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IT does not take a rocket scientist to figure out that the health care brought about by the ACA was worse than most could get on the free market prior to that. between premium and deductibles it is only going to make medical bankruptcies worse, and force true government healthcare down our throats once people can not longer handle the mess of Obamacare.
Not all true, for some perhaps. In my situation before the ACA (pre-existing condition) our medical bills amounted to a 6 figure debt. So, in our case if the ACA was around at the time we would not have come close to bankruptcy. However, since the creation of the ACA deductibles have increased almost 70% in the past 5 years. To me the ACA is more like catastrophic coverage with a high monthly premium.
The first thing I ask when I read about people complaining about their premiums is, do they get a subsidy?
The market reality is that one has a choice of lower premiums traded off for higher deductibles. This is no different than pre-Obamacare, except that before Obamacare one could buy a policy, pay little and get very little coverage.
On average, consumers can expect modest increases of about 5.6 percent from last year according to PriceWaterhouseCooper, which analyzed data from 43 states and Washington D.C.
To be sure, health premiums increase each year and have long before Obamacare. Now, health experts say that because of several provisions in the law, premium price growth is actually slowing.
The first thing I ask when I read about people complaining about their premiums is, do they get a subsidy?
The market reality is that one has a choice of lower premiums traded off for higher deductibles. This is no different than pre-Obamacare, except that before Obamacare one could buy a policy, pay little and get very little coverage.
And how is that not exactly what some people needed to meet their insurance needs?
Like I said, I and many other people I know needed only inexpensive catastrophic plans while self-funding routine medical care (which wouldn't meet Obamacare plan deductibles anyway) that costs MUCH less than Obamacare premiums.
Remember the names of the demlegislators who thought passing this legislation without reading or understanding it was a good idea.
We have to pass it to see what was in it legislative strategy opens the position of congressman or senator to anyone who might be illterate or blind with no finger tips.
Have a loved one or pal you think would be a good legislator encourage them to run for office. In the words of HRC, 'what does it matter?'.
We have to pass it to see what was in it
-- Nancy Pelosi
Premiums Will Decrease 3000% So You Should Get A Raise When H'care Is Passed
-- Barack Obama
The first thing I ask when I read about people complaining about their premiums is, do they get a subsidy?
The market reality is that one has a choice of lower premiums traded off for higher deductibles. This is no different than pre-Obamacare, except that before Obamacare one could buy a policy, pay little and get very little coverage.
From
Many factors play into the cost of coverage. Such as states that do participate, those that do not. What state they are in = what plans are available. Individual=family plans and the age of the participant.
High Deductibles are like stock losses. If you need them you can save over no coverage. or catastrophic coverage.
You do not lose money on a good stock as long as you do not panic and sell when its at the lowest.
You only have to worry about high deductibles if you have health care issues. If you are healthy and younger find a lower cost. If your family has health issues look at higher cost with lower deductibles. Real simple stuff.
Insurance is only a good thing when you need it. When you do need it it is great.
Why the shock? For-profit insurance is predicated on the premise that one will not use its insurance but pay the premium,
Not true at all. The business model for insurance assumes millions of people will use the insurance.
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