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Old 01-31-2022, 11:03 AM
 
17,346 posts, read 11,289,865 times
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Quote:
Originally Posted by ocnjgirl View Post
It's not true though, my brother didn't have to pay anything back.
Your brother won't be asked to pay anything back while he's alive. After he dies, his estate will be asked to return that money.

 
Old 01-31-2022, 11:04 AM
 
50,820 posts, read 36,527,673 times
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Quote:
Originally Posted by ChessieMom View Post
I had no idea. I actually don't know anyone that uses ACA.
It tells you on the website when you apply what you qualify for when you put in your income, and it tells you whether it will be Medicaid plan or whether you can choose an insurer.

Everyone doesn't qualify for subsidies either, they are income based, although very generous.
 
Old 01-31-2022, 11:06 AM
 
50,820 posts, read 36,527,673 times
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Quote:
Originally Posted by marino760 View Post
Your brother won't be asked to pay anything back while he's alive. After he dies, his estate will be asked to return that money.
Where are you getting this from??? He has been off Medicaid for several years, you really think they will wait 20 years or so than sue the "estate" of a poor person? I don't know where you are getting this from.

My mother died on long term Medicaid, no one asked for that back, either.

They only recover funds if they feel the person was getting it fraudulently.
 
Old 01-31-2022, 11:06 AM
 
17,346 posts, read 11,289,865 times
Reputation: 41000
Quote:
Originally Posted by ocnjgirl View Post
It tells you on the website when you apply what you qualify for when you put in your income, and it tells you whether it will be Medicaid plan or whether you can choose an insurer.

Everyone doesn't qualify for subsidies either, they are income based, although very generous.
It was people that were on ACA and were transferred to medicaid that have this problem, because they never had a chance to read any fine print.
 
Old 01-31-2022, 11:08 AM
 
50,820 posts, read 36,527,673 times
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Quote:
Originally Posted by marino760 View Post
It was people that were on ACA and were transferred to medicaid that have this problem, because they never had a chance to read any fine print.
What did the fine print say? All I can think of is they shouldn't have qualified for it in the first place? even then, how on earth would it get to $165,000?

My brother got his Medicaid plan via ACA.
 
Old 01-31-2022, 11:10 AM
 
17,346 posts, read 11,289,865 times
Reputation: 41000
Quote:
Originally Posted by ocnjgirl View Post
What did the fine print say? All I can think of is they shouldn't have qualified for it in the first place? even then, how on earth would it get to $165,000?

My brother got his Medicaid plan via ACA.
I don't know. The point is that if you are transferred automatically from ACA to medicaid you don't fill out any forms, don't read any paperwork. You're just on medicaid and sent a new insurance card in the mail after the fact.
 
Old 01-31-2022, 11:14 AM
 
Location: Baltimore, MD
5,329 posts, read 6,024,330 times
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I vaguely remember hearing about this cliff when it was first initiated. One had to be careful to have a certain amount of income to avoid falling into the Medicaid trap while qualifying for benefits under the ACA at the same time.
 
Old 01-31-2022, 11:15 AM
 
100 posts, read 29,179 times
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I do not know your brothers circumstances. This is happening to thousands of seniors & it is brutal
 
Old 01-31-2022, 11:18 AM
 
100 posts, read 29,179 times
Reputation: 20
The Medicaid expansion was supposed to be for everyone making under 65, No one knew originally it was actually a loan for people 55 to 65
 
Old 01-31-2022, 11:20 AM
 
100 posts, read 29,179 times
Reputation: 20
I was transferred automatically when my income dropped below $16,500 per year
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