49740 Zip Code Detailed Profile




Cities: Harbor Springs, MI (0.92%), Cross Village, MI (0.52%)
County: Emmet County, MI
Estimated zip code population in 2013: 6,884
Zip code population in 2010: 7,042
Zip code population in 2000: 7,329

Houses and condos: 6,168
Renter-occupied apartments: 367
% of renters here:

12%
State:

29%
Mar. 2013 cost of living index in zip code 49740: 85.2 (less than average, U.S. average is 100)

Land area: 123.7 sq. mi.
Water area: 16.9 sq. mi.
Population density: 56 people per square mile 
 
 (very low).

Age and Sex of Residents in zip code 49740
Zip code 49740 (Harbor Springs, Michigan) real estate house value trends
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Real estate property taxes paid for housing units in 2013:
This zip code:

1.1% ($2,487)
Michigan:

1.8% ($2,090)
Median real estate property taxes paid for housing units with mortgages in 2013: $2,509 (1.2%)
Median real estate property taxes paid for housing units with no mortgage in 2013: $2,449 (1.0%)

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Males: 3,374  (49.0%)
Females: 3,510  (51.0%)

For population 25 years and over in 49740:

For population 15 years and over in 49740:

Zip code 49740 compared to state average:

  • Median house value above state average.
  • Black race population percentage significantly below state average.
  • Hispanic race population percentage significantly below state average.
  • Median age significantly above state average.
  • Foreign-born population percentage significantly below state average.
  • Renting percentage significantly below state average.
  • Percentage of population with a bachelor's degree or higher above state average.
  • Races in zip code 49740

  • Zip code 49740 races chart
    • 6,583White population
    • 23Black population
    • 220American Indian population
    • 19Asian population
    • 1Native Hawaiian and Other Pacific Islander population
    • 4Some other race population
    • 118Two or more races population
    • 74Hispanic or Latino population

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49740, MI forum
Recent posts about zip code 49740 area on our local forum with over 1,800,000 registered users:
Pics of Spectacular Michigan  (2177 replies)
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100% rural population.

Estimated median house/condo value in 2013: $225,100
49740:

$225,100
Michigan:

$117,500



According to our research of Michigan and other state lists there were 10 registered sex offenders living in 49740 zip code as of September 04, 2015.
The ratio of number of residents in zip code 49740 to the number of sex offenders is 592 to 1.


Median resident age:
This zip code:

52.1 years
Michigan median age:

39.6 years
Average household size:
This zip code:

2.3 people
Michigan:

2.5 people

Averages for the 2012 tax year for zip code 49740, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $84,879 (Individual Income Tax Returns)
Here:

$84,879
State:

$55,609

Salary/wage: $47,925 (reported on 74.4% of returns)
Here:

$47,925
State:

$46,782
(% of AGI for various income ranges: 64.0% for AGIs below $25k, 68.0% for AGIs $25k-50k, 61.5% for AGIs $50k-75k, 55.6% for AGIs $75k-100k, 48.9% for AGIs $100k-200k, 26.1% for AGIs over 200k)

Taxable interest for individuals: $3,295 (reported on 44.6% of returns)
This zip code:

$3,295
Michigan:

$1,491
(% of AGI for various income ranges: 1.9% for AGIs below $25k, 0.9% for AGIs $25k-50k, 2.0% for AGIs $50k-75k, 1.0% for AGIs $75k-100k, 1.2% for AGIs $100k-200k, 2.2% for AGIs over 200k)

Ordinary dividends: $16,804 (reported on 31.6% of returns)
Here:

$16,804
State:

$6,225
(% of AGI for various income ranges: 4.0% for AGIs below $25k, 2.8% for AGIs $25k-50k, 3.2% for AGIs $50k-75k, 3.8% for AGIs $75k-100k, 4.7% for AGIs $100k-200k, 8.8% for AGIs over 200k)

Net capital gain/loss in AGI: +$45,731 (reported on 28.2% of returns)
Here:

+$45,731
State:

+$9,326
(% of AGI for various income ranges: 0.3% for AGIs $25k-50k, 0.5% for AGIs $50k-75k, 1.6% for AGIs $75k-100k, 2.5% for AGIs $100k-200k, 30.0% for AGIs over 200k)

Profit/loss from business: +$21,712 (reported on 21.7% of returns)
Here:

+$21,712
State:

+$11,523
(% of AGI for various income ranges: 10.7% for AGIs below $25k, 6.0% for AGIs $25k-50k, 5.0% for AGIs $50k-75k, 5.6% for AGIs $75k-100k, 5.4% for AGIs $100k-200k, 5.1% for AGIs over 200k)

Taxable individual retirement arrangement distribution: $24,796 (reported on 18.3% of returns)
49740:

$24,796
Michigan:

$15,298
(% of AGI for various income ranges: 4.4% for AGIs below $25k, 4.0% for AGIs $25k-50k, 5.1% for AGIs $50k-75k, 6.4% for AGIs $75k-100k, 9.9% for AGIs $100k-200k, 3.7% for AGIs over 200k)

Self-employment retirement plans: $27,550 (reported on 1.0% of returns)
49740:

$27,550
Michigan:

$20,834

Total itemized deductions: $29,997 (18% of AGI, reported on 38.1% of returns)
Here:

$29,997
State:

$21,628

Here:

17.7% of AGI
State:

18.4% of AGI
(% of AGI for various income ranges: 18.6% for AGIs below $25k, 14.8% for AGIs $25k-50k, 15.1% for AGIs $50k-75k, 14.4% for AGIs $75k-100k, 15.7% for AGIs $100k-200k, 11.3% for AGIs over 200k)

Charity contributions: $5,922 (reported on 32.9% of returns)
Here:

$5,922
State:

$4,225
(% of AGI for various income ranges: 1.0% for AGIs below $25k, 1.2% for AGIs $25k-50k, 1.6% for AGIs $50k-75k, 1.7% for AGIs $75k-100k, 2.1% for AGIs $100k-200k, 3.0% for AGIs over 200k)

Taxes paid: $11,154 (reported on 38.1% of returns)
49740:

$11,154
State:

$8,327
(% of AGI for various income ranges: 3.3% for AGIs below $25k, 3.8% for AGIs $25k-50k, 4.3% for AGIs $50k-75k, 4.9% for AGIs $75k-100k, 6.1% for AGIs $100k-200k, 5.1% for AGIs over 200k)

Earned income credit: $1,773 (reported on 11.5% of returns)
Here:

$1,773
State:

$2,306
(% of AGI for various income ranges: 3.2% for AGIs below $25k, 0.9% for AGIs $25k-50k)

Averages for the 2004 tax year for zip code 49740, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $64,623 (Individual Income Tax Returns)
Here:

$64,623
State:

$48,204

Salary/wage: $41,089 (reported on 76.9% of returns)
Here:

$41,089
State:

$42,791
(% of AGI for various income ranges: 105.8% for AGIs below $10k, 67.2% for AGIs $10k-25k, 70.2% for AGIs $25k-50k, 65.2% for AGIs $50k-75k, 62.5% for AGIs $75k-100k, 34.9% for AGIs over 100k)

Taxable interest for individuals: $4,202 (reported on 56.6% of returns)
This zip code:

$4,202
Michigan:

$1,725
(% of AGI for various income ranges: 10.2% for AGIs below $10k, 3.5% for AGIs $10k-25k, 2.2% for AGIs $25k-50k, 2.2% for AGIs $50k-75k, 1.9% for AGIs $75k-100k, 4.6% for AGIs over 100k)

Taxable dividends: $9,269 (reported on 37.3% of returns)
Here:

$9,269
State:

$3,420
(% of AGI for various income ranges: 13.3% for AGIs below $10k, 3.4% for AGIs $10k-25k, 2.5% for AGIs $25k-50k, 3.9% for AGIs $50k-75k, 3.5% for AGIs $75k-100k, 6.7% for AGIs over 100k)

Net capital gain/loss: +$23,077 (reported on 33.2% of returns)
Here:

+$23,077
State:

+$8,532
(% of AGI for various income ranges: -3.7% for AGIs below $10k, 1.2% for AGIs $10k-25k, 1.0% for AGIs $25k-50k, 1.9% for AGIs $50k-75k, 3.8% for AGIs $75k-100k, 19.4% for AGIs over 100k)

Profit/loss from business: +$18,335 (reported on 21.4% of returns)
Here:

+$18,335
State:

+$9,547
(% of AGI for various income ranges: 5.6% for AGIs below $10k, 7.8% for AGIs $10k-25k, 7.7% for AGIs $25k-50k, 5.1% for AGIs $50k-75k, 6.5% for AGIs $75k-100k, 5.8% for AGIs over 100k)

IRA payment deduction: $3,103 (reported on 3.8% of returns)
49740:

$3,103
Michigan:

$2,875
(% of AGI for various income ranges: 0.3% for AGIs $10k-25k, 0.5% for AGIs $25k-50k, 0.3% for AGIs $50k-75k, 0.2% for AGIs $75k-100k, 0.1% for AGIs over 100k)

Self-employed pension: $21,556 (reported on 1.5% of returns)
Here:

$21,556
Michigan:

$13,826

Total itemized deductions: $24,168 (21% of AGI, reported on 43.2% of returns)
Here:

$24,168
State:

$18,509

Here:

21.0% of AGI
State:

20.7% of AGI
(% of AGI for various income ranges: 39.7% for AGIs below $10k, 19.1% for AGIs $10k-25k, 16.4% for AGIs $25k-50k, 19.2% for AGIs $50k-75k, 16.9% for AGIs $75k-100k, 14.4% for AGIs over 100k)

Charity contributions deductions: $3,946 (3% of AGI, reported on 38.1% of returns)
Here:

$3,946
State:

$3,365

Here:

3.2% of AGI
State:

3.6% of AGI
(% of AGI for various income ranges: 1.8% for AGIs below $10k, 1.7% for AGIs $10k-25k, 1.4% for AGIs $25k-50k, 2.2% for AGIs $50k-75k, 1.9% for AGIs $75k-100k, 2.7% for AGIs over 100k)

Total tax: $12,401 (reported on 75.4% of returns)
49740:

$12,401
State:

$7,691
(% of AGI for various income ranges: 4.1% for AGIs below $10k, 4.6% for AGIs $10k-25k, 6.9% for AGIs $25k-50k, 8.2% for AGIs $50k-75k, 10.3% for AGIs $75k-100k, 19.5% for AGIs over 100k)

Earned income credit: $1,379 (reported on 8.8% of returns)
Here:

$1,379
State:

$1,737

Percentage of individuals using paid preparers for their 2004 taxes: 64.4%
Here:

64%
State:

60%
(% for various income ranges: 53.3% for AGIs below $10k, 63.0% for AGIs $10k-25k, 63.5% for AGIs $25k-50k, 67.3% for AGIs $50k-75k, 64.2% for AGIs $75k-100k, 83.2% for AGIs over 100k)

Estimated median household income in 2013:
This zip code:

$63,517
Michigan:

$48,273
Harbor Springs, MI (49740) map Nearest zip codes: 49769, 49722, 49764, 49770, 49755, 49706.
Percentage of family households:
This zip code:

45.7%
Michigan:

49.0%
Percentage of households with unmarried partners:
This zip code:

3.8%
Michigan:

6.4%
Likely homosexual households (counted as self-reported same-sex unmarried-partner households)

Household received Food Stamps/SNAP in the past 12 months: 228
Household did not receive Food Stamps/SNAP in the past 12 months: 2,767


Women who had a birth in the past 12 months: 31 (29 now married, 2 unmarried)
Women who did not have a birth in the past 12 months: 1,183 (633 now married, 550 unmarried)


Housing units in zip code 49740 with a mortgage: 1,575 (59 second mortgage, 360 home equity loan, 3 both second mortgage and home equity loan)
Houses without a mortgage: 1,053

Median monthly owner costs for units with a mortgage: $1,504
Median monthly owner costs for units without a mortgage: S555

Residents with income below the poverty level in 2013:
This zip code:

9.3%
Whole state:

17.0%
Residents with income below 50% of the poverty level in 2013:
This zip code:

4.8%
Whole state:

9.1%
Median number of rooms in houses and condos:
Here:

6.5
State:

6.4
Median number of rooms in apartments:
Here:

4.8
State:

4.5
  • Notable locations in this zip code not listed on our city pages

  • Click to draw/clear zip code borders
  • Notable locations in zip code 49740: Ryans Corners (A), Beckons Corners (B), Johnsons Corners (C), Harbor Highlands Ski Club (D), Boyne Highlands Ski Area (E), Chestnut Valley Golf Club (F), Wequetonsing Golf Club (G), True North Golf Club (H), Harbor Point Golf Course (I), Birchwood Farm Golf and Country Club (J), Boyne Highlands Golf Course (K), Harbor Point Lighthouse (L), Little Traverse Bay Golf Club (M), Lakeshore Campground (N), Nubs Nob Ski Area (O), Little Traverse Light (P), Readmond / Friendship / Cross Village Fire and Rescue (Q), Allied Emergency Medical Services Systems (R), Blackbird Museum (S), Harbor Springs Police Department (T). Display/hide their locations on the map

    Churches in zip code 49740 include: Holy Cross Church (A), Stutsmanville Chapel (B), Holy Childhood Church (C), Saint Johns Episcopal Church (D), Main Street Baptist Church (E), United Methodist Church (F), Shepherd in the Pines Lutheran Church (G), First Presbyterian Church (H), Harbor Springs Wesleyan Church (I). Display/hide their locations on the map

    Cemeteries: Readmond Township Cemetery (1), Frienship Township Cemetery (2), Indian Cemetery (3), Starr Cemetery (4), Holy Cross Cemetery (5), Lakeview Cemetery (6), Beran Baptist Cemetery (7). Display/hide their locations on the map

    Lakes and swamps: Four Lakes (A), Pleasant View Swamp (B). Display/hide their locations on the map

    Creeks: Wycamp Creek (A), Sanford Creek (B), Fivemile Creek (C). Display/hide their locations on the map

    Parks in zip code 49740 include: Zorn Park (1), Josephine Ford Park (2), Zoll Street Park (3), Holy Childhood of Jesus School Historical Marker (4), Ephraim Shay Historical Marker (5), Andrew J Blackbird House Historical Marker (6), Kosequat Park (7), Harbor Springs Kiwanis Winter Park (8), Port of Cross Village Park (9). Display/hide their locations on the map

Year house built

  • 02010 or later
  • 8022000 to 2009
  • 1,4251990 to 1999
  • 1,0611980 to 1989
  • 7441970 to 1979
  • 5731960 to 1969
  • 4201950 to 1959
  • 1761940 to 1949
  • 9671939 or earlier

Zip code 49740 satellite photo by USGS

Owner-occupied Renter-occupied

Bedrooms in owner-occupied houses and condos in Harbor Springs, MI (49740)

  • 7no bedroom
  • 871 bedroom
  • 4752 bedrooms
  • 1,2883 bedrooms
  • 5844 bedrooms
  • 1875+ bedrooms

Bedrooms in renter-occupied apartments in Harbor Springs, MI (49740)

  • 0no bedroom
  • 711 bedroom
  • 1362 bedrooms
  • 1173 bedrooms
  • 204 bedrooms
  • 235+ bedrooms
Owner-occupied Renter-occupied

Cars and other vehicles available in Harbor Springs, MI (49740) in owner-occupied houses/condos

  • 63no vehicle
  • 7061 vehicle
  • 1,2412 vehicles
  • 3703 vehicles
  • 1904 vehicles
  • 585+ vehicles

Cars and other vehicles available in Harbor Springs, MI (49740) in renter-occupied apartments

  • 64no vehicle
  • 1881 vehicle
  • 892 vehicles
  • 233 vehicles
  • 04 vehicles
  • 35+ vehicles

Median gross rent in 2013: $858.


Median price asked for vacant for-sale houses and condos in 2013: $359,893.

Estimated median house (or condo) value in 2013 for:


Estimated median house or condo value in 2013: $225,100
49740:

$225,100
Michigan:

$117,500
Lower value quartile - upper value quartile: $151,300 - $371,100

Mean price in 2013:

Detached houses: $351,283
Here:

$351,283
State:

$159,597

Townhouses or other attached units: $306,639
Here:

$306,639
State:

$138,735

In 2-unit structures: $290,455
Here:

$290,455
State:

$89,877

In 3-to-4-unit structures: $356,000
Here:

$356,000
State:

$110,373

In 5-or-more-unit structures: $228,112
Here:

$228,112
State:

$119,825

Mobile homes: $44,633
Here:

$44,633
State:

$33,033

Owners and renters by unit type in %

Breakdown of mean house values by ages of householders

Housing units in structures:


Unemployment: 9.5%

Percentage of zip code residents living and working in this county: 89.1%

Household type by relationship:

Households: 6,778

Size of family households: 1,297 2-persons, 350 3-persons, 304 4-persons, 127 5-persons, 21 6-persons, 11 7-or-more-persons

Size of nonfamily households: 777 1-person, 105 2-persons, 3 5-persons

904 married couples with children.
310 single-parent households (90 men, 220 women).

95.5% of residents of 49740 zip code speak English at home.
1.2% of residents speak Spanish at home (77% very well, 6% well, 17% not well).
2.0% of residents speak other Indo-European language at home (92% very well, 5% well, 2% not well, 2% not at all).
0.4% of residents speak Asian or Pacific Island language at home (37% very well, 63% well).
0.9% of residents speak other language at home (78% very well, 22% well).

Foreign born population: 156 (2.3%)
(59.6% of them are naturalized citizens)
This zip code:

2.3%
Whole state:

6.2%

Most common places of birth for the foreign-born residents

  • 27%Germany
  • 23%Canada
  • 6%England
  • 5%Russia
  • 4%France
  • 4%Ukraine
  • 4%Oceania, n.e.c.

Most common first ancestries reported in 49740 (%)

  • 20%German
  • 12%English
  • 9%Other groups
  • 8%Irish
  • 7%Polish
  • 6%American
  • 4%Italian

Year of entry for the foreign-born population

  • 52010 or later
  • 512000 to 2009
  • 141990 to 1999
  • 108Before 1990

Facilities with environmental interests located in this zip code:

Fire-safe hotels and motels in zip code 49740:

All 2 fire-safe hotels and motels in zip code 49740

Zip code 49740 marital status for males
Zip code 49740 marital status for females

Housing units lacking complete plumbing facilities: 1.2%
Housing units lacking complete kitchen facilities: 1.5%

Most commonly used house heating fuel

  • 57%Utility gas
  • 23%Bottled, tank, or LP gas
  • 12%Wood
  • 4%Electricity
  • 3%Fuel oil, kerosene, etc.
  • 1%Other fuel

Population in 1990: 5,473. Population change in the 1990s: +1,856 (+33.9%).

Place of birth for U.S.-born residents:


57% of the 49740 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 50% lived in this county.
   Out of people who lived in different counties, 50% lived in Michigan.

93% of the 49740 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 45% moved from this county.
   Out of people who lived in different houses, 34% moved from different county within same state.
   Out of people who lived in different houses, 18% moved from different state.
   Out of people who lived in different houses, 3% moved from abroad.

Year Householders Moved Into Unit

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 62
Here:

9.7%
Michigan:

10.2%
Students in private schools in grades 9 to 12 (high school): 29
Here:

9.0%
Michigan:

8.6%
Students in private undergraduate colleges: 22
Here:

9.1%
Michigan:

14.1%

Educational Attainment (%)

School Enrollment by Level of School (%)

Class of Workers (%)

Occupation by median earnings in the past 12 months ($)

  • 94,500Legal occupations
  • 72,841Management occupations
  • 65,357Life, physical, and social science occupations
  • 62,857Law enforcement workers including supervisors
  • 61,667Computer and mathematical occupations
  • 58,000Health diagnosing and treating practitioners and other technical occupations

Companies with federal contracts located in this zip code:

Top industries in this zip code by the number of employees in 2005:


Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)

Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)

Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninstitutionalized)

People in group quarters in 2010:

  • 119 people in nursing facilities/skilled-nursing facilities

People in group quarters in 2000:

  • 134 people in state prisons
  • 102 people in nursing homes
  • 7 people in religious group quarters
  • 2 people in other group homes
  • 2 people in agriculture workers' dormitories on farms

Fatal accident statistics in 2010:

  • Fatal accident count: 4
  • Vehicles involved in fatal accidents: 5
  • Fatal accidents caused by drunken drivers: 0
  • Fatalities: 4
  • Persons involved in fatal accidents: 6
  • Pedestrians involved in fatal accidents: 0
Most common first names in zip code 49740 among deceased individuals
NameCountLived (average)
Robert4174.1 years
John4172.0 years
William3873.2 years
Mary3379.4 years
James3073.0 years
George2877.8 years
Margaret2579.1 years
Helen2582.7 years
Charles2380.0 years
Anna2085.9 years
Most common last names in zip code 49740 among deceased individuals
Last nameCountLived (average)
Smith2877.8 years
Brown1375.7 years
Johnston1273.9 years
Ward1082.6 years
Clark976.0 years
Allerding980.6 years
Keller975.5 years
Young877.1 years
Johnson877.5 years
Wright880.3 years
Businesses in zip code 49740
NameCountNameCount
Ace Hardware1Nike2
Best Western1U-Haul1
Curves1UPS3
FedEx3

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