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Don't you basically have to exhaust all your assets (go broke) before you can get Medicaid?
Medicaid is administered by the states. The answer to your question depends on which state you are talking about, some states don't require you to be flat broke, just nearly broke.
Or if you don't have pre-existing conditions, the GOP Health Care Plan is: DON'T GET SICK!
A pre-existing condition could be something like having diabetes(large# of people with it), or being overweight or having been overweight previously but lost the weight. Or had kidney stones long ago, or have migraines once in awhile, or had bronchitis 2 years ago, or had a breast lump 4 years prior that turned out to be nothing to worry about, or had a questionable mole removed and tested for skin cancer and it ended up not being skin cancer, or had a sore knee from too much jogging, or have an allergy to something.
Pre-ACA, these things could cause someone to be turned down for insurance or charged a much higher rate for their policy.
If they continue preexisting conditions and nothing else they will need to come up with a solution for funding. I don't see how any health plan can survive with just people with severe health issues. We will see his plan in the coming months.
State high-risk insurance pools, like we had before the ACA. It's a myth that people with pre-existing conditions couldn't get insurance before the ACA.
State high-risk insurance pools, like we had before the ACA. It's a myth that people with pre-existing conditions couldn't get insurance before the ACA.
How do the premiums compare with those high risk pools compared to the general pool?
Also how would rate in those state run high risk pools compare to the current ACA rate for those with pre-existing conditions?
Don't forget, pregnancy is considered a pre-existing condition.
State high-risk insurance pools, like we had before the ACA. It's a myth that people with pre-existing conditions couldn't get insurance before the ACA.
State high risk pools were more of a myth than reality.
Not all states had high risk pools.
Those that did, did their very best to EXCLUDE the maximum number of people. At peak, only 200,000 were enrolled in all state high risk pools. This is especially pathetic given many states allowed insurers to define a condition as anything they did not want to insure.
Various strategies were employed by states to exclude the maximum number of people:
Disqualifying certain conditions such as Cancer, Heart Disease and HIV/ AIDS
Capping annual and lifetime claims.
High Premiums, High Deductibles and no cap on out of pocket payments
Limiting the number of enrollees or closing enrollment.
I know the repeal of Obamacare is at the top of Republicans' list come January, but I'm curious about one provision that might stick around even if the majority of the law is overturned: pre-existing conditions.
I don't know a lot about this, so just take this as one rednecks humble opinion. It would seem to me that if an insurance company didn't consider pre-existing conditions, they would wind up paying more in the long run and it would drive up everyone's premiums. If pre-existing conditions aren't considered, it's not really insurance, is it? I know they're slightly different, but you can't wait until you total your car before getting car insurance. You can't wait until your house gets flooded before getting homeowner's insurance.
Am I thinking about this right?
A pre-existing condition would be cancer survivors, people with diabetes and high blood pressure. It sounds like you think it means you apply for insurance once you get sick. With that in mind, do you still feel the same way? Should a cancer survivor be denied insurance because they battled and survived? I doubt you think they should just die.
Also, the Affordable Care Act was a Republican invention. It's interesting that they hated it once a black man passed it. But, we all saw how that went... It needs work and it is far from perfect but I'd like to see a better replacement before anyone talks about repealing it and kicking 20 million people off from healthcare.
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