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like we tell beergeek . few have the nerve to buy in when stocks are plunging and look like they have no bottom .
then when they turn it looks like a suckers rally since nothing changed yet .
then they wait for the roll back which never comes .
this is a story that repeats over and over ..
if you didn’t commit that money in the covid lows and then didn’t commit that money in the october lows , why would this time be different..
most who think this miss the boat and end up playing around with nickel and dime trades while the big wealth building dollars slide by
My problem has been my risk profile changed after the accident. I never knew if I was going to be disability retired one year to the next and then I got the cancer diagnosis (and that was biting my nails one year to the next for 7 years before the oncologist told me he was pretty sure now that it wasn't going to turn aggressive).
So while it makes no sense to you it makes perfect sense to me.
I will not be investing for me at this point. I will just carve out a piece that is for my nephew and put that piece in the market (when it feels right) and leave it there.
I am so exhausted with the blood cancer I don't really need a lot of money beyond my pension and social security. I was hobbled from the accident in 2005. So, I cannot walk and I am slowly dying from blood cancer. It's not an expensive lifestyle. I will retire, join a gym and get my things in order.
I will not be investing for me at this point. I will just carve out a piece that is for my nephew and put that piece in the market (when it feels right) and leave it there.
When you decide, you may find this chart informative. You can see columns comparing a simple risk parity portfolio with a standard 60/40 equity/bond portfolio over several decades and how they performed during specific economic periods.
When you decide, you may find this chart informative. You can see columns comparing a simple risk parity portfolio with a standard 60/40 equity/bond portfolio over several decades and how they performed during specific economic periods.
To demonstrate how these strategies work, we construct a “Simple Risk Parity Strategy” (or “Strategy”) and compare this simulated portfolio to a typical 60/40 simulated portfolio. In practice, many Risk Parity strategies provide exposure to a wider range of asset classes. Here, for simplicity, we construct the Strategy using only three widely available commercial indices:
the MSCI World Index,
the Barclays U.S. Aggregate Government Index, and
the S&P GSCI Index
representing exposures to equities, bonds, and commodities, respectively. Using these three indices allows us to analyze Risk Parity from as early as 1971, examining the historical performance characteristics through a number of different business cycles and market environments.
meh , i would never predict or time my way in and out .
riding the wave of good and bad has grown amazing amounts of money over the years .
by the way , the ray ray dalio all weather portfolio came in next to dead last with last being 100% equities as far as loosing the most out of all the popular lazy portfolios looked at in 2022
the all weather is considered an un leveraged risk parity portfolio as well as the original risk parity portfolio the PERMANENT PORTFOLIO as well as its more aggressive brother the GOLDEN BUTTERFLY
Last edited by mathjak107; 02-23-2024 at 02:40 AM..
I tried to access that website today & it doesn't work anymore. Can you get to it?
no it says it was made private. , i wonder why.
only thing i saved is the chart i posted from that site showing how it did from 2019 if you need it
Last edited by mathjak107; 02-25-2024 at 02:30 AM..
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