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Old 02-02-2019, 08:44 AM
 
19,387 posts, read 6,498,806 times
Reputation: 12310

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Quote:
Originally Posted by Raddo View Post
That's why this isn't insurance. It is a tithe, with the church controlling people by what they do with the money.
I get it now. It's like saying....if you practice Christianity, we will cover your medical expenses. It's sort of a bribe.

 
Old 02-02-2019, 08:45 AM
 
Location: Here and now.
11,904 posts, read 5,583,552 times
Reputation: 12963
Quote:
Originally Posted by Cheesemont View Post
Again, that is was the irreligious leftists don't understand. Christians DO tell the truth. And because they do, Samaritan works wonderfully well.
I'm sorry, but you need to take off those rose-colored glasses. Christians are not the only people who are commanded by their faith not to lie. They are also not always perfect in obeying said commandment.

I'm sorely tempted to ask you to examine your own behavior on this forum, but as I don't know you, I guess it's possible that you actually believe the things you say.
 
Old 02-02-2019, 08:47 AM
 
Location: Florida
23,795 posts, read 13,254,341 times
Reputation: 19952
Quote:
Originally Posted by Cheesemont View Post
I am self-employed. We used to have a great private health insurance plan. Our whole family of seven had a family plan for $460/month. In late 2014, we got notice that the plan would be discontinued, that we had to move to an 0bamacare-approved plan. Comparable 0bamacare plan with a $6000 deductible----$1400/ a month. I was outraged.
In late November, I heard an ad on the Rush Limbaugh program about a Christian health insurance alternative that was exempt from 0bamacare. It was called a co-op. I won't mention the name, so I won't be accused of advertising. So after some googling, I found out there were three such co-ops that existed before the ACA, and were exempt from it. What I found was unbelievable. Virtually unlimited caps, no deductible, and very inexpensive. I was amazed this option was never discussed in the media, and now I understand why. If widely known about, it would have been a huge threat to 0bamacare. And even though the ACA has been temporarily defanged by Trump, the law is still in place for the next Democrat president to restore in full.The co-op I chose charged $465 for family plan, $160 for individuals. $5 million cap. No deductible. But there are RULES. You have to be a Christian, attend Christian church services at least three times a month, get your pastor to sign off on it, abstain from smoking, drinking to excess, and sex outside of marriage. It does not pay for check-ups or pre-existing conditions, you have to have been cancer-free for five years, and can't have Type I diabetes.The reason it's so cheap is it doesn't pay for garbage like birth control, abortions, Viagra, or anything immoral like 0bummer care requires. And it won't pay if you've violated one of the rules. Say you get hurt in an accident where you get injured because you or someone you were with were driving drunk. Not covered. You get pregnant and are not married. Not covered. You smoke and get lung cancer. Not covered. Check-ups are not covered. Why should they be? That's not what insurance is from. And if you don't pay your premium, you get kicked out.But the GREATEST THING OF ALL, is the 'premiums' are assigned and sent DIRECTLY to other members to pay their bills for 11 of the 12 months. The other month's premium is sent to the home office for administrative costs. So the GREATEST STRENGTH is over 90% of the money sent is never seen by a central office. So there is no pile of money anywhere to get stolen, grafted, or misused. In other words, it's the total opposite of damned government!!!
It wasn't long before it was put to the test. In 2015, I tore my quadriceps tendon off the kneecap. That was major leg surgery. The total bill was $13000. (As a self-pay, you keep costs down.) Samaritan members covered it all. No deductible. Physical therapy included. I didn't pay a dime!!!! Many even sent encouraging notes. People taking care of people. No wasted cost. True Christian charity. Exactly the way insurance and ALL GOVERNMENT SERVICES should be run!
I disagree. Those plans have been around for years and my Marxist insurance agent() told us all about them, and I've discussed them with others.

So people are well aware of these plans. And you do not have to go to church AT ALL. Just pay the low premiums. We chose not to get one of these plans because they are like the old plans that do not cover pre-existing conditions, and as you went up in coverage, so did the premiums. I simply didn't trust the plans, as they didn't seem that solid. Also, being an atheist, the whole religious connection sort of turned me off.
 
Old 02-02-2019, 08:47 AM
 
Location: Staten Island, NY
3,614 posts, read 1,735,355 times
Reputation: 2740
I hear these commercials all the time and it does seem to good to be true. I have a few born again friends I will ask them what their opinion is on the matter. Personally, I feel like it's used as a recruiting tool for the churches. Frankly, it sounds like a pyramid scheme to me.
 
Old 02-02-2019, 08:47 AM
 
7,235 posts, read 7,036,104 times
Reputation: 12265
Believing in sex only for procreation explains SO much about the OP. And conservative religious types in general. All that frustration has to come out somewhere...
 
Old 02-02-2019, 08:48 AM
 
Location: San Francisco, CA
15,088 posts, read 13,446,358 times
Reputation: 14266
Great that it works for you.

Of course, it's a very close off affair, and the rest of society who doesn't want to be fundamentalist Christian also needs some healthcare options.

As do people with pre-existing conditions, which your Christian coverage presumably leaves to die (so compassionate of you).

So we'll just have to stick with trying to make our secular healthcare better in a way that actually works for society as a whole.
 
Old 02-02-2019, 08:48 AM
 
Location: Barrington
63,919 posts, read 46,717,658 times
Reputation: 20674
Quote:
Originally Posted by bmccormick71 View Post
I suspect refusing to cover pre-existing conditions, diabetes and preventative care are what makes it so cheap, not refusing to pay for “immoral” birth control.

I also wonder what happens if multiple members of the pool need expensive care in a given year and the money runs out.

But I’m glad you found a plan that works for you and that your injury was covered.
These ministries are not regulated. They do not have to “ reserve” for claims. There is no guarantee your qualified bills will be covered and there is no legal obligation they must pay your qualified bills.

Self- imposed health risks are excluded as are most preexisting conditions. No preventative care. No healthcare provider, tests, prescription medication or treatment covered unless administered in a hospital.

Annual and lifetime caps can range from $250,000 a year to $1 million.

Thinking a medical cost sharing ministry may be a viable option for some young, healthy families.
 
Old 02-02-2019, 08:49 AM
 
7,736 posts, read 4,985,635 times
Reputation: 7963
I wonder if islam insurance covers birth control or pays for you to have babies? Oh wait. The US government insurance already does that.
 
Old 02-02-2019, 08:49 AM
 
7,235 posts, read 7,036,104 times
Reputation: 12265
Quote:
Originally Posted by Cheesemont View Post
Oh, no. The godless left are the atheist and irreligious folks who go along with the current Marxist sentiment embraced by the Democrat Party. Hope that helps remedy your confusion.
They have better sex lives, too!
 
Old 02-02-2019, 08:51 AM
 
1,768 posts, read 567,519 times
Reputation: 2101
Quote:
Originally Posted by Cheesemont View Post
Why would you say such hateful ridiculous stuff? The Catholic Church, like every organization, is comprised of fallible humans who sometimes do bad things. Sometimes very bad. But Catholic teaching obviously is opposed to such behavior, for Jesus' word is perfect. And in fact it is a tiny minority of priests who have done such acts. Less than the population at large.

Have you noticed the left never complains about the godless public schools which has many hundreds of times more teacher offenses against students. Everyone in this forum knows of at least three such offenses in their own school district in past years.
Because it’s true.

Catholic priests rape children.

Catholic bishops protect them.

Tell yourself whatever you need to help you sleep at night but by remaining in the Catholic Church you support child rape.

Your Stalin analogy is false, because there is not organized atheist institution, no fixed set of atheist belief. Atheism is simply the absence of belief in a concept, it is not an institution or organization.

You belong to an organization that has systematically allowed its most powerful leaders to rape children for decades and done nothing to stop that behivor.
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