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We drove from Texas to Oklahoma 11/11/15, spent the night in our house and closed 11/12/15. Lender, buyer's agent and builder were in at least daily contact with us. On 11/11/15 we met with buyer's agent and builder. At closing we met with buyer's agent and lender. Yesterday we receive an email that we owe for the home inspection out of pocket - lender and buyer's agent did not want to disturb us as we were driving. .???. I did not mind paying cash for a $25 HOA letter at closing but everyone knew that our closing costs will be reimbursed by the employer based on what used to be HUD1.
We drove from Texas to Oklahoma 11/11/15, spent the night in our house and closed 11/12/15. Lender, buyer's agent and builder were in at least daily contact with us. On 11/11/15 we met with buyer's agent and builder. At closing we met with buyer's agent and lender. Yesterday we receive an email that we owe for the home inspection out of pocket - lender and buyer's agent did not want to disturb us as we were driving. .???. I did not mind paying cash for a $25 HOA letter at closing but everyone knew that our closing costs will be reimbursed by the employer based on what used to be HUD1.
Do I owe it? Morally yes but legally?
Morally AND legally -- they aren't responsible for whatever arrangements you have with your employer. When you got a copy of your HUD, did you ask "Hey, where's the charge for the home inspection?" It's you who are writing the check -- not them. You didn't review it carefully. Lesson learned.
On Long Island, the buyer pays for the home inspection. Guess it depends on where the property is located
The buyers pay for their own home inspection in Texas too. Not sure why you would think anyone but you would pay for your inspection. In Texas, it's paid outside of closing, when the service was done.
So you are saying that this was a legitimate expense but it was supposed to be reimbursed by the employer and the employer goes strictly by the closing statement?
I can't comment on the legal part but 1) the inspector is owed the money and yes you should pay it; 2) you should talk with your employer, explain what happened, and ask for reimbursement; and 3) contact the closing agent and ask why it wasn't on the HUD in the first place. If the lender wouldn't allow it, that might give you the clout you need to get your employer to understand.
We drove from Texas to Oklahoma 11/11/15, spent the night in our house and closed 11/12/15. Lender, buyer's agent and builder were in at least daily contact with us. On 11/11/15 we met with buyer's agent and builder. At closing we met with buyer's agent and lender. Yesterday we receive an email that we owe for the home inspection out of pocket - lender and buyer's agent did not want to disturb us as we were driving. .???. I did not mind paying cash for a $25 HOA letter at closing but everyone knew that our closing costs will be reimbursed by the employer based on what used to be HUD1.
Do I owe it? Morally yes but legally?
I would say no, if they forgot to include it, they eat it. In a normal situation one inspects a home and pays for it, but this is a new build so it's different. Plus tell them that you have to see if your employer is willing to pay for it or not, that it was an error on their part for not including it.
The buyers pay for their own home inspection in Texas too. Not sure why you would think anyone but you would pay for your inspection. In Texas, it's paid outside of closing, when the service was done.
If it's paid outside of closing, even on new build then I would say yes the op is responsible if it's in TX, but it depends on the law in OK.
I would say no, if they forgot to include it, they eat it.
Pay no attention to the man behind the curtain!
In most of the closing paperwork that I have seen, there has been a provision that the parties agree to pay for any corrections or adjustments which are made after the closing. Whether or not the inspection fee would have been included on the closing statements, you should pay for the inspection if you were the party scheduled to pay for it.
In most of the closing paperwork that I have seen, there has been a provision that the parties agree to pay for any corrections or adjustments which are made after the closing. Whether or not the inspection fee would have been included on the closing statements, you should pay for the inspection if you were the party scheduled to pay for it.
You may have a point Dorothy, how is your dog Toto doing?
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