48849 Zip Code Detailed Profile




City: Lake Odessa, MI (1.06%)
Counties: Ionia County, MI (79.27%), Barry County, MI (16.48%), Eaton County, MI (4.25%)
Estimated zip code population in 2013: 5,593
Zip code population in 2010: 5,717
Zip code population in 2000: 6,150

Houses and condos: 2,477
Renter-occupied apartments: 424
% of renters here:

20%
State:

29%
Mar. 2013 cost of living index in zip code 48849: 83.2 (low, U.S. average is 100)

Land area: 82.9 sq. mi.
Water area: 1.1 sq. mi.
Population density: 67 people per square mile 
 
 (very low).

Age and Sex of Residents in zip code 48849
Zip code 48849 (Lake Odessa, Michigan) real estate house value trends
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Real estate property taxes paid for housing units in 2013:
This zip code:

1.7% ($1,885)
Michigan:

1.8% ($2,090)
Median real estate property taxes paid for housing units with mortgages in 2013: $2,019 (1.8%)
Median real estate property taxes paid for housing units with no mortgage in 2013: $1,606 (1.6%)

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Males: 2,931  (52.4%)
Females: 2,662  (47.6%)

For population 25 years and over in 48849:

For population 15 years and over in 48849:

Zip code 48849 compared to state average:

  • Black race population percentage significantly below state average.
  • Foreign-born population percentage significantly below state average.
  • Renting percentage below state average.
  • Percentage of population with a bachelor's degree or higher below state average.
  • Races in zip code 48849

  • Zip code 48849 races chart
    • 5,258White population
    • 17Black population
    • 13American Indian population
    • 37Asian population
    • 0Native Hawaiian and Other Pacific Islander population
    • 1Some other race population
    • 76Two or more races population
    • 315Hispanic or Latino population

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48849, MI forum
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Urban population: 2,339
Rural population: 3,253

Estimated median house/condo value in 2013: $108,500
48849:

$108,500
Michigan:

$117,500



According to our research of Michigan and other state lists there were 8 registered sex offenders living in 48849 zip code as of August 30, 2015.
The ratio of number of residents in zip code 48849 to the number of sex offenders is 754 to 1.
The number of registered sex offenders compared to the number of residents in this zip code is near the state average.


Median resident age:
This zip code:

40.1 years
Michigan median age:

39.6 years
Average household size:
This zip code:

2.6 people
Michigan:

2.5 people

Averages for the 2012 tax year for zip code 48849, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $47,535 (Individual Income Tax Returns)
Here:

$47,535
State:

$55,609

Salary/wage: $39,707 (reported on 82.5% of returns)
Here:

$39,707
State:

$46,782
(% of AGI for various income ranges: 67.9% for AGIs below $25k, 75.2% for AGIs $25k-50k, 77.1% for AGIs $50k-75k, 75.2% for AGIs $75k-100k, 74.0% for AGIs $100k-200k, 26.8% for AGIs over 200k)

Taxable interest for individuals: $1,189 (reported on 30.7% of returns)
This zip code:

$1,189
Michigan:

$1,491
(% of AGI for various income ranges: 1.4% for AGIs below $25k, 0.9% for AGIs $25k-50k, 0.7% for AGIs $50k-75k, 0.4% for AGIs $75k-100k, 1.0% for AGIs $100k-200k, 0.3% for AGIs over 200k)

Ordinary dividends: $3,403 (reported on 13.1% of returns)
Here:

$3,403
State:

$6,225
(% of AGI for various income ranges: 1.0% for AGIs below $25k, 0.3% for AGIs $25k-50k, 0.4% for AGIs $50k-75k, 0.9% for AGIs $75k-100k, 2.7% for AGIs $100k-200k)

Net capital gain/loss in AGI: +$3,844 (reported on 9.9% of returns)
Here:

+$3,844
State:

+$9,326
(% of AGI for various income ranges: 0.3% for AGIs $25k-50k, 1.1% for AGIs $100k-200k, 4.6% for AGIs over 200k)

Profit/loss from business: +$10,741 (reported on 11.7% of returns)
Here:

+$10,741
State:

+$11,523
(% of AGI for various income ranges: 4.2% for AGIs below $25k, 1.7% for AGIs $25k-50k, 2.1% for AGIs $50k-75k, 3.4% for AGIs $75k-100k, 4.3% for AGIs $100k-200k)

Taxable individual retirement arrangement distribution: $10,184 (reported on 11.7% of returns)
48849:

$10,184
Michigan:

$15,298
(% of AGI for various income ranges: 4.5% for AGIs below $25k, 2.6% for AGIs $25k-50k, 2.3% for AGIs $50k-75k, 2.9% for AGIs $75k-100k, 2.8% for AGIs $100k-200k)

Total itemized deductions: $18,025 (20% of AGI, reported on 23.4% of returns)
Here:

$18,025
State:

$21,628

Here:

20.0% of AGI
State:

18.4% of AGI
(% of AGI for various income ranges: 7.1% for AGIs below $25k, 6.6% for AGIs $25k-50k, 8.3% for AGIs $50k-75k, 10.4% for AGIs $75k-100k, 11.2% for AGIs $100k-200k, 8.8% for AGIs over 200k)

Charity contributions: $4,045 (reported on 18.6% of returns)
Here:

$4,045
State:

$4,225
(% of AGI for various income ranges: 0.5% for AGIs below $25k, 1.0% for AGIs $25k-50k, 1.5% for AGIs $50k-75k, 1.7% for AGIs $75k-100k, 2.1% for AGIs $100k-200k, 2.4% for AGIs over 200k)

Taxes paid: $5,898 (reported on 23.4% of returns)
48849:

$5,898
State:

$8,327
(% of AGI for various income ranges: 1.3% for AGIs below $25k, 1.4% for AGIs $25k-50k, 2.5% for AGIs $50k-75k, 3.7% for AGIs $75k-100k, 4.6% for AGIs $100k-200k, 3.1% for AGIs over 200k)

Earned income credit: $2,046 (reported on 16.8% of returns)
Here:

$2,046
State:

$2,306
(% of AGI for various income ranges: 5.6% for AGIs below $25k, 1.0% for AGIs $25k-50k)

Averages for the 2004 tax year for zip code 48849, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $38,701 (Individual Income Tax Returns)
Here:

$38,701
State:

$48,204

Salary/wage: $35,947 (reported on 86.2% of returns)
Here:

$35,947
State:

$42,791
(% of AGI for various income ranges: 131.1% for AGIs below $10k, 68.3% for AGIs $10k-25k, 82.9% for AGIs $25k-50k, 84.1% for AGIs $50k-75k, 85.4% for AGIs $75k-100k, 66.5% for AGIs over 100k)

Taxable interest for individuals: $1,365 (reported on 43.6% of returns)
This zip code:

$1,365
Michigan:

$1,725
(% of AGI for various income ranges: 7.3% for AGIs below $10k, 4.0% for AGIs $10k-25k, 1.0% for AGIs $25k-50k, 0.6% for AGIs $50k-75k, 1.1% for AGIs $75k-100k, 2.3% for AGIs over 100k)

Taxable dividends: $1,821 (reported on 18.2% of returns)
Here:

$1,821
State:

$3,420
(% of AGI for various income ranges: 2.7% for AGIs below $10k, 1.3% for AGIs $10k-25k, 0.5% for AGIs $25k-50k, 1.0% for AGIs $50k-75k, 0.6% for AGIs $75k-100k, 1.1% for AGIs over 100k)

Net capital gain/loss: +$4,381 (reported on 13.7% of returns)
Here:

+$4,381
State:

+$8,532
(% of AGI for various income ranges: -1.4% for AGIs below $10k, 0.1% for AGIs $10k-25k, 0.6% for AGIs $25k-50k, 1.0% for AGIs $50k-75k, 2.3% for AGIs $75k-100k, 3.9% for AGIs over 100k)

Profit/loss from business: +$8,462 (reported on 14.3% of returns)
Here:

+$8,462
State:

+$9,547
(% of AGI for various income ranges: 15.4% for AGIs below $10k, 3.5% for AGIs $10k-25k, 2.1% for AGIs $25k-50k, 2.3% for AGIs $50k-75k, 1.6% for AGIs $75k-100k, 5.8% for AGIs over 100k)

IRA payment deduction: $2,800 (reported on 1.5% of returns)
48849:

$2,800
Michigan:

$2,875

Self-employed pension: $8,100 (reported on 0.4% of returns)
Here:

$8,100
Michigan:

$13,826

Total itemized deductions: $15,232 (22% of AGI, reported on 30.1% of returns)
Here:

$15,232
State:

$18,509

Here:

22.4% of AGI
State:

20.7% of AGI
(% of AGI for various income ranges: 16.7% for AGIs below $10k, 9.6% for AGIs $10k-25k, 9.9% for AGIs $25k-50k, 12.3% for AGIs $50k-75k, 12.7% for AGIs $75k-100k, 13.7% for AGIs over 100k)

Charity contributions deductions: $2,757 (4% of AGI, reported on 24.7% of returns)
Here:

$2,757
State:

$3,365

Here:

3.8% of AGI
State:

3.6% of AGI
(% of AGI for various income ranges: 1.4% for AGIs below $10k, 1.2% for AGIs $10k-25k, 1.3% for AGIs $25k-50k, 1.6% for AGIs $50k-75k, 1.6% for AGIs $75k-100k, 3.0% for AGIs over 100k)

Total tax: $4,614 (reported on 74.0% of returns)
48849:

$4,614
State:

$7,691
(% of AGI for various income ranges: 4.4% for AGIs below $10k, 4.0% for AGIs $10k-25k, 6.5% for AGIs $25k-50k, 7.9% for AGIs $50k-75k, 9.5% for AGIs $75k-100k, 15.5% for AGIs over 100k)

Earned income credit: $1,547 (reported on 13.2% of returns)
Here:

$1,547
State:

$1,737

Percentage of individuals using paid preparers for their 2004 taxes: 58.1%
Here:

58%
State:

60%
(% for various income ranges: 46.3% for AGIs below $10k, 57.0% for AGIs $10k-25k, 61.2% for AGIs $25k-50k, 63.9% for AGIs $50k-75k, 64.8% for AGIs $75k-100k, 68.5% for AGIs over 100k)

Estimated median household income in 2013:
This zip code:

$48,656
Michigan:

$48,273
Lake Odessa, MI (48849) map Nearest zip codes: 48897, 48815, 48881, 48890, 49325, 48875.
Percentage of family households:
This zip code:

53.6%
Michigan:

49.0%
Percentage of households with unmarried partners:
This zip code:

8.0%
Michigan:

6.4%
Likely homosexual households (counted as self-reported same-sex unmarried-partner households)

Household received Food Stamps/SNAP in the past 12 months: 292
Household did not receive Food Stamps/SNAP in the past 12 months: 1,879


Women who had a birth in the past 12 months: 66 (37 now married, 29 unmarried)
Women who did not have a birth in the past 12 months: 1,288 (714 now married, 574 unmarried)


Housing units in zip code 48849 with a mortgage: 1,061 (41 second mortgage, 194 home equity loan, 3 both second mortgage and home equity loan)
Houses without a mortgage: 686

Median monthly owner costs for units with a mortgage: $1,192
Median monthly owner costs for units without a mortgage: S369

Residents with income below the poverty level in 2013:
This zip code:

15.5%
Whole state:

17.0%
Residents with income below 50% of the poverty level in 2013:
This zip code:

11.8%
Whole state:

9.1%
Median number of rooms in houses and condos:
Here:

6.5
State:

6.4
Median number of rooms in apartments:
Here:

4.8
State:

4.5
  • Notable locations in this zip code not listed on our city pages

  • Click to draw/clear zip code borders
  • Notable locations in zip code 48849: Woodbury Station (A), Morrison Lake Country Club (B), Lake Odessa Station (C), Lake Odessa Police Department (D), Lake Odessa Fire Department (E). Display/hide their locations on the map

    Churches in zip code 48849 include: Church of God (A), Grace Church (B), Lakewood United Methodist Church (C), Lakewood Church (D), Pleasant Valley Church (E), Sebewa Center Church (F), Sebewa Church (G), Saint Herman Orthodox Church (H), Christian Reformed Church (I). Display/hide their locations on the map

    Cemeteries: Cheney Cemetery (1), Dunkard Cemetery (2), Mauch Cemetery (3), Lakeside Cemetery (4), Sebewa Baptist Cemetery (5), Meyers Cemetery (6). Display/hide their locations on the map

    Lakes: Tupper Lake (A), Twin Lakes (B), Little Lake (C), Jordan Lake (D), Mud Lake (E), Mini Lake (F), Duncan Lake (G), Cat Lake (H). Display/hide their locations on the map

    Creeks: Tupper Creek (A), Woodland Creek (B), Kart Creek (C). Display/hide their locations on the map

Year house built

  • 02010 or later
  • 1882000 to 2009
  • 2121990 to 1999
  • 2021980 to 1989
  • 2931970 to 1979
  • 2711960 to 1969
  • 2921950 to 1959
  • 1631940 to 1949
  • 8561939 or earlier

Zip code 48849 satellite photo by USGS

Owner-occupied Renter-occupied

Bedrooms in owner-occupied houses and condos in Lake Odessa, MI (48849)

  • 0no bedroom
  • 231 bedroom
  • 4272 bedrooms
  • 8903 bedrooms
  • 3064 bedrooms
  • 1015+ bedrooms

Bedrooms in renter-occupied apartments in Lake Odessa, MI (48849)

  • 4no bedroom
  • 1051 bedroom
  • 1252 bedrooms
  • 1033 bedrooms
  • 304 bedrooms
  • 575+ bedrooms
Owner-occupied Renter-occupied

Cars and other vehicles available in Lake Odessa, MI (48849) in owner-occupied houses/condos

  • 36no vehicle
  • 4241 vehicle
  • 7722 vehicles
  • 2533 vehicles
  • 2314 vehicles
  • 315+ vehicles

Cars and other vehicles available in Lake Odessa, MI (48849) in renter-occupied apartments

  • 40no vehicle
  • 2511 vehicle
  • 902 vehicles
  • 433 vehicles
  • 04 vehicles
  • 05+ vehicles

Median gross rent in 2013: $801.

Estimated median house (or condo) value in 2013 for:


Estimated median house or condo value in 2013: $108,500
48849:

$108,500
Michigan:

$117,500
Lower value quartile - upper value quartile: $78,900 - $182,100

Owners and renters by unit type in %

Housing units in structures:


Unemployment: 9.0%

Percentage of zip code residents living and working in this county: 43.6%

Household type by relationship:

Households: 5,588

Size of family households: 689 2-persons, 366 3-persons, 247 4-persons, 169 5-persons, 29 6-persons, 11 7-or-more-persons

Size of nonfamily households: 548 1-person, 89 2-persons, 18 3-persons, 5 4-persons

938 married couples with children.
277 single-parent households (34 men, 243 women).

96.7% of residents of 48849 zip code speak English at home.
2.2% of residents speak Spanish at home (93% very well, 7% not well).
0.4% of residents speak other Indo-European language at home (100% very well).
0.6% of residents speak Asian or Pacific Island language at home (50% very well, 15% well, 35% not well).

Foreign born population: 75 (1.3%)
(65.3% of them are naturalized citizens)
This zip code:

1.3%
Whole state:

6.2%

Most common places of birth for the foreign-born residents

  • 24%Philippines
  • 21%Mexico
  • 19%Korea
  • 12%Netherlands
  • 8%England
  • 7%Norway
  • 5%Russia

Most common first ancestries reported in 48849 (%)

  • 26%German
  • 13%Other groups
  • 11%English
  • 9%Irish
  • 8%American
  • 5%Dutch
  • 3%Italian

Year of entry for the foreign-born population

  • 112010 or later
  • 52000 to 2009
  • 421990 to 1999
  • 59Before 1990

Zip code 48849 topographic map

Facilities with environmental interests located in this zip code:


Zip code 48849 marital status for males
Zip code 48849 marital status for females

Housing units lacking complete plumbing facilities: 1.1%
Housing units lacking complete kitchen facilities: 0.6%

Most commonly used house heating fuel

  • 56%Utility gas
  • 18%Bottled, tank, or LP gas
  • 11%Wood
  • 6%Fuel oil, kerosene, etc.
  • 5%Electricity
  • 3%Other fuel
  • 1%No fuel used

Population in 1990: 5,386. Population change in the 1990s: +764 (+14.2%).

Place of birth for U.S.-born residents:


61% of the 48849 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 47% lived in this county.
   Out of people who lived in different counties, 50% lived in Michigan.

90% of the 48849 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 26% moved from this county.
   Out of people who lived in different houses, 69% moved from different county within same state.
   Out of people who lived in different houses, 3% moved from different state.
   Out of people who lived in different houses, 2% moved from abroad.

Year Householders Moved Into Unit

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 30
Here:

5.0%
Michigan:

10.2%
Students in private schools in grades 9 to 12 (high school): 29
Here:

8.1%
Michigan:

8.6%
Students in private undergraduate colleges: 64
Here:

23.1%
Michigan:

14.1%

Educational Attainment (%)

School Enrollment by Level of School (%)

Class of Workers (%)

Occupation by median earnings in the past 12 months ($)

  • 78,333Management occupations
  • 63,750Architecture and engineering occupations
  • 62,500Computer and mathematical occupations
  • 60,694Transportation occupations
  • 58,854Life, physical, and social science occupations
  • 51,934Law enforcement workers including supervisors

Companies with federal contracts located in this zip code:

Top industries in this zip code by the number of employees in 2005:


Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)

Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)

Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninstitutionalized)

People in group quarters in 2010:

  • 6 people in group homes intended for adults

People in group quarters in 2000:

  • 6 people in homes for the mentally retarded

Fatal accident statistics in 2011:

  • Fatal accident count: 1
  • Vehicles involved in fatal accidents: 1
  • Fatal accidents caused by drunken drivers: 0
  • Fatalities: 1
  • Persons involved in fatal accidents: 2
  • Pedestrians involved in fatal accidents: 1

Fatal accident statistics in 2010:

  • Fatal accident count: 1
  • Vehicles involved in fatal accidents: 4
  • Fatal accidents caused by drunken drivers: 0
  • Fatalities: 1
  • Persons involved in fatal accidents: 4
  • Pedestrians involved in fatal accidents: 0
Home Mortgage Disclosure Act Aggregated Statistics For Year 2009
(Based on 6 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
G) Loans On Manufactured
Home Dwelling (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED32$97,29247$84,011253$121,16619$30,36116$76,7168$68,821
APPLICATIONS APPROVED, NOT ACCEPTED0$01$61,84023$113,7400$02$131,8102$73,875
APPLICATIONS DENIED10$94,5846$102,46889$129,07116$37,8019$96,5894$71,980
APPLICATIONS WITHDRAWN5$66,1265$71,86648$122,6893$64,4135$112,9842$78,505
FILES CLOSED FOR INCOMPLETENESS2$55,0551$64,73013$137,0521$115,8201$30,2400$0
Choose year:  2009 2008 2007 2006 2005 2004

Detailed HMDA statistics for the following Tracts: 0101.00 , 0312.00, 0313.00

Private Mortgage Insurance Companies Aggregated Statistics For Year 2009
(Based on 6 partial tracts)
A) Conventional
Home Purchase Loans
B) Refinancings
NumberAverage ValueNumberAverage Value
LOANS ORIGINATED5$131,9184$149,133
APPLICATIONS APPROVED, NOT ACCEPTED0$03$137,573
APPLICATIONS DENIED2$132,8751$313,200
APPLICATIONS WITHDRAWN0$00$0
FILES CLOSED FOR INCOMPLETENESS0$00$0
Choose year:  2009 2008 2007 2006 2005 2004

Detailed PMIC statistics for the following Tracts: 0101.00 , 0312.00, 0313.00

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value

Most common first names in zip code 48849 among deceased individuals
NameCountLived (average)
William2970.8 years
Robert2871.2 years
John2677.5 years
Mary2577.5 years
George2278.6 years
Charles2279.3 years
James2065.9 years
Roy1674.7 years
Harold1572.3 years
Dorothy1484.8 years
Most common last names in zip code 48849 among deceased individuals
Last nameCountLived (average)
Smith2677.1 years
Jackson1577.6 years
Johnson1181.5 years
Cook1087.2 years
Tasker1080.9 years
Curtis1077.8 years
Bever980.4 years
Williams981.3 years
Reed874.4 years
Eldridge870.3 years
Businesses in zip code 48849
NameCountNameCount
Dairy Queen1U-Haul1
McDonald's1UPS1
True Value1

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