Estimated median household income in 2007: $88,944
| This zip code: | $88,944 | | Minnesota: | $55,802 |
Nearest zip codes: 55126, 55110, 55117, 55109, 55113, 55014.
Housing units in zip code 55127 with a mortgage: 4,312 (477 second mortgage, 855 home equity loan, 39 both second mortgage and home equity loan)
Houses without a mortgage: 714
Median monthly owner costs for units with a mortgage: $1,980
Median monthly owner costs for units without a mortgage: $778
Residents with income below the poverty level in 2007:
| This zip code: | 2.0% | | Whole state: | 9.5% |
Residents with income below 50% of the poverty level in 2007:
| This zip code: | 0.9% | | Whole state: | 3.9% |
Median number of rooms in houses and condos:
| Here: | 7.3 | | State: | 6.6 |
Median number of rooms in apartments:
| Here: | 4.5 | | State: | 3.7 |
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Click to draw/clear zip code borders
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Notable locations in this zip code not listed on our city pages:
Tourist attractions (not listed on the city page) : Czech & Slovak Heritage Tours Inc. (4219 Thornhill Lane), Cruiseone (107 White Oaks Lane), Creative Tours (Tours & Charters; 12 Willow Road).
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Year house built: |
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- 1999 to March 2000: 90
- 1995 to 1998: 622
- 1990 to 1994: 977
- 1980 to 1989: 2,481
- 1970 to 1979: 1,219
- 1960 to 1969: 393
- 1950 to 1959: 441
- 1940 to 1949: 88
- 1939 or earlier: 123
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Bedrooms in owner-occupied houses in North Oaks, MN (55127): |
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- no bedroom: 9
- 1 bedrooms: 98
- 2 bedrooms: 1,416
- 3 bedrooms: 2,204
- 4 bedrooms: 1,631
- 5 or more bedrooms: 473
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Bedrooms in renter-occupied apartments and housing units: |
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- no bedroom: 0
- 1 bedrooms: 126
- 2 bedrooms: 224
- 3 bedrooms: 104
- 4 bedrooms: 6
- 5 or more bedrooms: 15
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Vehicles available in 55127 zip code in owner-occupied houses/condos: |
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- no vehicle: 159
- 1 vehicle: 1,334
- 2 vehicles: 2,888
- 3 vehicles: 1,140
- 4 vehicles: 260
- 5 or more vehicles: 50
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Vehicles available in renter-occupied apartments: |
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- no vehicle: 42
- 1 vehicle: 265
- 2 vehicles: 144
- 3 vehicles: 24
- 4 vehicles: 0
- 5 or more vehicles: 0
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Estimated household income distribution in 2007:

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Estimate of home value of owner-occupied houses/condos in 2007 in zip code 55127:
- Less than $10,000: 90
- $10,000 to $14,999: 45
- $15,000 to $19,999: 42
- $20,000 to $24,999: 36
- $25,000 to $29,999: 23
- $30,000 to $34,999: 13
- $35,000 to $39,999: 8
- $40,000 to $49,999: 9
- $50,000 to $59,999: 8
- $60,000 to $69,999: 18
- $70,000 to $79,999: 9
- $80,000 to $89,999: 5
- $90,000 to $99,999: 25
- $100,000 to $124,999: 148
- $125,000 to $149,999: 296
- $150,000 to $174,999: 471
- $175,000 to $199,999: 465
- $200,000 to $249,999: 1,041
- $250,000 to $299,999: 898
- $300,000 to $399,999: 885
- $400,000 to $499,999: 628
- $500,000 to $749,999: 944
- $750,000 to $999,999: 389
- $1,000,000 or more: 482
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Rent paid by renters in 2007 in zip code 55127:
- $300 to $349: 11
- $450 to $499: 6
- $500 to $549: 13
- $550 to $599: 16
- $600 to $649: 40
- $650 to $699: 35
- $700 to $749: 132
- $750 to $799: 75
- $800 to $899: 142
- $900 to $999: 156
- No cash rent: 42
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Median price asked for vacant for-sale houses and condos in 2007: $248,687.
Estimated median house (or condo) value in 2007 for: - White Non-Hispanic householders: $313,617
- Black or African American householders: $197,141
- American Indian or Alaska Native householders: $293,903
- Asian householders: $406,943
- Some other race householders: $356,663
- Two or more races householders: $316,511
- Hispanic or Latino householders: $269,486
Estimated median house or condo value in 2007: $283,975 (it was $159,500 in 2000)
| 55127: | $283,975 | | Minnesota: | $213,600 |
Lower value quartile - upper value quartile: $526,437 - $1,090,904
Mean price in 2007:
Detached houses: $512,159| Here: | $512,159 | | State: | $270,059 |
Townhouses or other attached units: $221,459| Here: | $221,459 | | State: | $220,268 |
In 2-unit structures: $368,829| Here: | $368,829 | | State: | $280,233 |
In 3-to-4-unit structures: $142,849| Here: | $142,849 | | State: | $204,358 |
In 5-or-more-unit structures: $175,172| Here: | $175,172 | | State: | $190,214 |
Mobile homes: $15,994| Here: | $15,994 | | State: | $34,666 |
Owners and renters by unit type in %
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Breakdown of mean house values by ages of householders
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Housing units in structures:
- One, detached: 4,308
- One, attached: 1,173
- Two: 32
- 3 or 4: 122
- 5 to 9: 280
- 10 to 19: 16
- 20 to 49: 46
- 50 or more: 196
- Mobile homes: 261

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Means of transportation to work
- Drove a car alone: 8,043 (86%)
- Carpooled: 633 (7%)
- Bus or trolley bus: 152 (2%)
- Subway or elevated: 9 (0%)
- Bicycle: 7 (0%)
- Walked: 53 (1%)
- Other means: 18 (0%)
- Worked at home: 460 (5%)
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Travel time to work
- Less than 5 minutes: 125
- 5 to 9 minutes: 699
- 10 to 14 minutes: 1035
- 15 to 19 minutes: 1562
- 20 to 24 minutes: 1920
- 25 to 29 minutes: 932
- 30 to 34 minutes: 1409
- 35 to 39 minutes: 273
- 40 to 44 minutes: 315
- 45 to 59 minutes: 411
- 60 to 89 minutes: 142
- 90 or more minutes: 92
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Percentage of zip code residents living and working in this county: 64.8%
Household type by relationship
Households: 16,974
- In family households: 14,996 (3,976 male householders, 778 female householders)
4,193 spouses, 5,753 children (5,347 natural, 172 adopted, 234 stepchildren), 55 grandchildren, 84 brothers or sisters, 48 parents, 49 other relatives, 60 non-relatives
- In nonfamily households: 1,978 (618 male householders (432 living alone)), 1,029 female householders (923 living alone)), 331 nonrelatives
- In group quarters: 132 (0 institutionalized population)
Size of family households: 1,887 2-persons, 985 3-persons, 1,224 4-persons, 479 5-persons, 155 6-persons, 24 7-or-more-persons.
Size of nonfamily households: 1,355 1-person, 264 2-persons, 7 3-persons, 17 4-persons, 4 5-persons.
3,916 married couples with children.
567 single-parent households (124 men, 443 women).
92.4% of residents of 55127 zip code speak English at home.
1.2% of residents speak Spanish at home (85% very well, 4% well, 11% not well).
3.5% of residents speak other Indo-European language at home (80% very well, 12% well, 9% not well).
2.5% of residents speak Asian or Pacific Island language at home (67% very well, 25% well, 4% not well, 3% not at all).
0.4% of residents speak other language at home (53% very well, 47% well).
Foreign born population: 967 (5.7%)
(61.0% of them are naturalized citizens)
| This zip code: | 5.7% | | Whole state: | 5.3% |
Most common places of birth for the foreign-born residents:
- India (11%)
- Pakistan (10%)
- Canada (9%)
- China, excluding Hong Kong and Taiwan (9%)
- Laos (7%)
- Cambodia (5%)
- Korea (5%)
Year of entry for the foreign-born population |
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- 1995 to March 2000: 138
- 1990 to 1994: 119
- 1985 to 1989: 124
- 1980 to 1984: 168
- 1975 to 1979: 111
- 1970 to 1974: 87
- 1970 to 1974: 85
- 1965 to 1969: 135
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White population: 15,728
Black population: 162
American Indian population: 60
Asian population: 758
Native Hawaiian and Other Pacific Islander population: 1
Some other race population: 70
Two or more races population: 200

First ancestries reported:
|  German: 4418 |
|  Norwegian: 1701 |
|  Irish: 1534 |
|  Swedish: 1481 |
|  Other groups: 1129 |
|  English: 610 |
|  Polish: 608 |
|  Italian: 592 |
|  United States or American: 529 |
|  French (except Basque): 367 |
|  French Canadian: 242 |
|  European: 227 |
|  Danish: 222 |
|  Finnish: 208 |
|  Dutch: 164 |
|  Scottish: 145 |
|  Czech: 119 |
|  Scandinavian: 118 |
|  Scotch-Irish: 97 |
|  Russian: 91 |
|  Czechoslovakian: 73 |
|  Subsaharan African:: 71 |
|  Austrian: 69 |
|  Iranian: 61 |
|  Swiss: 55 |
|  Welsh: 50 |
|  Arab:: 47 |
|  Northern European: 46 |
|  Lebanese: 39 |
|  Canadian: 39 |
|  African: 38 |
|  Belgian: 37 |
|  Ukrainian: 34 |
|  Turkish: 26 |
|  Croatian: 25 |
|  Latvian: 23 |
|  Hungarian: 21 |
|  British: 21 |
|  Ethiopian: 19 |
|  Yugoslavian: 18 |
|  Greek: 16 |
|  Slovene: 14 |
|  Other Subsaharan African: 14 |
|  Serbian: 10 |
|  Eastern European: 8 |
|  Slavic: 8 |
|  Moroccan: 8 |
|  Slovak: 7 |
|  Brazilian: 6 |
Major facitilies with environmental interests located in this zip code:
- AALFA FAMILY PRACTICE (4520 CENTERVILLE RD # SITEC in SAINT PAUL, MN)
STATE MASTER (Minnesota Pollution Control Agency permits and compilance tracking) - RCRAINFO-MN0000831115, NOT IN A UNIVERSE, RCRIS-MN0000831115, CESQG
(Resource Conservation and Recovery Act (tracking hazardous waste))
Business SIC classification: OFFICES AND CLINICS OF DOCTORS OF MEDICINE
Business NAICS classification: OFFICES OF PHYSICIANS (EXCEPT MENTAL HEALTH SPECIALISTS).
- NORTH OAKS CHIROPRACTIC CLINIC (700 VILLAGE CTR DR STE 125 in NORTH OAKS, MN)
STATE MASTER (Minnesota Pollution Control Agency permits and compilance tracking) - RCRAINFO-MN0000005090, CESQG, RCRIS-MN0000005090,
(Resource Conservation and Recovery Act (tracking hazardous waste))
Business SIC classification: HEALTH AND ALLIED SERVICES
- GML INC (500 OAK GROVE PKWY in VADNAIS HEIGHTS, MN)
STATE MASTER (Minnesota Pollution Control Agency permits and compilance tracking) - RCRAINFO-MND982419632, SQG, RCRIS-MND982419632,
(Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: IMMEDIA INC (CONTACT/OWNER)
- ADVANCE FAMILY DENTAL (925 E COUNTY RD E in VADNAIS HEIGHTS, MN)
STATE MASTER (Minnesota Pollution Control Agency permits and compilance tracking) - RCRIS-MNR000114850, CESQG
Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste))
Business SIC classification: OFFICES AND CLINICS OF DENTISTS
Business NAICS classification: OFFICES OF DENTISTS.
Organizations: DR. PAUL K. ZOLLINGER (CONTACT/OPERATOR)
- APPLIED EPI INC (4900 CONSTELLATION DR in SAINT PAUL, MN)
STATE MASTER (Minnesota Pollution Control Agency permits and compilance tracking) - PCS-MNG250093, National Pollutant Discharge Elimination System Permit, RCRIS-MNS000104232, CESQG
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Business SIC classification: SPECIAL INDUSTRY MACHINERY; SEMICONDUCTORS AND RELATED DEVICES
Business NAICS classification: SEMICONDUCTOR MACHINERY MANUFACTURING.
Organizations: VEECO COMPOUND SEMICONDUCTOR INC (CONTACT/OWNER)
Alternative names: CHORUS CORP, CHORUS CORP EPI, EPI PRODUCTS GROUP
- NORTH OAKS GOLF CLUB INC (54 E OAKS RD in NORTH OAKS, MN)
STATE MASTER (Minnesota Pollution Control Agency permits and compilance tracking) - RCRAINFO-MND086574860, CESQG, RCRIS-MND086574860,
Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Business SIC classification: MEMBERSHIP SPORTS AND RECREATION CLUBS
Organizations: NORTH OAKS GOLF INC (CONTACT/OWNER)
- GPC CONTRACTORS (328 BANKERS DR in VADNAIS HEIGHTS, MN)
STATE MASTER (Minnesota Pollution Control Agency permits and compilance tracking) - RCRAINFO-MNR000052944, CESQG, RCRIS-MNR000052944,
(Resource Conservation and Recovery Act (tracking hazardous waste))
- GARCEAUS HARDWARE AND POWER EQUIP (3429 CENTERVILLE RD in VADNAIS HEIGHTS, MN)
STATE MASTER (Minnesota Pollution Control Agency permits and compilance tracking) - RCRAINFO-MND985710524, HAZARDOUS WASTE PROGRAM, RCRIS-MND985710524,
Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Organizations: GARCEAU DAVE (CONTACT/OWNER)
, GARCEAUS HARDWARE & POWER EQUIPMENT (CONTACT/OWNER)
Alternative names: GARCEAUS HARDWARE& POWER EQUIPMENT
- HEALTHEAST VADNAIS HEIGHTS (1055 CENTERVILLE CIRCLE in VADNAIS HEIGHTS, MN)
STATE MASTER (Minnesota Pollution Control Agency permits and compilance tracking) - RCRIS-MNR000110015, CESQG
Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
- ENDODONTIC ASSOCIATES LTD - NORTH OAKS (700 VILLAGE CENTER DR STE 150 in NORTH OAKS, MN)
STATE MASTER (Minnesota Pollution Control Agency permits and compilance tracking) - RCRAINFO-MNR000004564, CESQG, RCRIS-MNR000004564,
Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Organizations: ENDODONTIC ASSOC LTD (CONTACT/OWNER)
Alternative names: ENDODONTIC ASSOC LTD
- PAINTWORKS INC THE (1090 S BIRCH LAKE BLVD 47 in VADNAIS HEIGHTS, MN)
(Resource Conservation and Recovery Act (tracking hazardous waste))
- GEMINI REEFER SERVICE (4418 ROSEBRIAR AVE in VADNAIS HEIGHTS, MN)
(Resource Conservation and Recovery Act (tracking hazardous waste))
- GORMAN STEVEN A DDS PA (700 VILLAGE CENTER DR STE 100 in NORTH OAKS, MN)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Median worth of mobile homes: $13,510
Housing units lacking complete plumbing facilities: 1%
Housing units lacking complete kitchen facilities: 0%
Most commonly used house heating fuel: |
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- Utility gas (90%)
- Electricity (7%)
- Fuel oil, kerosene, etc. (1%)
- Bottled, tank, or LP gas (1%)
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Place of birth for U.S.-born residents:
- This state: 12291
- Northeast: 409
- Midwest: 2496
- South: 386
- West: 422
66% of the 55127 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 60% lived in this county.
Out of people who lived in different counties, 65% lived in Minnesota.
Population in 1990: 14,628. Population change in the 1990s: +2,351 (+16.1%).
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 365
| Here: | 16.8% | | Minnesota: | 11.7% |
Students in private schools in grades 9 to 12 (high school): 226
| Here: | 17.6% | | Minnesota: | 6.8% |
Students in private undergraduate colleges: 135
| Here: | 24.3% | | Minnesota: | 24.6% |
School Enrollment by Level of School
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Companies with federal contracts located in this zip code:
- VEECO ST PAUL (4900 CONSTELLATION DRIVE in SAINT PAUL, MN; small business): $2,261,868 in 51 contracts from 1999 to 2006
Contracts for Maintenance, Repair or Alteration of Real Property -- Ship Construction and Repair Facilities, Laboratory Equipment and Supplies, Other Defense -- Applied Research and Exploratory Development (R&D), Electrical and Electronic Properties Measuring and Testing Instruments, and more by NASA, National Institute of Standards and Technology, Navy, Army, and others Signed by year: 2000: $244,039; 2001: $182,083; 2002: $197,840; 2003: $21,200; 2004: $1,333,686; 2005: $162,191; 2006: $71,990.
Biggest contracts:
$1,246,758 with NASA for Maintenance, Repair or Alteration of Real Property -- Ship Construction and Repair Facilities. Signed on 2004-07-01. Completion date: 2005-02-23.
$196,000 with National Institute of Standards and Technology for Laboratory Equipment and Supplies. Signed on 2000-03-15. Completion date: 2000-06-15.
$69,575 with Navy for Other Defense -- Applied Research and Exploratory Development (R&D). Signed on 2001-03-01. Completion date: 2001-07-27.
$51,708 with Army for Laboratory Equipment and Supplies. Signed on 2001-05-22. Completion date: 2001-07-06.
- DRI CONSULTING (2 OTTER LANE in NORTH OAKS, MN; small business): $1,423,317 in 18 contracts from 2001 to 2006
Contracts for Program Management/Support Services, Translation and Interpreting Services(Including Sign Language), Lectures For Training, Scientific and Management Education by Army, U.S. Army Corps of Engineers - civil program financing only Signed by year: 2000: $0; 2001: $73,575; 2002: $198,680; 2003: $0; 2004: $746,086; 2005: $308,587; 2006: $96,389.
Biggest contracts:
$140,337 with Army for Program Management/Support Services. Signed on 2004-10-21. Completion date: 2005-09-30.
$140,337 with U.S. Army Corps of Engineers - civil program financing only for Program Management/Support Services. Signed on 2004-10-21. Completion date: 2005-09-30.
$136,824, same as above. Signed on 2004-01-22. Completion date: 2004-09-30.
$136,824 with Army for Program Management/Support Services. Signed on 2004-01-22. Completion date: 2004-09-30.
- ELITE MEDICAL PARTNERS (855 VILLAGE DR STE 357 in SAINT PAUL, MN; small business)
2 employees, $81000 revenue. : $158,080 in 2 contracts in 2002
$104,000 with Department of Veterans Affairs for Radiology Services. Signed on 2002-11-15. Completion date: 2003-06-15.
$54,080, same as above. Signed on 2002-11-15. Completion date: 2003-05-15.
- MOHR BARNSTORMING (178 PRIMROSE CT in VADNAIS HEIGHT, MN; small business): $24,100 in 5 contracts from 2003 to 2006
Contracts for Other Social Services, Recreational Services, Other Professional Services, Patent and Trademark Services by Air Force Signed by year: 2000: $0; 2001: $0; 2002: $0; 2003: $7,100; 2004: $7,100; 2005: $1,400; 2006: $8,500.
Biggest contracts:
$8,500 with Air Force for Other Social Services. Taking place in MO. Signed on 2005-12-12. Completion date: 2005-12-22.
$8,500 with Air Force for Recreational Services. Taking place in VA. Signed on 2006-03-07. Completion date: 2006-05-07.
$7,100 with Air Force for Other Professional Services. Taking place in MO. Signed on 2004-12-01. Completion date: 2005-07-24.
$7,100 with Air Force for Patent and Trademark Services. Taking place in TN. Signed on 2003-03-19. Completion date: 2003-07-01.
- SCHWING AMERICA INC (5900 CENTERVILLE RD in VADNAIS HEIGHT, MN; small business)
$12,690 with Army for Clay and Concrete Products Industries Machinery. Signed on 2005-09-24. Completion date: 2005-10-07.
- MOHR BARNSTORMING (178 PRIMROSE CT in SAINT PAUL, MN; small business)
$10,000 with Air Force for Recreational Services. Signed on 2006-02-22. Completion date: 2006-05-30.
- JACOBSEN REMOVAL (3696 EDGERTON STREET in SAINT PAUL, MN; small business): $9,304 in 5 contracts from 2001 to 2003
Contracts for Snow Removal/Salt Service (also spreading aggregate or other snow melting material) by Navy Signed by year: 2000: $0; 2001: $6,948; 2002: $6,942; 2003: $-4,586; 2004: $0; 2005: $0; 2006: $0.
Biggest contracts:
$7,643 with Navy for Snow Removal/Salt Service (also spreading aggregate or other snow melting material). Signed on 2002-11-04. Completion date: 2003-10-31.
$6,948, same as above. Signed on 2001-11-01. Completion date: 2002-10-31.
$0, same as above. Signed on 2001-11-01. Completion date: 2002-10-31.
$-701, same as above. Signed on 2002-10-30. Completion date: 2003-10-31.
- BUSCO ENTERPRISES, INC (4280 CENTERVILLE RD in SAINT PAUL, MN; small business): $6,915 in 2 contracts from 2004 to 2005
$4,556 with Navy for Miscellaneous Items. Signed on 2005-08-17. Completion date: 2005-08-31.
$2,359 with EPA for Motor Vehicle Maintenance and Repair Shop Specialized Equipment. Signed on 2004-10-20. Completion date: 2004-10-29.
Top industries in this zip code by the number of employees in 2005:
- Wholesale Trade: Construction and Mining (except Oil Well) Machinery and Equipment Merchant Wholesalers (500-999 employees: 1 establishment)
- Administrative and Support and Waste Management and Remediation Services: Collection Agencies (500-999: 1)
- Accommodation and Food Services: Full-Service Restaurants (50-99: 3, 20-49: 3, 10-19: 1, 5-9: 1, 1-4: 1)
- Management of Companies and Enterprises: Corporate, Subsidiary, and Regional Managing Offices (100-249: 1, 20-49: 3)
- Accommodation and Food Services: Limited-Service Restaurants (50-99: 1, 20-49: 4, 10-19: 3, 1-4: 2)
- Accommodation and Food Services: Snack and Nonalcoholic Beverage Bars (50-99: 2, 20-49: 1, 10-19: 2, 1-4: 1)
- Wholesale Trade: Medical, Dental, and Hospital Equipment and Supplies Merchant Wholesalers (100-249: 1, 1-4: 1)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
People in group quarters
- 74 people in homes for the mentally retarded
- 26 people in religious group quarters
- 20 people in other noninstitutional group quarters
- 12 people in homes for the physically handicapped
Home Mortgage Disclosure Act Aggregated Statistics For Year 2007 (Based on 4 full and 4 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 13 | $154,758 | 333 | $274,209 | 443 | $221,213 | 116 | $98,633 | 1 | $309,340 | 51 | $217,704 | 3 | $25,673 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $210,850 | 30 | $391,562 | 84 | $220,873 | 18 | $71,242 | 0 | $0 | 2 | $134,905 | 4 | $39,140 |
| APPLICATIONS DENIED | 0 | $0 | 66 | $255,975 | 207 | $236,152 | 25 | $88,873 | 0 | $0 | 20 | $312,967 | 13 | $45,438 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 49 | $402,822 | 98 | $237,522 | 13 | $112,783 | 0 | $0 | 12 | $320,662 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 6 | $161,003 | 37 | $249,991 | 3 | $34,897 | 0 | $0 | 2 | $149,895 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 4 full and 4 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 17 | $175,664 | 545 | $245,731 | 523 | $235,689 | 129 | $88,542 | 5 | $1,940,868 | 50 | $240,842 | 3 | $30,693 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $257,570 | 72 | $306,638 | 113 | $237,153 | 20 | $53,083 | 0 | $0 | 9 | $434,581 | 6 | $38,113 |
| APPLICATIONS DENIED | 0 | $0 | 154 | $362,988 | 275 | $252,552 | 27 | $125,870 | 0 | $0 | 27 | $375,350 | 7 | $43,536 |
| APPLICATIONS WITHDRAWN | 1 | $279,210 | 85 | $277,661 | 197 | $233,563 | 21 | $65,660 | 0 | $0 | 7 | $193,807 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 20 | $285,464 | 45 | $258,226 | 4 | $244,425 | 0 | $0 | 8 | $253,276 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 4 full and 4 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 30 | $148,448 | 631 | $242,933 | 824 | $222,064 | 103 | $54,340 | 3 | $71,760 | 64 | $189,363 | 5 | $26,794 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 52 | $235,826 | 111 | $163,978 | 12 | $33,873 | 0 | $0 | 4 | $196,178 | 2 | $31,205 |
| APPLICATIONS DENIED | 0 | $0 | 127 | $169,057 | 274 | $220,585 | 30 | $79,332 | 0 | $0 | 16 | $138,395 | 18 | $42,967 |
| APPLICATIONS WITHDRAWN | 5 | $176,774 | 58 | $204,906 | 280 | $249,904 | 34 | $98,232 | 0 | $0 | 7 | $151,706 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $189,390 | 21 | $153,779 | 65 | $226,951 | 12 | $54,884 | 0 | $0 | 5 | $136,692 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 4 full and 4 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 36 | $152,728 | 626 | $225,446 | 887 | $211,617 | 105 | $92,358 | 34 | $151,378 | 9 | $39,906 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 48 | $296,302 | 106 | $162,683 | 11 | $122,183 | 4 | $129,153 | 3 | $34,423 |
| APPLICATIONS DENIED | 1 | $248,730 | 49 | $191,368 | 230 | $208,599 | 24 | $66,625 | 10 | $127,809 | 15 | $35,755 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 51 | $276,724 | 260 | $222,694 | 13 | $61,970 | 10 | $106,173 | 1 | $31,560 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $181,875 | 5 | $203,954 | 58 | $260,089 | 10 | $78,124 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 4 full and 4 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 111 | $156,248 | 671 | $229,374 | 3,269 | $196,264 | 111 | $49,748 | 3 | $343,847 | 79 | $179,513 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 7 | $139,419 | 56 | $211,359 | 240 | $188,312 | 12 | $61,959 | 0 | $0 | 10 | $175,251 |
| APPLICATIONS DENIED | 3 | $237,677 | 63 | $180,885 | 304 | $202,454 | 30 | $22,628 | 0 | $0 | 6 | $198,425 |
| APPLICATIONS WITHDRAWN | 2 | $167,880 | 62 | $293,630 | 405 | $182,774 | 13 | $54,647 | 4 | $213,850 | 6 | $220,497 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 12 | $299,032 | 80 | $204,699 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2002 (Based on 4 full and 4 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 90 | $149,834 | 664 | $238,005 | 2,324 | $190,332 | 80 | $76,094 | 37 | $199,425 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 4 | $140,673 | 63 | $131,903 | 227 | $200,133 | 36 | $36,849 | 4 | $196,345 |
| APPLICATIONS DENIED | 2 | $197,215 | 47 | $150,371 | 281 | $180,354 | 27 | $25,447 | 7 | $136,533 |
| APPLICATIONS WITHDRAWN | 5 | $187,750 | 39 | $177,555 | 338 | $167,164 | 5 | $68,324 | 2 | $86,290 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 10 | $180,887 | 76 | $201,219 | 4 | $45,310 | 4 | $97,215 |
Aggregated Statistics For Year 2001 (Based on 4 full and 4 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 108 | $145,745 | 665 | $209,616 | 1,619 | $163,258 | 140 | $52,173 | 0 | $0 | 33 | $141,379 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 36 | $185,112 | 143 | $130,854 | 15 | $47,425 | 2 | $96,960 | 4 | $147,408 |
| APPLICATIONS DENIED | 2 | $167,405 | 52 | $131,544 | 217 | $145,341 | 26 | $31,024 | 0 | $0 | 7 | $186,646 |
| APPLICATIONS WITHDRAWN | 2 | $131,910 | 37 | $232,759 | 218 | $138,579 | 13 | $28,203 | 0 | $0 | 8 | $169,734 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 7 | $121,221 | 43 | $157,691 | 11 | $18,962 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2000 (Based on 4 full and 4 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 110 | $119,687 | 569 | $177,537 | 370 | $126,381 | 141 | $36,853 | 24 | $127,153 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $183,090 | 33 | $126,122 | 51 | $96,696 | 43 | $42,062 | 1 | $29,630 |
| APPLICATIONS DENIED | 2 | $129,910 | 76 | $77,973 | 135 | $89,341 | 63 | $22,587 | 3 | $161,193 |
| APPLICATIONS WITHDRAWN | 1 | $123,730 | 29 | $161,847 | 98 | $121,412 | 13 | $75,978 | 3 | $23,390 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 9 | $180,593 | 29 | $157,982 | 3 | $24,197 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 2 full and 1 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 56 | $111,283 | 287 | $161,620 | 352 | $140,595 | 82 | $31,969 | 1 | $710,390 | 9 | $107,046 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $102,830 | 13 | $127,358 | 52 | $112,816 | 12 | $46,488 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $99,790 | 30 | $90,691 | 76 | $144,287 | 19 | $30,063 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $103,780 | 19 | $218,969 | 66 | $145,978 | 4 | $51,530 | 0 | $0 | 1 | $94,680 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 5 | $131,708 | 29 | $189,140 | 3 | $68,473 | 0 | $0 | 0 | $0 |
Detailed HMDA statistics for the following Tracts:
0401.00
, 0406.01, 0406.03, 0406.04
Private Mortgage Insurance Companies Aggregated Statistics For Year 2007 (Based on 4 full and 4 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 91 | $206,246 | 53 | $209,571 | 4 | $199,225 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 15 | $180,579 | 7 | $200,247 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $195,700 | 2 | $148,915 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 2 | $209,015 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $185,600 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 4 full and 4 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 71 | $215,796 | 15 | $297,669 | 2 | $128,955 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 5 | $214,654 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 2 | $163,885 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $189,390 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 4 full and 4 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 41 | $202,823 | 25 | $215,934 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $159,110 | 6 | $440,593 | 1 | $204,540 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 2 | $180,875 | 7 | $173,449 | 1 | $359,840 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 4 | $218,360 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 4 full and 4 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 77 | $185,548 | 42 | $192,800 | 5 | $178,870 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 16 | $182,479 | 22 | $176,119 | 3 | $172,820 |
| APPLICATIONS DENIED | 0 | $0 | 2 | $107,925 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 9 | $146,532 | 12 | $186,211 | 6 | $156,583 |
| FILES CLOSED FOR INCOMPLETENESS | 3 | $159,620 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 4 full and 4 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 129 | $186,742 | 130 | $159,701 | 10 | $188,466 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 21 | $177,801 | 29 | $166,639 | 2 | $119,915 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 7 | $132,299 | 7 | $211,950 | 1 | $165,400 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $206,000 | 0 | $0 | 1 | $165,400 |
Aggregated Statistics For Year 2002 (Based on 4 full and 4 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 162 | $177,224 | 93 | $165,192 | 8 | $140,644 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 11 | $195,605 | 10 | $189,610 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 1 | $185,820 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 3 | $129,413 | 8 | $190,056 | 1 | $382,260 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 4 | $208,853 | 0 | $0 |
Aggregated Statistics For Year 2001 (Based on 4 full and 4 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 161 | $156,527 | 71 | $142,434 | 2 | $116,395 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 10 | $135,255 | 9 | $165,330 | 0 | $0 |
| APPLICATIONS DENIED | 2 | $178,875 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $209,590 | 1 | $176,760 | 1 | $209,590 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $154,840 | 1 | $219,690 | 0 | $0 |
Aggregated Statistics For Year 2000 (Based on 4 full and 4 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 143 | $143,071 | 23 | $131,961 | 2 | $143,445 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 11 | $142,652 | 3 | $104,373 | 0 | $0 |
| APPLICATIONS DENIED | 7 | $180,039 | 1 | $217,650 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $170,450 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 2 full and 1 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 76 | $126,426 | 22 | $137,069 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 6 | $142,800 | 6 | $179,168 | 1 | $133,720 |
| APPLICATIONS DENIED | 0 | $0 | 3 | $130,060 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 2 | $114,140 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $129,050 | 0 | $0 | 0 | $0 |
Detailed PMIC statistics for the following Tracts:
0401.00
, 0406.01, 0406.03, 0406.04
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
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