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Who's paying for it under the current insurance system? The same people will be paying but the overhead will drop by about 30%. (under a single payer system)
BTW, what is "unlimited" healthcare...is that a new proposal?
Who's paying for it under the current insurance system? The same people will be paying but the overhead will drop by about 30%. (under a single payer system)
BTW, what is "unlimited" healthcare...is that a new proposal?
No..you got that 9/23...no more caps. There is no lifetime limit anymore.
Not the same thing. There can still be non-covered services.
You always had non covered. But now there is no limit to the covered.
That is new since 9/23.
Now every insurance company has to re-insure..every one.
That cost to re-insure will be passed on to us even though few actually hit that lifetime max.
You always had non covered. But now there is no limit to the covered.
That is new since 9/23.
Now every insurance company has to re-insure..every one.
That cost to re-insure will be passed on to us even though few actually hit that lifetime max.
You don't understand what I'm saying. There will still be formularies for drugs, and some companies won't cover every med prescribed. There will still be procedures that will not be a covered benefit, e.g. plastic surgery in almost all cases, LASIK, experimental treatment (defined by the ins. company), etc.
Currently, when people reach their lifetime limit, they end up on medicaid, SSI, or some other public program. We pay either way.
To answer your question, the disparity comes from the fact that the pre-existing condition clause and the insurance mandate are a married solution. You can't have one without the other. mandates are supposed to cover the additional cost of insurance companies covering all the pre existing conditions. Unfortunately, the pre existing conditions clause went into effect last week, but the mandate doesn't take effect until 2013, I think. Thus, premiums will probably go up for private insurance. I'm not defending any of this, just trying to answer your question, so please don't pick a fight with me.
By the way, I had this overwhelming urge to tune into Glen Beck today but he wasn't on. Probably won't happen for another 10 years.
Beck was on Saturday but not at the normal time.
I will have to say that you are safe when you don't really try.
I nearly forgot to mention that January 1, 2011 the most painful part of this law, for those with employer provided insurance will begin to pay for the parts of it you mentioned here. That is the day that they get to start paying income taxes on the amount their employers pay for their insurance. Yep, it officially will be reported to the IRS as part of their income. That means that it is no longer a benefit of employment.
Nasty Nancy was right when she said we have to pass it to find out what is in it.
Believe me when I say that after your first open heart surgery, you'll treasure every sunrise and give or do anything you have to see tomorrow's if necessary. Ask me how I know.
Ok, consider yourself asked. I know a bit about what you say since I had emergency 6 bypass surgery for 3 over 90% plugged arteries and three over 80% like that. Every morning is really a blessing for which I never fail to give thanks for.
You don't understand what I'm saying. There will still be formularies for drugs, and some companies won't cover every med prescribed. There will still be procedures that will not be a covered benefit, e.g. plastic surgery in almost all cases, LASIK, experimental treatment (defined by the ins. company), etc.
Currently, when people reach their lifetime limit, they end up on medicaid, SSI, or some other public program. We pay either way.
I never said anything about non covered items/procedures. You did.
I said there is no more cap on lifetime limits of what is covered.
Few people reach those limits but now EVERY INSURER HAS TO RE-INSURE FOR IT.
That's always been my issue with it. Healthcare "reform" without a single-payer option isn't really "reform" at all.
This was a great first step, but it didn't go far enough.
We didn't get healthcare reform with that law. We got healthcare insurance reform and you will be amazed to see what happens with this one along with who actually gets to pay for it.
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