Estimated median household income in 2007: $42,828
| This zip code: | $42,828 | | Michigan: | $47,950 |
Nearest zip codes: 49061, 49031, 49130, 49067, 49112, 46507.
Housing units in zip code 49095 with a mortgage: 247 (14 second mortgage, 54 home equity loan, 0 both second mortgage and home equity loan)
Houses without a mortgage: 209
Median monthly owner costs for units with a mortgage: $1,150
Median monthly owner costs for units without a mortgage: $372
Residents with income below the poverty level in 2007:
| This zip code: | 12.9% | | Whole state: | 14.0% |
Residents with income below 50% of the poverty level in 2007:
| This zip code: | 3.7% | | Whole state: | 6.5% |
Median number of rooms in houses and condos:
| Here: | 5.5 | | State: | 6.1 |
Median number of rooms in apartments:
| Here: | 5.7 | | State: | 4.1 |
Year house built: |
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- 1999 to March 2000: 52
- 1995 to 1998: 126
- 1990 to 1994: 67
- 1980 to 1989: 116
- 1970 to 1979: 191
- 1960 to 1969: 190
- 1950 to 1959: 256
- 1940 to 1949: 97
- 1939 or earlier: 225
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Bedrooms in owner-occupied houses in Vandalia, MI (49095): |
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- no bedroom: 0
- 1 bedrooms: 65
- 2 bedrooms: 193
- 3 bedrooms: 270
- 4 bedrooms: 83
- 5 or more bedrooms: 15
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Bedrooms in renter-occupied apartments and housing units: |
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- no bedroom: 0
- 1 bedrooms: 6
- 2 bedrooms: 45
- 3 bedrooms: 37
- 4 bedrooms: 33
- 5 or more bedrooms: 9
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Vehicles available in 49095 zip code in owner-occupied houses/condos: |
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- no vehicle: 32
- 1 vehicle: 172
- 2 vehicles: 269
- 3 vehicles: 87
- 4 vehicles: 61
- 5 or more vehicles: 5
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Vehicles available in renter-occupied apartments: |
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- no vehicle: 6
- 1 vehicle: 47
- 2 vehicles: 60
- 3 vehicles: 15
- 4 vehicles: 2
- 5 or more vehicles: 0
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Estimated household income distribution in 2007:

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Estimate of home value of owner-occupied houses/condos in 2007 in zip code 49095:
- Less than $10,000: 9
- $10,000 to $14,999: 4
- $15,000 to $19,999: 5
- $20,000 to $24,999: 4
- $25,000 to $29,999: 2
- $30,000 to $34,999: 2
- $35,000 to $39,999: 6
- $40,000 to $49,999: 18
- $50,000 to $59,999: 27
- $60,000 to $69,999: 35
- $70,000 to $79,999: 26
- $80,000 to $89,999: 19
- $90,000 to $99,999: 19
- $100,000 to $124,999: 91
- $125,000 to $149,999: 37
- $150,000 to $174,999: 47
- $175,000 to $199,999: 29
- $200,000 to $249,999: 59
- $250,000 to $299,999: 48
- $300,000 to $399,999: 45
- $400,000 to $499,999: 17
- $500,000 to $749,999: 16
- $750,000 to $999,999: 4
- $1,000,000 or more: 1
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Rent paid by renters in 2007 in zip code 49095:
- $100 to $149: 1
- $150 to $199: 4
- $200 to $249: 10
- $250 to $299: 2
- $300 to $349: 2
- $350 to $399: 6
- $400 to $449: 13
- $450 to $499: 18
- $550 to $599: 9
- $600 to $649: 6
- $650 to $699: 3
- $700 to $749: 4
- No cash rent: 22
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Median price asked for vacant for-sale houses and condos in 2007: $146,576.
Estimated median house (or condo) value in 2007 for: - White Non-Hispanic householders: $161,566
- Black or African American householders: $83,837
- American Indian or Alaska Native householders: $62,461
- Asian householders: $76,341
- Some other race householders: $76,341
- Two or more races householders: $255,953
- Hispanic or Latino householders: $156,153
Estimated median house or condo value in 2007: $145,848 (it was $101,000 in 2000)
| 49095: | $145,848 | | Michigan: | $153,100 |
Lower value quartile - upper value quartile: $55,132 - $83,988
Mean price in 2007:
Detached houses: $202,375| Here: | $202,375 | | State: | $200,820 |
In 2-unit structures: $92,221| Here: | $92,221 | | State: | $129,336 |
Mobile homes: $47,466| Here: | $47,466 | | State: | $39,606 |
Owners and renters by unit type in %
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Breakdown of mean house values by ages of householders
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Housing units in structures:
- One, detached: 1,173
- Two: 7
- Mobile homes: 140

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Means of transportation to work
- Drove a car alone: 725 (85%)
- Carpooled: 103 (12%)
- Walked: 9 (1%)
- Worked at home: 16 (2%)
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Travel time to work
- Less than 5 minutes: 4
- 5 to 9 minutes: 41
- 10 to 14 minutes: 73
- 15 to 19 minutes: 58
- 20 to 24 minutes: 192
- 25 to 29 minutes: 68
- 30 to 34 minutes: 155
- 35 to 39 minutes: 36
- 40 to 44 minutes: 53
- 45 to 59 minutes: 117
- 60 to 89 minutes: 13
- 90 or more minutes: 27
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Percentage of zip code residents living and working in this county: 43.4%
Household type by relationship
Households: 1,890
- In family households: 1,567 (417 male householders, 95 female householders)
414 spouses, 537 children (473 natural, 3 adopted, 61 stepchildren), 27 grandchildren, 10 brothers or sisters, 12 parents, 26 other relatives, 29 non-relatives
- In nonfamily households: 323 (137 male householders (105 living alone)), 112 female householders (85 living alone)), 74 nonrelatives
- In group quarters: 5 (0 institutionalized population)
Size of family households: 267 2-persons, 100 3-persons, 83 4-persons, 38 5-persons, 10 6-persons, 14 7-or-more-persons.
Size of nonfamily households: 190 1-person, 51 2-persons, 8 3-persons.
278 married couples with children.
139 single-parent households (51 men, 88 women).
96.4% of residents of 49095 zip code speak English at home.
0.4% of residents speak Spanish at home (63% very well, 38% well).
0.8% of residents speak other Indo-European language at home (87% very well, 13% well).
2.0% of residents speak Asian or Pacific Island language at home (19% very well, 25% well, 56% not well).
0.3% of residents speak other language at home (83% very well, 17% well).
Foreign born population: 47 (2.4%)
(46.8% of them are naturalized citizens)
| This zip code: | 2.4% | | Whole state: | 5.3% |
Most common places of birth for the foreign-born residents:
- Laos (51%)
- United Kingdom (17%)
- Thailand (17%)
- Germany (9%)
- India (4%)
Year of entry for the foreign-born population |
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- 1995 to March 2000: 2
- 1990 to 1994: 0
- 1985 to 1989: 15
- 1980 to 1984: 12
- 1975 to 1979: 5
- 1970 to 1974: 0
- 1970 to 1974: 2
- 1965 to 1969: 11
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White population: 1,539
Black population: 328
American Indian population: 7
Asian population: 39
Native Hawaiian and Other Pacific Islander population: 0
Some other race population: 19
Two or more races population: 61

First ancestries reported:
|  Other groups: 445 |
|  German: 397 |
|  English: 117 |
|  United States or American: 88 |
|  Polish: 72 |
|  Irish: 60 |
|  French Canadian: 40 |
|  Italian: 40 |
|  Scottish: 25 |
|  Dutch: 17 |
|  Swedish: 13 |
|  Greek: 9 |
|  French (except Basque): 8 |
|  Canadian: 6 |
|  Norwegian: 6 |
|  Scotch-Irish: 5 |
|  Subsaharan African:: 5 |
|  African: 5 |
|  Austrian: 4 |
|  European: 4 |
|  Yugoslavian: 4 |
|  Pennsylvania German: 3 |
|  Lithuanian: 2 |
|  Slovak: 2 |
|  Welsh: 2 |
|  Hungarian: 1 |
|  Portuguese: 1 |
Facitilies with environmental interests located in this zip code:
- BIVOUAC INDUSTRIES INCORPORATED (17321 M60 EAST in VANDALIA, MI)
(Resource Conservation and Recovery Act (tracking hazardous waste))
TRI REPORTER (Tracking of toxic chemicals releasing facilities)
Business SIC classification: MOTOR VEHICLES AND PASSENGER CAR BODIES
Alternative names: BIVOUAC INDUSTRIES INC AUTOMOTIVE
- FEDEROWSKIS INC (17523 STATE RD in VANDALIA, MI)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Median worth of mobile homes: $44,158
Housing units lacking complete kitchen facilities: 1%
Most commonly used house heating fuel: |
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- Bottled, tank, or LP gas (48%)
- Fuel oil, kerosene, etc. (23%)
- Electricity (17%)
- Wood (9%)
- Utility gas (2%)
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Place of birth for U.S.-born residents:
- This state: 708
- Northeast: 15
- Midwest: 945
- South: 148
- West: 29
63% of the 49095 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 49% lived in this county.
Out of people who lived in different counties, 17% lived in Michigan.
Population in 1990: 1,839. Population change in the 1990s: +154 (+8.4%).
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 18
| Here: | 8.7% | | Michigan: | 11.2% |
Students in private schools in grades 9 to 12 (high school): 27
| Here: | 23.1% | | Michigan: | 8.7% |
Students in private undergraduate colleges: 29
| Here: | 58.0% | | Michigan: | 16.5% |
School Enrollment by Level of School
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Top industries in this zip code by the number of employees in 2005:
- Construction: Flooring Contractors (10-19 employees: 1 establishment)
- Accommodation and Food Services: Full-Service Restaurants (10-19: 1)
- Construction: New Single-Family Housing Construction (except Operative Builders) (1-4: 2)
- Construction: Siding Contractors (1-4: 2)
- Construction: Electrical Contractors (1-4: 1)
- Construction: Framing Contractors (1-4: 1)
- Wholesale Trade: Wholesale Trade Agents and Brokers (1-4: 1)
- Real Estate and Rental and Leasing: Other Activities Related to Real Estate (1-4: 1)
- Wholesale Trade: Men's and Boys' Clothing and Furnishings Merchant Wholesalers (1-4: 1)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
3 people in homes for the mentally ill
2 people in other group homes
Home Mortgage Disclosure Act Aggregated Statistics For Year 2007 (Based on 8 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 6 | $111,447 | 32 | $198,895 | 58 | $189,477 | 10 | $64,628 | 18 | $278,016 | 4 | $68,355 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 2 | $155,725 | 13 | $140,615 | 4 | $39,995 | 4 | $100,595 | 2 | $104,915 |
| APPLICATIONS DENIED | 1 | $129,180 | 9 | $146,403 | 37 | $115,744 | 10 | $36,587 | 7 | $202,694 | 6 | $66,533 |
| APPLICATIONS WITHDRAWN | 1 | $32,760 | 4 | $169,190 | 17 | $128,279 | 1 | $52,710 | 4 | $121,165 | 1 | $59,470 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $135,310 | 4 | $159,233 | 0 | $0 | 1 | $520 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 8 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 4 | $117,743 | 44 | $207,772 | 70 | $140,746 | 15 | $77,462 | 27 | $257,785 | 10 | $88,654 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 2 | $130,200 | 8 | $191,500 | 2 | $17,120 | 0 | $0 | 2 | $47,200 |
| APPLICATIONS DENIED | 1 | $169,720 | 10 | $94,670 | 55 | $93,098 | 15 | $51,413 | 4 | $100,963 | 8 | $75,103 |
| APPLICATIONS WITHDRAWN | 1 | $104,450 | 2 | $219,290 | 22 | $118,303 | 1 | $71,440 | 2 | $174,695 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $46,270 | 1 | $44,200 | 10 | $142,362 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 8 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 2 | $90,740 | 46 | $186,945 | 106 | $151,035 | 12 | $56,474 | 32 | $235,303 | 7 | $78,247 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 6 | $109,283 | 19 | $133,398 | 1 | $62,400 | 1 | $280,240 | 2 | $46,815 |
| APPLICATIONS DENIED | 0 | $0 | 11 | $93,727 | 67 | $92,747 | 18 | $38,932 | 5 | $78,768 | 8 | $68,869 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 11 | $86,000 | 35 | $116,132 | 3 | $169,360 | 3 | $163,247 | 5 | $62,112 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 2 | $122,035 | 23 | $129,657 | 2 | $31,700 | 2 | $165,330 | 2 | $70,960 |
Aggregated Statistics For Year 2004 (Based on 8 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 2 | $109,255 | 45 | $154,738 | 101 | $141,395 | 9 | $31,922 | 31 | $212,801 | 13 | $92,521 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $35,880 | 5 | $118,046 | 22 | $141,711 | 4 | $30,363 | 6 | $208,053 | 3 | $69,163 |
| APPLICATIONS DENIED | 1 | $149,000 | 12 | $84,383 | 80 | $114,317 | 14 | $25,176 | 6 | $145,855 | 10 | $88,272 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 4 | $189,868 | 27 | $173,149 | 2 | $33,635 | 3 | $241,093 | 4 | $84,963 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 21 | $114,830 | 0 | $0 | 1 | $233,840 | 5 | $71,098 |
Detailed HMDA statistics for the following Tracts:
0008.00
, 0009.00, 0010.00
Private Mortgage Insurance Companies Aggregated Statistics For Year 2007 (Based on 8 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) | D) Loans On Manufactured Home Dwelling (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 9 | $114,673 | 3 | $245,537 | 1 | $123,810 | 1 | $72,800 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $185,730 | 1 | $115,440 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 2 | $20,390 | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 8 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) | D) Loans On Manufactured Home Dwelling (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 10 | $135,846 | 4 | $110,198 | 4 | $169,983 | 1 | $26,260 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $72,800 | 1 | $70,200 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 8 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) | D) Loans On Manufactured Home Dwelling (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 12 | $110,806 | 2 | $125,905 | 3 | $124,147 | 1 | $64,470 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $149,920 | 1 | $132,310 | 1 | $46,800 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $26,520 | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 1 | $98,700 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $108,680 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 8 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 8 | $140,946 | 5 | $136,970 | 2 | $156,625 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 4 | $99,960 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 1 | $61,360 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Detailed PMIC statistics for the following Tracts:
0008.00
, 0009.00, 0010.00
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
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