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People used to move to Minnesota for cancer treatment because of the state supported health insurance program.
I used to work on Crisis Response Teams in Minnesota and I can't tell you how many times we were called to the airport or the bus station to deal with people clutching our phone number in their hand.
Their case workers would tell them that that they had exhausted all the options in their state, but the could try Minnesota.
As for pre-existing conditions, everyone will get one sooner or later. And if they lose their job and try to get coverage at the next one - tough luck.
This is one thing we can agree on. If you have insurance and develop a condition under no circumstances should you lose that insurance other than for something like non payment and even that should have some slack.
In the end, what? Was she on Medicaid? Or was she on a mandated FICA (INSURANCE) program to which she had contributed?
FICA: Federal Insurance Contributions Act.
So, here's a thought... Why not require the same payment of "contributions" (taxes) for Medicaid, Food Stamps, Welfare, Housing Assistance, etc., benefits eligibility?
The average deductible for an exchange plan is $4000.
The cap on out of pocket expenses is $ 7350, inclusive of the deductible.
The ACA eliminated annual/ lifetime caps on benefits.
Yep, my deductible is $4,000 and my out of pocket is another $4,000. But I now have insurance to pay the rest of my bill, which I absolutely didn't have before the ACA.
I can absolutely pay down that $8,000 over time. What I can't pay down is a bill in the six figures to millions or more, which one major illness or injury could easily run into.
Do I wish the deductibles and out of pocket were lower? Sure, who doesn't? But do I wish to return to the days when I was unable to purchase health insurance at all? No one who lived without it will say yes to that.
Why is this so difficult for so many to understand?
Regardless, I want back what that damned socialist fool took away from me after his great lie.
It's very easy to be self-righteous when you don't ever have to worry about going bankrupt because you get sick or injured. Which millions of us did before the ACA. You know, those of us who weren't handed a nice big pile of cash by our relatives.
Either way it is hideously expensive not to mention how you are subsidizing someone else.
Why I opted out.
So when you go to the hospital and pay those outrageous rates you think you are not subsidizing someone else? Wake up to the real world.
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