All U.S. Cities  
City-Data Forum City-Data

95039 Zip Code Detailed Profile

 


Jump to a detailed profile or search
site with Google Custom Search


Profiles Moss Landing, CA (95039) houses, apartments, residents, cars, jobs...

Back to All US cities, All Zip Codes.

Cities: Moss Landing, CA (3.61%), Elkhorn, CA (1.79%)
County: Monterey County, CA

Zip code population in 2010: 460
Zip code population (2000): 891


Age and Sex of Residents in zip code 95039

Zip code 95039 (Moss Landing, California) real estate house value trends

Home Value Estimate
Address:
 Unit (optional):
City
 State
 Zip


Recent Home Sales
Address:
City
State
Zip
Min Price (optional)

Max Price (optional)
Prioritization:



Recent home sales, real estate maps, and home value estimator for zip code 95039

  • OSM Map
  • General Map
  • Google Map
  • MSN Map

Houses and condos: 737
Renter-occupied apartments: 360
% of renters here:

53%
State:

44%

Mar. 2012 cost of living index in zip code 95039: 96.3 (near average, U.S. average is 100)

Land area: 14.7 sq. mi.
Water area: 1.9 sq. mi.
Population density: 31 people per square mile 
 
  (very low).

Real estate property taxes paid for housing units in 2010:
This zip code:

0.5% ($1,995)
California:

0.7% ($2,899)

Median real estate property taxes paid for housing units with mortgages in 2010: $2,518 (0.5%)
Median real estate property taxes paid for housing units with no mortgage in 2010: $836 (0.3%)

Put your B&M business profile right here for free. 20,000 businesses already created their profiles!

Business Search - 14 Million verified businesses
Search for: near:  
Males: 1,283  (52.8%)
Females: 1,146  (47.2%)

Zip code 95039 races chart

Options
X
Data:
Loading data...
Based on 2005-2010 data
Loading data...

123
Hide US histogram

95039, CA forum
Recent posts about zip code 95039 area on our local forum with over 1,500,000 registered users:
Dear Californians, you ever get sick of the amazing weather?  (181 replies)
California vegetable experience for those with "nature deficit disorder"  (384 replies)
Santa Cruz STILL sucks!!!! 2011 version  (178 replies)
Pacific Grove, Santa Cruz, commute, livability, etc.  (9 replies)
Contemplating move with kids - please share opinions!  (20 replies)
Monterey Bay Area vs. Morro Bay/SLO  (17 replies)
100% rural population.

Estimated median house/condo value in 2010: $428,615
95039:

$428,615
California:

$405,800



According to our research of California and other state lists there was 1 registered sex offender living in 95039 zip code as of June 18, 2013.
The ratio of number of residents in zip code 95039 to the number of sex offenders is 2,430 to 1.
The number of registered sex offenders compared to the number of residents in this zip code is a lot smaller than the state average.


Median resident age:
This zip code:

31.6 years
California median age:

35.0 years

Average household size:
This zip code:

3.5 people
California:

2.9 people

Averages for the 2004 tax year for zip code 95039, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $40,736 (Individual Income Tax Returns)
Here:

$40,736
State:

$58,600

Salary/wage: $37,656 (reported on 86.6% of returns)
Here:

$37,656
State:

$49,455
(% of AGI for various income ranges: 161.6% for AGIs below $10k, 85.1% for AGIs $10k-25k, 86.2% for AGIs $25k-50k, 88.1% for AGIs $50k-75k, 79.0% for AGIs $75k-100k, 64.6% for AGIs over 100k)

Taxable interest for individuals: $1,194 (reported on 33.4% of returns)
This zip code:

$1,194
California:

$2,365
(% of AGI for various income ranges: 17.8% for AGIs below $10k, 1.3% for AGIs $10k-25k, 0.6% for AGIs $25k-50k, 0.3% for AGIs $50k-75k, 0.2% for AGIs $75k-100k, 1.4% for AGIs over 100k)

Taxable dividends: $2,105 (reported on 11.4% of returns)
Here:

$2,105
State:

$4,746
(% of AGI for various income ranges: 7.4% for AGIs below $10k, 0.3% for AGIs $25k-50k, 0.0% for AGIs $50k-75k, 0.3% for AGIs $75k-100k, 1.4% for AGIs over 100k)

Net capital gain/loss: +$13,592 (reported on 11.4% of returns)
Here:

+$13,592
State:

+$23,418
(% of AGI for various income ranges: 0.0% for AGIs below $10k, 0.1% for AGIs $25k-50k, -0.1% for AGIs $50k-75k, 0.2% for AGIs $75k-100k, 13.2% for AGIs over 100k)

Profit/loss from business: +$7,856 (reported on 15.7% of returns)
Here:

+$7,856
State:

+$16,826
(% of AGI for various income ranges: 36.8% for AGIs below $10k, 4.8% for AGIs $10k-25k, 0.4% for AGIs $25k-50k, 3.4% for AGIs $50k-75k, 4.7% for AGIs over 100k)

Total itemized deductions: $20,130 (25% of AGI, reported on 26.7% of returns)
Here:

$20,130
State:

$28,113

Here:

25.3% of AGI
State:

25.3% of AGI
(% of AGI for various income ranges: 9.2% for AGIs $10k-25k, 10.1% for AGIs $25k-50k, 12.6% for AGIs $50k-75k, 18.6% for AGIs $75k-100k, 16.1% for AGIs over 100k)

Charity contributions deductions: $1,851 (2% of AGI, reported on 22.3% of returns)
Here:

$1,851
State:

$3,923

Here:

2.2% of AGI
State:

3.3% of AGI
(% of AGI for various income ranges: 0.3% for AGIs $10k-25k, 0.7% for AGIs $25k-50k, 0.8% for AGIs $50k-75k, 0.7% for AGIs $75k-100k, 1.9% for AGIs over 100k)

Total tax: $6,375 (reported on 67.9% of returns)
95039:

$6,375
State:

$10,761
(% of AGI for various income ranges: 7.8% for AGIs below $10k, 3.4% for AGIs $10k-25k, 5.9% for AGIs $25k-50k, 10.4% for AGIs $50k-75k, 12.0% for AGIs $75k-100k, 17.7% for AGIs over 100k)

Earned income credit: $1,545 (reported on 18.2% of returns)
Here:

$1,545
State:

$1,763

Percentage of individuals using paid preparers for their 2004 taxes: 65.4%
Here:

65%
State:

66%
(% for various income ranges: 61.1% for AGIs below $10k, 65.2% for AGIs $10k-25k, 65.8% for AGIs $25k-50k, 65.1% for AGIs $50k-75k, 66.7% for AGIs $75k-100k, 73.9% for AGIs over 100k)


Estimated median household income in 2010:
This zip code:

$53,701
California:

$60,016

Moss Landing, CA (95039) map

Nearest zip codes: 95012, 95019, 95076, 93907, 93933, 95004.
Elkhorn Zip Code Map

Percentage of family households:
This zip code:

70.0%
California:

53.8%


Housing units in zip code 95039 with a mortgage: 223 (70 second mortgage, 42 home equity loan, 16 both second mortgage and home equity loan)
Houses without a mortgage: 129

Median monthly owner costs for units with a mortgage: $1,740

Median monthly owner costs for units without a mortgage: $623

Residents with income below the poverty level in 2010:
This zip code:

21.5%
Whole state:

14.5%

Residents with income below 50% of the poverty level in 2010:
This zip code:

16.9%
Whole state:

8.4%

Median number of rooms in houses and condos:
Here:

5.4
State:

6.1

Median number of rooms in apartments:
Here:

4.6
State:

4.0


Click to draw/clear zip code borders

Notable locations in this zip code not listed on our city pages:

Notable locations in zip code 95039: Elkhorn Yacht CLub (A), Moss Landing Marine Laboratories (B), Moss Landing Power Plant (C), Northern Monterey County School District Office (D), Moss Landing Harbor District Office (E). Display/hide their locations on the map

Cemetery: Castroville Moss Landing Cemetery (1). Display/hide its location on the map

Lake: McClusky Slough (A). Display/hide its location on the map

Streams, rivers, and creeks: Moro Cojo Slough (A), Pajaro River (B). Display/hide their locations on the map

Parks in zip code 95039 include: Zmudowski Beach State Park (1), Moss Landing State Beach (2), Moss Landing State Wildlife Area (3). Display/hide their locations on the map

Beaches: Island Beach (A), Jetty Beach (B). Display/hide their locations on the map

 

Year house built

  • 2005 or later: 58
  • 2000 to 2004: 178
  • 1990 to 1999: 97
  • 1980 to 1989: 128
  • 1970 to 1979: 249
  • 1960 to 1969: 72
  • 1950 to 1959: 46
  • 1940 to 1949: 69
  • 1939 or earlier: 52


Zip code 95039 satellite photo by USGS



Estimated household income distribution in 2009:

Zip code 95039 household income distribution in 2009

Zip code 95039 house/condo values in 2010

Estimate of home value of owner-occupied houses/condos in 2010 in zip code 95039:

  • Less than $10,000: 19
  • $10,000 to $14,999: 322
  • $15,000 to $19,999: 75
  • $20,000 to $24,999: 75
  • $25,000 to $29,999: 45
  • $30,000 to $34,999: 10
  • $35,000 to $39,999: 165
  • $40,000 to $49,999: 222
  • $50,000 to $59,999: 111
  • $60,000 to $69,999: 80
  • $70,000 to $79,999: 36
  • $80,000 to $89,999: 8
  • $90,000 to $99,999: 46
  • $100,000 to $124,999: 259
  • $125,000 to $149,999: 99
  • $150,000 to $174,999: 102
  • $175,000 to $199,999: 66
  • $200,000 to $249,999: 164
  • $250,000 to $299,999: 67
  • $300,000 to $399,999: 84
  • $400,000 to $499,999: 74
  • $500,000 to $749,999: 83
  • $750,000 to $999,999: 41
  • $1,000,000 or more: 23

 



95039 rent paid by renters

Rent paid by renters in 2010 in zip code 95039:

  • $100 to $149: 24
  • $200 to $249: 33
  • $250 to $299: 8
  • $300 to $349: 5
  • $400 to $449: 42
  • $450 to $499: 66
  • $500 to $549: 13
  • $550 to $599: 47
  • $600 to $649: 14
  • $650 to $699: 76
  • $700 to $749: 17
  • $750 to $799: 17
  • $800 to $899: 19
  • $900 to $999: 190
  • $1,000 to $1,249: 100
  • $1,250 to $1,499: 69
  • $1,500 to $1,999: 77
  • $2,000 or more: 19
  • No cash rent: 9
 

Estimated median house (or condo) value in 2010 for:

  • White Non-Hispanic householders: $441,912
  • Two or more races householders: $644,473
  • Hispanic or Latino householders: $1,939,182

Estimated median house or condo value in 2010: $428,615
95039:

$428,615
California:

$405,800
Lower value quartile - upper value quartile: $175,571 - $670,927

Mean price in 2010:

Detached houses: $607,009
Here:

$607,009
State:

$541,062

Townhouses or other attached units: $456,054
Here:

$456,054
State:

$454,153

In 2-unit structures: $659,351
Here:

$659,351
State:

$668,538

In 3-to-4-unit structures: $937,413
Here:

$937,413
State:

$459,929

In 5-or-more-unit structures: $558,758
Here:

$558,758
State:

$392,178

Mobile homes: $138,131
Here:

$138,131
State:

$105,118

Occupied boats, RVs, vans, etc.: $48,315
Here:

$48,315
State:

$121,661

Owners and renters by unit type in %

Housing units in structures:

  • One, detached: 326
  • One, attached: 44
  • Two: 111
  • 3 or 4: 102
  • 5 to 9: 94
  • 10 to 19: 103
  • 20 to 49: 17
  • 50 or more: 48
  • Mobile homes: 144
  • Boats, RVs, vans, etc.: 13
95039 zip code mode of transportation to work chart

Means of transportation to work

  • Drove a car alone: 718 (69%)
  • Carpooled: 235 (23%)
  • Bus or trolley bus: 40 (4%)
  • Streetcar or trolley car: 7 (1%)
  • Motorcycle: 30 (3%)
  • Walked: 31 (3%)
  • Other means: 148 (14%)
  • Worked at home: 65 (6%)
 

95039 zip code travel time to work (commute)

Travel time to work (commute)

  • Less than 5 minutes: 13
  • 5 to 9 minutes: 84
  • 10 to 14 minutes: 182
  • 15 to 19 minutes: 113
  • 20 to 24 minutes: 258
  • 25 to 29 minutes: 147
  • 30 to 34 minutes: 242
  • 35 to 39 minutes: 28
  • 40 to 44 minutes: 158
  • 45 to 59 minutes: 97
  • 60 to 89 minutes: 16
  • 90 or more minutes: 32
 

Percentage of zip code residents living and working in this county: 53.4%

Household type by relationship:

Households: 764
  • In family households: 596 (148 male householders, 7 female householders)
    138 spouses, 241 children (222 natural, 10 adopted, 9 stepchildren), 18 grandchildren, 26 brothers or sisters, 0 parents, 18 other relatives, 0 non-relatives
  • In nonfamily households: 168 (61 male householders (22 living alone)), 34 female householders (20 living alone)), 73 nonrelatives

Size of family households: 175 2-persons, 134 3-persons, 155 4-persons, 183 5-persons, 35 6-persons, 40 7-or-more-persons

Size of nonfamily households: 66 1-person, 45 2-persons, 44 3-persons

430 married couples with children.
245 single-parent households (132 men, 113 women).

33.7% of residents of 95039 zip code speak English at home.
90.2% of residents speak Spanish at home (37% very well, 17% well, 26% not well, 21% not at all).
9.3% of residents speak other Indo-European language at home (72% very well, 12% well, 15% not well).
3.1% of residents speak Asian or Pacific Island language at home (35% very well, 57% well, 7% not well).
4.7% of residents speak other language at home (100% well).

Foreign born population: 993 (39.8%)
(23.8% of them are naturalized citizens)
This zip code:

39.8%
Whole state:

27.2%

Most common places of birth for the foreign-born residents:

  • Mexico (74%)
  • Germany (10%)
  • Canada (7%)
  • Portugal (5%)
  • Italy (4%)

Year of entry for the foreign-born population

  • 2000 or later: 334
  • 1990 to 1999: 314
  • 1980 to 1989: 291
  • Before 1980: 246

Races in zip code 95039:

White population: 495
Black population: 24
American Indian population: 89
Asian population: 82
Native Hawaiian and Other Pacific Islander population: 0
Some other race population: 0
Two or more races population: 33
Hispanic or Latino population: 1,867

Facilities with environmental interests located in this zip code:

  • MOSS LANDING POWER PLANT (HIGHWAY 1 AND DOLAN ROAD in MOSS LANDING, CA)
    AIR MAJOR (AIRS/AFS)
    AIR PROGRAM (Clean Air Markets Division Business System)
    OIL CONTROL (Facility Response Plan for oil discharge)
    STATE MASTER (California - Hazardous Waste Tracking) - HAZARDOU WASTE PROGRAM
    CRITERIA AND HAZARDOUS AIR POLLUTANT INVENTORY (Inventory of air pollution sources)
    National Pollutant Discharge Elimination System MAJOR (Tracking pollutant discharge elimination systems) - permit
    HAZARDOUS WASTE BIENNIAL REPORTER (Resource Conservation and Recovery Act (tracking hazardous waste))
    Large Quantity Generators, more that 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
    TSD (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
    Business SIC classification: ELECTRIC SERVICES
    Business NAICS classification: FOSSIL FUEL ELECTRIC POWER GENERATION.
    Organizations: PG&E, INC. (CONTACT/GENERAL) , LSP MOSS LANDING LLC (CONTACT/OPERATOR) , DUKE ENERGY MOSS LANDING LLC (CONTACT/OWNER) , DUKE ENERGY MOSS LANDING, LLC (OWNER/OPERATOR)
    Alternative names: DUKE ENERGY MOSS LANDING LLC
  • NATIONAL REFRACTORIES & MINERALS CORPORATION (HIGHWAY 1 in MOSS LANDING, CA)
    STATE MASTER (California - Hazardous Waste Tracking) - HAZARDOU WASTE PROGRAM
    CRITERIA AND HAZARDOUS AIR POLLUTANT INVENTORY (Inventory of air pollution sources)
    National Pollutant Discharge Elimination System MAJOR (Tracking pollutant discharge elimination systems) - permit
    Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste))
    TRI REPORTER (Tracking of toxic chemicals releasing facilities)
    Business SIC classification: INDUSTRIAL INORGANIC CHEMICALS; MINERALS AND EARTHS, GROUND OR OTHERWISE TREATED; NONCLAY REFRACTORIES; GASOLINE SERVICE STATIONS
    Business NAICS classification: ALL OTHER BASIC INORGANIC CHEMICAL MANUFACTURING.; NONCLAY REFRACTORY MANUFACTURING.; SECONDARY SMELTING, REFINING, AND ALLOYING OF NONFERROUS METAL (EXCEPT COPPER AND ALUMINUM).
    Organizations: MOSS LANDING COMMERCIAL PARK (CONTACT/OWNER)
    Alternative names: MOSS LANDING COMMERCIAL PARK, NATIONAL REFRAC&MNRL-NATIVIDAD
  • MONTEREY BAY AQUARIUM RESEARCH (7642 SAND HOLDT RD in MOSS LANDING, CA)
    STATE MASTER (California - Hazardous Waste Tracking) - HAZARDOU WASTE PROGRAM
    Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste))
  • ALL IMPORT & AMERICAN AUTO WRECKING (516F DOLAN RD in MOSS LANDING, CA)
    Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste))
    Organizations: RICK LEMMON (CONTACT/OWNER)
  • MIDBAY AUTO DISMANTLERS (516 DOLAN RD #C in MOSS LANDING, CA)
    Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste))
    Organizations: JOHN P DOLAN (CONTACT/OWNER)
  • NORTH MONTEREY COUNTY UNIFIED SD (8142 MOSS LANDING RD in MOSS LANDING, CA)
    COMPLIANCE ACTIVITY (Tracking inspections of insecticide, fungicide, and rodenticide, and toxic substances)
  • NORTH MONTEREY COUNTY UNIFIED SD (P.O.BOX 49 in MOSS LANDING, CA)
    COMPLIANCE ACTIVITY (Tracking inspections of insecticide, fungicide, and rodenticide, and toxic substances)


Zip code 95039 marital status for males
Zip code 95039 marital status for females


Housing units lacking complete plumbing facilities: 7.9%

Housing units lacking complete kitchen facilities: 7.4%

Most commonly used house heating fuel:

  • Utility gas (61%)
  • Electricity (16%)
  • Bottled, tank, or LP gas (11%)
  • No fuel used (4%)
  • Wood (3%)
  • Solar energy (3%)
  • Other fuel (2%)
  • Fuel oil, kerosene, etc. (1%)

Place of birth for U.S.-born residents:

  • This state: 418
  • Northeast: 11
  • Midwest: 38
  • South: 11
  • West: 13

57% of the 95039 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 46% lived in this county.
   Out of people who lived in different counties, 50% lived in California.

Year Householders Moved Into Unit:

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 135
Here:

23.1%
California:

8.9%

Students in private schools in grades 9 to 12 (high school): 40
Here:

20.0%
California:

7.9%

Students in private undergraduate colleges: 127
Here:

50.2%
California:

15.6%

Educational Attainment (%)

School Enrollment by Level of School (%)


Class of Workers (%)


Top industries in this zip code by the number of employees in 2005:

  • Professional, Scientific, and Technical Services: Research and Development in the Physical, Engineering, and Life Sciences (100-249 employees: 1 establishment)
  • Wholesale Trade: Fresh Fruit and Vegetable Merchant Wholesalers (50-99: 1, 20-49: 1, 5-9: 2)
  • Utilities: Fossil Fuel Electric Power Generation (50-99: 1)
  • Accommodation and Food Services: Full-Service Restaurants (20-49: 1, 10-19: 1, 1-4: 1)
  • Accommodation and Food Services: Hotels (except Casino Hotels) and Motels (10-19: 1, 5-9: 1)
  • Other Services (except Public Administration): Other Personal and Household Goods Repair and Maintenance (10-19: 1, 1-4: 2)

Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)

Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninst.)




Fatal accident statistics in 2006:

  • Fatal accident count: 3
  • Vehicles involved in fatal accidents: 5
  • Fatal accidents caused by drunken drivers: 1
  • Fatalities: 3
  • Persons involved in fatal accidents: 11
  • Pedestrians involved in fatal accidents: 0

Fatal accident statistics in 2005:

  • Fatal accident count: 4
  • Vehicles involved in fatal accidents: 8
  • Fatal accidents caused by drunken drivers: 3
  • Fatalities: 6
  • Persons involved in fatal accidents: 17
  • Pedestrians involved in fatal accidents: 0

Home Mortgage Disclosure Act Aggregated Statistics For Year 2009
(Based on 8 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans		B) Conventional
Home Purchase Loans		C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)		G) Loans On Manufactured
Home Dwelling (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED8$248,85510$242,88625$257,3103$122,4204$210,7601$82,010
APPLICATIONS APPROVED, NOT ACCEPTED1$289,5702$249,8304$217,5500$02$153,8700$0
APPLICATIONS DENIED2$316,0054$234,31017$286,4372$39,9201$274,5301$290,410
APPLICATIONS WITHDRAWN1$283,2402$302,0156$302,7881$202,3501$211,3400$0
FILES CLOSED FOR INCOMPLETENESS0$00$03$295,2470$01$259,2700$0
Choose year:  2009 2008 2007 2006 2005 2004 2003 2002 2001 2000 1999

Detailed HMDA statistics for the following Tracts: 0101.01 , 0102.01, 0103.03, 0103.04

Private Mortgage Insurance Companies Aggregated Statistics For Year 2009
(Based on 4 partial tracts)
A) Conventional
Home Purchase Loans
NumberAverage Value
LOANS ORIGINATED1$242,570
APPLICATIONS APPROVED, NOT ACCEPTED1$151,360
APPLICATIONS DENIED1$181,310
APPLICATIONS WITHDRAWN0$0
FILES CLOSED FOR INCOMPLETENESS0$0
Choose year:  2009 2008 2007 2004 2003 2002 2001 2000 1999

Detailed PMIC statistics for the following Tracts: 0101.01 , 0102.01, 0103.04

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value


Most common first names in zip code 95039 among deceased individuals
NameCountLived (average)
Robert1078.8 years
John667.0 years
William675.3 years
Fred482.5 years
Elizabeth368.3 years
Jean277.0 years
James257.5 years
Hazel276.5 years
Charles271.5 years
Clarence283.1 years
Most common last names in zip code 95039 among deceased individuals
Last nameCountLived (average)
Harmon381.7 years
Blakely381.0 years
Hernandez381.0 years
Sisemore382.1 years
Whiteman377.3 years
Abrahamson273.5 years
Caldwell278.5 years
Danbom272.5 years
Freitas277.5 years
French277.0 years


Back to Moss Landing, CA, Monterey County, CA, California bigger cities, California smaller cities, California smallest towns, All U.S. cities.


Recent home sales, price trends, and home value evaluator powered by Onboard Informatics
© 2012 Onboard Informatics. Information is deemed reliable but not guaranteed.
 
City-data.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Website © 2003-2012 Advameg, Inc.