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That is your interpretation and not the interpretation of US law.
"permanent residence" on credit card applications and such is actually not a legal category, it just refers to the the active residential address in the US. Dorm addresses count.
Otherwise you are saying that every single non-green card holder or US citizen in the US has committed fraud for opening a bank account, getting a cell phone, getting a credit card, ...and not only that but that International Student Advisors, Financial Aid advisors, employers, the banks themselves, the credit card companies etc are also in cahoots in committing the fraud because most times the foreigner has to show their *foreign* passport as identification.
That's where you are mistaken. A students permanant address is NOT their dorm, a dorm is not a permanent address. A permanent address is the address where one lives when not attending school. In the case of an international student, that would be an address in their country of origin.
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Perfect English is not a requirement for asking a question or posting in this forum. Common decency is. If you have none, please recuse yourself to one of the debate forums.
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International students are not committing credit card fraud by listing their US address as a permanent residence. That's just nonsense. The term is subjective and would not constitute a solid basis for a criminal case by any stretch of the imagination. Credit card companies are perfectly happy to take foreign student's money. If they lost money on the balance, they wouldn't issue cards to foreigners.
Please review the terms of this site and refrain from any more personal attacks. If you must have controversy, please keep it to your email or private messages instead of posting here.
Perfect English is not a requirement for asking a question or posting in this forum. Common decency is. If you have none, please recuse yourself to one of the debate forums.
...
International students are not committing credit card fraud by listing their US address as a permanent residence. That's just nonsense. The term is subjective and would not constitute a solid basis for a criminal case by any stretch of the imagination. Credit card companies are perfectly happy to take foreign student's money. If they lost money on the balance, they wouldn't issue cards to foreigners.
Excuse me, but I never said a word about anyone's grammar. So perhaps it's yourself who needs to learn to read better and stop making false accusations.
As far as the permanent address, If a credit card company wanted to force the issue, they would be able to convince a jury that fraud was the intent, based on the person running up the cards then fleeing the company without paying them off.
That's where you are mistaken. A students permanant address is NOT their dorm, a dorm is not a permanent address. A permanent address is the address where one lives when not attending school. In the case of an international student, that would be an address in their country of origin.
Some people do not have permanent addresses other than the current one in use. A student may not have a permanent address overseas. (When a student finishes their studies they may have to look for a place to live.)
Any way, the issue here is not the ethnics of the person not paying back their debts, but the fact of whether or not they can enter & leave the USA without a problem (which seems to be the case).
Excuse me, but I never said a word about anyone's grammar. So perhaps it's yourself who needs to learn to read better and stop making false accusations.
As far as the permanent address, If a credit card company wanted to force the issue, they would be able to convince a jury that fraud was the intent, based on the person running up the cards then fleeing the company without paying them off.
Your post was not quoted and obviously the comment about grammar wasn't addressed to you.
Your hypothesis about the "permanent address" issue is simply not true. Trying to wind it up into a criminal court matter is an analogy which just doesn't work.
Your post was not quoted and obviously the comment about grammar wasn't addressed to you.
Your hypothesis about the "permanent address" issue is simply not true. Trying to wind it up into a criminal court matter is an analogy which just doesn't work.
Take a breath before launching ...
if someone knowingly incurs debt they have no intention of repaying (such as a student who knows they are leaving the country) it is most certainly fraud and theft.
Some people do not have permanent addresses other than the current one in use. A student may not have a permanent address overseas. (When a student finishes their studies they may have to look for a place to live.)
Any way, the issue here is not the ethnics of the person not paying back their debts, but the fact of whether or not they can enter & leave the USA without a problem (which seems to be the case).
Attending college is a part-time living situation, not a permanent one. The vast majority of students list their permanent address as their parents' address because most go from parents' home to college and when they are off from college for the summer, holidays, etc., that is where they live. What do the "homeless" students do? Hide out in the dorms for the whole summer? I can see exceptions if a student is an orphan or did not live with their parents back home. There are also students who rent privately near their college on a lease so they can stay there year round.
I asked someone who got an MBA here in the US but came from another country. The answer was they did not apply for credit cards as a student on an F1 visa because to their understanding they were not US residents, their permanent address was back home at their parents' address so they thought they did not qualify and also didn't know if they would be getting a job in the US or would be going home to work, so they were worried about possibly incurring debt they would not be able to pay off. They did, however, end up getting a job on an H1b visa directly out of college, so once they settled into the city they were working in, they did get their first credit card through the bank they had their checking account with.
if someone knowingly incurs debt they have no intention of repaying (such as a student who knows they are leaving the country) it is most certainly fraud and theft.
Advice to the OP: I would tell the employer about the situation (how much is owed and for how long) before they go to the expense and trouble of sending you for training. Reason being, if something does occur because of the debt, they will be VERY MAD to have wasted their money. They need to at least be forewarned. There's no guarantee nothing will happen and it will all go smoothly.
Homeland Security is ramping up like never before and computer databases are growing more and more sophisticated and more and more are being linked. Homeland Security is the agency overseeing U.S. Immigration and Customs Enforcement.
Oh for goodness' sake. Go through any of these forums and then try and tell me that the average American has a good command of the written English language ... The OP asked a question which has been more than adequately answered for the time being and to go into the realm of a personal attack based on his English is very low when his English is perfectly comprehensible.
When people attack a posters command of English, I always....how many languages are THEY fluent in?
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