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Premiums went up because you can't exclude sick people, can't charge more for have preexisting conditions, can only have a 3X premium differential in the market, can't have more than a $6350 out of pocket expense, can't cap lifetime payouts, etc. Basically, there is no underwriting involved now. The ACA capped the max deductible. Pre ACA my HSA plan was about $80 for a $3.5K deductible. Post ACA that deductible is going to cost $270/month. Oddly, for $279 I can get a plan with a $0 deductible and a $35 copay.
Still waiting for you to post the company that offers 46 plans.
The discussion had strayed into how liberals want all their decisions made for them. Like, having employers choose their insurance, having the government choose what their employers can choose, having the government choose the terms of thier job, having the government control their money for them, having their vehicle choices, toilet choices, education choices, loan choices, all these things chosen FOR THEM, apparently because they are petrified with fear at the thought of having to do anything themselves.
Now you are just being silly! Have you really downed two more beers since I last posted?
Here's the deal...I showed you mine; you show me yours.
The discussion had strayed into how liberals want all their decisions made for them. Like, having employers choose their insurance, having the government choose what their employers can choose, having the government choose the terms of thier job, having the government control their money for them, having their vehicle choices, toilet choices, education choices, loan choices, all these things chosen FOR THEM, apparently because they are petrified with fear at the thought of having to do anything themselves.
What in the world are you talking about?
Quote:
Originally Posted by HappyTexan
What healthcare insurance do you have where you have 46 plans to choose from ?
I've had UnitedHealthCare and Aetna..both big names and neither had anywhere near 46 different plans.
United is mainly offering employer plans, but some individual plans are still available.
Good Lord..anyone can go out and get their own insurance if they wanted to.
So basically you have no employer insurance and have to go out and buy your own.
Good Lord..anyone can go out and get their own insurance if they wanted to.
Yeah, but that doesn't mean they will have many choices.
Quote:
Originally Posted by HappyTexan
So basically you have no employer insurance and have to go out and buy your own.
I did obtain insurance through the private market. I let it lapse because I'm not paying $200+/month for something I will never use. The only reason I had it in the first place was for the HSA account. It isn't clear whether my company offers the HSA plans or not, but I figure I just spend the $50 and take what they offer.
Quote:
Originally Posted by HappyTexan
Way to deceive people.
How did I deceive anyone? You said you have 4 choices to which I replied that some markets aren't very enticing. In Alcolu, SC you have a total 9 plans, in Amherst, NH 11, in Chicago, IL there are 46 plans.
Quote:
Originally Posted by HappyTexan
LOL..Obamacare is Bronze, Silver, Gold and Platinum..4 magician choices
Quote:
Originally Posted by lycos679
Yeah, some markets aren't very enticing. I have 46 plans to choose from.
My yearly deductible used to be $5,000; now it's $1,250!
More than half!
so sorry...
I believe you.
You're one of millions of winners under Ocare. Other people here are among the millions of losers. I believe them too.
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