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Old 07-20-2013, 10:05 PM
 
Location: Chesapeake Bay
6,046 posts, read 4,819,266 times
Reputation: 3544

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Quote:
Originally Posted by pghquest View Post
I pay about $500 a year, and pocketed the $19,000 savings that the average premium cost, yeah.. I'm jealous you got your $100.. You figured it out..

Give it a break.. Why are you guys hijacking the thread into something so dumb? Obama said premiums would fall 3000%, and not only did they not fall, they climbed about 10%, while idiots celebrate their .5% rebate
check.. yeah.. I'm jealous..
Where do you get the $19500 average premium cost?
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Old 07-20-2013, 10:05 PM
 
32,069 posts, read 15,072,790 times
Reputation: 13693
Quote:
Originally Posted by pghquest View Post
Really, what part of my postings display anger? The fact that I'm laughing my ass off at people who cant understand basic math? Sorry, that doesn't make me angry, its actually pretty pathetic..
Ok well maybe the part where you attacked me for receiving a rebate check when you didn't lol And yes you are angry
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Old 07-20-2013, 10:07 PM
 
69,368 posts, read 64,128,317 times
Reputation: 9383
Quote:
Originally Posted by Weichert View Post
Where do you get the $19500 average premium cost?
According to the Kaiser Family Foundation, health care premiums for the average family cost $15,745 in 2012

So its $15,745 not $19,500.. so I guess I'm upset because I only pay $15K less than the average family.. Do you understand the flaw in that argument yet?
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Old 07-20-2013, 10:08 PM
 
69,368 posts, read 64,128,317 times
Reputation: 9383
Quote:
Originally Posted by natalie469 View Post
Ok well maybe the part where you attacked me for receiving a rebate check when you didn't lol And yes you are angry
I didn't once attack you for receiving a rebate check, I attacked you for thinking a question ended before a question mark.

Try again..
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Old 07-20-2013, 10:09 PM
 
10,092 posts, read 8,207,970 times
Reputation: 3411
Quote:
Originally Posted by pghquest View Post
That's who gets a check, not how much is reimbursed.

Do you really think a family of 4 will get the same rebate as a family of 1 who pays less in insurance premiums?
The rebate is based on how much your insurance company actually spends on services. If they spend less than 80% on premiums, then you get a refund that makes up that difference. If you're with a company that spends more than 80% on services, you get nothing. If you're with someone that spends way less than 80%, you'll get a bigger refund than someone with a company that comes closer to 80%. If your employer pays part of your premium, then the refund will be prorated between you and your employer. The cost of the insurance itself is only one factor out of many.
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Old 07-20-2013, 10:10 PM
 
69,368 posts, read 64,128,317 times
Reputation: 9383
Quote:
Originally Posted by mb1547 View Post
The rebate is based on how much your insurance company actually spends on services. If they spend less than 80% on premiums, then you get a refund that makes up that difference. If you're with a company that spends more than 80% on services, you get nothing. If you're with someone that spends way less than 80%, you'll get a bigger refund than someone with a company that comes closer to 80%. If your employer pays part of your premium, then the refund will be prorated between you and your employer. The cost of the insurance itself is only one factor.
The rebate TOTAL (i.e. how much the company is sending EVERYONE) is based upon how much the insurance company spends on services, but that's not whats being discussed, the discussion is how much of that TOTAL the insurance company is reimbursing is YOUR share...
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Old 07-20-2013, 10:12 PM
 
Location: Chesapeake Bay
6,046 posts, read 4,819,266 times
Reputation: 3544
Quote:
Originally Posted by pghquest View Post
According to the Kaiser Family Foundation, health care premiums for the average family cost $15,745 in 2012

So its $15,745 not $19,500.. so I guess I'm upset because I only pay $15K less than the average family.. Do you understand the flaw in that argument yet?
Yeah, you overstated almost $4000. Actually, over $4000 with the $20000 figure.
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Old 07-20-2013, 10:14 PM
 
32,069 posts, read 15,072,790 times
Reputation: 13693
Quote:
Originally Posted by pghquest View Post
I didn't once attack you for receiving a rebate check, I attacked you for thinking a question ended before a question mark.

Try again..
I'm sorry but that is so stupid and controlling. At least you admit you attacked me for no legit reason
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Old 07-20-2013, 10:14 PM
 
69,368 posts, read 64,128,317 times
Reputation: 9383
Quote:
Originally Posted by Weichert View Post
Yeah, you overstated almost $4000. Actually, over $4000 with the $20000 figure.
I haven't had that type of insurance in 13 years.. So I guess according to you, I should be very upset I saved about $150,000 +..

Lets do the math now shall we? I've got catastrophic insurance which kicks in at $100K, I've got the $150K in savings that I didn't spend on insurance over the 13 years, I've got investment income, from that $150K I invested and didn't spend, and you guys have $100 rebate.

And you think I'm the one upset?
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Old 07-20-2013, 10:15 PM
 
69,368 posts, read 64,128,317 times
Reputation: 9383
Quote:
Originally Posted by natalie469 View Post
I'm sorry but that is so stupid and controlling. At least you admit you attacked me for no legit reason
You don't think its legit to expect people to read a question until it hits the question mark?

Tell me on the above question I just posted, where did you stop reading?
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