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Yeah, I earn $60k right now, and it's not enough to support two people here let alone 3, unless you literally want to live in "the hood". It's not California or the 95 corridor, but COL is high here in Phoenix. So yeah my fiance works so that we can live halfway decent
You have a spending problem. Maybe read Dave Ramsey's book "Financial Peace". Folks move to Phoenix because it has a low cost of living. You just aren't doing it right.
Location: Live:Downtown Phoenix, AZ/Work:Greater Los Angeles, CA
27,606 posts, read 14,619,501 times
Reputation: 9169
Quote:
Originally Posted by Rachel976
You earn $60k on your own, PLUS your fiancé works? How much will you make together? Seems like it will be close to $100k a year, and you're complaining that individuals earning $30,000 should help you pay for daycare costs until your kid gets to first grade?
Location: Live:Downtown Phoenix, AZ/Work:Greater Los Angeles, CA
27,606 posts, read 14,619,501 times
Reputation: 9169
Quote:
Originally Posted by stiffnecked
You have a spending problem. Maybe read Dave Ramsey's book "Financial Peace". Folks move to Phoenix because it has a low cost of living. You just aren't doing it right.
It has a low COL compared to NYC, LA or the Bay Area. But it's more expensive than the national average, and wages here don't reflect it. The average home price in good neighborhoods now is $300k, $200k either gets you in the ghetto or in the far flung exurbs, yet the median individual wage here is $27k/year (close to $50k/year household).
So yeah, people who moved here with equity are doing great, but I've never owned a home so still trying to put a downpayment together (shooting for 20%, which is $60,000 in this market), and it's just as expensive to rent here than to own right now (about breakeven)
OK, so you make $85,000 together, which means she's earning only $25k - the cost you claim it would be for daycare.
So let her stay home. You're saying, instead, that WE should pay for the costs of daycare so she can work at her $12/hr job. Move into a cheaper apartment for a few years, and then when the kid is in first grade, she can go back to work and you all can move to a better place.
you're the poster child for what's wrong with liberalism: other people, even those who earn less than you, should pitch in to pay for your expenses.
Location: Live:Downtown Phoenix, AZ/Work:Greater Los Angeles, CA
27,606 posts, read 14,619,501 times
Reputation: 9169
Quote:
Originally Posted by Rachel976
OK, so you make $85,000 together, which means she's earning only $25k - the cost you claim it would be for daycare.
So let her stay home. You're saying, instead, that WE should pay for the costs of daycare so she can work at her $12/hr job. Move into a cheaper apartment for a few years, and then when the kid is in first grade, she can go back to work and you all can move to a better place.
you're the poster child for what's wrong with liberalism: other people, even those who earn less than you, should pitch in to pay for your expenses.
My point is with the system the way it is, with no assistance unless you're under the poverty line, it's either move to a high crime neighborhood or stay childless, and we've chosen the latter. But I feel it shouldn't have to be this way
What absolute nonsense? We have raised the social age of adulthood for mainly economic reasons, but we still haven't found a way to cheat biology yet. That's why tons of women who wait until their 30s to have their first child have trouble conceiving and have to turn to fertility treatments, which either don't work, or backfire and create an Octomom situation.
My mom was only 23 when she concieved me and 24 by the time I was born. And yes, my parents were married and had a house at the time. But more to the point, they didn't plan it. From the way they tell it, a condom broke. The average person who is married doesn't plan it out on some rigid schedule like a robot.
Guess my parents were above average.
They were married for 7 years before I was born and they planned it that way.
My mom said "no house, no kids". They lived in one of those Airstream trailers behind my grandparent's house for those 7 years {after WWII} until they saved enough money to build a house.
My mother timed it so well we moved into the new house when I was one month old.....and I will bet the house was supposed to be ready to move into before I was born. I was born in 1953 when BC wasn't near as advanced as it is now. My brother was born 1 yr. 10 mo. after I was.....again.....that was the plan. Planned on two, had two. Mom was 33 and 35 when we were born. Pretty fertile when she wanted to be and she was a smoker too, so was my dad.
Anyway, I am a Democrat and I disagree with free daycare and free college.
On the free day care, if you want kids you should figure out how to take care of them on your own or don't have them. Having children is a lifestyle choice, not a right.
On free college, people shouldn't get a free ride until they are 22 years old. Part of education is learning personal responsibility and I feel children are being coddled far too much already.
Low interest loans, community service.....they should have to do something to earn a college education.
Immigrant costs would be far less if we weren’t paying private firms millions to detain them.
I would like to give them court dates, ankle bracelets and temporary work permits (employers would have to cooperate and everyone would pay taxes) they would have to work, pay taxes, go to court to prove they have no criminal background. Most importantly they need to work and pay a fair tax and follow the law.
Paying for kids education will benefit us all in the long run. In a generation or two we will get a huge return on investment.
I wouldn't bet on that. This is what we have, now...
Quote:
"U.S. millennials performed horribly.
That might even be an understatement, given the extent of the American shortcomings. No matter how you sliced the data – by class, by race, by education – young Americans were laggards compared to their international peers. In every subject, U.S. millennials ranked at the bottom or very close to it, according to a new study by testing company ETS.
“We were taken aback,” said ETS researcher Anita Sands. “We tend to think millennials are really savvy in this area. But that’s not what we are seeing.”
...This exam [OECD's PIAAC], given in 23 countries, assessed the thinking abilities and workplace skills of adults. It focused on literacy, math and technological problem-solving. The goal was to figure out how prepared people are to work in a complex, modern society. And U.S. millennials performed horribly...
But surely America’s brightest were on top?
Nope.
U.S. millennials with master’s degrees and doctorates did better than their peers in only three countries, Ireland, Poland and Spain...The ETS study noted that a decade ago the skill level of American adults was judged mediocre. “Now it is below even that.” So Millennials are falling even further behind.
Top-scoring US millennials – the 90th percentile on the PIAAC test – were at the bottom internationally, ranking higher only than their peers in Spain. The bottom scorers (10th percentile) also lagged behind their peers."
Adding more, even less academically-inclined to the post-secondary mix will pull it down even faster. There's a 50-year history of how we got here, beginning with the shift in focus in public K-12 in the 1960s from academic excellence to "equal outcomes" out of a perceived need for "fairness" and a desire for social cooperation/cohesion (I'll post more on that, if anyone's interested). Of course, we got neither. US society is becoming increasingly polarized, and US millennials are the least capable generation on record since the OECD has been keeping track of such.
Different topic. We're discussing a Socialist and her asinine ideas.
The government providing us with a free wall isn't socialism? I guess it's OK when a white male does it.
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