Estimated median household income in 2007: $48,480
| This zip code: | $48,480 | | California: | $59,948 |
Nearest zip codes: 93433, 93420, 93449, 93444, 93434, 93424.
Housing units in zip code 93445 with a mortgage: 654 (98 second mortgage, 16 home equity loan, 0 both second mortgage and home equity loan)
Houses without a mortgage: 158
Median monthly owner costs for units with a mortgage: $1,660
Median monthly owner costs for units without a mortgage: $389
Residents with income below the poverty level in 2007:
| This zip code: | 14.7% | | Whole state: | 12.4% |
Residents with income below 50% of the poverty level in 2007:
| This zip code: | 3.0% | | Whole state: | 5.1% |
Median number of rooms in houses and condos:
| Here: | 4.9 | | State: | 5.8 |
Median number of rooms in apartments:
| Here: | 3.9 | | State: | 3.5 |
Year house built: |
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- 1999 to March 2000: 48
- 1995 to 1998: 147
- 1990 to 1994: 288
- 1980 to 1989: 553
- 1970 to 1979: 895
- 1960 to 1969: 317
- 1950 to 1959: 199
- 1940 to 1949: 128
- 1939 or earlier: 194
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Bedrooms in owner-occupied houses in Oceano, CA (93445): |
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- no bedroom: 27
- 1 bedrooms: 115
- 2 bedrooms: 497
- 3 bedrooms: 603
- 4 bedrooms: 74
- 5 or more bedrooms: 25
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Bedrooms in renter-occupied apartments and housing units: |
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- no bedroom: 55
- 1 bedrooms: 327
- 2 bedrooms: 506
- 3 bedrooms: 190
- 4 bedrooms: 36
- 5 or more bedrooms: 0
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Vehicles available in 93445 zip code in owner-occupied houses/condos: |
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- no vehicle: 76
- 1 vehicle: 444
- 2 vehicles: 598
- 3 vehicles: 156
- 4 vehicles: 60
- 5 or more vehicles: 7
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Vehicles available in renter-occupied apartments: |
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- no vehicle: 90
- 1 vehicle: 429
- 2 vehicles: 453
- 3 vehicles: 113
- 4 vehicles: 21
- 5 or more vehicles: 8
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Estimated household income distribution in 2007:

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Estimate of home value of owner-occupied houses/condos in 2007 in zip code 93445:
- Less than $10,000: 16
- $10,000 to $14,999: 8
- $15,000 to $19,999: 8
- $20,000 to $24,999: 8
- $25,000 to $29,999: 11
- $30,000 to $34,999: 13
- $35,000 to $39,999: 13
- $50,000 to $59,999: 5
- $60,000 to $69,999: 15
- $70,000 to $79,999: 33
- $80,000 to $89,999: 21
- $90,000 to $99,999: 17
- $100,000 to $124,999: 44
- $125,000 to $149,999: 57
- $150,000 to $174,999: 37
- $175,000 to $199,999: 36
- $200,000 to $249,999: 94
- $250,000 to $299,999: 119
- $300,000 to $399,999: 269
- $400,000 to $499,999: 256
- $500,000 to $749,999: 285
- $750,000 to $999,999: 42
- $1,000,000 or more: 39
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Rent paid by renters in 2007 in zip code 93445:
- Less than $100: 12
- $150 to $199: 11
- $200 to $249: 38
- $300 to $349: 21
- $350 to $399: 3
- $400 to $449: 9
- $450 to $499: 18
- $500 to $549: 57
- $550 to $599: 40
- $600 to $649: 105
- $650 to $699: 67
- $700 to $749: 35
- $750 to $799: 68
- $800 to $899: 65
- $900 to $999: 25
- $1,000 to $1,249: 54
- $1,250 to $1,499: 21
- $1,500 to $1,999: 92
- No cash rent: 65
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Median price asked for vacant for-sale houses and condos in 2007: $602,149.
Estimated median house (or condo) value in 2007 for: - White Non-Hispanic householders: $464,324
- Black or African American householders: $602,149
- American Indian or Alaska Native householders: $367,980
- Asian householders: $476,634
- Some other race householders: $434,082
- Two or more races householders: $324,893
- Hispanic or Latino householders: $411,334
Estimated median house or condo value in 2007: $369,624 (it was $138,100 in 2000)
| 93445: | $369,624 | | California: | $532,300 |
Lower value quartile - upper value quartile: $338,489 - $443,789
Mean price in 2007:
Detached houses: $418,035| Here: | $418,035 | | State: | $619,135 |
Townhouses or other attached units: $362,037| Here: | $362,037 | | State: | $541,123 |
In 2-unit structures: $269,060| Here: | $269,060 | | State: | $702,713 |
In 3-to-4-unit structures: $264,238| Here: | $264,238 | | State: | $512,546 |
In 5-or-more-unit structures: $190,598| Here: | $190,598 | | State: | $482,470 |
Mobile homes: $59,122| Here: | $59,122 | | State: | $59,450 |
Occupied boats, RVs, vans, etc.: $49,839| Here: | $49,839 | | State: | $63,652 |
Owners and renters by unit type in %
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Breakdown of mean house values by ages of householders
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Housing units in structures:
- One, detached: 1,324
- One, attached: 252
- Two: 146
- 3 or 4: 234
- 5 to 9: 131
- 10 to 19: 101
- 20 to 49: 20
- 50 or more: 8
- Mobile homes: 522
- Boats, RVs, vans, etc.: 31

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Means of transportation to work
- Drove a car alone: 2,010 (67%)
- Carpooled: 612 (20%)
- Bus or trolley bus: 54 (2%)
- Bicycle: 19 (1%)
- Walked: 97 (3%)
- Other means: 44 (1%)
- Worked at home: 159 (5%)
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Travel time to work
- Less than 5 minutes: 96
- 5 to 9 minutes: 488
- 10 to 14 minutes: 506
- 15 to 19 minutes: 252
- 20 to 24 minutes: 446
- 25 to 29 minutes: 275
- 30 to 34 minutes: 521
- 35 to 39 minutes: 32
- 40 to 44 minutes: 44
- 45 to 59 minutes: 60
- 60 to 89 minutes: 71
- 90 or more minutes: 45
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Percentage of zip code residents living and working in this county: 87.0%
Household type by relationship
Households: 7,248
- In family households: 6,279 (1,234 male householders, 485 female householders)
1,204 spouses, 2,272 children (2,161 natural, 31 adopted, 80 stepchildren), 252 grandchildren, 168 brothers or sisters, 73 parents, 341 other relatives, 250 non-relatives
- In nonfamily households: 969 (300 male householders (193 living alone)), 438 female householders (376 living alone)), 231 nonrelatives
- In group quarters: 16 (0 institutionalized population)
Size of family households: 628 2-persons, 355 3-persons, 323 4-persons, 208 5-persons, 100 6-persons, 105 7-or-more-persons.
Size of nonfamily households: 569 1-person, 130 2-persons, 14 3-persons, 18 4-persons, 7 5-persons.
1,396 married couples with children.
506 single-parent households (128 men, 378 women).
61.3% of residents of 93445 zip code speak English at home.
35.8% of residents speak Spanish at home (44% very well, 17% well, 20% not well, 18% not at all).
1.5% of residents speak other Indo-European language at home (69% very well, 31% well).
1.2% of residents speak Asian or Pacific Island language at home (54% very well, 41% well, 5% not well).
0.2% of residents speak other language at home (100% very well).
Foreign born population: 1,589 (21.4%)
(25.4% of them are naturalized citizens)
| This zip code: | 21.4% | | Whole state: | 26.2% |
Most common places of birth for the foreign-born residents:
- Mexico (86%)
- Philippines (5%)
- Germany (2%)
- United Kingdom (1%)
- Canada (1%)
- El Salvador (1%)
- France (1%)
Year of entry for the foreign-born population |
|
- 1995 to March 2000: 308
- 1990 to 1994: 418
- 1985 to 1989: 320
- 1980 to 1984: 175
- 1975 to 1979: 123
- 1970 to 1974: 110
- 1970 to 1974: 56
- 1965 to 1969: 79
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White population: 5,097
Black population: 81
American Indian population: 98
Asian population: 133
Native Hawaiian and Other Pacific Islander population: 2
Some other race population: 1,622
Two or more races population: 389

First ancestries reported:
|  Other groups: 3556 |
|  German: 669 |
|  English: 397 |
|  Irish: 281 |
|  United States or American: 277 |
|  Italian: 165 |
|  French (except Basque): 96 |
|  Scandinavian: 73 |
|  Norwegian: 65 |
|  Portuguese: 63 |
|  Northern European: 49 |
|  Scotch-Irish: 48 |
|  European: 47 |
|  British: 44 |
|  Swedish: 40 |
|  Russian: 38 |
|  Danish: 38 |
|  Scottish: 37 |
|  Dutch: 33 |
|  Polish: 31 |
|  French Canadian: 30 |
|  Eastern European: 28 |
|  Basque: 24 |
|  Slavic: 21 |
|  Arab:: 17 |
|  Lebanese: 17 |
|  Subsaharan African:: 14 |
|  African: 14 |
|  Finnish: 10 |
|  Austrian: 10 |
|  Canadian: 9 |
|  Slovak: 9 |
|  Armenian: 8 |
|  Welsh: 8 |
|  Swiss: 7 |
|  Hungarian: 5 |
Facitilies with environmental interests located in this zip code:
- CENTRAL COAST TRUCKING (2100 22ND ST in OCEANO, CA)
STATE MASTER (California - Hazardous Waste Tracking) - HAZARDOU WASTE PROGRAM
TRANSPORTER (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Organizations: GEORGE C WINSLETT (CONTACT/OWNER)
- CENTRAL COAST CUSTOM (1210 PIKE LN #1 in OCEANO, CA)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Business NAICS classification: OTHER AUTOMOTIVE MECHANICAL AND ELECTRICAL REPAIR AND MAINTENANCE.
Organizations: GARY COOPER (CONTACT/OWNER)
- JOE COUPRAKIS (S SIDE OF PIER AVE AND E SIDE in OCEANO, CA)
Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
- FRANK RRENTERIA (875 SHERIDAN ST in OCEANO, CA)
CRITERIA AND HAZARDOUS AIR POLLUTANT INVENTORY (Inventory of air pollution sources)
Business SIC classification: TOP, BODY, AND UPHOLSTERY REPAIR SHOPS AND PAINT SHOPS
Median worth of mobile homes: $102,308
Housing units lacking complete plumbing facilities: 0%
Housing units lacking complete kitchen facilities: 1%
Most commonly used house heating fuel: |
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- Utility gas (91%)
- Electricity (6%)
- Bottled, tank, or LP gas (2%)
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Place of birth for U.S.-born residents:
- This state: 3907
- Northeast: 258
- Midwest: 653
- South: 501
- West: 233
55% of the 93445 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 66% lived in this county.
Out of people who lived in different counties, 67% lived in California.
Population in 1990: 6,249. Population change in the 1990s: +1,173 (+18.8%).
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 11
| Here: | 1.1% | | California: | 9.9% |
Students in private schools in grades 9 to 12 (high school): 0
| Here: | 0.0% | | California: | 7.8% |
Students in private undergraduate colleges: 0
| Here: | 0.0% | | California: | 15.4% |
School Enrollment by Level of School
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Companies with federal contracts located in this zip code:
- FERGUSON, PATRICIA E (1425 S 4TH ST #F58 in OCEANO, CA; small business)
$7,728 with Air Force for Miscellaneous Furniture and Fixtures. Signed on 2005-06-23. Completion date: 2005-07-08.
Top industries in this zip code by the number of employees in 2005:
- Construction: Masonry Contractors (50-99 employees: 1 establishment)
- Accommodation and Food Services: Full-Service Restaurants (20-49: 1, 10-19: 1, 1-4: 1)
- Construction: Water and Sewer Line and Related Structures Construction (20-49: 1, 1-4: 1)
- Wholesale Trade: Fresh Fruit and Vegetable Merchant Wholesalers (20-49: 1, 1-4: 1)
- Wholesale Trade: Farm Supplies Merchant Wholesalers (20-49: 1)
- Arts, Entertainment, and Recreation: Theater Companies and Dinner Theaters (20-49: 1)
- Other Services (except Public Administration): Civic and Social Organizations (10-19: 2)
- Accommodation and Food Services: Limited-Service Restaurants (10-19: 1, 5-9: 1, 1-4: 1)
- Construction: Plumbing, Heating, and Air-Conditioning Contractors (10-19: 1, 5-9: 1)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
16 people in homes or halfway houses for drug/alcohol abuse
Fatal accident statistics in 2006
- Fatal accident count: 3
- Vehicles involved in fatal accidents: 6
- Fatal accidents caused by drunken drivers: 0
- Fatalities: 3
- Persons involved in fatal accidents: 11
- Pedestrians involved in fatal accidents: 0
Fatal accident statistics in 2005
- Fatal accident count: 3
- Vehicles involved in fatal accidents: 4
- Fatal accidents caused by drunken drivers: 1
- Fatalities: 3
- Persons involved in fatal accidents: 5
- Pedestrians involved in fatal accidents: 2
Home Mortgage Disclosure Act Aggregated Statistics For Year 2007 (Based on 2 full and 2 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 2 | $257,925 | 209 | $319,754 | 297 | $308,461 | 38 | $182,178 | 4 | $825,253 | 120 | $328,690 | 17 | $108,116 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $262,920 | 48 | $279,690 | 61 | $346,767 | 7 | $164,029 | 0 | $0 | 23 | $296,023 | 6 | $93,408 |
| APPLICATIONS DENIED | 2 | $257,925 | 102 | $337,216 | 192 | $337,309 | 33 | $197,627 | 0 | $0 | 57 | $350,220 | 24 | $116,902 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 38 | $416,517 | 99 | $300,065 | 1 | $272,930 | 0 | $0 | 28 | $298,930 | 3 | $75,687 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 7 | $404,317 | 31 | $325,446 | 2 | $129,960 | 0 | $0 | 2 | $240,400 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 2 full and 2 partial tracts)
|
| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 294 | $329,177 | 411 | $327,273 | 56 | $239,265 | 2 | $503,835 | 146 | $345,145 | 18 | $116,873 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 47 | $362,517 | 93 | $343,921 | 7 | $487,256 | 0 | $0 | 27 | $446,207 | 4 | $99,728 |
| APPLICATIONS DENIED | 110 | $345,252 | 192 | $346,071 | 21 | $268,350 | 0 | $0 | 51 | $295,723 | 10 | $85,264 |
| APPLICATIONS WITHDRAWN | 76 | $362,911 | 168 | $341,855 | 11 | $316,801 | 0 | $0 | 27 | $318,613 | 4 | $188,130 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $551,880 | 21 | $341,892 | 3 | $374,497 | 0 | $0 | 4 | $193,503 | 1 | $72,780 |
Aggregated Statistics For Year 2005 (Based on 2 full and 2 partial tracts)
|
| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 365 | $298,387 | 495 | $289,556 | 62 | $245,340 | 200 | $294,964 | 37 | $97,867 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 28 | $317,914 | 75 | $304,969 | 7 | $117,116 | 18 | $368,564 | 8 | $85,191 |
| APPLICATIONS DENIED | 95 | $263,219 | 202 | $289,236 | 35 | $154,348 | 52 | $290,242 | 23 | $120,332 |
| APPLICATIONS WITHDRAWN | 74 | $291,487 | 184 | $278,192 | 29 | $240,772 | 48 | $277,372 | 8 | $144,160 |
| FILES CLOSED FOR INCOMPLETENESS | 30 | $312,683 | 93 | $283,422 | 3 | $414,247 | 12 | $271,847 | 1 | $64,760 |
Aggregated Statistics For Year 2004 (Based on 2 full and 2 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 8 | $225,183 | 346 | $279,970 | 543 | $232,206 | 55 | $172,985 | 2 | $615,815 | 220 | $249,152 | 28 | $95,343 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 49 | $267,288 | 117 | $236,029 | 8 | $148,539 | 0 | $0 | 27 | $268,506 | 9 | $151,170 |
| APPLICATIONS DENIED | 2 | $183,945 | 96 | $252,799 | 197 | $244,070 | 29 | $68,153 | 0 | $0 | 34 | $271,904 | 24 | $91,195 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 50 | $236,921 | 200 | $222,652 | 12 | $157,556 | 2 | $445,195 | 28 | $191,469 | 9 | $124,716 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 17 | $214,363 | 25 | $249,324 | 0 | $0 | 0 | $0 | 10 | $230,331 | 2 | $74,980 |
Aggregated Statistics For Year 2003 (Based on 2 full and 2 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 24 | $231,181 | 251 | $237,562 | 1,046 | $195,241 | 22 | $132,149 | 244 | $206,184 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 37 | $192,338 | 158 | $201,126 | 2 | $60,600 | 44 | $176,115 |
| APPLICATIONS DENIED | 2 | $217,935 | 64 | $204,272 | 200 | $201,090 | 10 | $46,412 | 42 | $185,380 |
| APPLICATIONS WITHDRAWN | 2 | $234,930 | 44 | $257,219 | 234 | $202,982 | 6 | $71,148 | 25 | $221,752 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 7 | $184,161 | 30 | $195,487 | 0 | $0 | 9 | $184,686 |
Aggregated Statistics For Year 2002 (Based on 2 full tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 26 | $178,562 | 238 | $184,583 | 490 | $162,396 | 24 | $27,325 | 2 | $824,755 | 162 | $178,860 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 26 | $145,648 | 80 | $173,748 | 4 | $34,990 | 0 | $0 | 10 | $173,348 |
| APPLICATIONS DENIED | 0 | $0 | 36 | $165,395 | 128 | $162,904 | 6 | $16,995 | 0 | $0 | 14 | $161,094 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 34 | $204,644 | 134 | $153,715 | 16 | $28,366 | 0 | $0 | 28 | $183,016 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 12 | $199,273 | 22 | $173,403 | 0 | $0 | 0 | $0 | 6 | $237,928 |
Aggregated Statistics For Year 2001 (Based on 2 full tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 44 | $161,043 | 282 | $146,481 | 428 | $155,201 | 18 | $20,438 | 4 | $391,883 | 168 | $159,083 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $118,965 | 36 | $116,965 | 54 | $106,190 | 2 | $79,975 | 0 | $0 | 12 | $123,130 |
| APPLICATIONS DENIED | 4 | $121,963 | 66 | $133,384 | 130 | $137,374 | 28 | $25,421 | 0 | $0 | 28 | $152,311 |
| APPLICATIONS WITHDRAWN | 2 | $116,965 | 24 | $124,046 | 128 | $131,304 | 16 | $24,493 | 4 | $406,878 | 20 | $115,865 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 2 | $106,970 | 18 | $137,737 | 2 | $34,990 | 0 | $0 | 2 | $106,970 |
Aggregated Statistics For Year 2000 (Based on 2 full tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 62 | $129,606 | 252 | $127,882 | 130 | $100,370 | 18 | $31,102 | 2 | $574,830 | 114 | $122,911 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 6 | $111,967 | 48 | $98,512 | 40 | $104,519 | 0 | $0 | 0 | $0 | 24 | $85,391 |
| APPLICATIONS DENIED | 4 | $118,465 | 90 | $93,083 | 82 | $94,996 | 16 | $22,493 | 0 | $0 | 30 | $96,771 |
| APPLICATIONS WITHDRAWN | 12 | $123,463 | 20 | $126,962 | 34 | $97,089 | 0 | $0 | 0 | $0 | 8 | $90,223 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $137,960 | 8 | $111,966 | 18 | $97,082 | 0 | $0 | 0 | $0 | 2 | $174,950 |
Aggregated Statistics For Year 1999 (Based on 1 partial tract)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 23 | $124,132 | 79 | $123,350 | 104 | $100,628 | 9 | $36,348 | 47 | $115,741 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $131,800 | 19 | $108,195 | 23 | $128,997 | 1 | $47,410 | 9 | $137,173 |
| APPLICATIONS DENIED | 4 | $120,423 | 41 | $106,846 | 49 | $88,183 | 5 | $8,154 | 21 | $108,366 |
| APPLICATIONS WITHDRAWN | 4 | $96,718 | 8 | $89,724 | 40 | $106,886 | 1 | $9,480 | 5 | $103,734 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $170,680 | 3 | $200,703 | 0 | $0 | 0 | $0 |
Detailed HMDA statistics for the following Tracts:
0122.00
, 0123.01
Private Mortgage Insurance Companies Aggregated Statistics For Year 2007 (Based on 2 full and 2 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 23 | $325,316 | 10 | $365,090 | 7 | $331,024 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 7 | $266,960 | 4 | $283,415 | 2 | $282,915 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 2 | $257,925 | 0 | $0 | 2 | $257,925 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 2 full and 2 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 4 | $380,385 | 6 | $333,567 | 4 | $345,398 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 4 | $372,388 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 2 full and 2 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 5 | $323,808 | 2 | $323,905 | 4 | $301,910 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 4 | $415,875 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 2 | $354,895 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 2 full and 2 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 16 | $293,287 | 11 | $270,244 | 10 | $277,517 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 6 | $306,908 | 4 | $326,278 | 0 | $0 |
| APPLICATIONS DENIED | 6 | $232,263 | 0 | $0 | 4 | $224,933 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 2 | $241,925 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 2 full and 2 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 23 | $244,734 | 7 | $292,256 | 4 | $191,943 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 11 | $222,280 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2002 (Based on 2 full tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 40 | $221,534 | 16 | $209,687 | 18 | $208,493 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 14 | $205,224 | 6 | $199,940 | 2 | $212,935 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2001 (Based on 2 full tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 50 | $194,022 | 32 | $166,450 | 14 | $156,381 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 14 | $181,374 | 18 | $169,838 | 4 | $127,463 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 2 | $161,950 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2000 (Based on 2 full tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 48 | $149,497 | 10 | $151,555 | 10 | $131,361 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 4 | $116,465 | 6 | $147,288 | 6 | $122,963 |
| APPLICATIONS DENIED | 4 | $173,448 | 4 | $180,945 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 2 | $132,960 | 0 | $0 | 2 | $132,960 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 1 partial tract)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 25 | $151,902 | 9 | $115,680 | 5 | $95,010 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 3 | $240,843 | 2 | $113,785 | 0 | $0 |
| APPLICATIONS DENIED | 3 | $88,813 | 0 | $0 | 1 | $73,010 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $81,550 | 0 | $0 | 0 | $0 |
Detailed PMIC statistics for the following Tracts:
0122.00
, 0123.01
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
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