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Interesting. What year were you diagnosed? What insurance did you choose to buy and hold when you were diagnosed?
Your treatment worked and you were able to stay employed during the process. How did you know your specific chemo treatment was inferior and less effective than those in the other countries?
Did you have an option for your job for short term disability? Did your employer provide it? Could it have been a rider on your insurance policy?
I was diagnosed in 2011. It was my first job out of college graduation a few months before and I opted into the best of three insurance plans my workplace offered (against objections of HR saying I was too young to need to worry about it). That job offered short term disability as part of the benefits, but only if you had worked a full year to coincide with FMLA. I didn't qualify as I had only been working 4 months. Not to mention that at only 60% of my income, I wouldn't have been flirting with homelessness - I actually would have been homeless.
Prior to getting the job, I spent several months job hunting at the height of the recession and did not have insurance because I was unable to buy my own health insurance on the private market thanks to minor pre-existing conditions. My cancer was misdiagnosed for 5 years so thankfully my group insurance couldn't boot me. A private insurer absolutely would have, even though it was no fault of my own that my doctors didn't expect an 18 year old to have cancer.
There are 5 and 10 year studies about survival rates and side effects/damage - my chemotherapy was 20% less effective than the other form and had more side effects. I know this not only because of studies and what my medical team at one of the top 5 cancer centers in the country recommended, but also because I live with lung damage from one of the chemotherapies. My insurance - which was considered pretty good - denied the better chemo because it was more expensive, but care for my lungs has cost hundreds of thousands of dollars, not to mention tons of sick time out of work because of repeated bronchitis, pleurisy, and other issues. That will only get worse, not get better. Thankfully regarding effectiveness, the chemo worked. It had less of a chance of doing so and for late stages of my type of cancer, the other specific chemo cocktail was considered standard worldwide for a reason. Just not good enough of a reason for my insurance company.
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Originally Posted by ncguy50
What makes someone deserving of some good or service that others have to provide?
I suppose there's no accounting for basic moral values and humanity.
I was diagnosed in 2011. It was my first job out of college graduation a few months before and I opted into the best of three insurance plans my workplace offered (against objections of HR saying I was too young to need to worry about it). That job offered short term disability as part of the benefits, but only if you had worked a full year to coincide with FMLA. I didn't qualify as I had only been working 4 months. Not to mention that at only 60% of my income, I wouldn't have been flirting with homelessness - I actually would have been homeless.
Prior to getting the job, I spent several months job hunting at the height of the recession and did not have insurance because I was unable to buy my own health insurance on the private market thanks to minor pre-existing conditions. My cancer was misdiagnosed for 5 years so thankfully my group insurance couldn't boot me. A private insurer absolutely would have, even though it was no fault of my own that my doctors didn't expect an 18 year old to have cancer.
There are 5 and 10 year studies about survival rates and side effects/damage - my chemotherapy was 20% less effective than the other form and had more side effects. I know this not only because of studies and what my medical team at one of the top 5 cancer centers in the country recommended, but also because I live with lung damage from one of the chemotherapies. My insurance - which was considered pretty good - denied the better chemo because it was more expensive, but care for my lungs has cost hundreds of thousands of dollars, not to mention tons of sick time out of work because of repeated bronchitis, pleurisy, and other issues. That will only get worse, not get better. Thankfully regarding effectiveness, the chemo worked. It had less of a chance of doing so and for late stages of my type of cancer, the other specific chemo cocktail was considered standard worldwide for a reason. Just not good enough of a reason for my insurance company.
I suppose there's no accounting for basic moral values and humanity.
So you are pissed because someone didn’t pay for your stuff. Sorry you got cancer. Still not my responsibility.
So you are pissed because someone didn’t pay for your stuff. Sorry you got cancer. Still not my responsibility.
You believe you are your only responsibility, and the hell with the rest. That attitude is very different from the vision of the founders who desired to create a more perfect Union (union = the action of joining or being joined, especially in a political context), because they knew that when people work together they can make dreams come true.
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We the People of the United States, in Order to form a more perfect Union, establish Justice, insure domestic Tranquility, provide for the common defense, promote the general Welfare, and secure the Blessings of Liberty to ourselves and our Posterity
The views of today's mainstream republicans are a world apart from the views of the founders.
1.) Spending portions of my life living in more socialist countries then America. Realizing the quality of life in America is rather poor in contrast to many other countries around the world.
2.) Studying philosophy, history and economics
3.) Witnessing the devastating effects capitalism has had on American culture and society
explain how you were influenced by socialism and why you think it needs to be implemented here?
I was impressed by how the losses of the corporations were socialized by using the taxpayer money in 2008. And how they bought shares world over with fresh capital and at rockbottom prices . We should do more of it so they could run their "entitlement" Programs like social security, medicare etc well.
Exactly. It's so easy to be flippant about everyone else paying their own way when one has been handed a huge chunk of money for doing nothing.
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