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We all know how the crazy right-wing people are mostly sheep, as they are usually religious and we all know how they like to quote what others tell them from the bible without reading that either. Reagan was an evil genius for campaigning to the religious to get them to vote for the self-serving bribe-taking republican party.
I have for the last two days tried to read and actually understand this bill, now I am not a stupid woman, I have a Master Degree but I gotta tell you it is VERY difficult to understand. I give the OP credit if she could with 100% certainty know what it means because I couldn't say that.
I do think if we need to take baby steps and I think if Obama would do that he would get many more of the right on his side.
Just as an example of what I still do not know about this plan and if anyone can answer me that would be great:
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Who will be paying into this plan?
Not exactly sure what you mean by this "plan" and who is paying into it. This isn't a government run health care system. It only sets up a) standards for which insurance can call themselves just that.. basic insurance and then levels beyond that..like premium insurance. It sets up an exchange of insurance and plans that meet the minimum standard set forth in the bill (like , for example, things the basic must cover etc.) for people to "shop" for the plan that THEY choose. There will also be a PUBLIC option .. an option that is a government option.. same as those in Congress and the Senate currently have. Whoever purchases a policy from anyone on the exchange is purchasing insurance. Therefore, they are paying their own premiums.
Those that do not qualify for medicaid, but do not purchase an approved insurance policy will face a 2.5% tax of their income. Businesses that do not comply with providing insurance for their employees will face a fine as well (one in which is based on the amount of their payroll. ) I touched upon that in my post in response to a lie or mistruth somewhere in there, so the section that is in is listed in my original post.
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What are the amounts we will need to pay into it?
That is yet to be determined, as it would depend on the plan you chose and what the premiums are. Do note, however, that in the bill it sets up what out of pocket the families would be forced to pay MAX . This is to avoid people buying insurance but then having such high out of pocket deductibles etc, that they can't afford care when they actually use it/need it. It also states the maximum contribution that employees can make to the plan (min that employers must pay of the premium) For a family a company must not contribute less than 65% of the premium (meaning that he most a family should be paying of the premium under their employer based plan is 35%) I believe it is at 75% for individuals.
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Do we have to take the Government plan even if we don't want it?
NOPE.. absolutely not. The Government plan is an OPTION . You can purchase private insurance on the exchange (this "exchange" is again a list of policies that meet MINIMUM standards to be considered adequate coverage.) If you do not elect to purchase any plan.. private or government public option, then you will be assesed a 2.5% fine (tax) at the end of the year of your salary.
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Will will still have the option to purchase our own private insurance?
Yes.. absolutely.
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Will we have to get approval from the government plan before we see a specialist or have a procedure done?
I'm not sure about that... as far as how it will be set up and need to read that part further, if it is there as to what the rules will be. But that is no different than some private offered plans. Each premium/level has different rules.. like the major difference between an HMO and PPO.. Remember the government option , of course,must also meet the minimum established standard set forth by them on the exchange.
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These are just a few questions that are not being answered with 100% certainty and it is the "being in the dark" that scares many.
But a lot of the answers to your questions, as illustrated above ARE there. I know..it's 1000 pages and who actually reads it right.
The point I was tyring to make by posting this was that there are people out there spreading absolute NONSENSE about this plan.. as is illustrated in my original post. Right there I show you what they said it was vs. what it aCTUALLY IS!
AND.. when you look at it.. really look at it, it's not so bad.
For example... all the stuff at the endo f my post about the end of life care etc. The person that commented on the bill was making it sound as if the government were hearding you all to the assisted suicide choice. OR was giong to MANDATE how you were going to die.
If you ACTUALLY READ those sections referred to in the bill.. it says nothing ike that.. As a matter of fact, through out the entire section it talks abuot the PATIENTS choice for their OWN end of life desires.. It talks about how the government plans to counsel family members and the elderly about ALL their options for different situations AND set up the ever important document of living will and healh proxy that GUARANTEE that the person DIES THEY WAY THEY CHOOSE!!!! Why would the government care.. BECAUSE THE GOVERNMENT DOESNT WANT THE RESPONSIBILITY of having to make those choices for you !!! Because THAT is a decision that YOU and your family should make. There is not one mention of government dictating ANYTHING about end of life. It's only offering the SERVICE of counsel!!!
MY OP should give you pause and illustrate how everything you are hearing about it on the news, from commentators is .. well NOT TRUE.. and make you think. .hmm .. if they are lying about this.. then pehaps they are lying about that.. etc. etc.
When I first decided to embark I said.. okay.. lets see if what this person says is actually in there.. and I did not find NOT ONE thing that commentator had said was actually accurate or true in the least. It's astonishing.. truly. I hope that I effectively illustrated that and that , rather than say "oh no the horror of this bill" when you hear someone say something about it (on either side) you actually say.. okay wait.. where in the bill is that and let me read that section for myself.. THAT WAY.. the truth is right there in your face!
I was looking HR 3200 over and could someone help me define something in the bill.
Page 435 14-18
Page 436 4-7
Page 437 4-9
Is this something that always was or something new?
Please don't tear me apart--the only way to understand is to ask.
Hi.
Well.. I'm not sure if it was always there.. as this deals with Tricare which are Military Benefits. What exactly about what is listed is giving you pause.
Part of me believes you saw "Secretary of Defense" and were wondering what the hell he has to do with medical care (I did.. until I realized we were in the section that related to Military benefits). For example the page 437 4-9 about the Secretary of Defense consulting with the Sec of Health , to me , reads as if they will work together to identify people who qualify for the Military benefits so that those people can be properly informed of their options.
A very serious "illness" has swept America....Governmentitis.
It is a Illness that stops some peoples brains from functioning properly as soon as they hear or see the word GOVERNMENT. It stops any examination of facts to do with any Govt involvement with any process.
Unfortunately it can affect any normally sane person and can result in moronic behaviour or even violent outbursts. The failure to try to learn the facts about what they object to is common and extreme arrogance is often associated with this "illness".
Other names for this "illness" are :- The me, me, me complex. The I'm alright Jack Syndrome or even the Let them eat cake virus.
This "Illness" is normally brought on by the opposing party to the one that the patient supports, being elected into office as President and or taking control off the Senate or Congress.
There are fears that it might become a epidemic if some kind of sanity is not introduced into the present health care debate.
A cure for this "illness" is learning the facts about a subject before making a decission on it just because it involves the Govt.
I'm not hopefull that the critics of Obama's health plan or anything to do with the Govt will even attempt to learn the facts before condemning the Govt and have no chance of being cured but who knows maybe one day they might.
Well done to TristansMommy for taking the time and effort to read and actually try to understand the Health Bill that too many are condemning before even understanding what is in it.
A very serious "illness" has swept America....Governmentitis.
It is a Illness that stops some peoples brains from functioning properly as soon as they hear or see the word GOVERNMENT. It stops any examination of facts to do with any Govt involvement with any process.
Unfortunately it can affect any normally sane person and can result in moronic behaviour or even violent outbursts. The failure to try to learn the facts about what they object to is common and extreme arrogance is often associated with this "illness".
Other names for this illness are :- The me, me, me complex. The I'm alright Jack Syndrome or even the Let them eat cake virus.
This "Illness" is normally brought on by the opposing party to the one that the patient supports, being elected into office as President and or taking control off the Senate or Congress.
There are fears that it might become a epidemic if some kind of sanity is not introduced into the present health care debate.
A cure for this "illness" is learning the facts about a subject before making a decission on it just because it involves the Govt.
I'm not hopefull that the critics of Obama's health plan or anything to do with the Govt will even attempt to learn the facts before condemning the Govt but who knows maybe one day they might.
Well done to TristansMommy for taking the time and effort to read and actually try to understand the Health Bill that too many are condemning before even understanding what is in it.
My pleasure Tristans. You really try to bring logic into this heated debate but unfortunately, logic and facts go straight over the heads of the anti- Obama brigade. Health is too important for this to just be washed over by the arrogant in America who have and can afford good health care. They are NOT the deciders on other peoples health and things must change.
Hope everything is OK with you and your family are proud to have a Mom who actually cares about the future of America and every single America.
Regardless of what the bill says (and current govt run health care is a nightmare, whether you choose to believe it or not), someone will have to PAY for this. Ever think of that?!
Could you tell me where you get the idea or facts that "Govt run" Healthcare is a nightmare?
Question TM
You and others phoo phoo rationing completely but what would you call reducing funding/reimbursements to the point that care is harder to get?
I posted this in another thread....you did read where cuts in Medicare are being counted as part of the funding for this new plan?
Those already on Medicare already know what
It is a good caution about what is very possible under any government plan.
These are scheduled changes for Medicare. Medicare Cuts Will Force Many Cancer Centers To Close, Stop Seeing Medicare Patients, Lay Off Staff, According To ASTRO Survey
"However, on July 13, CMS announced proposed changes to the Medicare policies and payment rates for physician services, including radiation oncology, that would cut payments to radiation therapy services by nearly 20 percent. Community cancer centers, particularly those in rural and suburban areas, would be hardest hit. Running 2008 claims data from a sample of practices across the country showed overall impacts between 18 and 31 percent on the average practice, with some services receiving payment cuts by up to 44 percent. If approved, these cuts would take effect on January 1, 2010.......................................
cut payments for radiation therapy treatments would cause many cancer centers to close, stop accepting Medicare patients, lay off support staff and reduce services to cancer patients,.............." CMS to cut Medicare funding to skilled nursing facilities by $360 million in fiscal year 2010 - McKnight's Long Term Care News
" “In most nursing homes, if there are margins in Medicare services, they are used to help offset negative margins for Medicaid services. In addition, many not-for-profit nursing homes face negative margins on Medicare to support negative margins on Medicaid. These numbers just don't work for financial viability and sustainability.” " Nursing homes face $78M Medicare cut - Orlando Business Journal: in Medicare nursing home
"Florida nursing homes face a proposed $78.4 million cut in Medicare reimbursements, which may cause some facilities to close and/or shed nearly 2,000 jobs statewide.
If the cuts take effect on Oct. 1, “it would be catastrophic,” said Emmett Reed, executive director for the Tallahassee-based Florida Health Care Association, which represents 500-plus long-term care facilities." it is to be told you won't be accepted as a patient
Republicans didn't have trouble figuring that out in 2003 w/Medicare Part B... in fact, they didn't even care how the trillion will be paid for.
At least we know, in this case, that the health care costs the nation already. Simply ensuring that people don't wait until they're emergency room ready is a step towards savings that would pay a part of the expenses.
Companies will contribute, taxes will contribute... what is the problem again?
This is laughable when you think of the stimulus and billion $ clunker program.
Again, kinda makes my point that "government" has never been on budget for anything. And yes, I'm speaking of both parties.
And do you honestly think this will save us money? Really???
There will also be a PUBLIC option .. an option that is a government option.. same as those in Congress and the Senate currently have.
Can you point me to the place in the bill that says the Public option is what Congress has and will be open to non-government citizens ?
I do not think that is true since Congress has opted out of this plan as well as the unions.
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