What water would you want to live on (best) in Nashville area? (Hendersonville: insurance)

[12buttons]

We are talking about a single family home on the water...what body of water is considered to be the "high watermark in water"? cumberland in Gallatin? Dockfront in Hendersonville? Cumberland River in Ashland City?
Percy? Old Hickory? Land value is highest on which one? Also how much of a difference in price of the house if it comes with a dock on any body of water versus one that does not have one?
Any area flood more than the others?
Any special insurance or mold issues to be concerned with?
Does Kingston Springs have any really nice water properties?
And whats the story about the Harpeth RIver? Why all the power plants there - any health risks associated with those?

Thanks!

12buttons

[denawilliams]

Hi there. As to which lake front has higher value...you can't actually live on Priest. Old Hickory is the one with lakefront properties. Old Hickory has amazing lake properties and is a beautiful lake. You can find properties on the lake in Hendersonville, Gallatin, Mt Juliet, Old Hickory, Lebanon. If you want to live on the water, Old Hickory Lake is definitely a favorite. Land value would definitely be pretty high, but you have to make sure you look at properties that either already have a dock on the property or have a dock permit. Dock permits are near impossible to get...some people have been waiting for one...for years...and continue to wait and hope.

[12buttons]

Originally Posted by denawilliams

Hi there. As to which lake front has higher value...you can't actually live on Priest. Old Hickory is the one with lakefront properties. Old Hickory has amazing lake properties and is a beautiful lake. You can find properties on the lake in Hendersonville, Gallatin, Mt Juliet, Old Hickory, Lebanon. If you want to live on the water, Old Hickory Lake is definitely a favorite. Land value would definitely be pretty high, but you have to make sure you look at properties that either already have a dock on the property or have a dock permit. Dock permits are near impossible to get...some people have been waiting for one...for years...and continue to wait and hope.

thanks! I would assume prices per square foot are higher the closer you are? I noticed some houses without water access in regular Hendersonville off the water however priced higher than the water properties...

[denawilliams]

It's hard to compare waterfront properties to those without access on a measurement like price per square foot. For homes off the water, price per square foot is a good measurement to watch and use as comparisons. The value is really all in the home there. However, with waterfront properties, the land value is very important. So you can't really apply a price per square foot rule there. One thing important in waterfront property is the amount of feet that is actually waterfront. You look at where on the lake it is (is it on a channel?, etc.) These are several things in addition to the house itself that contribute to the price.

For those off the water, they might be in a community with a community dock, so it might be higher because you have dock access even if you don't have waterfront property. Or maybe it's a community with a dock permit...or they're confident they'll be the one that gets theirs approved. There could be a combination of a factors. If you have specifics, I can try to be clearer...