Please register to participate in our discussions with 2 million other members - it's free and quick! Some forums can only be seen by registered members. After you create your account, you'll be able to customize options and access all our 15,000 new posts/day with fewer ads.
Technically, a Realtor is someone who is a member of the National Association of Realtors... not every licensed sales associate and/or broker is a Realtor.
That said, Sales Associates and Brokers should absolutely be licensed.
1. We have fiduciary responsibility to either the buyer or seller (or disclosed dual agency).
2. We handle deposits and escrow money
3. We are helping people buy or sell what is probably their most expensive asset. The process is complicated, and it is important that we know what we are doing.
4. We have to be up to date on disclosures, environmental issues, and sales data that effect price and potentially the safety of the public.
Do you want someone to do all this who is not licensed?
i agree with you 100%. i was being facetious, since MarcoP wants less government, i was wondering if he'd be open to anyone being able to step into his world and sell properties.
Medicaid has almost doubled in Massachusetts, you think that can go on much longer? what good does it do that people are covered by it when increasingly it's becoming harder to fund it?
You don't see a correlation at all between what's happening in Greece, moving into Europe and Union pensions here? People who can't even afford to find their own retirements forced to pay for the nice cushy retirements for others? you don't see that at all, do you?
Do you really think I'm shocked by a bunch of people who are either dependent on others to survive, or a bunch of spoiled kids who have no idea what they're doing because they haven't been on their own yet, you think that type of protest shocks me? Today they're saying 2,000 are going to rally in NY, the population of the Tri-State area is over 18 million, so I'm supposed to be impressed that about 1/100th of 1% of the population is out there protesting? You also somehow seem to be confusing the middle class with union workers, it's the middle class who are the entrepreneur's in most cases, they're the ones who've been hurt by politically correct regulations being shoved down their throats by the Democrats. The protesters spewing Socialist talking points are so naive, there isn't a middle class is Socialist utopia's, there's only the small percentage of haves and the overwhelming majority are the have-nots. And yes, those protesters are hypocrites, they're protesting against a system that has schooled them, that has allowed them to buy things like IPOD's, Laptops and fancy Cellphones, if you're truly against Capitalism you'd be against using such things. And here's more hypocrisy for you, the dilemma of the day for the protest is this, cold weather is moving in, the Organizers are trying to figure out what to do, should they engage in Capitalism by buying sleeping bags? or should they figure out a way to make their own? now that's amusing!
That post is frame-worthy IMO, kudos to you for it!
I know it's probably a really old fashioned thing to do, my Parents had no money to send me to College, so what did I do? I didn't take out a Student Loan, I actually worked 2 jobs and went to school, what a novel idea.
As for the resources needing to be out there for people to improve themselves? that's not the Government's responsibility, it's the individual's responsibility.
In the quest to be politically correct, banks were forced to give loans to people who didn't have good credit, people who bought over their heads, and because there were so many of these loans that unqualified people weren't able to pay housing prices came down for the people who were doing and are doing the right thing. People bought over their heads in a high market, then the market crashes and they found they owed more than the home was worth, who's fault was that? and these people just walked away leaving the rest of us to clean up their mess.
thanks for the video. seen it before, doesn't prove anything. i'll take the opinions of economists, finance folks, and lawyers over that.
medicaid has increased because of the economic issues, not because the cost for the same pool of people have increased.
what happened in Greece might be correlated to what's going on in some states in the U.S., but not what's going on in the Federal Government. Union pensions can be a lag on a corporation. So if GM entered deals with the union they work with, that spells trouble for GM. It's not going to bring our government to collapse. so no, it's not really similar.
how do you know it's people who are dependant on others to survive, or young people who haven't been on their own yet? When I went to college, I worked close to 30 hours per week. I can't have a voice in politics at that age? Should we raise the voting age to 50, since they are the only people who know what's best for the country? it's 2 weeks into the protests, and it's building in other cities in across the country. how many people are part of the tea party movement? In fact, one of my favorite quotes happens to be "Never doubt that a small group of thoughtful, committed citizens
can change the world; indeed, it's the only thing that ever has."
what are the socialist talking points being spewed? why don't you look at the similarities of the years leading up to the great depression, and the years leading up to 2007/08? you don't have to be 100% anti-capitalism to be against what's going on in our country right now, that's what you're not understanding. how is buying a sleeping bag for warmth being hypocritical to wanting to return to tax rates of the 90s, not allowing corporations to control campaign messages with their vast coffers of lobbyist dollars, and generally wanting to have a better country? You're completely missing the items being discussed and getting sucked into the conservative blogosphere talking points.
and what's wrong with taking out a student loan, borrowing money to invest in yourself? i worked AND took out student loans. does that make me a worse person than you? the reason why government subsidized student loans exist is because our overall economy/society stands to benefit from being a leader in the world. hate to tell you, but 2 jobs wouldn't get you much more than a community college education today.
the CRA didn't force banks to give loans to people who didn't have good credit, people who bought over their heads. You're confusing two different things. Subprime lending, as I already stated above, was almost exclusively performed by entitities NOT regulated by the CRA. the CRA eliminated discrimination in lending. You still have to pay higher rates if you have bad credit. Buying over your head is only possible if the bank doesn't verify your assets and income, as was a common thing to overlook during the "boom" because everyone, banks included, assumed property would simply always go up.
how many people "just walked away"? do you have a figure for that? how many people that were still capable of making the payments "just walked away"? and the banks are supposed to be protecting themselves by diversifying their risk and not over-leveraging themselves. but they did not. so it was lendees AND lenders that left a mess for the rest of us to clean up.
thats true. part of the problem is that we expect the corrupt politicians to be the ones to fix the system that they designed to serve themselves. you need a real a-hole attorney general type person to investigate all politicians, their contributions and how it may have impacted their decisions.
eliminate the ability for large special interest groups to anonymously donate money under the guise of "personhood", and you won't have as large of an issue. campaign finance reform should be a key issue for people who are concerned about corruption in government, whether on the right or left. i like how rick perry put it: "If you think I could be bought for $5,000, well, then, I'm offended."
eliminate the ability for large special interest groups to anonymously donate money under the guise of "personhood", and you won't have as large of an issue. campaign finance reform should be a key issue for people who are concerned about corruption in government, whether on the right or left. i like how rick perry put it: "If you think I could be bought for $5,000, well, then, I'm offended."
they cost a lot more than 5k. the way to do it is to get an industry group together and get each member to chip in x amount of dollars. they get that money to a good lobbyist and its their job to find the right politicians to be bought and of course the way to do it to avoid legal issues.
they cost a lot more than 5k. the way to do it is to get an industry group together and get each member to chip in x amount of dollars. they get that money to a good lobbyist and its their job to find the right politicians to be bought and of course the way to do it to avoid legal issues.
i think there is no greater scum in a democracy than a lobbyist.
i think there is no greater scum in a democracy than a lobbyist.
its funny how people know that they exist but pretend to not know what they do. its also funny how many former politicians and staffmembers become lobbyists. but people dont question what they are doing except when it may be used in an election. but they would never look to prosecute, because they are all guilty.
oh and then it goes to a congressional ethics committe, so they police themselves, and we allow that!
its funny how people know that they exist but pretend to not know what they do. its also funny how many former politicians and staffmembers become lobbyists. but people dont question what they are doing except when it may be used in an election. but they would never look to prosecute, because they are all guilty.
oh and then it goes to a congressional ethics committe, so they police themselves, and we allow that!
and they get public scoldings by congress. maybe we can start public floggins again. still, i blame our pathetic voter participation rates for politicians getting away with these things. and i do believe some politicians don't participate, but it's simply not enough to even have a small voice in the process. it's up to us to push our politicians. whether or not we agree on the policies, i think all americans need to get behind on causes like this.
and they get public scoldings by congress. maybe we can start public floggins again. still, i blame our pathetic voter participation rates for politicians getting away with these things. and i do believe some politicians don't participate, but it's simply not enough to even have a small voice in the process. it's up to us to push our politicians. whether or not we agree on the policies, i think all americans need to get behind on causes like this.
yes, but the reform law needs to make sense. which probably means it needs to be written by an outsider not affiliated with any politics and probably with the involvement of real law enforcement.
Please register to post and access all features of our very popular forum. It is free and quick. Over $68,000 in prizes has already been given out to active posters on our forum. Additional giveaways are planned.
Detailed information about all U.S. cities, counties, and zip codes on our site: City-data.com.
Please register to participate in our discussions with 2 million other members - it's free and quick! Some forums can only be seen by registered members. After you create your account, you'll be able to customize options and access all our 15,000 new posts/day with fewer ads.
