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Notable locations in Westerly: Winnapaug Golf Course (A), YMCA (B), Babcock-Smith House Museum (C), Westerly-Pawcatuck Area Chamber of Commerc (D), Westerly Town Hall and Courthouse (E), Westerly Public Library (F), Westerly Memorial Building (G), Westerly Hospital Medical Association Library (H). Display/hide their locations on the map
Shopping Centers: Granite Hills Shopping Center (1), Granite Street Shopping Center (2), Franklin Shopping Plaza Shopping Center (3). Display/hide their locations on the map
Churches in Westerly include: Pawcatuck Seventh Day Baptist Church (A), Pilgrims Baptist Church (B), Dunns Corners Community Church (C), Saint Puis X Church (D), Christ Episcopal Church (E), Christadelphian Ecclesia Church (F), Society of Friends Church (G), Grace United Methodist Church (H), Harvest Chapel (I). Display/hide their locations on the map
Lakes: Long Pond (A), No Bottom Pond (B), Spring Pond (C), Chapman Pond (D), Doctor Lewis Pond (E). Display/hide their locations on the map
Streams, rivers, and creeks: McGowan Brook (A), Mastuxet Brook (B). Display/hide their locations on the map
Parks in Westerly include: Westerly Downtown Historic District (1), Wilcox Arboretum (2), Wilcox Park Historic District (3), Main Street Historic District (4). Display/hide their locations on the map
Post office: Westerly Post Office (A). Display/hide its location on the map
Tourist attractions: Babcock-Smith House (Cultural Attractions- Events- & Facilities; 124 Granite Street), W P L (Cultural Attractions- Events- & Facilities; 71 1/2 High), The Water WIZZ - Park (Amusement & Theme Parks; 319 Atlantic Avenue), Misquamicut Business Association (319 Atlantic Av).
Hotels: Breezeway Resort (70 Winnapaug Road), Langworthy Farm Bed and Breakfast (308 Shore Road), Atlantic Inn (8 Crandall Av), Tern Inn (92 Winnapaug Road), Blue Whale Inn (54 Winnapaug Road), Andrea Hotel Inc (89 Atlantic Avenue), Pleasant View Inn (65 Atlantic Avenue), Ocean View Motel (140 Atlantic Avenue), Sand Dollar Inn (171 Post Road).
Courts: Westerly Town - Municipal Court (5 Union Street), Westerly Town - Municipal Court- Dunn's Corners School (9 Plateau Road).
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Washington County has a predicted average indoor radon screening level greater than 4 pCi/L (pico curies per liter) - Highest Potential
Air Quality Index (AQI) level in 2010 was 26.9. This is about average.
Particulate Matter (PM10) [µ/m3] level in 2010 was 9.53. This is significantly better than average. Closest monitor was 13.3 miles away from the city center.
Particulate Matter (PM2.5) [µ/m3] level in 2010 was 7.59. This is better than average. Closest monitor was 16.9 miles away from the city center.
Drinking water stations with addresses in Westerly and their reported violations in the past:
WESTERLY WATER DEPARTMENT (Population served: 38000, Groundwater):
Past health violations:
- MCL, Acute (TCR) - In DEC-2000, Contaminant: Coliform. Follow-up actions: St Public Notif received (DEC-07-2000), St Compliance achieved (DEC-07-2000), St Public Notif requested (DEC-07-2000), St Violation/Reminder Notice (DEC-07-2000), St Formal NOV issued (DEC-07-2000), St Boil Water Order (DEC-07-2000)
- MCL, Acute (TCR) - In OCT-1998, Contaminant: Coliform. Follow-up actions: St Formal NOV issued (OCT-11-1998), St Boil Water Order (OCT-11-1998), St Public Notif requested (2 times from OCT-11-1998 to OCT-11-1998), St Formal NOV issued (OCT-11-1998), St Boil Water Order (OCT-11-1998), St Violation/Reminder Notice (2 times from OCT-11-1998 to OCT-11-1998), St Public Notif received (2 times from OCT-13-1998 to OCT-13-1998), St Tech Assistance Visit (2 times from NOV-02-1998 to NOV-02-1998), St Compliance achieved (2 times from NOV-05-1998 to NOV-05-1998)
STAUNTON HOLDINGS, LLC (DBA LUCKY HOUSE) (Population served: 120, Groundwater):
Past monitoring violations:
- One routine major monitoring violation
NOD HILL APARTMENTS (Serves CT, Population served: 40, Groundwater):
Past monitoring violations:
- CCR INADEQUATE REPORTING - Between AUG-10-2004 and NOV-15-2004, Consumer Confidence Rule. Follow-up actions: St Violation/Reminder Notice (NOV-01-2004), St Compliance achieved (NOV-15-2004)
- CCR Complete Failure to Report - Between JUL-01-2004 and NOV-15-2004, Consumer Confidence Rule. Follow-up actions: St Violation/Reminder Notice (NOV-01-2004), St Compliance achieved (NOV-15-2004)
- CCR Complete Failure to Report - Between OCT-19-1999 and JUN-05-2000, Consumer Confidence Rule. Follow-up actions: Fed Violation/Reminder Notice (MAY-02-2000), Fed Compliance achieved (JUN-05-2000)
- 2 routine major monitoring violations
- 111 regular monitoring violations
LOYAL ORDER OF MOOSE LODGE 1212 (Population served: 25, Groundwater):
Past health violations:
- MCL, Monthly (TCR) - Between APR-2006 and JUN-2006, Contaminant: Coliform. Follow-up actions: St Public Notif requested (MAY-19-2006), St Violation/Reminder Notice (MAY-19-2006), St Formal NOV issued (MAY-19-2006), St Boil Water Order (MAY-19-2006)
- MCL, Monthly (TCR) - Between JAN-2000 and MAR-2000, Contaminant: Coliform. Follow-up actions: St Formal NOV issued (APR-03-2000), St Public Notif requested (2 times from APR-03-2000 to APR-03-2000), St Formal NOV issued (APR-03-2000), St Violation/Reminder Notice (2 times from APR-03-2000 to APR-03-2000), St Public Notif received (2 times from APR-25-2000 to APR-25-2000), St Compliance achieved (2 times from APR-28-2000 to APR-28-2000)
Past monitoring violations:
- One routine major monitoring violation
Drinking water stations with addresses in Westerly that have no violations reported:
- CAMP WATCHAUG (Population served: 200, Primary Water Source Type: Groundwater)
- BRADFORD DYEING ASSOCIATION,INC. (Population served: 193, Primary Water Source Type: Groundwater)
- YMCA OUTDOOR CENTER (Population served: 150, Primary Water Source Type: Groundwater)
- TROPIC FROST (Population served: 100, Primary Water Source Type: Groundwater)
Percentage of residents living in poverty in 2009: 5.6%
(5.0% for White Non-Hispanic residents, 0.0% for Hispanic or Latino residents, 35.9% for American Indian residents, 0.0% for other race residents, 31.7% for two or more races residents)
Average household size:
| This place: | 2.4 people | | Rhode Island: | 2.5 people |
Percentage of family households:
| This place: | 63.4% | | Whole state: | 65.0% |
Percentage of households with unmarried partners:
| This place: | 6.0% | | Whole state: | 5.7% |
Likely homosexual households (counted as self-reported same-sex unmarried-partner households)
- Lesbian couples: 0.2% of all households
- Gay men: 0.1% of all households
Detailed information about poverty and poor residents in Westerly, RI
People in group quarters in Westerly:
- 247 people in nursing homes
- 49 people in homes for the mentally retarded
- 46 people in other noninstitutional group quarters
- 2 people in religious group quarters
Westerly compared to Rhode Island state average:
- Black race population percentage significantly below state average.
- Hispanic race population percentage significantly below state average.
- Median age significantly above state average.
- Length of stay since moving in above state average.
- House age above state average.
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Banks with branches in Westerly (2011 data):
- The Washington Trust Company of Westerly: Mcquade's Westerly Branch, Franklin Street Branch, The Washington Trust Company Of West. Info updated 11/03/2006: Bank assets: $2,904.9 mil, Deposits: $2,057.2 mil, local headquarters, positive income, Commercial Lending Specialization, 18 total offices, Holding Company: Washington Trust Bancorp, Inc.
- RBS Citizens, National Association: Stop & Shop - Westerly Branch at 149 Franklin Street, branch established on 05/29/2001; Westerly Branch at 112 Franklin Street, branch established on 09/22/1981. Info updated 09/19/2007: Bank assets: $114,464.6 mil, Deposits: $73,520.1 mil, headquarters in Providence, RI, negative income in the last year, 1133 total offices, Holding Company: Uk Financial Investments Limited
- Dime Bank: Westerly Branch at 131 Franklin Street, branch established on 05/15/2004. Info updated 05/08/2008: Bank assets: $68.1 mil, Deposits: $47.3 mil, headquarters in Norwich, CT, positive income, Commercial Lending Specialization, 11 total offices
- Bank of America, National Association: Westerly Branch at 9 Franklin Street, branch established on 07/22/1957. Info updated 11/18/2009: Bank assets: $1,489,198.0 mil, Deposits: $1,021,724.0 mil, headquarters in Charlotte, NC, positive income, 5991 total offices, Holding Company: Bank Of America Corporation
- Webster Bank, National Association: Westerly Branch at 44-50 Franklin Street, branch established on 12/02/2006. Info updated 12/23/2008: Bank assets: $17,747.2 mil, Deposits: $13,835.8 mil, headquarters in Waterbury, CT, positive income, Commercial Lending Specialization, 180 total offices, Holding Company: Webster Financial Corporation
Educational Attainment (%)
School Enrollment by Level of School (%)
Most commonly used house heating fuel:
- Fuel oil, kerosene, etc. (51%)
- Utility gas (29%)
- Electricity (17%)
- Bottled, tank, or LP gas (2%)
- Wood (1%)
Religion statistics for Westerly:
Percentage of population affiliated with a religious congregations: 59.26%
| Here |  | 59.3% |
| USA |  | 50.2% |
Breakdown of population affiliated with a religious congregations
| Name | Catholic Church | Episcopal Church | American Baptist Churches in the USA | United Church of Christ | Evangelical Lutheran Church in America |
| Adherents | 80.1% | 6.4% | 4.1% | 2.0% | 1.1% |
| Congregations | 29.0% | 14.5% | 21.7% | 2.9% | 2.9% |
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| Name | United Methodist Church | Southern Baptist Convention | Presbyterian Church (USA) | Assemblies of God | Other |
| Adherents | 0.9% | 0.9% | 0.8% | 0.5% | 3.1% |
| Congregations | 4.3% | 2.9% | 2.9% | 4.3% | 14.5% |
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Source: Jones, Dale E., et al. 2002. Congregations and Membership in the United States 2000. Nashville, TN: Glenmary Research Center. Tables represent county-level data.
Food Environment Statistics:Number of grocery stores: 31 | Washington County: | 2.45 / 10,000 pop. | | Rhode Island: | 1.92 / 10,000 pop. |
Number of supercenters and club stores: 1 | This county: | 0.08 / 10,000 pop. | | Rhode Island: | 0.05 / 10,000 pop. |
Number of convenience stores (no gas): 17 | Washington County: | 1.34 / 10,000 pop. | | Rhode Island: | 1.42 / 10,000 pop. |
Number of convenience stores (with gas): 28 | Here: | 2.21 / 10,000 pop. | | Rhode Island: | 2.24 / 10,000 pop. |
Number of full-service restaurants: 157 | Here: | 12.41 / 10,000 pop. | | Rhode Island: | 9.75 / 10,000 pop. |
Adult diabetes rate: | Washington County: | 6.8% | | State: | 7.9% |
Adult obesity rate: | Washington County: | 19.8% | | State: | 22.6% |
Low-income preschool obesity rate: | Here: | 14.2% | | Rhode Island: | 16.3% |
6.12% of this county's 2006 resident taxpayers lived in other counties in 2005 ($58,111 average adjusted gross income) | Here: | 6.12% | | Rhode Island average: | 5.39% |
0.15% of residents moved from foreign countries ($360 average AGI)| Washington County: | 0.15% | | Rhode Island average: | 0.16% |
Top counties from which taxpayers relocated into this county between 2005 and 2006:
6.90% of this county's 2005 resident taxpayers moved to other counties in 2006 ($47,740 average adjusted gross income) | Here: | 6.90% | | Rhode Island average: | 6.42% |
0.07% of residents moved to foreign countries ($492 average AGI)| Washington County: | 0.07% | | Rhode Island average: | 0.08% |
Top counties to which taxpayers relocated from this county between 2005 and 2006:
Strongest AM radio stations in Westerly:
- WXNI (1230 AM; 1 kW; WESTERLY, RI; Owner: WRNI FOUNDATION)
- WALE (990 AM; 50 kW; GREENVILLE, RI; Owner: NORTH AMERICAN BROADCASTING CO., INC.)
- WCRN (830 AM; 50 kW; WORCESTER, MA; Owner: CARTER BROADCASTING CORPORATION)
- WTIC (1080 AM; 50 kW; HARTFORD, CT; Owner: INFINITY RADIO OPERATIONS INC.)
- WNNZ (640 AM; 50 kW; WESTFIELD, MA; Owner: CLEAR CHANNEL BROADCASTING LICENSES, INC.)
- WJJF (1180 AM; daytime; 2 kW; HOPE VALLEY, RI; Owner: CHARLES RIVER BROADCASTING WJJF LICENSE CORPORATION)
- WEEI (850 AM; 50 kW; BOSTON, MA; Owner: ENTERCOM BOSTON LICENSE, LLC)
- WICH (1310 AM; 5 kW; NORWICH, CT; Owner: WICH, INCORPORATED)
- WRKO (680 AM; 50 kW; BOSTON, MA; Owner: ENTERCOM BOSTON LICENSE, LLC)
- WKOX (1200 AM; 50 kW; FRAMINGHAM, MA; Owner: CAPSTAR TX LIMITED PARTNERSHIP)
- WBIX (1060 AM; 40 kW; NATICK, MA; Owner: LANGER BROADCASTING CORPORATION)
- WVNE (760 AM; daytime; 25 kW; LEICESTER, MA; Owner: BLOUNT MASSCOM, INC.)
- WBZ (1030 AM; 50 kW; BOSTON, MA; Owner: INFINITY BROADCASTING OPERATIONS, INC.)
Strongest FM radio stations in Westerly:
- WXLM (102.3 FM; STONINGTON, CT; Owner: CITADEL BROADCASTING COMPANY)
- WHJM (107.7 FM; PAWCATUCK, CT; Owner: FULLER BROADCASTING INTERNATIONAL, LLC)
- WBMW (106.5 FM; LEDYARD, CT; Owner: RED WOLF BROADCASTING CORPORATION)
- WBLQ (88.1 FM; WESTERLY, RI; Owner: SOUTHERN RI PUBLIC RADIO BROAD INC)
- WWRX-FM (103.7 FM; WESTERLY, RI; Owner: FNX BROADCASTING OF RHODE ISLAND, LLC)
- WSKO-FM (99.7 FM; WAKEFIELD-PEACEDALE, RI; Owner: CITADEL BROADCASTING COMPANY)
- WCTY (97.7 FM; NORWICH, CT; Owner: WICH, INC.)
- WRIU (90.3 FM; KINGSTON, RI; Owner: UNIVERSITY OF RHODE ISLAND)
- WQGN-FM (105.5 FM; GROTON, CT; Owner: CITADEL BROADCASTING COMPANY)
- WKNL (100.9 FM; NEW LONDON, CT; Owner: HALL COMMUNICATIONS, INC.)
- WNLC (98.7 FM; EAST LYME, CT; Owner: HALL COMMUNICATIONS, INC.)
- WKKB (100.3 FM; MIDDLETOWN, RI; Owner: CITADEL BROADCASTING COMPANY)
- WWBB (101.5 FM; PROVIDENCE, RI; Owner: CLEAR CHANNEL BROADCASTING LICENSES, INC.)
- WILI-FM (98.3 FM; WILLIMANTIC, CT; Owner: NUTMEG BROADCASTING COMPANY)
- WCNI (90.9 FM; NEW LONDON, CT; Owner: CONNECTICUT COLLEGE BROADCASTING ASSOCIATION, INC.)
- WADK-FM (99.3 FM; BLOCK ISLAND, RI; Owner: ASTRO TELE-COMMUNICATIONS CORP.)
- WCRI (95.9 FM; BLOCK ISLAND, RI; Owner: CHARLES RIVER BROADCASTING WCRI LICENSE CORP.)
- WAKX (102.7 FM; NARRAGANSETT PIER, RI; Owner: AAA ENTERTAINMENT LICENSING LLC)
- WMOS (104.7 FM; MONTAUK, NY; Owner: CITADEL BROADCASTING COMPANY)
- W233AG (94.5 FM; NEW LONDON, CT; Owner: MONROE BOARD OF EDUCATION)
TV broadcast stations around Westerly:
- WPXQ (Channel 69; BLOCK ISLAND, RI; Owner: OCEAN STATE TELEVISION, L.L.C.)
- WHPX (Channel 26; NEW LONDON, CT; Owner: PAXSON HARTFORD LICENSE, INC.)
- WEDN (Channel 53; NORWICH, CT; Owner: CONNECTICUT PUBLIC BROADCASTING, INC.)
- WTIC-TV (Channel 61; HARTFORD, CT; Owner: TRIBUNE TELEVISION COMPANY)
Fatal accident count (per 100,000 population)
See more detailed statistics of Westerly fatal car crashes and road traffic accidents for 1975 - 2009 here
Home Mortgage Disclosure Act Aggregated Statistics For Year 2009 (Based on 3 full and 1 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 58 | $239,995 | 101 | $200,011 | 508 | $191,111 | 41 | $64,838 | 1 | $215,000 | 64 | $207,923 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 3 | $184,000 | 7 | $208,279 | 36 | $207,538 | 2 | $63,815 | 0 | $0 | 4 | $233,663 | 0 | $0 |
| APPLICATIONS DENIED | 9 | $245,507 | 11 | $206,124 | 162 | $230,229 | 22 | $79,861 | 0 | $0 | 14 | $184,391 | 1 | $44,390 |
| APPLICATIONS WITHDRAWN | 6 | $249,695 | 7 | $228,250 | 87 | $220,461 | 6 | $63,855 | 0 | $0 | 8 | $210,075 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $246,000 | 2 | $243,585 | 8 | $158,814 | 0 | $0 | 0 | $0 | 2 | $110,000 | 0 | $0 |
Aggregated Statistics For Year 2008 (Based on 3 full and 1 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 25 | $239,646 | 115 | $217,568 | 255 | $188,605 | 74 | $46,678 | 3 | $337,533 | 52 | $185,169 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $203,895 | 13 | $201,741 | 28 | $204,314 | 4 | $26,765 | 0 | $0 | 2 | $137,000 |
| APPLICATIONS DENIED | 8 | $211,633 | 28 | $174,690 | 125 | $231,013 | 28 | $71,364 | 0 | $0 | 19 | $232,480 |
| APPLICATIONS WITHDRAWN | 2 | $229,655 | 17 | $210,618 | 55 | $224,391 | 3 | $80,000 | 0 | $0 | 13 | $247,038 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 13 | $260,363 | 1 | $80,390 | 0 | $0 | 2 | $182,860 |
Aggregated Statistics For Year 2007 (Based on 3 full and 1 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 12 | $221,732 | 249 | $214,099 | 361 | $178,041 | 116 | $64,786 | 1 | $230,000 | 97 | $202,401 | 1 | $95,000 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 29 | $238,386 | 57 | $206,119 | 7 | $52,397 | 0 | $0 | 8 | $222,711 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $112,000 | 38 | $211,770 | 188 | $219,868 | 43 | $89,118 | 0 | $0 | 13 | $151,971 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 20 | $207,551 | 106 | $192,929 | 14 | $119,219 | 3 | $225,667 | 8 | $249,253 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 3 | $182,650 | 15 | $215,959 | 5 | $103,796 | 0 | $0 | 1 | $41,000 | 1 | $41,000 |
Aggregated Statistics For Year 2006 (Based on 3 full and 1 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 11 | $247,545 | 253 | $214,851 | 480 | $172,121 | 137 | $62,443 | 1 | $496,000 | 107 | $242,529 | 2 | $47,195 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 28 | $219,264 | 68 | $154,068 | 17 | $78,464 | 0 | $0 | 8 | $224,859 | 0 | $0 |
| APPLICATIONS DENIED | 2 | $213,500 | 41 | $198,803 | 223 | $206,364 | 66 | $89,047 | 1 | $28,000 | 14 | $119,739 | 1 | $120,470 |
| APPLICATIONS WITHDRAWN | 1 | $273,000 | 26 | $235,946 | 171 | $215,799 | 10 | $129,328 | 0 | $0 | 9 | $199,272 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 6 | $192,667 | 39 | $229,371 | 1 | $115,210 | 0 | $0 | 1 | $266,000 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 3 full and 1 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 9 | $283,146 | 349 | $187,773 | 599 | $175,516 | 158 | $79,734 | 0 | $0 | 138 | $194,815 | 3 | $76,000 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $300,000 | 32 | $202,490 | 63 | $172,949 | 15 | $76,920 | 1 | $455,000 | 11 | $234,152 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 77 | $180,362 | 190 | $193,429 | 60 | $94,136 | 0 | $0 | 19 | $214,099 | 3 | $121,000 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 55 | $205,697 | 273 | $184,621 | 30 | $153,838 | 4 | $308,000 | 13 | $181,464 | 1 | $170,000 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $186,000 | 14 | $165,994 | 87 | $204,393 | 5 | $134,434 | 0 | $0 | 2 | $221,605 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 3 full and 1 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 12 | $234,578 | 253 | $183,636 | 669 | $148,786 | 139 | $69,301 | 3 | $301,297 | 99 | $173,303 | 1 | $113,590 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 35 | $177,919 | 87 | $157,086 | 11 | $82,102 | 0 | $0 | 15 | $189,435 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $100,000 | 69 | $196,138 | 196 | $176,735 | 44 | $87,274 | 0 | $0 | 17 | $194,862 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 2 | $313,500 | 52 | $186,250 | 308 | $165,330 | 17 | $77,985 | 0 | $0 | 24 | $149,903 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $176,000 | 9 | $155,667 | 66 | $170,051 | 7 | $79,566 | 0 | $0 | 5 | $175,194 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 3 full and 1 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 24 | $179,156 | 274 | $169,164 | 1,123 | $139,293 | 103 | $65,506 | 3 | $188,667 | 122 | $148,024 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $98,000 | 28 | $170,260 | 123 | $138,409 | 10 | $63,151 | 0 | $0 | 6 | $105,182 |
| APPLICATIONS DENIED | 3 | $178,000 | 39 | $162,518 | 268 | $135,026 | 39 | $49,786 | 0 | $0 | 21 | $122,050 |
| APPLICATIONS WITHDRAWN | 4 | $232,500 | 44 | $185,230 | 343 | $137,047 | 16 | $97,523 | 0 | $0 | 19 | $182,218 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 3 | $255,677 | 26 | $151,297 | 2 | $26,905 | 0 | $0 | 2 | $205,515 |
Aggregated Statistics For Year 2002 (Based on 2 full tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 15 | $157,933 | 112 | $138,714 | 324 | $122,222 | 31 | $41,774 | 1 | $400,000 | 82 | $128,598 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 3 | $163,333 | 6 | $122,000 | 48 | $115,354 | 5 | $11,400 | 0 | $0 | 8 | $112,375 |
| APPLICATIONS DENIED | 2 | $131,500 | 12 | $157,250 | 94 | $123,181 | 13 | $43,231 | 0 | $0 | 7 | $114,286 |
| APPLICATIONS WITHDRAWN | 1 | $171,000 | 11 | $138,273 | 87 | $112,690 | 6 | $20,000 | 0 | $0 | 12 | $111,917 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $116,000 | 6 | $135,500 | 21 | $146,190 | 0 | $0 | 0 | $0 | 1 | $88,000 |
Aggregated Statistics For Year 2001 (Based on 2 full tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 19 | $140,000 | 116 | $133,379 | 237 | $106,156 | 49 | $32,898 | 45 | $148,756 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $133,000 | 14 | $150,357 | 33 | $80,697 | 9 | $29,667 | 9 | $159,111 |
| APPLICATIONS DENIED | 4 | $138,750 | 19 | $110,368 | 105 | $100,381 | 27 | $56,037 | 8 | $98,625 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 7 | $90,286 | 70 | $109,671 | 5 | $20,200 | 3 | $143,333 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 3 | $103,333 | 9 | $95,889 | 0 | $0 | 1 | $54,000 |
Aggregated Statistics For Year 2000 (Based on 2 full tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 31 | $122,419 | 114 | $107,053 | 62 | $80,661 | 47 | $30,681 | 28 | $92,071 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $55,000 | 12 | $104,583 | 20 | $102,850 | 11 | $27,364 | 4 | $99,000 |
| APPLICATIONS DENIED | 0 | $0 | 8 | $100,375 | 67 | $72,119 | 21 | $22,667 | 3 | $56,667 |
| APPLICATIONS WITHDRAWN | 2 | $141,000 | 18 | $99,111 | 49 | $87,143 | 5 | $23,000 | 3 | $61,333 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 3 | $107,000 | 7 | $86,429 | 1 | $30,000 | 4 | $104,250 |
Aggregated Statistics For Year 1999 (Based on 1 full and 2 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 38 | $114,488 | 220 | $118,997 | 249 | $93,894 | 109 | $31,038 | 2 | $148,910 | 47 | $118,718 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 3 | $119,337 | 8 | $145,375 | 39 | $90,023 | 11 | $36,873 | 1 | $24,210 | 3 | $38,653 |
| APPLICATIONS DENIED | 5 | $134,786 | 32 | $100,508 | 121 | $87,327 | 48 | $22,172 | 0 | $0 | 5 | $74,342 |
| APPLICATIONS WITHDRAWN | 6 | $114,027 | 34 | $104,560 | 97 | $101,591 | 10 | $33,763 | 0 | $0 | 9 | $164,597 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $78,960 | 5 | $128,572 | 13 | $110,951 | 1 | $57,030 | 0 | $0 | 2 | $151,680 |
Detailed HMDA statistics for the following Tracts:
0508.01
, 0508.02, 0509.01, 0509.02
Private Mortgage Insurance Companies Aggregated Statistics For Year 2009 (Based on 3 full and 1 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 10 | $228,142 | 10 | $244,536 | 2 | $259,180 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 7 | $193,970 | 4 | $233,750 | 1 | $116,000 |
| APPLICATIONS DENIED | 1 | $370,130 | 5 | $255,000 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $290,000 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2008 (Based on 3 full and 1 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 36 | $206,643 | 12 | $300,402 | 8 | $164,070 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 13 | $211,828 | 6 | $293,072 | 1 | $265,000 |
| APPLICATIONS DENIED | 6 | $229,347 | 3 | $268,000 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $459,000 | 2 | $220,000 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $116,000 | 0 | $0 | 1 | $116,000 |
Aggregated Statistics For Year 2007 (Based on 3 full and 1 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 57 | $255,301 | 16 | $262,524 | 8 | $221,204 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 7 | $246,000 | 6 | $306,403 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 2 | $196,500 | 5 | $315,800 | 1 | $227,000 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 3 full and 1 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 46 | $244,321 | 18 | $248,047 | 6 | $227,500 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $268,135 | 4 | $314,235 | 1 | $229,000 |
| APPLICATIONS DENIED | 0 | $0 | 1 | $149,000 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 3 | $271,333 | 1 | $387,000 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 3 full and 1 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 42 | $247,057 | 12 | $240,421 | 5 | $240,810 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 6 | $191,965 | 2 | $246,710 | 1 | $247,580 |
| APPLICATIONS DENIED | 1 | $168,000 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 4 | $200,500 | 2 | $222,730 | 2 | $218,500 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $160,000 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 3 full and 1 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 45 | $224,691 | 12 | $185,484 | 7 | $231,016 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 16 | $189,686 | 6 | $225,608 | 2 | $199,745 |
| APPLICATIONS DENIED | 2 | $311,000 | 1 | $119,000 | 1 | $119,000 |
| APPLICATIONS WITHDRAWN | 3 | $202,833 | 0 | $0 | 1 | $144,000 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $143,000 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 3 full and 1 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 71 | $186,421 | 29 | $163,050 | 5 | $189,718 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 16 | $158,726 | 13 | $156,682 | 1 | $169,040 |
| APPLICATIONS DENIED | 1 | $268,370 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 2 | $310,500 | 1 | $117,000 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $90,000 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2002 (Based on 2 full tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 36 | $150,278 | 15 | $155,400 | 8 | $148,625 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 7 | $167,286 | 2 | $121,500 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $135,000 | 0 | $0 | 1 | $135,000 |
| APPLICATIONS WITHDRAWN | 1 | $243,000 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2001 (Based on 2 full tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 40 | $121,975 | 15 | $139,400 | 3 | $95,333 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 10 | $117,000 | 6 | $122,500 | 2 | $111,000 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 3 | $159,333 | 1 | $160,000 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2000 (Based on 2 full tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 22 | $117,091 | 5 | $124,800 | 1 | $149,000 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $78,000 | 3 | $110,333 | 1 | $78,000 |
| APPLICATIONS DENIED | 1 | $153,000 | 0 | $0 | 1 | $153,000 |
| APPLICATIONS WITHDRAWN | 1 | $139,000 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $102,000 | 1 | $126,000 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 1 full and 2 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 87 | $128,545 | 17 | $117,328 | 8 | $119,455 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 8 | $141,361 | 6 | $136,135 | 2 | $51,545 |
| APPLICATIONS DENIED | 2 | $133,540 | 1 | $143,950 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $98,400 | 1 | $223,750 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $87,470 | 0 | $0 | 1 | $87,470 |
Detailed PMIC statistics for the following Tracts:
0508.01
, 0508.02, 0509.01, 0509.02
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
| Businesses in Westerly, RI |
| Name | Count | | Name | Count |
| 7-Eleven | 1 | | MasterBrand Cabinets | 7 |
| AT&T | 1 | | McDonald's | 2 |
| AutoZone | 1 | | Payless | 1 |
| Burger King | 1 | | Penske | 1 |
| CVS | 2 | | Pizza Hut | 1 |
| Decora Cabinetry | 4 | | RadioShack | 1 |
| Domino's Pizza | 1 | | Rite Aid | 1 |
| Dunkin Donuts | 2 | | Staples | 1 |
| FedEx | 3 | | T-Mobile | 2 |
| GNC | 1 | | T.J.Maxx | 1 |
| GameStop | 1 | | U-Haul | 4 |
| H&R Block | 1 | | UPS | 7 |
| Home Depot | 1 | | Walmart | 1 |
| JCPenney | 1 | | Wendy's | 1 |
| La-Z-Boy | 1 | | YMCA | 2 |
|