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Old 11-13-2013, 05:13 AM
 
1,546 posts, read 2,550,943 times
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I'm am so pissed off that I am being forced to buy something that is not available. We were promised to be able to keep our plans! Anyone else feel like I do?
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Old 11-13-2013, 06:08 AM
 
Location: The Triad
34,088 posts, read 82,929,741 times
Reputation: 43660
Quote:
Originally Posted by ClevelandMike View Post
We were promised to be able to keep our plans!
You were promised that the government wouldn't cause an existing plan to close.

That providers would choose to close plans rather than to include the extra services ACA mandates
in them -even if it meant raising the rate or opening up an other level of negotiation- wasn't foreseen.

Quote:
Anyone else feel like I do?
Sure. The choice though seems to be pizzed at BC/BS for not making an accommodation
of some sort or to flail at the just as blindsided by their business practices administration.
Which do you think makes more sense?
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Old 11-13-2013, 06:21 AM
 
Location: Florida
23,171 posts, read 26,182,686 times
Reputation: 27914
If plans had been 'just' changed to accommodate all the new mandates but with increased premiums, they would effectively be new policies.
It makes a great deal of sense to cancel them and issue new ones.
I recently asked my lawyer to amend our wills,
His response was similar...
"It's easier to just write it as a new will "
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Old 11-13-2013, 06:43 AM
 
748 posts, read 1,375,650 times
Reputation: 954
Why would you be pissed at the insurance company? They have to follow the law or stop selling health insurance. Its not their choice to change the benefits or rates.
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Old 11-13-2013, 07:39 AM
 
1,546 posts, read 2,550,943 times
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Quote:
Originally Posted by quietstormnc View Post
Why would you be pissed at the insurance company? They have to follow the law or stop selling health insurance. Its not their choice to change the benefits or rates.
Why would I be pissed at the Insurance company? I'm not, they are doing what they need to do.
Why did the democrats do this to the American people?
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Old 11-13-2013, 09:16 AM
 
Location: Oxygen Ln. AZ
9,319 posts, read 18,742,090 times
Reputation: 5764
Quote:
Originally Posted by ClevelandMike View Post
Why would I be pissed at the Insurance company? I'm not, they are doing what they need to do.
Why did the democrats do this to the American people?
With not one GOP vote putting this mess on the table and making it law, I am not mad at the GOP.

Why indeed be angry with the insurance companies for changing their policies to include all the law demands them to do. The prez was grasping at straws when he was trying to place the blame on the insurance companies. We would have stuck with the plan we had and we liked and we could afford.
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Old 11-13-2013, 09:38 AM
 
Location: Not.here
2,827 posts, read 4,339,917 times
Reputation: 2377
Quote:
Originally Posted by MotleyCrew View Post
With not one GOP vote putting this mess on the table and making it law, I am not mad at the GOP.

Why indeed be angry with the insurance companies for changing their policies to include all the law demands them to do. The prez was grasping at straws when he was trying to place the blame on the insurance companies. We would have stuck with the plan we had and we liked and we could afford.
Yeah, who in their right mind can be upset with companies that would deny you coverage or drop you if you had pre-existing health conditions including pregnancy or disabilities. Now they're not compliant. That doesn't seem fair to them.
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Old 11-13-2013, 09:58 AM
 
Location: The Woodlands
805 posts, read 1,871,195 times
Reputation: 1077
Quote:
Originally Posted by MotleyCrew View Post
With not one GOP vote putting this mess on the table and making it law, I am not mad at the GOP.
MC, that is a double edged sword...
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Old 11-13-2013, 10:49 AM
 
2,420 posts, read 4,367,905 times
Reputation: 3528
Yup, the nerve of them. Making my policy better and safer.
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Old 11-13-2013, 02:36 PM
 
2,695 posts, read 3,487,985 times
Reputation: 1652
Quote:
Originally Posted by MrRational View Post
You were promised that the government wouldn't cause an existing plan to close.

That providers would choose to close plans rather than to include the extra services ACA mandates
in them -even if it meant raising the rate or opening up an other level of negotiation- wasn't foreseen.
It was foreseen, they specifically wrote the law like that which states that a rate increase over $5/month would cause the plan to be illegal.

The government is using the insurance companies as a scapegoat.

ACA will fail because young people are not signing up (which is the main revenue stream for ACA) and 400,000 people will get "free" or "subsided" healthcare that we, the taxpayers, have to support. So these plans might sound better..Tell me how a single male needs to buy an insurance policy that is mandated to cover birth control pills. The USA is on a large downward spiral.
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