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I am 52 and have no children. Not sure why you keep trying to scare me with diseases striking kids that I don't have?
Before government intervention, companies charged less. Go read the article No_Recess linked. The government of NC has decreed that nobody needs another MRI machine because the entire Winston-Salem area is fine with the two they already have, both of which fall under the area's protected monopoly hospital system. That is a private provider trying to lower your price and get your business, an the government erecting a barrier to competition to keep their hospital cartel cronies happy with artificially high prices common to monopolies.
Go read any of Mircea's numerous posts on why our hospital cartel is not like the Euro poly-clinic model, and why the poly-clinic model can be cheaper, but we aren't there because of the protected monopoly of the hospital cartels.
You think government intervention helps you, when the truth is that every financial worry you have is because of their meddling. Health care, college, real estate....you find any market, any industry, any product where the price has gone insane, and I will 100% guarantee there is government meddling as root cause. Guarantee, no doubt in my mind.
You freaking statists are so freaking brainwashed that you cannot even accept documented and easily verifiable facts about how government has been the primary driver of these insane cots. You honestly think they are here to help you. It's beyond my ability to comprehend how anyone can buy this easily disproved propaganda.
NEWSFLASH: I don't care enough about you to follow you around this site to find out the personal details of your life. Shame on me that I assumed you had children like the majority of people. Feel better now?
That said, it has been proven over and over again that without regulation, businesses cannot be counted on to do the right thing.
For instance, if the health industry bean counters decide they can make the most profit by only providing care to the upper 50% of wage earners, that is what they will do, no doubt about that, too bad so sad for the lower 50%.
I have shown you actual court documents were hospitals charge $82,000 for a medical procedure that really only costs $5,000-$7,000.
That's why you pay through the nose for health insurance.
Court documents show that same hospital then "settled" with the insurance company for $13,000 --- for a medical procedure that only costs $5,000 - $7,000.
Hospitals -- even when they're non-profit -- have no choice but earn a profit. That profit is necessary for the hospital for things like refurbishment, remodeling, expansion, purchasing new medical technology and such.
I get that, but hospitals -- because they are monopolies and monopolistic cartels -- dictate the profit margin instead of letting the Free Market dictate the profit margin.
Did your Democrats address that? No, because Democrats are part of the problem.
Health insurance is not the problem. The problem is the cost of medical care.
Learn and understand the difference.
Your health insurance reflects the cost of medical care.
If you want cheaper medical insurance, then you must reduce the cost of medical care.
Making hospital monopolies and monopolistic cartels illegal -- which is what Euro-States have done --- will reduce your medical costs 30%-60% overnight, causing the cost of your health insurance to drop 30%-60% overnight.
If you adopted the European healthcare delivery system, then you'd save another 10%-30% in medical care costs which will reduce your health insurance another 10%-30%.
Have Republicans? NO. Their answer seems to be a hands off free for all. They sit back and nit pick every plan that is proposed and offer no plan of their own.
I do agree that costs need to be addressed, but, along with cutting costs, for profit insurance companies need to go, as they are useless middlemen that just rise costs and muddy the waters.
You shouldn't need to have a law degree to navigate your insurance options to try to avoid the gotchas that only come to light when the bills start rolling in.
You can have insurance, pay into it as a good little responsible trooper and insurance can deny certain treatments, non coverage. You can have insurance, I know of 2 cases where neither can get medications they need. One has to pay 3 K/year for injections (deductible is around that) and the other only covers generic meds. Her med is not available generic. So, you go without necessary medications, treatment is withheld essentially. This is with insurance.
Truth here
Insurance has zero competition
Too much economic factors and monopolies are driving cost of care up
Wages going down or being stagnant with rise of COL most people are on Medicaid or via grants receiving care. Hospital's are making less and less money from services.
This.
I am DONE with the prostitution like healthcare Insurance industry in the US where you pay your "pimp" (aka insurer) and they determine what you (the prostitute) will get in return.
Have everyone pay their own bills. Simple. Get the US Government out of the medical business, except to those they signed contracts with , ie Veterans etc as their employees.
Let the market drive the prices down when Uncle Sammy is causing it to cost to damn much.
If you think Uncle Sam should be your provider via employment, then join the military, marry into the military, or one form of Federal job.
Have everyone pay their own bills. Simple. Get the US Government out of the medical business, except to those they signed contracts with , ie Veterans etc as their employees.
Let the market drive the prices down when Uncle Sammy is causing it to cost to damn much.
If you think Uncle Sam should be your provider via employment, then join the military, marry into the military, or one form of Federal job.
Though on the flip side if employers saved money via insurance can pay worker's more, increase benefits, increase productivity, and do forth.
Though on the flip side if employers saved money via insurance can pay worker's more, increase benefits, increase productivity, and do forth.
Funny that the same people who complain about saddling businesses with too many regulations have no problem saddling them with providing healthcare.
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Like when I worked at a famous Las Vegas Strip Hotel and the Hotel paid our insurance. We paid our union dues of $41.00. Not a bad deal!
