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Old 10-21-2009, 08:37 AM
 
Location: Florida
23,173 posts, read 26,202,662 times
Reputation: 27914

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Quote:
Originally Posted by irspow View Post
I have looked at plans more suited at your age group for South Carolina, obviously without getting actual quotes because a lot of personal info is needed, but even blue cross offers policies for just over a 100 dollars a month for young healthy people such as yourself. Again, if you are like the droolers who don't want to spend more than 5 dollars per visit you will pay through the nose. You will save a lot of money over your lifetime by buying only insurance to cover what you absolutely cannot afford. Trying to make every visit or prescription "cheap" costs you far more over your lifetime in "wasted" high premiums. Unless you plan to go to the doctor every time you get a scrape or have a headache go for catastrophic type coverage...
Too bad the government didn't see it this way when they drafted the proposed health plan.
Uninsured Americans are in need of such coverage but instead the plan covers things most will never use and would never pay for and don't even have on so called "Cadillac" policies
Might even be that opponents would have been more amenable to such a basic plan.
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Old 10-21-2009, 08:41 AM
 
Location: Wisconsin
37,976 posts, read 22,157,422 times
Reputation: 13805
Quote:
Originally Posted by Peggy Anne View Post
Yes. Imagine how many hip operations could be done for the cost of one fat old missle. ( I fully expect verbal missles to be hurled soon from the warmongers..I am in my fox hole. No relation to fox news). A Pentagon toilet seat could cover 5 really good facelifts. A Military Hummer, wow ! Back operations, eye surgery, knee replacements, etc. Health is wealth...dump a stealth !
Have you seen the world? This world is ruled by the aggressive use of force. Russia invaded Georgia because they had a superior military to Georgia. If countries like Georgia put all their national defense money into health care, as you seem to suggest, then they would cease to exist. There will always be a dictator some where who will want to invade, conquer and subjugate their neighbor, and without the threat of retaliation from countries like America, nothing would prevent them from doing so.
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Old 10-21-2009, 08:43 AM
 
Location: Wisconsin
37,976 posts, read 22,157,422 times
Reputation: 13805
Quote:
Originally Posted by momonkey View Post
If you pay careful attention, you'll discover the people who oppose government run health care in this country oppose it because it is, by definition, run by the government. The German government may have a good track record for accountability, but ours doesn't. They've robbed Social Security, Medicare and Medicaid for their purposes. They've proven time and again they cannot be trusted with our money. The new program will also be a ruse in which revenue gained from premiums, new taxes and non-compliance fines will be diverted to supporters and electioneering efforts.
How many trillions in debt is Medicare, and how do they expect us supposed to pay that off?

Quote:
(Fortune Magazine) -- Twice I have asked Alan Greenspan what he considers the greatest threat to the U.S. economy, and both times he has answered immediately with a single word: Medicare.

But wait - the situation is actually much worse. Those estimates, reported in the latest Financial Report of the U.S. Government, assume that Medicare payments to doctors will be slashed drastically, by some 41% over the next nine years, as required by current law. It won't happen. Every year for the past five years, Congress has overridden the mandatory cuts. As for future cuts, the Financial Report says drily, "Reductions of this magnitude are not feasible and are very unlikely to occur fully in practice." So in reality, Medicare will go into the hole even faster than official projections reflect. And they show that if Medicare had to be accounted for like a company pension fund, it would be underfunded by $34 trillion.

The $34 trillion problem - Mar. 4, 2008
we cannot just ignore Medicare, and move on to 0bamaCare.
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Old 10-21-2009, 08:43 AM
 
46,963 posts, read 25,998,208 times
Reputation: 29449
Quote:
Originally Posted by Wapasha View Post
Well, if they cannot make a profit, how will they improve services, replace worn or outdated equipment? Sounds like a recipe for stagnation, with no motivating factor to improve, innovate or grow.
Improving services and equipment comes under operating expenses. Not profit. Profit is what you have left when the expenses are paid.

German health insurance companies either pay out more to the insured, lower their premiums or plow any profits into investments to ensure stability of the company.
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Old 10-21-2009, 08:44 AM
 
Location: Wisconsin
37,976 posts, read 22,157,422 times
Reputation: 13805
Quote:
Originally Posted by Dane_in_LA View Post
Improving services and equipment comes under operating expenses. Not profit. Profit is what you have left when the expenses are paid.

German health insurance companies either pay out more to the insured, lower their premiums or plow any profits into investments to ensure stability of the company.
So they make about 3% profit, just for operating expenses etc?
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Old 10-21-2009, 08:48 AM
 
Location: Chicago, IL
8,998 posts, read 14,789,526 times
Reputation: 3550
Quote:
Originally Posted by RayinAK View Post
You'r telling me that Germans don't pay taxes to cover health care? Also, the German government don't have employees to regulate the industry?
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Quote:
Unlike the Canadian system, which is financed with federal taxes, the German system incorporates private insurance companies, about 50 nationwide.

Quote:
The U.S. population is confusing the term health care deductions with the word taxes. Health care deductions are for insurance premiums only and are not taxes. The public should be educated to that effect.
I hope this sinks in.
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Old 10-21-2009, 08:59 AM
 
Location: Wisconsin
37,976 posts, read 22,157,422 times
Reputation: 13805
Quote:
Originally Posted by PurpleLove08 View Post
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Quote:
The U.S. population is confusing the term health care deductions with the word taxes. Health care deductions are for insurance premiums only and are not taxes. The public should be educated to that effect.
I hope this sinks in.
So if the IRS deducts money from my paycheck for federal health care insurance, how is that not a tax?

Ahhh, wait a tic... If the government kicks you in the head, its not a kick in the head, not physical assault if its intention is to get your mind right, because they will call it something else.
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Old 10-21-2009, 09:04 AM
 
206 posts, read 195,864 times
Reputation: 84
Next Question

how do we continue to pay for more then 1 billion dollars for tax cuts to the upper 5%
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Old 10-21-2009, 09:05 AM
 
Location: Chicago, IL
8,998 posts, read 14,789,526 times
Reputation: 3550
Quote:
Originally Posted by Wapasha View Post
So if the IRS deducts money from my paycheck for federal health care insurance, how is that not a tax?

Ahhh, wait a tic... If the government kicks you in the head, its not a kick in the head, not physical assault if its intention is to get your mind right, because they will call it something else.
The money most people pay now to insurance companies would probably decrease if we were under the German model because the profit motive is not there.
The money isn't going to the government.
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Old 10-21-2009, 09:10 AM
 
Location: Wisconsin
37,976 posts, read 22,157,422 times
Reputation: 13805
Quote:
Originally Posted by PurpleLove08 View Post
The money most people pay now to insurance companies would probably decrease if we were under the German model because the profit motive is not there.
The money isn't going to the government.
Ahhh, you were talking about a completely different system, my mistake. Are any of the plans floating in/out of committee similar to the German plan?

It cannot be completely nonprofit, they need to have capital on hand for unexpected expenditures. so they make a very small profit, maybe 3% eh?
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