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Junk plans had ridicously low annual/ lifetime caps. Some also excluded the ER, hospitalization and treatment.
Having said this, I am unaware of any plan with a $500,000 deductible. Hyperbole like this is unnecessary.
Except that it isn't hyperbole. I am having trouble finding the link with the 500,000 deductible for student insurance but here is one citing a $100,000 deductible.
Except that it isn't hyperbole. I am having trouble finding the link with the 500,000 deductible for student insurance but here is one citing a $100,000 deductible.
There were always high deductible policies, they were never meant to be the sole source of health insurance. Do you not understand that?
Policy A, had a cap of $100K
Policy B, doesnt start until $100K is spent..
Together they were more affordable than
policy C which has no lifetime cap, (i.e. Obamacare)..
its no different then medicare, and medicaid working together. I know one person who doesnt meet their medicare eligibility until they spend $2500 a year on insurance, that $2500 a year is picked up by Medicaid.
There was no prior out of pocket maximum that is part of the ACA. On the other hand there were much more common lifetime maximums which mean that you were SOL in terms of any insurance if you hit them. Basically it was an insurance company death panel of sorts for disabled people who required long term expensive medical treatment.
Yes there was, it was included in the policy declarations. I know because I had an out of pocket maximum around $3K. I soon will have to pay 3X as much for 2X the deductible level as my policy expires next month.
Quote:
Originally Posted by GregW
I do not support the Obamacare system because it still has private insurance companies involved. IMHO as insurance is a numbers and accounting game I do not see how the private sector executives and owners contribute anything but excess costs to the system. The government is expert at operating a bureaucracy in an efficient manner with far less overhead cost than any private operation. I favor completely government owned and operated health care system that included the hospitals as well as the pharmaceutical industry. But then I am just a Progressive Democrat dreamer.
The subsidies are coming from others who had their policies increase, despite Obama promising $2500 a year in DROP for each family..
Increasing the cost of insurance for A, B, C, D, E, F, G, H, I and J, to pay for K's policy doesnt make it cheaper..
Ok, I don't know if this is obvious or not, but I am not Obama. I never said anything about that. If you are going to call someone a liar make sure you actually have them writing/saying something. Otherwise its called libel or slander.
The government is expert at operating a bureaucracy in an efficient manner with far less overhead cost than any private operation.
Then why does the government contract out so many services to the private sector, everything from health insurance (even medicaid is contracted out), to road building, lawn maintenance, park management, and even a lot fo the military lately..
There were always high deductible policies, they were never meant to be the sole source of health insurance. Do you not understand that?
Policy A, had a cap of $100K
Policy B, doesnt start until $100K is spent..
Together they were more affordable than
policy C which has no lifetime cap, (i.e. Obamacare)..
its no different then medicare, and medicaid working together. I know one person who doesnt meet their medicare eligibility until they spend $2500 a year on insurance, that $2500 a year is picked up by Medicaid.
In theory yes, that is how it is supposed to work. In practice, that was not what it was being sold as or used for.
No drugs here. What is the accounting cost for the Food Stamp program compared to a private insurance program. IIRC it is about 3% for the government and 15% for the private operation.
The government contracts out services so politically connected service suppliers can profit from using undocumented immigrants at far lower wages. The Forest Service is notorious for this practice as the Service cannot directly hire Illegals but will not pay the wages required by US citizens. The irony is the contracted fee is higher than paying American citizens to do the work. The contracting, including the famous Blackwater scam of charging the Army 300 grand for a man being paid 100 grand for doing a 30 grand job driving a truck hauling supplies in one of our, also corporately sponsored, colonial wars, is highly profitable scam ripping off the government.
Risk free corporate profit has been the goal of all the privatization efforts over the last few decades.
Yes there was, it was included in the policy declarations. I know because I had an out of pocket maximum around $3K. I soon will have to pay 3X as much for 2X the deductible level as my policy expires next month.
Only if you had a policy that stated it. In theory you can contract for almost anything, this is America, however, if you get shafted by losing your job, are poor and have to go to the individual marketplace (e.g. our NH rep.) prior to Obamacare you were very screwed.
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