81520 Zip Code Detailed Profile




Cities: Clifton, CO (17.27%), Fruitvale, CO (0.05%)
County: Mesa County, CO
Estimated zip code population in 2013: 14,346
Zip code population in 2010: 13,447
Zip code population in 2000: 12,238

Houses and condos: 5,588
Renter-occupied apartments: 1,564
% of renters here:

30%
State:

35%
Mar. 2013 cost of living index in zip code 81520: 93.7 (less than average, U.S. average is 100)

Land area: 20.7 sq. mi.
Water area: 0.1 sq. mi.
Population density: 694 people per square mile 
 
 (low).

Age and Sex of Residents in zip code 81520
Zip code 81520 (Clifton, Colorado) real estate house value trends
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Real estate property taxes paid for housing units in 2013:
This zip code:

0.5% ($726)
Colorado:

0.6% ($1,479)
Median real estate property taxes paid for housing units with mortgages in 2013: $788 (0.5%)
Median real estate property taxes paid for housing units with no mortgage in 2013: $469 (0.8%)

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Males: 7,006  (48.8%)
Females: 7,340  (51.2%)

For population 25 years and over in 81520:

For population 15 years and over in 81520:

Zip code 81520 compared to state average:

  • Median household income below state average.
  • Median house value below state average.
  • Unemployed percentage above state average.
  • Black race population percentage significantly below state average.
  • Median age below state average.
  • Percentage of population with a bachelor's degree or higher significantly below state average.
  • Races in zip code 81520

  • Zip code 81520 races chart
    • 10,084White population
    • 75Black population
    • 104American Indian population
    • 62Asian population
    • 12Native Hawaiian and Other Pacific Islander population
    • 9Some other race population
    • 254Two or more races population
    • 2,847Hispanic or Latino population

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Urban population: 14,290
Rural population: 55

Estimated median house/condo value in 2013: $134,700
81520:

$134,700
Colorado:

$240,500



According to our research of Colorado and other state lists there were 26 registered sex offenders living in 81520 zip code as of September 04, 2015.
The ratio of number of residents in zip code 81520 to the number of sex offenders is 583 to 1.


Median resident age:
This zip code:

31.4 years
Colorado median age:

36.4 years
Average household size:
This zip code:

2.7 people
Colorado:

2.6 people

Averages for the 2012 tax year for zip code 81520, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $35,739 (Individual Income Tax Returns)
Here:

$35,739
State:

$69,103

Salary/wage: $33,237 (reported on 88.9% of returns)
Here:

$33,237
State:

$54,794
(% of AGI for various income ranges: 79.2% for AGIs below $25k, 84.8% for AGIs $25k-50k, 84.4% for AGIs $50k-75k, 83.5% for AGIs $75k-100k, 84.3% for AGIs $100k-200k, 61.7% for AGIs over 200k)

Taxable interest for individuals: $794 (reported on 15.0% of returns)
This zip code:

$794
Colorado:

$1,971
(% of AGI for various income ranges: 0.5% for AGIs below $25k, 0.3% for AGIs $25k-50k, 0.3% for AGIs $50k-75k, 0.3% for AGIs $75k-100k, 0.4% for AGIs $100k-200k)

Ordinary dividends: $1,749 (reported on 7.6% of returns)
Here:

$1,749
State:

$7,140
(% of AGI for various income ranges: 0.6% for AGIs below $25k, 0.4% for AGIs $25k-50k, 0.3% for AGIs $50k-75k, 0.2% for AGIs $75k-100k, 0.3% for AGIs $100k-200k)

Net capital gain/loss in AGI: +$1,422 (reported on 6.4% of returns)
Here:

+$1,422
State:

+$23,009
(% of AGI for various income ranges: 0.4% for AGIs $25k-50k, 1.0% for AGIs $100k-200k)

Profit/loss from business: +$7,188 (reported on 11.3% of returns)
Here:

+$7,188
State:

+$13,514
(% of AGI for various income ranges: 6.2% for AGIs below $25k, 2.4% for AGIs $25k-50k, 1.4% for AGIs $50k-75k, 1.2% for AGIs $75k-100k, 0.1% for AGIs $100k-200k)

Taxable individual retirement arrangement distribution: $8,511 (reported on 6.2% of returns)
81520:

$8,511
Colorado:

$17,927
(% of AGI for various income ranges: 1.5% for AGIs below $25k, 1.3% for AGIs $25k-50k, 1.3% for AGIs $50k-75k, 2.0% for AGIs $75k-100k, 1.8% for AGIs $100k-200k)

Total itemized deductions: $16,279 (25% of AGI, reported on 19.8% of returns)
Here:

$16,279
State:

$24,621

Here:

25.0% of AGI
State:

18.5% of AGI
(% of AGI for various income ranges: 5.2% for AGIs below $25k, 7.7% for AGIs $25k-50k, 9.9% for AGIs $50k-75k, 11.4% for AGIs $75k-100k, 12.8% for AGIs $100k-200k, 9.4% for AGIs over 200k)

Charity contributions: $2,412 (reported on 11.8% of returns)
Here:

$2,412
State:

$4,449
(% of AGI for various income ranges: 0.5% for AGIs below $25k, 0.7% for AGIs $25k-50k, 0.9% for AGIs $50k-75k, 0.9% for AGIs $75k-100k, 1.4% for AGIs $100k-200k)

Taxes paid: $3,438 (reported on 19.6% of returns)
81520:

$3,438
State:

$7,641
(% of AGI for various income ranges: 0.5% for AGIs below $25k, 1.3% for AGIs $25k-50k, 1.9% for AGIs $50k-75k, 2.6% for AGIs $75k-100k, 3.6% for AGIs $100k-200k, 4.3% for AGIs over 200k)

Earned income credit: $2,408 (reported on 28.1% of returns)
Here:

$2,408
State:

$2,095
(% of AGI for various income ranges: 8.3% for AGIs below $25k, 1.5% for AGIs $25k-50k)

Averages for the 2004 tax year for zip code 81520, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $28,272 (Individual Income Tax Returns)
Here:

$28,272
State:

$55,014

Salary/wage: $26,452 (reported on 88.6% of returns)
Here:

$26,452
State:

$46,010
(% of AGI for various income ranges: 101.5% for AGIs below $10k, 82.1% for AGIs $10k-25k, 86.2% for AGIs $25k-50k, 85.9% for AGIs $50k-75k, 77.6% for AGIs $75k-100k, 56.2% for AGIs over 100k)

Taxable interest for individuals: $1,176 (reported on 22.7% of returns)
This zip code:

$1,176
Colorado:

$2,127
(% of AGI for various income ranges: 2.3% for AGIs below $10k, 1.2% for AGIs $10k-25k, 0.8% for AGIs $25k-50k, 0.6% for AGIs $50k-75k, 0.9% for AGIs $75k-100k, 1.4% for AGIs over 100k)

Taxable dividends: $1,323 (reported on 9.6% of returns)
Here:

$1,323
State:

$3,782
(% of AGI for various income ranges: 1.7% for AGIs below $10k, 0.5% for AGIs $10k-25k, 0.4% for AGIs $25k-50k, 0.4% for AGIs $50k-75k, 0.3% for AGIs $75k-100k, 0.2% for AGIs over 100k)

Net capital gain/loss: +$5,539 (reported on 8.7% of returns)
Here:

+$5,539
State:

+$17,882
(% of AGI for various income ranges: -1.6% for AGIs below $10k, 0.1% for AGIs $10k-25k, 0.7% for AGIs $25k-50k, 1.2% for AGIs $50k-75k, 2.4% for AGIs $75k-100k, 14.3% for AGIs over 100k)

Profit/loss from business: +$6,264 (reported on 14.6% of returns)
Here:

+$6,264
State:

+$11,247
(% of AGI for various income ranges: 4.2% for AGIs below $10k, 6.2% for AGIs $10k-25k, 2.7% for AGIs $25k-50k, 2.7% for AGIs $50k-75k, 3.6% for AGIs $75k-100k, -2.0% for AGIs over 100k)

IRA payment deduction: $2,272 (reported on 2.2% of returns)
81520:

$2,272
Colorado:

$2,947
(% of AGI for various income ranges: 0.2% for AGIs $10k-25k, 0.1% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.4% for AGIs $75k-100k)

Total itemized deductions: $13,683 (28% of AGI, reported on 21.2% of returns)
Here:

$13,683
State:

$20,560

Here:

27.7% of AGI
State:

21.4% of AGI
(% of AGI for various income ranges: 5.4% for AGIs below $10k, 6.6% for AGIs $10k-25k, 11.0% for AGIs $25k-50k, 11.6% for AGIs $50k-75k, 12.7% for AGIs $75k-100k, 12.3% for AGIs over 100k)

Charity contributions deductions: $2,008 (4% of AGI, reported on 14.6% of returns)
Here:

$2,008
State:

$3,518

Here:

3.9% of AGI
State:

3.4% of AGI
(% of AGI for various income ranges: 0.2% for AGIs below $10k, 0.6% for AGIs $10k-25k, 1.1% for AGIs $25k-50k, 1.2% for AGIs $50k-75k, 1.4% for AGIs $75k-100k, 1.7% for AGIs over 100k)

Total tax: $2,967 (reported on 67.7% of returns)
81520:

$2,967
State:

$9,173
(% of AGI for various income ranges: 2.3% for AGIs below $10k, 4.0% for AGIs $10k-25k, 5.9% for AGIs $25k-50k, 8.3% for AGIs $50k-75k, 10.8% for AGIs $75k-100k, 15.7% for AGIs over 100k)

Earned income credit: $1,803 (reported on 26.6% of returns)
Here:

$1,803
State:

$1,595

Percentage of individuals using paid preparers for their 2004 taxes: 58.5%
Here:

59%
State:

55%
(% for various income ranges: 51.5% for AGIs below $10k, 60.0% for AGIs $10k-25k, 60.9% for AGIs $25k-50k, 59.8% for AGIs $50k-75k, 62.5% for AGIs $75k-100k, 68.6% for AGIs over 100k)

Estimated median household income in 2013:
This zip code:

$36,558
Colorado:

$58,823
Clifton, CO (81520) map Nearest zip codes: 81504, 81503, 81506, 81526, 81501, 81505.
Percentage of family households:
This zip code:

59.1%
Colorado:

50.6%
Percentage of households with unmarried partners:
This zip code:

6.3%
Colorado:

6.0%
Likely homosexual households (counted as self-reported same-sex unmarried-partner households)

Household received Food Stamps/SNAP in the past 12 months: 1,203
Household did not receive Food Stamps/SNAP in the past 12 months: 4,057


Women who had a birth in the past 12 months: 383 (276 now married, 107 unmarried)
Women who did not have a birth in the past 12 months: 2,998 (1,543 now married, 1,455 unmarried)


Housing units in zip code 81520 with a mortgage: 2,405 (210 second mortgage, 150 home equity loan)
Houses without a mortgage: 1,291

Median monthly owner costs for units with a mortgage: $1,163
Median monthly owner costs for units without a mortgage: S364

Residents with income below the poverty level in 2013:
This zip code:

21.9%
Whole state:

13.0%
Residents with income below 50% of the poverty level in 2013:
This zip code:

12.5%
Whole state:

7.4%
Median number of rooms in houses and condos:
Here:

5.7
State:

6.8
Median number of rooms in apartments:
Here:

4.3
State:

4.2
  • Notable locations in this zip code not listed on our city pages

  • Click to draw/clear zip code borders
  • Notable location: Clifton Fire Protection District (A). Display/hide its location on the map

    Shopping Center: The Mesa Pointe Shopping Center (1). Display/hide its location on the map

    Creek: Rapid Creek (A). Display/hide its location on the map

Year house built

  • 202010 or later
  • 1,2532000 to 2009
  • 1,1061990 to 1999
  • 7271980 to 1989
  • 1,6341970 to 1979
  • 1901960 to 1969
  • 1931950 to 1959
  • 731940 to 1949
  • 3921939 or earlier

Zip code 81520 satellite photo by USGS

Owner-occupied Renter-occupied

Bedrooms in owner-occupied houses and condos in Clifton, CO (81520)

  • 0no bedroom
  • 01 bedroom
  • 7732 bedrooms
  • 2,5363 bedrooms
  • 3354 bedrooms
  • 525+ bedrooms

Bedrooms in renter-occupied apartments in Clifton, CO (81520)

  • 25no bedroom
  • 1101 bedroom
  • 8402 bedrooms
  • 4853 bedrooms
  • 804 bedrooms
  • 245+ bedrooms
Owner-occupied Renter-occupied

Cars and other vehicles available in Clifton, CO (81520) in owner-occupied houses/condos

  • 160no vehicle
  • 9311 vehicle
  • 1,5092 vehicles
  • 8503 vehicles
  • 1574 vehicles
  • 895+ vehicles

Cars and other vehicles available in Clifton, CO (81520) in renter-occupied apartments

  • 140no vehicle
  • 7461 vehicle
  • 5382 vehicles
  • 803 vehicles
  • 604 vehicles
  • 05+ vehicles

Median gross rent in 2013: $750.

Estimated median house (or condo) value in 2013 for:


Estimated median house or condo value in 2013: $134,700
81520:

$134,700
Colorado:

$240,500
Lower value quartile - upper value quartile: $59,600 - $197,600

Mean price in 2013:

Detached houses: $256,263
Here:

$256,263
State:

$318,837

Townhouses or other attached units: $189,009
Here:

$189,009
State:

$238,571

In 2-unit structures: $73,640
Here:

$73,640
State:

$199,762

In 3-to-4-unit structures: $453,682
Here:

$453,682
State:

$204,962

In 5-or-more-unit structures: $133,433
Here:

$133,433
State:

$187,898

Mobile homes: $78,167
Here:

$78,167
State:

$56,402

Owners and renters by unit type in %

Breakdown of mean house values by ages of householders

Housing units in structures:


Unemployment: 14.9%

Neighborhoods in zip code 81520:

Percentage of zip code residents living and working in this county: 92.3%

Household type by relationship:

Households: 14,299

Size of family households: 1,542 2-persons, 831 3-persons, 769 4-persons, 621 5-persons, 135 6-persons, 54 7-or-more-persons

Size of nonfamily households: 1,117 1-person, 191 2-persons

2,359 married couples with children.
1,456 single-parent households (443 men, 1,013 women).

87.3% of residents of 81520 zip code speak English at home.
11.8% of residents speak Spanish at home (61% very well, 22% well, 8% not well, 9% not at all).
0.7% of residents speak other Indo-European language at home (67% very well, 15% well, 17% not well).
0.3% of residents speak Asian or Pacific Island language at home (51% very well, 26% well, 23% not at all).

Foreign born population: 927 (6.5%)
(17.6% of them are naturalized citizens)
This zip code:

6.5%
Whole state:

9.5%

Most common places of birth for the foreign-born residents

  • 84%Mexico
  • 8%Chile
  • 5%Venezuela
  • 3%Korea
  • 1%Japan

Most common first ancestries reported in 81520 (%)

  • 38%Other groups
  • 13%German
  • 9%American
  • 5%Irish
  • 4%English
  • 3%Italian
  • 2%Swedish

Year of entry for the foreign-born population

  • 02010 or later
  • 5102000 to 2009
  • 1731990 to 1999
  • 256Before 1990

Zip code 81520 topographic map

Facilities with environmental interests located in this zip code:


Zip code 81520 marital status for males
Zip code 81520 marital status for females

Housing units lacking complete plumbing facilities: 0.4%
Housing units lacking complete kitchen facilities: 0.8%

Most commonly used house heating fuel

  • 74%Utility gas
  • 22%Electricity
  • 3%Wood
  • 1%Bottled, tank, or LP gas
  • 1%Other fuel
  • 1%No fuel used

Population in 1990: 8,408. Population change in the 1990s: +3,830 (+45.6%).

Place of birth for U.S.-born residents:


38% of the 81520 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 57% lived in this county.
   Out of people who lived in different counties, 50% lived in Colorado.

86% of the 81520 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 63% moved from this county.
   Out of people who lived in different houses, 17% moved from different county within same state.
   Out of people who lived in different houses, 21% moved from different state.

Year Householders Moved Into Unit

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 53
Here:

2.7%
Colorado:

7.3%
Students in private schools in grades 9 to 12 (high school):
Here:

0.0%
Colorado:

6.3%
Students in private undergraduate colleges: 240
Here:

44.0%
Colorado:

14.7%

Educational Attainment (%)

School Enrollment by Level of School (%)

Class of Workers (%)

Occupation by median earnings in the past 12 months ($)

  • 54,000Law enforcement workers including supervisors
  • 51,875Health diagnosing and treating practitioners and other technical occupations
  • 48,201Business and financial operations occupations
  • 46,346Installation, maintenance, and repair occupations
  • 44,375Architecture and engineering occupations
  • 43,082Construction and extraction occupations

Top industries in this zip code by the number of employees in 2005:


Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)

Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)

Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninstitutionalized)

People in group quarters in 2010:

  • 6 people in group homes intended for adults

People in group quarters in 2000:

  • 50 people in other noninstitutional group quarters
  • 28 people in nursing homes
  • 12 people in homes for the mentally retarded
  • 9 people in other nonhousehold living situations

Fatal accident statistics in 2011:

  • Fatal accident count: 1
  • Vehicles involved in fatal accidents: 2
  • Fatal accidents caused by drunken drivers: 1
  • Fatalities: 1
  • Persons involved in fatal accidents: 2
  • Pedestrians involved in fatal accidents: 0

Fatal accident statistics in 2010:

  • Fatal accident count: 1
  • Vehicles involved in fatal accidents: 1
  • Fatal accidents caused by drunken drivers: 0
  • Fatalities: 1
  • Persons involved in fatal accidents: 1
  • Pedestrians involved in fatal accidents: 0
Home Mortgage Disclosure Act Aggregated Statistics For Year 2009
(Based on 2 full and 6 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
E) Loans on Dwellings For 5+ Families
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
G) Loans On Manufactured
Home Dwelling (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED278$176,427104$151,4031,165$169,59661$68,7945$188,00668$134,77970$94,003
APPLICATIONS APPROVED, NOT ACCEPTED10$154,77821$91,84088$182,17210$108,6830$06$156,75027$59,489
APPLICATIONS DENIED25$184,19469$64,285289$177,23659$50,3183$211,72734$122,10288$73,023
APPLICATIONS WITHDRAWN19$179,35715$202,335282$181,56328$98,5350$015$147,93415$130,742
FILES CLOSED FOR INCOMPLETENESS0$01$39,42039$188,1482$13,0000$03$158,4576$61,672

Detailed HMDA statistics for the following Tracts: 0017.02 , 0017.03, 0017.04, 0017.05

Private Mortgage Insurance Companies Aggregated Statistics For Year 2009
(Based on 2 full and 6 partial tracts)
A) Conventional
Home Purchase Loans
B) Refinancings
NumberAverage ValueNumberAverage Value
LOANS ORIGINATED10$227,80824$231,079
APPLICATIONS APPROVED, NOT ACCEPTED2$235,4206$203,815
APPLICATIONS DENIED0$01$164,090
APPLICATIONS WITHDRAWN1$315,3901$208,380
FILES CLOSED FOR INCOMPLETENESS3$339,1072$165,985

Detailed PMIC statistics for the following Tracts: 0017.02 , 0017.03, 0017.04, 0017.05

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value

Most common first names in zip code 81520 among deceased individuals
NameCountLived (average)
Robert6169.6 years
William5074.9 years
James4270.7 years
John4072.7 years
Charles3471.9 years
Mary3375.0 years
George2274.4 years
Betty1869.8 years
Frank1677.1 years
Donald1663.5 years
Most common last names in zip code 81520 among deceased individuals
Last nameCountLived (average)
Smith2267.9 years
Brown1869.8 years
Johnson1473.5 years
Jones1173.2 years
Davis1074.4 years
Stout1086.5 years
Anderson975.9 years
Miller977.4 years
Baker969.1 years
Clark971.9 years
Businesses in zip code 81520
NameCountNameCount
AutoZone1Papa John's Pizza1
Best Western1Pizza Hut1
Blockbuster1Qdoba Mexican Grill1
Burger King1SONIC Drive-In1
Curves1Starbucks1
FedEx1Taco Bell1
KFC1U-Haul2
Little Caesars Pizza1Wendy's1
McDonald's1

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