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To many people, who can do math, $40 or $100 a month adds up to quite a bit over the course of the year and we can do quite a bit with it. I understand that people like you, who waste money frivolously and then blame others when you're broke don't understand that. That's the way of the world.
No that would be TRUMPCARE destroying the health care markets and thus increasing premiums for his adoring base, most of whom live in your neck of the woods.