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Interestingly, probably 95% of America could become one of the 'selected few' that Samaritan accepted if they chose to. Then we could all, as a group use personal charity to help the 5% that can't. Sounds like a perfect system to me. But the left would never go for that. Why not? No big pile of money to control or steal from. And make no mistake: control is ALL 0bummercare was ever about.
Is someone feeding you these lies or are you making them up yourself?
20% to 50% of non-elderly Americans have one or more pre-existing conditions.
So they were fine with the rest of picking up the cost of their pregnancies and deliveries, immunizations, etc.
Hopefully, they were visiting Planned Parenthood on our dime was well.
I mean, I can't respond to anecdotes given by anti-Christian leftists. How would I know they are even real or truthful? And even if they are, what does these people's alleged choices have to do with Samaritan working well?
I am self-employed. We used to have a great private health insurance plan. Our whole family of seven had a family plan for $460/month. In late 2014, we got notice that the plan would be discontinued, that we had to move to an 0bamacare-approved plan. Comparable 0bamacare plan with a $6000 deductible----$1400/ a month. I was outraged.
In late November, I heard an ad on the Rush Limbaugh program about a Christian health insurance alternative that was exempt from 0bamacare. It was called a co-op. I won't mention the name, so I won't be accused of advertising. So after some googling, I found out there were three such co-ops that existed before the ACA, and were exempt from it. What I found was unbelievable. Virtually unlimited caps, no deductible, and very inexpensive. I was amazed this option was never discussed in the media, and now I understand why. If widely known about, it would have been a huge threat to 0bamacare. And even though the ACA has been temporarily defanged by Trump, the law is still in place for the next Democrat president to restore in full.
The co-op I chose charged $465 for family plan, $160 for individuals. $5 million cap. No deductible. But there are RULES. You have to be a Christian, attend Christian church services at least three times a month, get your pastor to sign off on it, abstain from smoking, drinking to excess, and sex outside of marriage. It does not pay for check-ups or pre-existing conditions, you have to have been cancer-free for five years, and can't have Type I diabetes.
The reason it's so cheap is it doesn't pay for garbage like birth control, abortions, Viagra, or anything immoral like 0bummer care requires. And it won't pay if you've violated one of the rules. Say you get hurt in an accident where you get injured because you or someone you were with were driving drunk. Not covered. You get pregnant and are not married. Not covered. You smoke and get lung cancer. Not covered. Check-ups are not covered. Why should they be? That's not what insurance is from. And if you don't pay your premium, you get kicked out.
But the GREATEST THING OF ALL, is the 'premiums' are assigned and sent DIRECTLY to other members to pay their bills for 11 of the 12 months. The other month's premium is sent to the home office for administrative costs. So the GREATEST STRENGTH is over 90% of the money sent is never seen by a central office. So there is no pile of money anywhere to get stolen, grafted, or misused. In other words, it's the total opposite of damned government!!!
It wasn't long before it was put to the test. In 2015, I tore my quadriceps tendon off the kneecap. That was major leg surgery. The total bill was $13000. (As a self-pay, you keep costs down.) Samaritan members covered it all. No deductible. Physical therapy included. I didn't pay a dime!!!! Many even sent encouraging notes. People taking care of people. No wasted cost. True Christian charity. Exactly the way insurance and ALL GOVERNMENT SERVICES should be run!
If there is a God, why would you need Christian health insurance?
If you irreligious folks hate Christians so much, why not start your own plan that pays for pre-existing conditions, where people can game the system, where nobody cares about anybody else. But you have to have an unlimited source of funding from somewhere else to pay for it all since there is no way in hell it can be self-sustaining like Samaritan..
Oh wait. We have that, already. It's called 0bummercare.
What do you think the members of Samaritan do if they have a condition that costs hundreds of thousands of dollars and Samaritan denies payment? They aren't going to call in for a prayer circle and hope that cures them and lay down and die if it doesn't. They will go get the care that they need, and it's likely that they will not have the resources to pay for it- so who's going to foot the bill? We all are because they will go on medicaid. Why is that so hard for you to understand?
Why don't you ask the same question of the 0bummercare advocates?
It doesn't cherry pick like your scammy plan. And I don't mind paying higher premiums to help poorer people access health care, regardless of their religion.
I already explained why I called it insurance. It's because if functions exactly the same as insurance. But the co-ops cannot use 'insurance' as a legal term because of the government laws imposed on 'insurance' companies which would remove the very essence of why Samaritan works so well.
Also, with this crowd, if I'd said 'heath co-op, the readers would have glazed over and not understood, and not read the OP, which I felt people needed to read.
And the only 'swinging' comment I made was about the Marxist media. So only leftwingers were offended. Conservatives were not, because they agree with me. And I don't mind offending leftwingers. They live to be offended. It's what they do.
You don't give people much credit. Had you said "co-op," not only would some have known what you meant, but I'd be willing to bet that others would have looked up the meaning. They might even have done as I did and gone to the actual website, once you named it, to see for themselves.
There was more "swinging" than just the Marxist comment. "0bummercare?" Calling treatments you dislike "garbage?" I won't get into the argument about abortion, as I know many who don't want to pay for abortions, even though they may be pro-choice, but birth control? Viagra? Why? The overall tone was confrontational, when it could have simply been informative. I get that you don't mine offending people with whom you disagree, but I'm not sure I understand it. Why set out to deliberately and needlessly offend anyone, calling them names and such? Actually, the only reason it really offends me is that you are doing it while promoting Christianity. That offends me greatly.
The more I read the inane comments on here, the more I have reached the conclusion that what you people really want is welfare. Not insurance.
Socialist 0bamacare bastardized the term and the process. It won't be enough to repeal this despised law. We will have to also repeal the nanny-state mindset. A much tougher job.
Ahh ha...as you blend your religious judgement and choices with legislation, finally you at last forthrightly declare that you are using your faith as a political tool.
BTW, the healthcare reform act, to which you refer, exempted you and health care sharing ministries from so-called “pay or play” taxes on mandatory health insurance.
Also, IMHO, your verbalized attitude to those whom you believe are not the chosen ones, whether it is by not living up to your declared moral standards, or by possessing the wrong genes, is not very Christian. I pretty much believe Pope Francis would want you to be better than that.
Some people want insurance. Some people do not want to be scrutinized by the lifestyle police. Co op/ Christian sharing arrangements may be cheap but they are not great in everyone's eyes and they are not insurance. They are a choice and clearly yours. Those who choose to go down another path than the one you have chosen are not discriminating against your religious beliefs, so please stop forcing your beliefs into a political debate and onto legislation and a government that is struggling to find ways to make healthcare affordable and available to its citizens.
Oh and for the record, if I were in a sharing arrangement and knew you were in the same one, I probably would not sleep well or have much faith that my next emergency would be covered, bless your little heart.
Nowhere in the bible was a woman wanting to get an abortion ever banned.
In fact, the word "abortion" does not appear in any translation of the Bible.
Out of the several hundred laws of Moses, not one mentions abortion.
There is a passage about the death penalty for murder of a mother, but if she miscarries as a result of a beating, the punishment is far less.
"If men strive, and hurt a woman with child, so that her fruit depart from her, and yet no mischief follow: he shall be surely punished according as the woman's husband will lay upon him; and he shall pay as the judges determine.
"And if any mischief follow, then thou shalt give life for life, Eye for eye, tooth for tooth . . ."--Ex. 21:22-25
Who's making the profit at Samaritan if there's no pool of money? But since it is self-sustaining, unlike the federal government, it's got to have some common sense rules.
But glad you are so generous with other people's (Christians') money. Are you equally generous with your own resources? No? Why not?
Common sense like not covering ectopic pregnancies since the treatment to save the woman will kill the fetus?
Quote:
Ectopic Pregnancies—
Expenses Not Shared—Procedures directly related to the termination of a living, unborn child and/or removal of the living, unborn child from the mother due to an ectopic pregnancy are not shared (e.g. methotrexate, salpingectomy, salpingostomy), unless the removal of the child from its ectopic location was for the primary purpose of saving the life of the child or improving the health of the child.
Do you know what happens if you do not remove the fetus that is growing inside of a fallopian tube?
It ruptures, the fetus dies, and the mother could as well. The fetus is not going to survive an ectopic pregnancy either way, so why not cover the medical needs of the woman who may die?
This co-op also doesn't cover gestational diabetes.
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