No,
Respectfully, You must not be aware of the EF scale rating of a tornado
here is a link to explain the differences
Fujita scale - Wikipedia, the free encyclopedia
Everycorner of this country can have a tornado
Same as a fire
Someone who builds a house on a beach in the Florida keys is far likely prone to have a hurricane with damaging winds, floods and a tornado
The differnce between what happend in Joplin and a f0 or f1 tornado is huge
Just an FYI an F0 and f1 tornado is less severe than straight line winds
in fact if you look at the chart I provided an f0 is just small broken limbs on trees and pretty much nothing more than just a physical shape of a tornado with little if any damage at all
an f4 adn f5 are pure devastation these type of tornados occur mainly in the heartland of the usa
from north dakota clear down into texas
I also posted yesterday the most expensive state for homeowners insurance is texas and the lowest state is in nearby wisconsin
the difference is the likihood of inclimate weather.
http://en.wikipedia.org/wiki/File:Si...nado_alley.gif
If you do not know your facts then you should not insult my post
As my post is very accurate The plainfield, IL tornado was way back in the early 90's and the Oak Lawn Tornado was way back in the 60's just a blip on the radar screen. The chances of Northern Illinois having a f5 tornado are historically almost nill
F0 40–72 64–116 38.9% 10–50 Light damage.
Some damage to chimneys; branches broken off trees; shallow-rooted trees pushed over; sign boards damaged.
F1 73–112 117–180 35.6% 30–150 Moderate damage.
The lower limit is the beginning of hurricane wind speed; peels surface off roofs; mobile homes pushed off foundations or overturned; moving autos pushed off the roads; attached garages may be destroyed.
F2 113–157 181–253 19.4% 110–250 Significant damage.
Roofs torn off frame houses; mobile homes demolished; boxcars overturned; large trees snapped or uprooted; highrise windows broken and blown in; light-object missiles generated.
F3 158–206 254–332 4.9% 200–500 Severe damage.
Roofs and some walls torn off well-constructed houses; most trees in forest uprooted; skyscrapers twisted and deformed with massive destruction of exteriors; heavy cars lifted off the ground and thrown.
F4 207–260 333–418 1.1% 400–900 Devastating damage.
Well-constructed houses leveled; structures with weak foundations blown away some distance; trains overturned; cars thrown and large missiles generated. Skyscrapers and highrises toppled and destroyed.
F5 261–318 419–512 <0.1% 1100 ~ Incredible damage.
Strong frame houses lifted off foundations and carried considerable distances to disintegrate; automobile sized missiles fly through the air in excess of 100 m (109 yd); trees debarked; steel reinforced concrete structures badly damaged.
*Fujita's initial wind speed estimates have since been found to be highly inaccurate. See Enhanced Fujita Scale
The following is a map that has a table comparing hurricane prone areas in the US
this also backs my claim and yes if you buld a home on a beach or near water you are far likely to have damage from a hurricane
http://www.escambia-emergency.com/Hu...anual/risk.pdf
So you can see my reasoning behind this and this is not a blame game of gotcha - these are facts not assumptions but pure facts.
so know your insulting comment does not hold any merit
If its one thing I have learned on this thread people are insulting and try to play a blame game or a gotcha type of an attitude
why cant anyone have a reasonalbe frindly exchange is everyone that wound up on this board
A homeowners policy in Illinois is far less expensive than most parts of the united states and this is further proof to back my claim