 to $599: 22
- $600 to $649: 17
- $650 to $699: 6
- No cash rent: 46
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Median price asked for vacant for-sale houses and condos in 2007: $99,105.
Estimated median house (or condo) value in 2007 for: - White Non-Hispanic householders: $133,389
- Black or African American householders: $312,307
- Some other race householders: $118,954
- Two or more races householders: $104,102
- Hispanic or Latino householders: $106,739
Estimated median house or condo value in 2007: $138,298 (it was $98,000 in 2000)
| 48849: | $138,298 | | Michigan: | $153,100 |
Lower value quartile - upper value quartile: $94,150 - $156,781
Mean price in 2007:
Detached houses: $192,087| Here: | $192,087 | | State: | $200,820 |
Townhouses or other attached units: $153,267| Here: | $153,267 | | State: | $181,134 |
Mobile homes: $31,773| Here: | $31,773 | | State: | $39,606 |
Owners and renters by unit type in %
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Breakdown of mean house values by ages of householders
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Housing units in structures:
- One, detached: 1,956
- One, attached: 30
- Two: 76
- 3 or 4: 37
- 5 to 9: 24
- 20 to 49: 40
- 50 or more: 42
- Mobile homes: 226

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Means of transportation to work
- Drove a car alone: 2,191 (78%)
- Carpooled: 336 (12%)
- Bus or trolley bus: 2 (0%)
- Motorcycle: 4 (0%)
- Bicycle: 5 (0%)
- Walked: 107 (4%)
- Other means: 13 (0%)
- Worked at home: 140 (5%)
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Travel time to work
- Less than 5 minutes: 231
- 5 to 9 minutes: 279
- 10 to 14 minutes: 240
- 15 to 19 minutes: 125
- 20 to 24 minutes: 265
- 25 to 29 minutes: 150
- 30 to 34 minutes: 342
- 35 to 39 minutes: 148
- 40 to 44 minutes: 224
- 45 to 59 minutes: 459
- 60 to 89 minutes: 126
- 90 or more minutes: 69
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Percentage of zip code residents living and working in this county: 39.8%
Household type by relationship
Households: 6,186
- In family households: 5,506 (1,437 male householders, 269 female householders)
1,342 spouses, 2,150 children (1,944 natural, 35 adopted, 171 stepchildren), 66 grandchildren, 46 brothers or sisters, 25 parents, 34 other relatives, 137 non-relatives
- In nonfamily households: 680 (216 male householders (134 living alone)), 335 female householders (322 living alone)), 129 nonrelatives
- In group quarters: 6 (0 institutionalized population)
Size of family households: 700 2-persons, 365 3-persons, 353 4-persons, 171 5-persons, 81 6-persons, 36 7-or-more-persons.
Size of nonfamily households: 456 1-person, 78 2-persons, 12 4-persons, 5 5-persons.
1,365 married couples with children.
349 single-parent households (109 men, 240 women).
95.7% of residents of 48849 zip code speak English at home.
2.5% of residents speak Spanish at home (76% very well, 13% well, 11% not well).
1.5% of residents speak other Indo-European language at home (100% very well).
0.3% of residents speak Asian or Pacific Island language at home (56% well, 44% not well).
0.1% of residents speak other language at home (100% very well).
Foreign born population: 66 (1.1%)
(66.7% of them are naturalized citizens)
| This zip code: | 1.1% | | Whole state: | 5.3% |
Most common places of birth for the foreign-born residents:
- Germany (26%)
- Japan (21%)
- Mexico (17%)
- Laos (12%)
- Venezuela (6%)
- Poland (5%)
- Vietnam (5%)
Year of entry for the foreign-born population |
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- 1995 to March 2000: 16
- 1990 to 1994: 2
- 1985 to 1989: 14
- 1980 to 1984: 6
- 1975 to 1979: 9
- 1970 to 1974: 6
- 1970 to 1974: 4
- 1965 to 1969: 9
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White population: 5,906
Black population: 7
American Indian population: 23
Asian population: 25
Native Hawaiian and Other Pacific Islander population: 0
Some other race population: 110
Two or more races population: 79

First ancestries reported:
|  German: 1280 |
|  United States or American: 883 |
|  English: 561 |
|  Other groups: 402 |
|  Irish: 324 |
|  Dutch: 320 |
|  Polish: 132 |
|  Scottish: 120 |
|  French Canadian: 76 |
|  French (except Basque): 75 |
|  Italian: 53 |
|  Scotch-Irish: 48 |
|  Swedish: 41 |
|  European: 37 |
|  Norwegian: 23 |
|  Danish: 22 |
|  Russian: 17 |
|  Canadian: 8 |
|  Portuguese: 7 |
|  Ukrainian: 7 |
|  Czech: 6 |
|  Romanian: 6 |
|  Welsh: 5 |
|  Swiss: 4 |
|  Czechoslovakian: 3 |
|  Belgian: 3 |
|  Slovene: 3 |
|  Lithuanian: 2 |

Facitilies with environmental interests located in this zip code:
- MI DEPT/TRANSPORTATION BRIDGE (M-50 OVER TYLER CREEK in LAKE ODESSA, MI)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: MICH DEPT OF TRANSPORTATION (CONTACT/OPERATOR)
Alternative names: MIDOT BRIDGE M-50 OVER TYLER CREEK
- MI DEPT/STATE POLICE (825 1ST ST in LAKE ODESSA, MI)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Alternative names: MI DEPT/STATE POLICE (E)
- EIGHT CAP INC (821 4TH AVE in LAKE ODESSA, MI)
(Resource Conservation and Recovery Act (tracking hazardous waste))
- APEC (1201 N 4TH AVE in LAKE ODESSA, MI)
Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Organizations: APEC CORPORTION (CONTACT/OWNER)
Median worth of mobile homes: $17,663
Most commonly used house heating fuel: |
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- Utility gas (54%)
- Bottled, tank, or LP gas (21%)
- Fuel oil, kerosene, etc. (14%)
- Electricity (6%)
- Wood (4%)
- Other fuel (1%)
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Place of birth for U.S.-born residents:
- This state: 5533
- Northeast: 62
- Midwest: 211
- South: 190
- West: 110
61% of the 48849 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 47% lived in this county.
Out of people who lived in different counties, 86% lived in Michigan.
Population in 1990: 5,386. Population change in the 1990s: +764 (+14.2%).
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 36
| Here: | 4.0% | | Michigan: | 11.2% |
Students in private schools in grades 9 to 12 (high school): 50
| Here: | 9.9% | | Michigan: | 8.7% |
Students in private undergraduate colleges: 35
| Here: | 27.6% | | Michigan: | 16.5% |
School Enrollment by Level of School
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Companies with federal contracts located in this zip code:
- CHEM SOLUTIONS LLC (908 LAKEVIEW DR in LAKE ODESSA, MI; small business): $16,800 in 2 contracts from 2004 to 2006
$8,400 with Army for Equipment and Materials Testing -- Furnace, Steam Plant, and Drying Equipment; and Nuclear Reactors. Taking place in SC. Signed on 2006-01-12. Completion date: 2006-09-30.
$8,400 with Army for Water Quality Support Services. Taking place in SC. Signed on 2004-10-20. Completion date: 2005-09-30.
Top industries in this zip code by the number of employees in 2005:
- Accommodation and Food Services: Limited-Service Restaurants (20-49 employees: 1 establishment, 10-19 employees: 1 establishment, 5-9 employees: 1 establishment, 1-4 employees: 1 establishment)
- Other Services (except Public Administration): Religious Organizations (10-19: 1, 5-9: 3, 1-4: 3)
- Finance and Insurance: Commercial Banking (20-49: 1, 5-9: 1)
- Wholesale Trade: Livestock Merchant Wholesalers (20-49: 1, 1-4: 1)
- Wholesale Trade: Tire and Tube Merchant Wholesalers (20-49: 1)
- Wholesale Trade: Recyclable Material Merchant Wholesalers (20-49: 1)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
6 people in homes for the mentally retarded
Home Mortgage Disclosure Act Aggregated Statistics For Year 2007 (Based on 6 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 21 | $96,401 | 109 | $103,330 | 221 | $110,420 | 56 | $34,624 | 22 | $100,568 | 16 | $85,605 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $82,320 | 15 | $87,599 | 43 | $106,217 | 5 | $62,552 | 6 | $107,127 | 4 | $78,190 |
| APPLICATIONS DENIED | 4 | $103,530 | 40 | $99,483 | 164 | $114,693 | 29 | $45,328 | 15 | $93,085 | 20 | $60,454 |
| APPLICATIONS WITHDRAWN | 1 | $67,830 | 18 | $113,096 | 38 | $134,831 | 6 | $83,835 | 2 | $111,670 | 2 | $110,840 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 4 | $156,835 | 19 | $117,283 | 1 | $79,880 | 2 | $135,425 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 6 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 14 | $94,342 | 138 | $106,814 | 299 | $96,756 | 85 | $27,169 | 23 | $91,816 | 34 | $73,497 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $186,500 | 18 | $101,508 | 50 | $109,274 | 6 | $27,567 | 3 | $96,063 | 3 | $55,123 |
| APPLICATIONS DENIED | 2 | $76,415 | 41 | $88,503 | 175 | $116,680 | 28 | $59,277 | 9 | $90,060 | 20 | $77,835 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 16 | $84,974 | 107 | $123,239 | 4 | $48,978 | 6 | $74,335 | 3 | $107,950 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $56,820 | 2 | $119,430 | 36 | $114,899 | 2 | $67,845 | 0 | $0 | 1 | $93,300 |
Aggregated Statistics For Year 2005 (Based on 6 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 18 | $114,271 | 168 | $99,244 | 339 | $107,221 | 72 | $26,521 | 38 | $110,143 | 37 | $82,696 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 3 | $91,870 | 28 | $92,520 | 47 | $128,841 | 5 | $85,054 | 5 | $150,780 | 6 | $83,677 |
| APPLICATIONS DENIED | 4 | $131,733 | 46 | $76,477 | 236 | $118,355 | 27 | $48,702 | 5 | $48,694 | 34 | $80,250 |
| APPLICATIONS WITHDRAWN | 2 | $130,010 | 25 | $94,404 | 142 | $112,869 | 12 | $77,258 | 5 | $121,080 | 7 | $96,420 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 7 | $85,167 | 68 | $116,723 | 2 | $42,455 | 1 | $28,430 | 3 | $77,527 |
Aggregated Statistics For Year 2004 (Based on 6 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 31 | $101,732 | 138 | $119,039 | 407 | $107,206 | 80 | $37,961 | 1 | $483,810 | 33 | $106,282 | 45 | $75,376 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 7 | $96,297 | 23 | $99,274 | 58 | $112,110 | 5 | $81,784 | 0 | $0 | 4 | $96,883 | 13 | $93,667 |
| APPLICATIONS DENIED | 8 | $111,228 | 30 | $90,668 | 191 | $100,278 | 32 | $39,511 | 0 | $0 | 8 | $84,343 | 18 | $70,462 |
| APPLICATIONS WITHDRAWN | 2 | $125,385 | 12 | $124,915 | 107 | $106,693 | 6 | $45,802 | 0 | $0 | 6 | $132,697 | 7 | $83,453 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $183,930 | 7 | $114,880 | 52 | $118,392 | 3 | $103,277 | 0 | $0 | 2 | $136,060 | 3 | $115,723 |
Detailed HMDA statistics for the following Tracts:
0101.00
, 0312.00, 0313.00
Private Mortgage Insurance Companies Aggregated Statistics For Year 2007 (Based on 6 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) | D) Loans On Manufactured Home Dwelling (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 45 | $105,512 | 20 | $138,129 | 1 | $30,050 | 1 | $117,290 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $142,020 | 8 | $157,748 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $58,970 | 3 | $95,700 | 0 | $0 | 3 | $91,163 |
| APPLICATIONS WITHDRAWN | 1 | $57,980 | 1 | $81,650 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 6 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) | D) Loans On Manufactured Home Dwelling (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 32 | $116,392 | 21 | $123,870 | 2 | $133,780 | 2 | $110,070 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 4 | $99,410 | 5 | $124,382 | 1 | $40,870 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 2 | $90,905 | 0 | $0 | 1 | $134,610 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 3 | $51,533 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 6 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 31 | $111,513 | 18 | $146,964 | 4 | $80,403 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 5 | $204,832 | 7 | $196,520 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $204,810 | 0 | $0 | 1 | $85,660 |
| APPLICATIONS WITHDRAWN | 1 | $59,450 | 2 | $135,385 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 6 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) | D) Loans On Manufactured Home Dwelling (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 31 | $112,152 | 24 | $127,618 | 3 | $121,387 | 1 | $63,120 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 8 | $99,076 | 9 | $156,541 | 1 | $61,310 | 0 | $0 |
| APPLICATIONS DENIED | 2 | $113,755 | 0 | $0 | 0 | $0 | 2 | $104,225 |
| APPLICATIONS WITHDRAWN | 2 | $116,445 | 3 | $137,240 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $60,125 | 0 | $0 | 0 | $0 | 0 | $0 |
Detailed PMIC statistics for the following Tracts:
0101.00
, 0312.00, 0313.00
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
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