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Moving from an apartment to a house... not a huge one, but seems like it'll take forever to fill it as we only have stuff for 2 rooms... and its basically from target/ikea and 10 years old back from my college days...
We need a store to get lots of stuff, at a good price, and potentially "no interest till 2012" type deal, as we are going to be strapped for cash after this down payment.
I would recommend Bob's, Ashley, or Raymour and Flanigan.
Raymour and Flanigan, you can get the long-term 0% financing deals, although the stuff is more expensive. I'm really impressed with our Ashley furniture, and Bob's seems to have the "value" stuff.
I noticed that Value City carries some stuff made by Ashley with a markup, so I'd advise shopping Ashley first.
I just looked, and I'd be very careful of Raymour's financing deals. They fluctuate, sometimes til 2012, sometimes til 2013. Right now, it's til 2012 - and that's not August 2012, that's JANUARY 2012, so you're really only getting about 27 months of financing. You want to wait until they offer a 2013 or even 2014 deal to maximize your financing.
The other catch - and this isn't R&F being shady, it's the same for all store credit - if you don't pay off the financing before the 0% runs out, you then owe ALL THE INTEREST accrued since the financing began - which is 25% - which can double the purchase.
They are sneaky on this too, because the minimum payment on your store credit doesn't reflect what you'll need to pay to pay it off in time.
Just a word of warning. I'm happy with our Raymour stuff, I just try to educate people on the best deals to get.
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