Estimated median household income in 2007: $53,583
| This zip code: | $53,583 | | Michigan: | $47,950 |
Nearest zip codes: 49127, 49022, 49126, 49101, 49106, 49103.
Housing units in zip code 49085 with a mortgage: 4,566 (469 second mortgage, 795 home equity loan, 19 both second mortgage and home equity loan)
Houses without a mortgage: 2,198
Median monthly owner costs for units with a mortgage: $1,464
Median monthly owner costs for units without a mortgage: $427
Residents with income below the poverty level in 2007:
| This zip code: | 6.0% | | Whole state: | 14.0% |
Residents with income below 50% of the poverty level in 2007:
| This zip code: | 2.5% | | Whole state: | 6.5% |
Median number of rooms in houses and condos:
| Here: | 6.5 | | State: | 6.1 |
Median number of rooms in apartments:
| Here: | 4.0 | | State: | 4.1 |
Year house built: |
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- 1999 to March 2000: 129
- 1995 to 1998: 490
- 1990 to 1994: 641
- 1980 to 1989: 954
- 1970 to 1979: 1,953
- 1960 to 1969: 1,908
- 1950 to 1959: 1,592
- 1940 to 1949: 1,036
- 1939 or earlier: 2,066
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Bedrooms in owner-occupied houses in St. Joseph, MI (49085): |
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- no bedroom: 0
- 1 bedrooms: 82
- 2 bedrooms: 1,094
- 3 bedrooms: 4,174
- 4 bedrooms: 1,843
- 5 or more bedrooms: 260
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Bedrooms in renter-occupied apartments and housing units: |
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- no bedroom: 133
- 1 bedrooms: 845
- 2 bedrooms: 1,090
- 3 bedrooms: 316
- 4 bedrooms: 59
- 5 or more bedrooms: 0
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Vehicles available in 49085 zip code in owner-occupied houses/condos: |
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- no vehicle: 212
- 1 vehicle: 2,025
- 2 vehicles: 3,668
- 3 vehicles: 1,242
- 4 vehicles: 223
- 5 or more vehicles: 83
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Vehicles available in renter-occupied apartments: |
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- no vehicle: 234
- 1 vehicle: 1,413
- 2 vehicles: 708
- 3 vehicles: 63
- 4 vehicles: 6
- 5 or more vehicles: 19
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Estimated household income distribution in 2007:

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Estimate of home value of owner-occupied houses/condos in 2007 in zip code 49085:
- Less than $10,000: 5
- $10,000 to $14,999: 6
- $15,000 to $19,999: 17
- $20,000 to $24,999: 12
- $25,000 to $29,999: 16
- $30,000 to $34,999: 23
- $35,000 to $39,999: 27
- $40,000 to $49,999: 28
- $50,000 to $59,999: 14
- $60,000 to $69,999: 33
- $70,000 to $79,999: 69
- $80,000 to $89,999: 107
- $90,000 to $99,999: 164
- $100,000 to $124,999: 883
- $125,000 to $149,999: 1,185
- $150,000 to $174,999: 913
- $175,000 to $199,999: 796
- $200,000 to $249,999: 1,088
- $250,000 to $299,999: 606
- $300,000 to $399,999: 608
- $400,000 to $499,999: 256
- $500,000 to $749,999: 193
- $750,000 to $999,999: 89
- $1,000,000 or more: 38
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Rent paid by renters in 2007 in zip code 49085:
- Less than $100: 27
- $100 to $149: 24
- $150 to $199: 58
- $200 to $249: 27
- $250 to $299: 54
- $300 to $349: 55
- $350 to $399: 117
- $400 to $449: 191
- $450 to $499: 254
- $500 to $549: 268
- $550 to $599: 270
- $600 to $649: 166
- $650 to $699: 211
- $700 to $749: 190
- $750 to $799: 123
- $800 to $899: 117
- $900 to $999: 63
- $1,000 to $1,249: 59
- $1,250 to $1,499: 19
- $1,500 to $1,999: 13
- No cash rent: 94
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Median price asked for vacant for-sale houses and condos in 2007: $203,901.
Estimated median house (or condo) value in 2007 for: - White Non-Hispanic householders: $177,251
- Black or African American householders: $230,829
- American Indian or Alaska Native householders: $199,599
- Asian householders: $263,448
- Some other race householders: $156,153
- Two or more races householders: $157,264
- Hispanic or Latino householders: $156,153
Estimated median house or condo value in 2007: $175,486 (it was $128,000 in 2000)
| 49085: | $175,486 | | Michigan: | $153,100 |
Lower value quartile - upper value quartile: $107,784 - $200,604
Mean price in 2007:
Detached houses: $216,987| Here: | $216,987 | | State: | $200,820 |
Townhouses or other attached units: $153,832| Here: | $153,832 | | State: | $181,134 |
In 2-unit structures: $156,306| Here: | $156,306 | | State: | $129,336 |
In 3-to-4-unit structures: $145,635| Here: | $145,635 | | State: | $151,605 |
In 5-or-more-unit structures: $197,725| Here: | $197,725 | | State: | $149,899 |
Mobile homes: $28,198| Here: | $28,198 | | State: | $39,606 |
Breakdown of mean house values by ages of householders
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Housing units in structures:
- One, detached: 7,842
- One, attached: 268
- Two: 757
- 3 or 4: 453
- 5 to 9: 285
- 10 to 19: 389
- 20 to 49: 279
- 50 or more: 357
- Mobile homes: 139

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Means of transportation to work
- Drove a car alone: 10,459 (88%)
- Carpooled: 720 (6%)
- Bus or trolley bus: 46 (0%)
- Railroad: 6 (0%)
- Bicycle: 11 (0%)
- Walked: 236 (2%)
- Other means: 60 (1%)
- Worked at home: 350 (3%)
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Travel time to work
- Less than 5 minutes: 811
- 5 to 9 minutes: 2220
- 10 to 14 minutes: 3222
- 15 to 19 minutes: 2259
- 20 to 24 minutes: 1381
- 25 to 29 minutes: 215
- 30 to 34 minutes: 518
- 35 to 39 minutes: 96
- 40 to 44 minutes: 98
- 45 to 59 minutes: 267
- 60 to 89 minutes: 244
- 90 or more minutes: 207
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Percentage of zip code residents living and working in this county: 93.2%
Household type by relationship
Households: 23,255
- In family households: 19,364 (5,449 male householders, 1,044 female householders)
5,602 spouses, 6,629 children (6,055 natural, 182 adopted, 392 stepchildren), 151 grandchildren, 52 brothers or sisters, 54 parents, 147 other relatives, 236 non-relatives
- In nonfamily households: 3,891 (1,382 male householders (1,187 living alone)), 2,060 female householders (1,888 living alone)), 449 nonrelatives
- In group quarters: 834 (563 institutionalized population)
Size of family households: 3,110 2-persons, 1,279 3-persons, 1,363 4-persons, 594 5-persons, 124 6-persons, 23 7-or-more-persons.
Size of nonfamily households: 3,075 1-person, 318 2-persons, 40 3-persons, 9 4-persons.
4,566 married couples with children.
837 single-parent households (186 men, 651 women).
92.9% of residents of 49085 zip code speak English at home.
1.9% of residents speak Spanish at home (66% very well, 10% well, 24% not well).
3.4% of residents speak other Indo-European language at home (73% very well, 19% well, 7% not well, 1% not at all).
1.4% of residents speak Asian or Pacific Island language at home (53% very well, 30% well, 16% not well, 1% not at all).
0.5% of residents speak other language at home (72% very well, 24% well, 4% not well).
Foreign born population: 1,237 (5.2%)
(54.7% of them are naturalized citizens)
| This zip code: | 5.2% | | Whole state: | 5.3% |
Most common places of birth for the foreign-born residents:
- Germany (19%)
- Poland (13%)
- India (8%)
- China, excluding Hong Kong and Taiwan (6%)
- Chile (5%)
- Canada (5%)
- Other Eastern Africa (5%)
Year of entry for the foreign-born population |
|
- 1995 to March 2000: 404
- 1990 to 1994: 68
- 1985 to 1989: 84
- 1980 to 1984: 68
- 1975 to 1979: 77
- 1970 to 1974: 34
- 1970 to 1974: 90
- 1965 to 1969: 412
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White population: 22,283
Black population: 654
American Indian population: 74
Asian population: 548
Native Hawaiian and Other Pacific Islander population: 4
Some other race population: 140
Two or more races population: 215

First ancestries reported:
|  German: 6816 |
|  English: 2080 |
|  Irish: 1860 |
|  Other groups: 1679 |
|  United States or American: 1039 |
|  Polish: 958 |
|  Italian: 916 |
|  Dutch: 602 |
|  Swedish: 505 |
|  French (except Basque): 399 |
|  Scottish: 347 |
|  Scotch-Irish: 268 |
|  Russian: 232 |
|  Norwegian: 209 |
|  Czech: 188 |
|  French Canadian: 185 |
|  European: 175 |
|  Welsh: 122 |
|  Hungarian: 116 |
|  Danish: 83 |
|  Subsaharan African:: 72 |
|  Ukrainian: 68 |
|  British: 67 |
|  Czechoslovakian: 60 |
|  Greek: 57 |
|  Finnish: 56 |
|  African: 54 |
|  Lithuanian: 51 |
|  Austrian: 51 |
|  Swiss: 47 |
|  Serbian: 45 |
|  Canadian: 38 |
|  Scandinavian: 32 |
|  Belgian: 27 |
|  Yugoslavian: 25 |
|  Iranian: 23 |
|  Romanian: 23 |
|  Latvian: 14 |
|  Basque: 13 |
|  Armenian: 12 |
|  Arab:: 11 |
|  Brazilian: 11 |
|  Slovene: 11 |
|  Slovak: 10 |
|  Northern European: 9 |
|  Zimbabwean: 9 |
|  South African: 8 |
|  Australian: 7 |
|  Croatian: 7 |
|  Syrian: 7 |
|  Maltese: 6 |
|  Portuguese: 6 |
|  Macedonian: 5 |
|  Arab/Arabic: 2 |
|  Lebanese: 2 |
|  Nigerian: 1 |
Private high schools not listed on the city page:- LAKE MICHIGAN CATHOLIC JR SR H (Students: 314; Location: 915 PLEASANT ST, SAINT JOSEPH, MI; Grades: 7 - 12)
- MICHIGAN LUTHERAN HIGH SCH (Students: 131; Location: 615 EAST MARQUETTE WOODS ROAD, SAINT JOSEPH, MI; Grades: 9 - 12)

Private primary/middle schools not listed on the city page:- LAKE MICHIGAN CATH. ELEM. (Students: 384; Location: 3165 WASHINGTON AVENUE, SAINT JOSEPH, MI; Grades: PK - 6)
- TRINITY LUTHERAN SCHOOL (Students: 300; Location: 613 COURT STREET, SAINT JOSEPH, MI; Grades: PK - 8)
- GRACE LUTHERAN SCHOOL (Students: 156; Location: 404 EAST GLENLORD, SAINT JOSEPH, MI; Grades: PK - 8)
Major facitilies with environmental interests located in this zip code:
- BOSCH AUTOMOTIVE GROUP (3737 RED ARROW HIGHWAY in SAINT JOSEPH, MI)
AIR MAJOR (AIRS/AFS)
SUPERFUND NPL (Superfund database)
(Integrated Compliance Information System) - ICIS-05-1998-0248, FORMAL ENFORCEMENT ACTION
COMPLIANCE ACTIVITY (Tracking inspections of insecticide, fungicide, and rodenticide, and toxic substances)
CRITERIA AND HAZARDOUS AIR POLLUTANT INVENTORY (Inventory of air pollution sources)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
TRI REPORTER (Tracking of toxic chemicals releasing facilities)
Business SIC classification: GRAY AND DUCTILE IRON FOUNDRIES; MOTOR VEHICLE PARTS AND ACCESSORIES; REFUSE SYSTEMS
Business NAICS classification: IRON FOUNDRIES.; IRON FOUNDRIES.
Organizations: BOSCH CHASSIS DIVISION (CONTACT/OPERATOR)
, ROBERT BOSCH CORP-ST JOSEPH (CONTACT/OWNER)
, ROBERT BOSCH CORP, CHASSIS DIV (CONTACT/OWNER)
Alternative names: ALLIED-SIGNAL, INC., BENDIX CORP./ALLIED AUTOMOTIVE, BENDIX CORP HYDRAULICS, BOSCH BRAKING SYS., ROBERT BOSCH CORP. CHASSIS DIV., ROBERT BOSCH BRAKING SYSTEMS
- AUTO SPECIALTIES MANUFACTURING (643 GRAVES ST in SAINT JOSEPH, MI)
(Integrated Compliance Information System) - ICIS-05-1985-0114, FORMAL ENFORCEMENT ACTION
COMPLIANCE ACTIVITY (Tracking inspections of insecticide, fungicide, and rodenticide, and toxic substances)
CRITERIA AND HAZARDOUS AIR POLLUTANT INVENTORY (Inventory of air pollution sources)
(Resource Conservation and Recovery Act (tracking hazardous waste))
TRI REPORTER (Tracking of toxic chemicals releasing facilities)
Business SIC classification: LAWN AND GARDEN TRACTORS AND HOME LAWN AND GARDEN EQUIPMENT; CONSTRUCTION MACHINERY AND EQUIPMENT; GENERAL INDUSTRIAL MACHINERY AND EQUIPMENT; AIRCRAFT PARTS AND AUXILIARY EQUIPMENT; REFUSE SYSTEMS
Business NAICS classification: SOLID WASTE LANDFILL.
Alternative names: AUTO SPECIALITIES CO AUSCO
- BENTON HARBOR-ST JOSEPH WWTP (269 ANCHORS WAY in SAINT JOSEPH, MI)
National Pollutant Discharge Elimination System MAJOR (Tracking pollutant discharge elimination systems) - permit
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
(Resource Conservation and Recovery Act (tracking hazardous waste))
Business SIC classification: SEWERAGE SYSTEMS
Organizations: TOWN 3S (CONTACT/OPERATOR)
, BENTON HARBOR-ST.JOSEPH WWTP (CONTACT/OWNER)
Alternative names: BENTON HARBOR SAINT JOSEPH JOINT WWTP, BENTON HARBOR-ST JOSEPH SEWAGE DSPL PLT
- MI DEPT/TRANSPORTATION BRIDGE (M-63 OVER ST JOSEPH RIVER in SAINT JOSEPH, MI)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: MICH DEPT OF TRANSPORTATION (CONTACT/OPERATOR)
Alternative names: MIDOT BRIDGE M-63 OVER ST JOSEPH RIVER
- GREAT LAKES EYE CARE PC (2848 NILES in SAINT JOSEPH, MI)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: J & D REALTY CORP (CONTACT/OWNER)
- MI DEPT/TRANSPORTATION BRIDGE B05-11013 (I-94 BL OVER ST JOSEPH RIVER in SAINT JOSEPH, MI)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: MICH DEPT OF TRANSPORTATION (CONTACT/OPERATOR)
Alternative names: MIDOT BRIDGE I-94/BL OVER ST JOSEPH RIV
Fire-safe hotels and motels in zip code 49085
- Snow Flake Inn Inc, 3822 Red Arrow Hwy, ST Joseph, MI 49085, Phone: (269) 429-3261
- Holiday Inn Express Hotel & Suites, 3019 Lakeshore Dr, ST Joseph, MI 49085, Phone: (269) 982-0004
- Econo Lodge, 2723 Niles Ave, ST Joseph, MI 49085, Phone: (269) 983-6321, Fax: (269) 983-7360
All 3 fire-safe hotels and motels in zip code 49085
Median worth of mobile homes: $24,707
Housing units lacking complete plumbing facilities: 0%
Housing units lacking complete kitchen facilities: 0%
Most commonly used house heating fuel: |
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- Utility gas (86%)
- Electricity (9%)
- Fuel oil, kerosene, etc. (3%)
- Bottled, tank, or LP gas (1%)
- Other fuel (1%)
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Place of birth for U.S.-born residents:
- This state: 14621
- Northeast: 867
- Midwest: 4947
- South: 1579
- West: 665
59% of the 49085 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 62% lived in this county.
Out of people who lived in different counties, 31% lived in Michigan.
Population in 1990: 22,984. Population change in the 1990s: +934 (+4.1%).
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 520
| Here: | 18.6% | | Michigan: | 11.2% |
Students in private schools in grades 9 to 12 (high school): 113
| Here: | 7.5% | | Michigan: | 8.7% |
Students in private undergraduate colleges: 122
| Here: | 16.9% | | Michigan: | 16.5% |
School Enrollment by Level of School
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Companies with federal contracts located in this zip code (SAINT JOSEPH, MI):
- GENEGO, INC (500 RENAISSANCE DR; small business): $527,697 in 9 contracts from 2005 to 2006
Contracts for Other Research and Development -- Basic Research (R&D), by Air Force, National Institutes of Health Signed by year: 2000: $0; 2001: $0; 2002: $0; 2003: $0; 2004: $0; 2005: $128,697; 2006: $399,000.
Biggest contracts:
$250,000 with Air Force for Other Research and Development -- Basic Research (R&D). Signed on 2006-04-21. Completion date: 2008-04-21.
$125,000, same as above. Signed on 2006-06-23. Completion date: 2008-04-21.
$99,897, same as above. Signed on 2005-04-29. Completion date: 2006-01-31.
$18,000 with National Institutes of Health for . Taking place in MD. Signed on 2005-12-15. Effective on 2005-12-14. Completion date: 2006-10-04.
- ALL CITIES OCCUPATIONAL & ENVI (3333 S STATE ST; small business): $81,745 in 7 contracts from 2005 to 2006
Contracts for Physical Medicine and Rehabilitation Services by Army Signed by year: 2000: $0; 2001: $0; 2002: $0; 2003: $0; 2004: $0; 2005: $3,787; 2006: $77,958.
Biggest contracts:
$25,448 with Army for Physical Medicine and Rehabilitation Services. Signed on 2006-03-13. Completion date: 2006-01-31.
$16,988, same as above. Signed on 2006-03-13. Completion date: 2005-11-22.
$12,562, same as above. Signed on 2006-06-26. Completion date: 2006-03-30.
$9,249, same as above. Signed on 2006-06-26. Completion date: 2006-05-30.
- KAMS LIMITED (717 ST JOSEPH DR STE S270; small business): $49,228 in 12 contracts from 2005 to 2006
Contracts for Connectors, Electrical, Relays and Solenoids, Indoor and Outdoor Electric Lighting Fixtures, Optoelectronic Devices and Associated Hardware, and more by Defense Logistics Agency Signed by year: 2000: $0; 2001: $0; 2002: $0; 2003: $0; 2004: $0; 2005: $5,366; 2006: $43,862.
Biggest contracts:
$5,786 with Defense Logistics Agency for Connectors, Electrical. Signed on 2006-02-15. Completion date: 2006-07-05.
$5,534 with Defense Logistics Agency for Relays and Solenoids. Taking place in WI. Signed on 2006-04-28. Completion date: 2006-09-09.
$5,460, same as above. Signed on 2006-03-28. Completion date: 2006-08-09.
$5,453 with Defense Logistics Agency for Relays and Solenoids. Taking place in CT. Signed on 2006-05-30. Completion date: 2006-10-07.
- STEELE SUPPLY COMPANY (3413 HILL ST; small business): $9,539 in 2 contracts in 2004
$7,167 with Army for Medical and Surgical Instruments, Equipment, and Supplies. Signed on 2004-02-05. Completion date: 2004-02-10.
$2,372, same as above. Signed on 2004-11-15. Completion date: 2004-11-17.
- UNITED CONTAINER CO (233 HAWTHORNE AVE; small business)
$3,600 with Army for Household and Commercial Utility Containers. Taking place in KS. Signed on 2003-08-21. Completion date: 2003-08-26.
- DEWITT COMPUTER TECHNOLOGIES, (1826 HILLTOP RD; small business): $3,561 in 4 contracts from 2004 to 2006
$3,028 with Army for Batteries, Nonrechargeable. Signed on 2005-09-16. Completion date: 2005-10-16.
$385 with Minerals Management Service for Batteries, Nonrechargeable. Taking place in DC. Signed on 2004-03-26. Completion date: 2004-04-09.
$91 with Navy for Batteries, Nonrechargeable. Signed on 2004-07-19. Completion date: 2004-08-02.
$57 with Department of Veterans Affairs for Medical and Surgical Instruments, Equipment, and Supplies. Signed on 2006-04-25. Completion date: 2006-04-25.
- ZWARTEC (323 W GLENLORD RD; small business): $4 in 2 contracts in 2006
$4 with Defense Logistics Agency for Signs, Advertising Displays, and Identification Plates. Taking place in MA. Signed on 2006-03-08. Completion date: 2006-03-08.
$0, same as above. Signed on 2006-03-08. Completion date: 2006-03-08.
Top industries in this zip code by the number of employees in 2005:
- Health Care and Social Assistance: General Medical and Surgical Hospitals (over 1000 employees: 1 establishment)
- Management of Companies and Enterprises: Corporate, Subsidiary, and Regional Managing Offices (500-999: 1, 250-499: 1, 50-99: 1, 20-49: 1, 10-19: 2, 5-9: 1, 1-4: 3)
- Health Care and Social Assistance: Offices of Physicians (except Mental Health Specialists) (250-499: 1, 50-99: 2, 20-49: 9, 10-19: 11, 5-9: 10, 1-4: 20)
- Administrative and Support and Waste Management and Remediation Services: Temporary Help Services (250-499: 1, 100-249: 2, 50-99: 3, 20-49: 2, 1-4: 1)
- Accommodation and Food Services: Full-Service Restaurants (50-99: 3, 20-49: 5, 10-19: 3, 5-9: 5, 1-4: 6)
- Health Care and Social Assistance: Home Health Care Services (100-249: 2, 50-99: 1, 5-9: 1, 1-4: 1)
- Professional, Scientific, and Technical Services: Research and Development in the Physical, Engineering, and Life Sciences (250-499: 1, 1-4: 1)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
People in group quarters
- 383 people in local jails and other confinement facilities (including police lockups)
- 147 people in nursing homes
- 127 people in other noninstitutional group quarters
- 103 people in other group homes
- 21 people in agriculture workers' dormitories on farms
- 10 people in homes for the mentally retarded
- 4 people in religious group quarters
Fatal accident statistics in 2005
- Fatal accident count: 1
- Vehicles involved in fatal accidents: 1
- Fatal accidents caused by drunken drivers: 1
- Fatalities: 1
- Persons involved in fatal accidents: 1
- Pedestrians involved in fatal accidents: 0
Home Mortgage Disclosure Act Aggregated Statistics For Year 2007 (Based on 2 full and 20 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 44 | $138,143 | 698 | $174,517 | 666 | $156,186 | 326 | $66,451 | 1 | $1,786,660 | 168 | $169,588 | 8 | $61,380 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 3 | $130,263 | 73 | $171,328 | 94 | $139,465 | 32 | $51,767 | 0 | $0 | 11 | $91,383 | 2 | $52,185 |
| APPLICATIONS DENIED | 2 | $142,640 | 71 | $122,370 | 353 | $168,196 | 101 | $54,463 | 2 | $5,001,925 | 68 | $182,396 | 12 | $54,847 |
| APPLICATIONS WITHDRAWN | 3 | $125,913 | 50 | $137,962 | 155 | $156,028 | 70 | $52,053 | 0 | $0 | 27 | $130,662 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $130,010 | 12 | $145,398 | 39 | $174,427 | 4 | $174,560 | 0 | $0 | 6 | $203,532 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 2 full and 20 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 36 | $141,871 | 1,003 | $165,668 | 786 | $148,863 | 288 | $53,496 | 3 | $335,200 | 235 | $176,590 | 7 | $44,323 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $96,935 | 124 | $177,184 | 125 | $180,275 | 21 | $43,314 | 0 | $0 | 26 | $284,924 | 4 | $37,018 |
| APPLICATIONS DENIED | 6 | $134,123 | 99 | $154,692 | 367 | $177,361 | 77 | $43,837 | 1 | $217,850 | 38 | $118,024 | 8 | $34,299 |
| APPLICATIONS WITHDRAWN | 5 | $134,428 | 91 | $191,014 | 246 | $163,453 | 62 | $80,103 | 0 | $0 | 29 | $152,355 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 4 | $123,893 | 10 | $261,791 | 50 | $141,379 | 0 | $0 | 0 | $0 | 7 | $114,810 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 2 full and 20 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 24 | $140,792 | 874 | $155,342 | 937 | $147,001 | 309 | $51,179 | 3 | $2,028,783 | 221 | $162,180 | 7 | $48,391 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 4 | $107,273 | 56 | $142,644 | 150 | $156,381 | 24 | $55,906 | 0 | $0 | 15 | $130,776 | 7 | $28,631 |
| APPLICATIONS DENIED | 5 | $127,498 | 115 | $156,500 | 391 | $155,652 | 67 | $59,163 | 2 | $217,475 | 39 | $192,677 | 11 | $44,503 |
| APPLICATIONS WITHDRAWN | 1 | $161,510 | 96 | $147,403 | 305 | $164,473 | 52 | $55,362 | 0 | $0 | 17 | $127,552 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $141,135 | 10 | $125,747 | 56 | $183,356 | 3 | $22,360 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 2 full and 20 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 21 | $127,442 | 877 | $147,824 | 1,186 | $141,275 | 461 | $43,740 | 3 | $417,153 | 244 | $139,480 | 15 | $39,402 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 77 | $149,680 | 174 | $137,258 | 17 | $27,243 | 0 | $0 | 26 | $189,630 | 6 | $26,832 |
| APPLICATIONS DENIED | 5 | $138,130 | 100 | $125,886 | 410 | $148,020 | 110 | $52,824 | 3 | $62,167 | 54 | $147,738 | 8 | $43,458 |
| APPLICATIONS WITHDRAWN | 2 | $68,315 | 44 | $139,913 | 228 | $141,180 | 41 | $42,668 | 0 | $0 | 14 | $161,239 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 22 | $93,826 | 80 | $155,089 | 9 | $48,572 | 0 | $0 | 3 | $215,157 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 2 full and 20 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 47 | $115,020 | 811 | $149,495 | 2,758 | $137,838 | 360 | $36,487 | 9 | $317,248 | 270 | $136,673 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $139,405 | 76 | $128,519 | 230 | $147,898 | 11 | $26,978 | 0 | $0 | 31 | $118,092 |
| APPLICATIONS DENIED | 7 | $100,487 | 79 | $122,315 | 402 | $145,623 | 78 | $30,630 | 0 | $0 | 38 | $96,819 |
| APPLICATIONS WITHDRAWN | 8 | $93,485 | 48 | $133,974 | 340 | $142,179 | 35 | $46,028 | 0 | $0 | 36 | $103,167 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 9 | $122,018 | 74 | $123,986 | 2 | $13,050 | 0 | $0 | 6 | $208,623 |
Aggregated Statistics For Year 2002 (Based on 2 full and 20 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 44 | $109,404 | 655 | $141,442 | 1,799 | $137,406 | 457 | $37,430 | 3 | $487,403 | 166 | $125,658 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 42 | $163,218 | 168 | $126,931 | 28 | $19,053 | 0 | $0 | 14 | $99,200 |
| APPLICATIONS DENIED | 3 | $119,130 | 65 | $77,273 | 291 | $135,008 | 63 | $15,021 | 0 | $0 | 22 | $134,787 |
| APPLICATIONS WITHDRAWN | 2 | $108,285 | 42 | $116,521 | 189 | $127,208 | 33 | $29,993 | 0 | $0 | 9 | $126,217 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $156,390 | 23 | $118,983 | 54 | $117,369 | 0 | $0 | 0 | $0 | 3 | $101,463 |
Aggregated Statistics For Year 2001 (Based on 2 full and 20 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 63 | $100,253 | 581 | $138,259 | 1,287 | $126,446 | 373 | $31,708 | 2 | $269,670 | 176 | $118,210 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $109,330 | 38 | $99,071 | 119 | $123,872 | 31 | $18,713 | 0 | $0 | 16 | $126,474 |
| APPLICATIONS DENIED | 2 | $85,330 | 56 | $55,383 | 202 | $107,413 | 81 | $14,368 | 0 | $0 | 21 | $110,969 |
| APPLICATIONS WITHDRAWN | 2 | $39,445 | 26 | $139,177 | 168 | $125,497 | 30 | $39,872 | 0 | $0 | 10 | $103,373 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 16 | $148,414 | 31 | $93,849 | 1 | $78,740 | 0 | $0 | 4 | $71,170 |
Aggregated Statistics For Year 2000 (Based on 2 full and 20 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 48 | $99,008 | 561 | $128,126 | 404 | $103,391 | 350 | $27,825 | 6 | $958,923 | 100 | $100,286 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 3 | $56,527 | 42 | $78,852 | 75 | $92,894 | 32 | $12,918 | 0 | $0 | 7 | $117,076 |
| APPLICATIONS DENIED | 4 | $73,413 | 109 | $76,320 | 167 | $87,798 | 61 | $21,894 | 0 | $0 | 13 | $77,967 |
| APPLICATIONS WITHDRAWN | 4 | $77,743 | 26 | $129,289 | 83 | $83,830 | 42 | $38,073 | 0 | $0 | 6 | $138,110 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 6 | $85,613 | 27 | $91,740 | 2 | $44,460 | 0 | $0 | 4 | $91,225 |
Aggregated Statistics For Year 1999 (Based on 3 full and 10 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 26 | $100,085 | 428 | $126,051 | 479 | $104,598 | 211 | $21,215 | 2 | $249,995 | 111 | $103,575 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 25 | $85,181 | 52 | $96,036 | 29 | $18,196 | 0 | $0 | 11 | $103,206 |
| APPLICATIONS DENIED | 4 | $94,338 | 51 | $75,749 | 120 | $90,514 | 46 | $16,046 | 0 | $0 | 17 | $93,749 |
| APPLICATIONS WITHDRAWN | 1 | $117,550 | 32 | $146,275 | 80 | $92,461 | 27 | $37,943 | 1 | $15,000,000 | 8 | $138,259 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $128,000 | 12 | $219,427 | 28 | $117,054 | 1 | $62,810 | 0 | $0 | 3 | $106,213 |
Private Mortgage Insurance Companies Aggregated Statistics For Year 2007 (Based on 2 full and 20 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) | D) Loans On Manufactured Home Dwelling (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 197 | $155,539 | 69 | $183,741 | 18 | $149,324 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 33 | $185,033 | 11 | $184,427 | 6 | $198,612 | 1 | $148,990 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 7 | $191,086 | 4 | $294,630 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 2 full and 20 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 150 | $162,489 | 48 | $180,907 | 29 | $134,468 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 18 | $201,957 | 11 | $208,685 | 1 | $200,970 |
| APPLICATIONS DENIED | 3 | $173,613 | 0 | $0 | 1 | $163,000 |
| APPLICATIONS WITHDRAWN | 4 | $214,238 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $373,540 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 2 full and 20 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 119 | $159,868 | 33 | $150,318 | 13 | $133,252 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 17 | $174,170 | 6 | $185,120 | 2 | $125,660 |
| APPLICATIONS DENIED | 2 | $78,290 | 0 | $0 | 2 | $78,290 |
| APPLICATIONS WITHDRAWN | 2 | $223,505 | 9 | $202,716 | 1 | $221,000 |
| FILES CLOSED FOR INCOMPLETENESS | 3 | $156,003 | 0 | $0 | 3 | $156,003 |
Aggregated Statistics For Year 2004 (Based on 2 full and 20 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 139 | $150,014 | 46 | $141,793 | 33 | $130,550 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 18 | $203,396 | 17 | $165,970 | 6 | $156,035 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 7 | $177,744 | 3 | $95,440 | 3 | $120,627 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 2 full and 20 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 231 | $135,723 | 172 | $137,839 | 43 | $127,747 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 40 | $142,995 | 39 | $125,529 | 17 | $139,658 |
| APPLICATIONS DENIED | 4 | $167,328 | 2 | $319,255 | 4 | $167,328 |
| APPLICATIONS WITHDRAWN | 10 | $112,803 | 6 | $158,088 | 2 | $186,500 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $146,150 | 0 | $0 |
Aggregated Statistics For Year 2002 (Based on 2 full and 20 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 206 | $125,612 | 120 | $130,161 | 10 | $126,849 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 24 | $155,913 | 35 | $138,739 | 8 | $150,683 |
| APPLICATIONS DENIED | 3 | $233,790 | 4 | $247,768 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 10 | $148,403 | 4 | $99,943 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2001 (Based on 2 full and 20 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 239 | $130,417 | 127 | $134,057 | 23 | $111,036 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 21 | $135,213 | 31 | $135,995 | 11 | $144,748 |
| APPLICATIONS DENIED | 8 | $108,030 | 3 | $116,687 | 2 | $116,565 |
| APPLICATIONS WITHDRAWN | 2 | $162,080 | 2 | $380,610 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $202,000 | 0 | $0 |
Aggregated Statistics For Year 2000 (Based on 2 full and 20 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 177 | $109,027 | 26 | $123,025 | 14 | $86,504 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 20 | $131,181 | 1 | $88,190 | 0 | $0 |
| APPLICATIONS DENIED | 8 | $90,998 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 4 | $96,170 | 1 | $117,230 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 3 full and 10 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 130 | $122,435 | 17 | $104,326 | 5 | $78,102 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 12 | $114,370 | 4 | $89,508 | 2 | $45,325 |
| APPLICATIONS DENIED | 4 | $86,543 | 0 | $0 | 1 | $51,930 |
| APPLICATIONS WITHDRAWN | 2 | $94,290 | 1 | $48,080 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $99,590 | 0 | $0 |
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
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