78631 Zip Code (Harper, TX) Detailed Profile

Estimated zip code population in 2022: 2,893
Zip code population in 2010: 2,395
Zip code population in 2000: 1,836

Houses and condos: 1,525
Renter-occupied apartments: 199
March 2022 cost of living index in zip code 78631: 82.6 (low, U.S. average is 100)

Land area: 325.1 sq. mi.
Water area: 0.2 sq. mi.

Population density: 9 people per square mile

(very low).

Real estate property taxes paid for housing units in 2022:
Median real estate property taxes paid for housing units with mortgages in 2022: $2,272 (0.7%)
Median real estate property taxes paid for housing units with no mortgage in 2022: $1,439 (0.3%)

For population 25 years and over in 78631:

• High school or higher: 91.7%
• Bachelor's degree or higher: 25.0%
• Graduate or professional degree: 14.1%
• Unemployed: 4.6%
• Mean travel time to work (commute): 37.9 minutes

For population 15 years and over in 78631:

• Never married: 17.3%
• Now married: 67.0%
• Separated: 3.2%
• Widowed: 5.7%
• Divorced: 6.8%

• 
• • 2,36181.6%White
  • 35212.2%Hispanic or Latino
  • 1796.2%Two or more races

100% rural population.

Averages for the 2020 tax year for zip code 78631, filed in 2021:

Average Adjusted Gross Income (AGI) in 2020: $65,212 (Individual Income Tax Returns)

Here:	$65,212
State:	$77,054

Salary/wage: $51,744 (reported on 71.6% of returns)

Here:	$51,744
State:	$62,766

(% of AGI for various income ranges: 1154.6% for AGIs below $25k, 3555.8% for AGIs $25k-50k, 6060.0% for AGIs $50k-75k, 9044.0% for AGIs $75k-100k, 14179.2% for AGIs $100k-200k)

Taxable interest for individuals: $1,316 (reported on 36.2% of returns)

This zip code:	$1,316
Texas:	$2,665

(% of AGI for various income ranges: 43.8% for AGIs below $25k, 25.8% for AGIs $25k-50k, 35.7% for AGIs $50k-75k, 31.0% for AGIs $75k-100k, 237.5% for AGIs $100k-200k)

Ordinary dividends: $5,590 (reported on 20.6% of returns)

Here:	$5,590
State:	$10,044

(% of AGI for various income ranges: 45.8% for AGIs below $25k, 52.5% for AGIs $25k-50k, 103.6% for AGIs $50k-75k, 118.0% for AGIs $75k-100k, 425.0% for AGIs $100k-200k)

Net capital gain/loss in AGI: +$27,941 (reported on 22.7% of returns)

Here:	+$27,941
State:	+$39,590

(% of AGI for various income ranges: 12.3% for AGIs below $25k, 99.6% for AGIs $25k-50k, 140.7% for AGIs $50k-75k, 388.0% for AGIs $75k-100k, 1198.3% for AGIs $100k-200k)

Profit/loss from business: +$10,682 (reported on 27.0% of returns)

Here:	+$10,682
State:	+$10,888

(% of AGI for various income ranges: 397.3% for AGIs below $25k, 327.5% for AGIs $25k-50k, 428.6% for AGIs $50k-75k, 492.0% for AGIs $75k-100k, 956.7% for AGIs $100k-200k)

Taxable individual retirement arrangement distribution: $28,280 (reported on 10.6% of returns)

78631:	$28,280
Texas:	$24,740

(% of AGI for various income ranges: 154.2% for AGIs below $25k, 176.7% for AGIs $25k-50k, 472.9% for AGIs $50k-75k, 2295.8% for AGIs $100k-200k)

Total itemized deductions: $35,375 (reported on 5.7% of returns)

Here:	$35,375
State:	$40,428

(% of AGI for various income ranges: 928.6% for AGIs $50k-75k, 1275.0% for AGIs $100k-200k)

Charity contributions: $8,933 (reported on 4.3% of returns)

Here:	$8,933
State:	$18,201

(% of AGI for various income ranges: 85.0% for AGIs $50k-75k, 347.5% for AGIs $100k-200k)

Taxes paid: $5,675 (reported on 5.7% of returns)

78631:	$5,675
State:	$7,821

(% of AGI for various income ranges: 138.6% for AGIs $50k-75k, 216.7% for AGIs $100k-200k)

Earned income credit: $2,475 (reported on 14.2% of returns)

Here:	$2,475
State:	$2,584

(% of AGI for various income ranges: 111.5% for AGIs below $25k, 85.4% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2020 taxes: 90.8%

Here:	91%
State:	92%

(% for various income ranges: 87.5% for AGIs below $25k, 93.9% for AGIs $25k-50k, 85.7% for AGIs $50k-75k, 100.0% for AGIs $75k-100k, 90.0% for AGIs $100k-200k, 100.0% for AGIs over 200k)

Averages for the 2012 tax year for zip code 78631, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $49,915 (Individual Income Tax Returns)

Here:	$49,915
State:	$65,384

Salary/wage: $40,677 (reported on 73.9% of returns)

Here:	$40,677
State:	$52,524

(% of AGI for various income ranges: 75.0% for AGIs below $25k, 71.6% for AGIs $25k-50k, 67.8% for AGIs $50k-75k, 68.4% for AGIs $75k-100k, 82.6% for AGIs $100k-200k)

Taxable interest for individuals: $1,352 (reported on 37.0% of returns)

This zip code:	$1,352
Texas:	$2,372

(% of AGI for various income ranges: 2.2% for AGIs below $25k, 1.4% for AGIs $25k-50k, 1.1% for AGIs $50k-75k, 0.4% for AGIs $75k-100k, 0.9% for AGIs $100k-200k, 0.6% for AGIs over 200k)

Ordinary dividends: $6,543 (reported on 19.3% of returns)

Here:	$6,543
State:	$9,721

(% of AGI for various income ranges: 2.8% for AGIs below $25k, 0.7% for AGIs $25k-50k, 0.8% for AGIs $50k-75k, 2.2% for AGIs $75k-100k, 7.5% for AGIs $100k-200k)

Net capital gain/loss in AGI: +$11,305 (reported on 18.5% of returns)

Here:	+$11,305
State:	+$35,319

(% of AGI for various income ranges: 0.2% for AGIs $25k-50k, 1.9% for AGIs $50k-75k, 1.9% for AGIs $75k-100k, 16.4% for AGIs $100k-200k)

Profit/loss from business: +$8,006 (reported on 27.7% of returns)

Here:	+$8,006
State:	+$13,732

(% of AGI for various income ranges: 13.6% for AGIs below $25k, 5.7% for AGIs $25k-50k, 4.8% for AGIs $50k-75k, 1.3% for AGIs $75k-100k, 5.0% for AGIs $100k-200k)

Taxable individual retirement arrangement distribution: $27,600 (reported on 13.4% of returns)

78631:	$27,600
Texas:	$19,511

(% of AGI for various income ranges: 6.3% for AGIs below $25k, 2.9% for AGIs $25k-50k, 4.7% for AGIs $50k-75k, 5.7% for AGIs $75k-100k, 21.2% for AGIs $100k-200k)

Total itemized deductions: $20,973 (21% of AGI, reported on 21.8% of returns)

Here:	$20,973
State:	$24,724

Here:	21.1% of AGI
State:	15.9% of AGI

(% of AGI for various income ranges: 10.0% for AGIs below $25k, 7.8% for AGIs $25k-50k, 10.3% for AGIs $50k-75k, 9.7% for AGIs $75k-100k, 11.0% for AGIs $100k-200k, 6.5% for AGIs over 200k)

Charity contributions: $3,810 (reported on 17.6% of returns)

Here:	$3,810
State:	$6,808

(% of AGI for various income ranges: 1.0% for AGIs below $25k, 0.9% for AGIs $25k-50k, 0.9% for AGIs $50k-75k, 1.6% for AGIs $75k-100k, 3.2% for AGIs $100k-200k)

Taxes paid: $4,658 (reported on 21.8% of returns)

78631:	$4,658
State:	$6,921

(% of AGI for various income ranges: 2.0% for AGIs below $25k, 1.2% for AGIs $25k-50k, 1.8% for AGIs $50k-75k, 1.8% for AGIs $75k-100k, 3.1% for AGIs $100k-200k, 2.1% for AGIs over 200k)

Earned income credit: $2,246 (reported on 20.2% of returns)

Here:	$2,246
State:	$2,570

(% of AGI for various income ranges: 6.2% for AGIs below $25k, 1.4% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2012 taxes: 54.6%

Here:	55%
State:	51%

(% for various income ranges: 48.0% for AGIs below $25k, 60.0% for AGIs $25k-50k, 57.1% for AGIs $50k-75k, 58.3% for AGIs $75k-100k, 60.0% for AGIs $100k-200k, 66.7% for AGIs over 200k)

Averages for the 2004 tax year for zip code 78631, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $37,873 (Individual Income Tax Returns)

Here:	$37,873
State:	$47,881

Salary/wage: $34,181 (reported on 74.2% of returns)

Here:	$34,181
State:	$41,947

(% of AGI for various income ranges: 214.9% for AGIs below $10k, 69.1% for AGIs $10k-25k, 76.9% for AGIs $25k-50k, 73.8% for AGIs $50k-75k, 78.1% for AGIs $75k-100k, 41.5% for AGIs over 100k)

Taxable interest for individuals: $1,960 (reported on 47.6% of returns)

This zip code:	$1,960
Texas:	$2,255

(% of AGI for various income ranges: 30.2% for AGIs below $10k, 4.8% for AGIs $10k-25k, 1.6% for AGIs $25k-50k, 1.3% for AGIs $50k-75k, 1.2% for AGIs $75k-100k, 2.7% for AGIs over 100k)

Taxable dividends: $2,009 (reported on 22.2% of returns)

Here:	$2,009
State:	$4,261

(% of AGI for various income ranges: 20.7% for AGIs below $10k, 0.6% for AGIs $10k-25k, 0.8% for AGIs $25k-50k, 0.4% for AGIs $50k-75k, 0.3% for AGIs $75k-100k, 2.1% for AGIs over 100k)

Net capital gain/loss: +$7,764 (reported on 23.8% of returns)

Here:	+$7,764
State:	+$16,110

(% of AGI for various income ranges: -15.1% for AGIs below $10k, 2.0% for AGIs $10k-25k, 0.8% for AGIs $25k-50k, 1.3% for AGIs $50k-75k, 6.8% for AGIs $75k-100k, 12.7% for AGIs over 100k)

Profit/loss from business: +$6,069 (reported on 24.9% of returns)

Here:	+$6,069
State:	+$11,013

(% of AGI for various income ranges: 18.8% for AGIs below $10k, 9.5% for AGIs $10k-25k, 4.0% for AGIs $25k-50k, 5.5% for AGIs $50k-75k, 3.6% for AGIs $75k-100k)

IRA payment deduction: $3,133 (reported on 1.5% of returns)

78631:	$3,133
Texas:	$3,120

Total itemized deductions: $16,843 (21% of AGI, reported on 17.3% of returns)

Here:	$16,843
State:	$19,631

Here:	20.7% of AGI
State:	18.9% of AGI

(% of AGI for various income ranges: 10.8% for AGIs $10k-25k, 7.5% for AGIs $25k-50k, 6.4% for AGIs $50k-75k, 10.2% for AGIs $75k-100k, 6.9% for AGIs over 100k)

Charity contributions deductions: $2,859 (3% of AGI, reported on 12.9% of returns)

Here:	$2,859
State:	$4,753

Here:	3.1% of AGI
State:	4.2% of AGI

(% of AGI for various income ranges: 0.9% for AGIs $10k-25k, 0.9% for AGIs $25k-50k, 0.8% for AGIs $50k-75k, 1.2% for AGIs $75k-100k, 1.2% for AGIs over 100k)

Total tax: $5,878 (reported on 72.6% of returns)

78631:	$5,878
State:	$9,058

(% of AGI for various income ranges: 8.2% for AGIs below $10k, 4.1% for AGIs $10k-25k, 6.2% for AGIs $25k-50k, 8.1% for AGIs $50k-75k, 10.5% for AGIs $75k-100k, 21.9% for AGIs over 100k)

Earned income credit: $1,820 (reported on 16.8% of returns)

Here:	$1,820
State:	$2,024

Percentage of individuals using paid preparers for their 2004 taxes: 64.3%

Here:	64%
State:	57%

(% for various income ranges: 57.9% for AGIs below $10k, 67.4% for AGIs $10k-25k, 67.4% for AGIs $25k-50k, 61.4% for AGIs $50k-75k, 58.0% for AGIs $75k-100k, 76.7% for AGIs over 100k)

Nearest zip codes: 78029, 78618, 78025, 78028, 76856, 78024.
No gay or lesbian households reported

Household received Food Stamps/SNAP in the past 12 months: 61
Household did not receive Food Stamps/SNAP in the past 12 months: 1,014

Women who had a birth in the past 12 months: 35 (26 now married, 8 unmarried)
Women who did not have a birth in the past 12 months: 354 (238 now married, 113 unmarried)

Housing units in zip code 78631 with a mortgage: 414 (21 second mortgage, 7 both second mortgage and home equity loan)
Houses without a mortgage: 6

Median monthly owner costs for units with a mortgage: $1,764
Median monthly owner costs for units without a mortgage: $481

Residents with income below the poverty level in 2022:
Residents with income below 50% of the poverty level in 2022:

• Zip code 78631 household income distribution in 2022

• 35Less than $10,000
• 50$10,000 to $14,999
• 59$15,000 to $19,999
• 49$20,000 to $24,999
• 26$25,000 to $29,999
• 57$30,000 to $34,999
• 52$40,000 to $44,999
• 62$45,000 to $49,999
• 113$50,000 to $59,999
• 109$60,000 to $74,999
• 108$75,000 to $99,999
• 65$100,000 to $124,999
• 39$125,000 to $149,999
• 147$150,000 to $199,999
• 104$200,000 or more

• Estimate of home value of owner-occupied houses/condos in 2022 in zip code 78631

• 34$50,000 to $59,999
• 14$60,000 to $69,999
• 41$80,000 to $89,999
• 3$90,000 to $99,999
• 7$100,000 to $124,999
• 34$125,000 to $149,999
• 42$150,000 to $174,999
• 6$175,000 to $199,999
• 124$200,000 to $249,999
• 55$250,000 to $299,999
• 108$300,000 to $399,999
• 110$400,000 to $499,999
• 197$500,000 to $749,999
• 41$750,000 to $999,999
• 50$1,000,000 to $1,499,999
• 11$1,500,000 to $1,999,999
• 50$2,000,000 or more

• Rent paid by renters in 2022 in zip code 78631

• 47$300 to $349
• 49$800 to $899
• 8$900 to $999
• 9$1,000 to $1,249
• 56$1,500 to $1,999
• 33No cash rent

Median gross rent in 2022: $1,194.

Estimated median house (or condo) value in 2022 for:

• White Non-Hispanic householders: $292,441
• Some other race householders: $99,095
• Hispanic or Latino householders: $110,106

Estimated median house or condo value in 2022: $358,946 Lower value quartile - upper value quartile: $201,312 - $643,010

Mean price in 2022:

Detached houses: $655,866

Here:	$655,866
State:	$369,058

Mobile homes: $261,649

Here:	$261,649
State:	$124,413

Housing units in structures:

• One, detached: 985
• 50 or more: 28
• Mobile homes: 486

Unemployment: 4.6%

• Means of transportation to work in zip code 78631

• 75.9%978Drove a car alone
• 15.0%193Carpooled
• 7.1%91Worked at home

• Travel time to work (commute) in zip code 78631

• 86Less than 5 minutes
• 585 to 9 minutes
• 2910 to 14 minutes
• 3315 to 19 minutes
• 8920 to 24 minutes
• 26325 to 29 minutes
• 33130 to 34 minutes
• 4735 to 39 minutes
• 4140 to 44 minutes
• 745 to 59 minutes
• 9060 to 89 minutes
• 9190 or more minutes

Percentage of zip code residents living and working in this county: 54.6%

Household type by relationship:

Households: 2,893

• Male householders: 574 (86 living alone), Female householders: 505 (59 living alone)

• 726 spouses (720 opposite-sex spouses), 37 unmarried partners, (37 opposite-sex unmarried partners), 816 children (697 natural, 20 adopted, 100 stepchildren), 83 grandchildren, 0 brothers or sisters, 46 parents, 0 foster children, 18 other relatives, 91 non-relatives

Size of family households: 461 2-persons, 113 3-persons, 151 4-persons, 19 5-persons, 71 6-persons, 47 7-or-more-persons

Size of nonfamily households: 144 1-person, 49 2-persons, 18 3-persons

497 married couples with children.
133 single-parent households (38 men, 95 women).

97.8% of residents of 78631 zip code speak English at home.
1.9% of residents speak Spanish at home (41% very well, 11% well, 48% not at all).
0.7% of residents speak other Indo-European language at home (100% very well).

Facilities with environmental interests located in this zip code:

• AMERICAN TELEPHONE AND TELEGRAPH COMPANY (HIGHWAY 479 5 MI SW OF in HARPER, TX)

  (Resource Conservation and Recovery Act (tracking hazardous waste))
  Alternative names: AMERICAN TEL & TEL CO LONG LINES

Housing units lacking complete plumbing facilities: 4.4%
Housing units lacking complete kitchen facilities: 5.1%

Population in 1990: 1,144. Population change in the 1990s: +692 (+60.5%).

Place of birth for U.S.-born residents:

• This state: 2,265
• Northeast: 106
• Midwest: 161
• South: 107
• West: 173

64% of the 78631 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 17% lived in this county.
   Out of people who lived in different counties, 50% lived in Texas.

94% of the 78631 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 25% moved from this county.
   Out of people who lived in different houses, 50% moved from different county within same state.
   Out of people who lived in different houses, 31% moved from different state.

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school):
Students in private schools in grades 9 to 12 (high school): 51 Students in private undergraduate colleges:

Companies with federal contracts located in this zip code:

• SANDERS FARM & RANCH CENTER IN (23247 HWY 290 W in HARPER, TX; small business)

  $4,095 with Army for Saddlery, Harness, Whips, and Related Animal Furnishings. Taking place in KY. Signed on 2003-03-13. Completion date: 2003-04-01.

Top industries in this zip code by the number of employees in 2005:

• Other Services (except Public Administration): Religious Organizations (5-9 employees: 2 establishments, 1-4 employees: 2 establishments)
• Accommodation and Food Services: Recreational and Vacation Camps (except Campgrounds) (10-19: 1)
• Accommodation and Food Services: Full-Service Restaurants (5-9: 1, 1-4: 3)
• Mining: All Other Nonmetallic Mineral Mining (5-9: 1)
• Construction: Highway, Street, and Bridge Construction (5-9: 1)
• Other Services (except Public Administration): Automotive Oil Change and Lubrication Shops (5-9: 1)
• Finance and Insurance: Commercial Banking (5-9: 1)
• Health Care and Social Assistance: Child Day Care Services (5-9: 1)

2003 - 2018 National Fire Incident Reporting System (NFIRS) incidents

Based on the data from the years 2003 - 2018 the average number of fire incidents per year is 26. The highest number of reported fires - 65 took place in 2005, and the least - 2 in 2003. The data has an increasing trend.
When looking into fire subcategories, the most incidents belonged to: Outside Fires (73.8%), and Structure Fires (18.2%).


• Fire incident types reported to NFIRS in Zip Code 78631
• 30473.8%Outside Fires
• 7518.2%Structure Fires
• 225.3%Mobile Property/Vehicle Fires
• 112.7%Other

See full 2006 National Fire Incident Reporting System statistics for zip code 78631, Texas

Most common first names in zip code 78631 among deceased individuals
Name	Count	Lived (average)
James	14	79.7 years
John	10	73.4 years
Anna	10	83.2 years
Mary	9	79.9 years
Edwin	8	76.5 years
Walter	7	78.3 years
George	7	75.6 years
William	7	78.2 years
Dorothy	7	80.1 years
Robert	6	66.6 years

Most common last names in zip code 78631 among deceased individuals
Last name	Count	Lived (average)
Parker	24	75.8 years
Walker	11	76.1 years
Hopf	10	83.3 years
Bierschwale	10	78.8 years
Harper	8	81.1 years
Tatsch	8	81.6 years
Brown	6	79.0 years
Lange	6	82.3 years
Cottle	6	87.0 years
Schmidt	6	72.8 years