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Generally the people who bought them were students trying to meet a health care coverage requirement at universities, the very poor who could only afford that, and idiots who only looked at price and ignored everything else.
It wasn't just folks with seperate policies.
You mean the people who tend to not get sick and die? Ooh how shocking they would buy low coverage policies..
Do you think idiots disappears due to ACA? 30,000,000 WILL GO WITHOUT because of things like price, and thats even when the fines get into the thousands.
Scott Brown was in the home of New Hampshire Republican Herb Richardson doing the Republican usual spiel on Obamacare when he found out Obamacare was saving the guy $12,000 a year in health insurance and probably was keeping him from going into bankruptcy. Of course he quickly changed topics after learning it wasn't going anywhere
Brown found that out on Saturday, when he stopped by the home of Herb Richardson, a Republican state representative. Sitting in Richardson's home, Brown called Obamacare a "monstrosity" that members of Congress didn't even bother to read before they passed. At that point, according to the Coos County Democrat, Richardson chimed in to explain that the law had been a "financial lifesaver" for him and his wife. From the the piece (page 14):
Richardson was injured on the job and was forced to live on his workers' comp payments for an extended period of time, which ultimately cost the couple their house on Williams Street. The couple had to pay $1,100 a month if they wanted to maintain their health insurance coverage under the federal COBRA law.
Richardson said he only received some $2,000 a month in workers' comp. payments, however, leaving little for them to live on.
"Thank God for Obamacare!" his wife exclaimed.
Now, thanks to the subsidy for which they qualify, the Richardsons only pay $136 a month for health insurance that covers them both.
You gotta admit this is another Republican on the public dole...Or should I say the Obamacare dole financed by Democrats? Republicans seem to have a knack for finding handouts and then bashing handouts.
That was obama's premise in why he should be elected.... he revilde the sytem which he now uses with extreme prejudice
I am pleased this unfortunate family has health insurance they can afford. I do not care about their political affiliations when it comes to affordable health care. We all need that regardless of our affiliation.
As an example a good friend of my, while trying to start up a business, was unable to afford health insurance because of a preexisting condition. She had some difficulty using the Obamacare website but by hiring a consultant for a very reasonable fee she now has health insurance for a very affordable cost. One result is, with out the distraction of going uninsured, her business is becoming successful.
I do not support the Obamacare system because it still has private insurance companies involved. IMHO as insurance is a numbers and accounting game I do not see how the private sector executives and owners contribute anything but excess costs to the system. The government is expert at operating a bureaucracy in an efficient manner with far less overhead cost than any private operation. I favor completely government owned and operated health care system that included the hospitals as well as the pharmaceutical industry. But then I am just a Progressive Democrat dreamer.
No that is an actual insurance plan that existed before Obamacare. It was marketed principally to college students and was essentially a way of cheating your way around the insurance requirement..
When did we start talking about a college student? We are talking about the story in the OP....
You want t otalk about that, then go start your own thread, or stay on topic and stop moving the goal post when you are called out wrong...
Quote:
Originally Posted by chucksnee
So, basically....you stated somehting false and then provided nothing to back up the story?
Yes, maximum out of pocket expense...what was it prior and what is it now? that's called deductibale..right...
Quote:
Originally Posted by Egbert
There was no prior out of pocket maximum that is part of the ACA. On the other hand there were much more common lifetime maximums which mean that you were SOL in terms of any insurance if you hit them. Basically it was an insurance company death panel of sorts for disabled people who required long term expensive medical treatment.
How many people do you know ever hit those max limits?
Under Obamacare the Out of pocket maximum you can be charged is capped regardless of the plan. Its not like the scam insurance that existed before with something like a $10,000 maximum coverage or a $500,000 deductable.
Junk plans had ridicously low annual/ lifetime caps. Some also excluded the ER, hospitalization and treatment.
Having said this, I am unaware of any plan with a $500,000 deductible. Hyperbole like this is unnecessary.
And this maximum out of pocket added to the cost of insurance and made them go up, but Obama said policies woudl drop $2500 PER FAMILY..
Are you still waiting for the savings? You stand here and make all sorts of excuses and outright lie just like he did, but that doesnt make it anymore affordable to most.
Oh where am I lying. The subsidies are saving a lot of people like the OPs Republican state rep money.
Scott Brown was in the home of New Hampshire Republican Herb Richardson doing the Republican usual spiel on Obamacare when he found out Obamacare was saving the guy $12,000 a year in health insurance and probably was keeping him from going into bankruptcy. Of course he quickly changed topics after learning it wasn't going anywhere
Brown found that out on Saturday, when he stopped by the home of Herb Richardson, a Republican state representative. Sitting in Richardson's home, Brown called Obamacare a "monstrosity" that members of Congress didn't even bother to read before they passed. At that point, according to the Coos County Democrat, Richardson chimed in to explain that the law had been a "financial lifesaver" for him and his wife. From the the piece (page 14):
Richardson was injured on the job and was forced to live on his workers' comp payments for an extended period of time, which ultimately cost the couple their house on Williams Street. The couple had to pay $1,100 a month if they wanted to maintain their health insurance coverage under the federal COBRA law.
Richardson said he only received some $2,000 a month in workers' comp. payments, however, leaving little for them to live on.
"Thank God for Obamacare!" his wife exclaimed.
Now, thanks to the subsidy for which they qualify, the Richardsons only pay $136 a month for health insurance that covers them both.
This is a mistake that a lot of Democrats and Liberals make when dealing with conservatives, they think success of a program from the stand point of the policy goal will matter one bit to conservatives.
The chief concern of conservatives is does this government policy help the right kinds of deserving Americans or the undeserving wrong kinds of Americans.
This question is far more important to conservatives than if the public policy works as intended.
For conservatives, from the start the ACA was seen as primarily helping the underserving/the wrong kinds of Americans and so the program successfully helping those people is actually in eye's of conservatives a huge negative outcome of the law.
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