U.S. Cities - City-Data Homepage  
City-Data Forum
City-Data.com Homepage

Home Mortgage Disclosure Act and Private Mortgage Insurance Companies Statistics for Southwest Granite Bay, Zip Code 95746, Placer County, California (CA), Tract 0206.04

Back to: Granite Bay, CA, California, California forum, All US cities.



    Home Mortgage Disclosure Act Aggregated Statistics

    • 2938 Loans originated: 14 FHA, FSA/RHS & VA Loans for an average of $369,143, 710 Conventional Home Purchase Loans for an average of $494,117, 1913 Refinancings for an average of $377,052, 121 Home Improvement for an average of $222,322, 165 Non-occupant Loans on < 5 Family Dwellings for an average of $288,667, 15 Loans On Manufactured Home Dwelling for an average of $72,333
    • 419 Approved but not accepted: 2 FHA, FSA/RHS & VA Loans for an average of $286,000, 109 Conventional for an average of $493,550, 243 Refinancings for an average of $384,185, 31 Home Improvement for an average of $211,290, 25 Non-occupant Loans on < 5 Family Dwellings for an average of $306,360, 9 Loans On Manufactured Home Dwelling for an average of $86,444
    • 686 Denied loans: 3 FHA, FSA/RHS & VA Loans for an average of $353,333, 169 Conventional Home Purchase Loans for an average of $446,840, 391 Refinancings for an average of $453,547, 68 Home Improvement for an average of $204,044, 37 Non-occupant Loans on < 5 Family Dwellings for an average of $334,270, 18 Loans On Manufactured Home Dwelling for an average of $68,778
    • 493 Withdrawn applications: 6 FHA, FSA/RHS & VA Home Purchase Loans for an average of $270,167, 109 Conventional Home Purchase for an average of $516,661, 331 Refinancings for an average of $390,015, 18 Home Improvement for an average of $191,333, 25 Non-occupant Loans on < 5 Family Dwellings for an average of $287,640, 4 Loans On Manufactured Home Dwelling for an average of $135,750
    • 143 Applications closed for incompleteness: 20 Conventional for an average of $569,800, 106 Refinancings for an average of $455,736, 10 Home Improvement Loans for an average of $503,200, 7 Non-occupant Loans on < 5 Family Dwellings for an average of $634,571

    Compared to the state average:

    • The number of loans originated per 1000 residents (496) is comparable to CA average (566). The average loan value for this tract ($392,412) is above the state average ($267,254).
    • The number of loans not accepted per 1000 residents (71) is below CA average (99). The average loan value for this tract ($388,337) is above the state average ($260,545).
    • The number of loans denied per 1000 residents (116) is significantly below CA average (195). The average loan value for this tract ($410,195) is significantly above the state average ($255,164).
    • The number of loans withdrawn per 1000 residents (83) is below CA average (124). The average loan value for this tract ($402,049) is significantly above the state average ($255,431).
    • The number of loans closed per 1000 residents (24) is below CA average (34). The average loan value for this tract ($483,762) is significantly above the state average ($270,003).

    HMDA - Loans Count

    HMDA - Average Loan Value ($)


    Private Mortgage Insurance Companies Aggregated Statistics

    • 32 Originated: 20 Conventional Home Purchase Loans for an average of $345,750, 9 Refinancings for an average of $447,889, 3 Non-occupant Loans on < 5 Family Dwellings (A & B) for an average of $249,333
    • 8 Approved loans, not accepted: 4 Conventional for an average of $389,500, 4 Refinancings for an average of $306,250
    • Refinancing Denied for $278,000
    • 3 Withdrawn applications: 2 Conventional for an average of $1,183,500, 1 Non-occupant Loan on < 5 Family Dwelling (A & B) for $1,984,000

    PMIC - Loans Count

    PMIC - Average Loan Value ($)


    Private Mortgage Insurance Companies Disclosure Statistics

      Radian Guaranty:
    • Conventional Home Purchase Loan Originated for $242,000
      Genworth Financial:
    • Refinancing Approved but not accepted for $221,000
      Mortgage Guaranty Insurance:
    • 5 Loans originated: 3 Conventional Home Purchase Loans for an average of $241,333, 2 Refinancings for an average of $237,000
      PMI Mortgage Insurance:
    • Refinancing Originated for $304,000
      Republic Mortgage Insurance:
    • Conventional Home Purchase Loan originated for $495,000
    • Conventional Home Purchase Loan Withdrawn for $1,984,000
      United Guaranty Corporation:
    • Conventional Home Purchase Loan originated for $293,000
    • Refinancing Denied applications for $278,000
      Triad Guaranty Insurance:
    • Conventional Home Purchase Loan Originated for $630,000
      CMG Mortgage Insurance:
    • Refinancing Originated for $380,000


    Jump to a detailed profile or search site with Google Custom Search
    Business Search - 14 Million verified businesses
    Search for: near: 

    Discuss this city on our hugely popular California forum

    Back to: Granite Bay, CA, California, All US cities.


    City-data.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
    Some parts © 2021 Advameg, Inc.