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True... But for those of us (retired) via single lifetime income, no pension (tho 34 yrs service), no HC, no SSI, .... We have to be a tad more creative. It works (for now). Get sick? Will still work if you die, or leave USA.
Stealth - I'm like 4 credits short of meeting the minimum for social security benefits when I turn 65 or whenever it will be in 25 years from now (I'm 40 now). Reason I'm short is I lived/worked overseas in Asia for the last 18 years and not all of the companies I worked for I was on a U.S. payroll.
That being said, if I'm 4 credits short, will I just not receive any payments each month for social security, or will I also not be eligible for medicare at 65 because I'm 4 credits short?
Yes, I know I can probably work half a year when I move back to the U.S. to make up for the 4 credits, but I'd prefer not to. I don't care about the monthly payments as much as I care about medicare when my wife and I are older. Thanks
Now that your curiosity has been assuaged, what is your plan for getting there and what age will you reach it?
Single but might reach that mark in my late 50's or early 60's. Only because I inherited property which I never earned so I will have cheated reaching 2M.
Location: We_tside PNW (Columbia Gorge) / CO / SA TX / Thailand
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Quote:
Originally Posted by JakeinChina
- I'm like 4 credits short of meeting the minimum for social security benefits when I turn 65 or whenever it will be in 25 years from now (I'm 40 now). Reason I'm short is I lived/worked overseas in Asia for the last 18 years and not all of the companies I worked for I was on a U.S. payroll.
That being said, if I'm 4 credits short, will I just not receive any payments each month for social security, or will I also not be eligible for medicare at 65 because I'm 4 credits short?
Yes, I know I can probably work half a year when I move back to the U.S. to make up for the 4 credits, but I'd prefer not to. I don't care about the monthly payments as much as I care about medicare when my wife and I are older. Thanks
Just turned 65, married and have $4 million. Lived way below my means, used cars, same home for 30 years, etc. Now the hard part, blowing the dust off the wallet and learning how to spend. Two European trips coming up but still can't justify paying for first class on the flights. People say if I don't go first class my kids will on the inheritance. Rethinking my current stance.
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