Please register to participate in our discussions with 2 million other members - it's free and quick! Some forums can only be seen by registered members. After you create your account, you'll be able to customize options and access all our 15,000 new posts/day with fewer ads.
I speak of personal experience since my relative has an Obama market place insurance. Actually last year that thing was nearly worthless other than prescriptions, ER and urgent care. You had to go to Columbus for doctor appointments, hospital or tests assuming you would live that long since every Obamacare marketplace sufferer had to go drive to a large metropolitan area and waiting periods rendered that obamacare worthless in practical terms. This year more local doctors accept obamacare, but all local hospitals do not accept it, hospitals refuse doing tests EVEN after insurance authorizes out of network payments. Nonprofit hospital institutions suspect that Obamacare patients would apply for financial aid to cover the difference between what hospitals charge and obamacare pays.
What more does your relative expect? Prescriptions, ER and urgent care should make them happy.
Most insurance plans become complicated when you need specialists and try to go out-of-network.
Rural areas will be hurt by almost anything the GOP replaces it with. Facilities cannot exist without federal aid. The problem with the GOP plans is that they don't understand that changing one piece of the plan will have a domino affect. And this goes way beyond anything Trump understands.
Someone must have told him his voters will get screwed (and vote numbers are all he understands), because now he is saying the plan is 'mean.' But if you asked him describe how it is 'mean' he wouldn't be able to give you an answer, as he doesn't know what the ACA is and doesn't know what is in the new GOP plan.
If they shove through legislation, there will be a lot of rural voters hurting, because the GOP is also cutting Medicaid. Double whammy to rural facilities.
"...The problem is that both health centers and rural hospitals are dependent on federal dollars to survive. In Kentucky they receive about 70 percent of their revenue from Medicare and Medicaid. Elizabeth Cobb of the Kentucky Hospital Association said financial constraints are forcing rural hospitals to close..."
“There has been an increase in the loss of rural hospitals nationwide, and that’s very alarming,” she said..."
The Repubs are starting to reveal parts of this bill.
One standout is that insurers will be able to charge more for those with pre-existing conditions- this will screw an estimated 1/3 of those on the exchanges.
One standout is that insurers will be able to charge more for those with pre-existing conditions- this will screw an estimated 1/3 of those on the exchanges.
It will screw anyone with a pre-existing condition. And that includes people with asthma, a pregnancy, diabetes, arthritis....never mind cancer, heart conditions, etc.
The Repubs are starting to reveal parts of this bill.
One standout is that insurers will be able to charge more for those with pre-existing conditions- this will screw an estimated 1/3 of those on the exchanges.
Do you have a link to this claim, as what I have read stated clearly that insurers could not deny or charge more for those for preexisting conditions. I have read that subsidies will be lowered to cover those who make 350% of federal poverty limit versus 400% and states may waive the current federal standards on coverage.
Pre-existing conditions policy
KEEP
OBAMACARE Requires insurers to cover people regardless of pre-existing medical conditions and bars them from setting prices based on a person’s health history.
SENATE BILL Preserves this rule, but patients with serious illnesses may find that their coverage is less valuable if they live in a state that eliminates benefit requirements or allows limits on coverage.
Restrictions on charging more for older Americans
CHANGE
OBAMACARE Bans insurers selling policies to directly to individuals from charging their oldest customers more than three times what they charge their youngest ones.
SENATE BILL Allows insurers to charge older customers five times as much as younger ones.
Restrictions on charging more for older Americans
CHANGE
OBAMACARE Bans insurers selling policies to directly to individuals from charging their oldest customers more than three times what they charge their youngest ones.
SENATE BILL Allows insurers to charge older customers five times as much as younger ones.
Senate Bill also allows individual states to modify the above premium difference between older and younger customers. On one hand, some left leaning states might modify it back to 3-1, but some right leaning state might change it to 7-1, causing older people to have even higher premiums than the senate bill proposes (and the senate bill is higher than ACA).
The Senate Bill gives a substantial premium increase for those 45 or older. Much higher premiums than Obamacare.
The ACA was stellar and brilliant - many folks had insurance plans that scammed them, and then they'd find out too late.
Sad to see ACA being replaced by trump-could-care-less.
Please register to post and access all features of our very popular forum. It is free and quick. Over $68,000 in prizes has already been given out to active posters on our forum. Additional giveaways are planned.
Detailed information about all U.S. cities, counties, and zip codes on our site: City-data.com.
Please register to participate in our discussions with 2 million other members - it's free and quick! Some forums can only be seen by registered members. After you create your account, you'll be able to customize options and access all our 15,000 new posts/day with fewer ads.
