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Old 09-02-2018, 07:29 PM
 
Location: State of Transition
102,218 posts, read 107,977,655 times
Reputation: 116172

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Quote:
Originally Posted by txtqueen View Post
I don’t have health insurance so no.

A lot of the time my headaches stem from my neck pain which is caused by arthritis.
If the accident wasn't your fault, the other driver's insurance should have paid for therapy. So...I guess it was your fault? I'm sorry to hear about your physical ailments, OP. It sounds very challenging. Your bf could cut you some slack, by throwing away old coffee cups, and not leaving clothes all around. He works hard, but you have chronic pain. Is he at all sympathetic to that?
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Old 09-02-2018, 07:32 PM
 
Location: planet earth
8,620 posts, read 5,657,996 times
Reputation: 19645
Can you work from home?
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Old 09-02-2018, 07:41 PM
 
Location: Brentwood, Tennessee
49,927 posts, read 59,975,596 times
Reputation: 98359
Quote:
Originally Posted by Ruth4Truth View Post
I thought her OP said that his messiness got worse, after she had to quit working. Maybe I misread it?
No. She said he IS messy, as in part of who he is. Before she quit she says they cleaned equally. Or I suspect she was just busier outside the home and didn’t notice his messiness as much.

She’s had resentment for years.
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Old 09-02-2018, 08:18 PM
 
Location: SoCal
14,530 posts, read 20,134,269 times
Reputation: 10539
Quote:
Originally Posted by picardlx View Post
Isn't the penalty enforced through IRS? If she isn't working is she still on the hook for taxes? (genuine question)
OP is unemployed. Unemployed people usually have no income. The penalty is enforced by the IRS. People under a base level income are not required to file tax returns. If you don't file a tax return just exactly how is the IRS going to enforce on you?

OP is not married as I understand it, so there's no joint return.

Or putting it another way, how are you going to get blood out of a turnip? Or from a practical point of view, just how is the IRS going to enforce the health insurance penalty on people who have no assets or income?

Quote:
Originally Posted by Ruth4Truth View Post
I thought her OP said that his messiness got worse, after she had to quit working. Maybe I misread it?
If so we both misread the same.

Quote:
Originally Posted by nobodysbusiness View Post
Can you work from home?
You are getting into an area bigger than this topic, but that's good advice for the OP. A person can't be disabled for the rest of their life unless they have no other choice.

What I do is not for most people but I'm self-employed and I run my business from my den couch. That's why I'm on CDR all day! (At least I can't get busted by the boss!)
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Old 09-02-2018, 08:50 PM
 
2,483 posts, read 2,476,584 times
Reputation: 3353
Quote:
Originally Posted by Lovehound View Post
OP is unemployed. Unemployed people usually have no income. The penalty is enforced by the IRS. People under a base level income are not required to file tax returns. If you don't file a tax return just exactly how is the IRS going to enforce on you?

OP is not married as I understand it, so there's no joint return.

Or putting it another way, how are you going to get blood out of a turnip? Or from a practical point of view, just how is the IRS going to enforce the health insurance penalty on people who have no assets or income?

That's what I was thinking. I just asked the question to signal that I could have been wrong and wasn't sure.
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Old 09-02-2018, 09:12 PM
 
Location: Wisconsin
19,480 posts, read 25,168,330 times
Reputation: 51118
Quote:
Originally Posted by Ruth4Truth View Post
If the accident wasn't your fault, the other driver's insurance should have paid for therapy. So...I guess it was your fault? I'm sorry to hear about your physical ailments, OP. It sounds very challenging. Your bf could cut you some slack, by throwing away old coffee cups, and not leaving clothes all around. He works hard, but you have chronic pain. Is he at all sympathetic to that?
But, if the accident was her fault then her car insurance would pay her medical bills and pay for therapy, so she would be covered no matter who was at fault. Or am I missing something?
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Old 09-02-2018, 09:18 PM
 
Location: The ghetto
17,760 posts, read 9,215,344 times
Reputation: 13332
Quote:
Originally Posted by Lovehound View Post
OP is unemployed. Unemployed people usually have no income. The penalty is enforced by the IRS. People under a base level income are not required to file tax returns. If you don't file a tax return just exactly how is the IRS going to enforce on you?

OP is not married as I understand it, so there's no joint return.

Or putting it another way, how are you going to get blood out of a turnip? Or from a practical point of view, just how is the IRS going to enforce the health insurance penalty on people who have no assets or income?
Quote:
Originally Posted by picardlx View Post
That's what I was thinking. I just asked the question to signal that I could have been wrong and wasn't sure.
More answers: Penalty for no health insurance

If I'm unemployed, do I have to pay the fee?

It depends on your household income. If insurance is unaffordable to you based on your income, you may qualify for an exemption from the fee. Other exemptions are based on low income too. Learn more about exemptions and how to claim them.

What happens if I don't pay the fee?

The IRS will hold back the amount of the fee from any future tax refunds. There are no liens, levies, or criminal penalties for failing to pay the fee.

Source: https://www.healthcare.gov/fees/fee-...being-covered/
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Old 09-02-2018, 11:44 PM
 
Location: State of Transition
102,218 posts, read 107,977,655 times
Reputation: 116172
Quote:
Originally Posted by BirdieBelle View Post
No. She said he IS messy, as in part of who he is. Before she quit she says they cleaned equally. Or I suspect she was just busier outside the home and didn’t notice his messiness as much.

She’s had resentment for years.
If they cleaned equally before she quit working, it means the situation has gotten worse; he's not contributing. I think a compromise needs to be struck. Just because she's staying home doesn't mean he can go to extremes. His excuse is that he works hard at work, so he doesn't want to have to lift a finger at home. But he worked just as hard before, when he was contributing to cleaning. So the OP could propose that she'll do all the main cleaning chores, like vacuuming, scrubbing bathroom fixtures, laundry, dusting, if he puts his dirty clothes in the hamper, and throws out old coffee cups, or rinses out his coffee mugs if there's leftover coffee in them. Just simple things, while she'll do the actual chores. It's not asking to much, for someone to pick up after themselves to a minimal degree, IMO.
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Old 09-02-2018, 11:46 PM
 
Location: State of Transition
102,218 posts, read 107,977,655 times
Reputation: 116172
Quote:
Originally Posted by germaine2626 View Post
But, if the accident was her fault then her car insurance would pay her medical bills and pay for therapy, so she would be covered no matter who was at fault. Or am I missing something?
You're right. Hopefully, the OP had car insurance...?
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Old 09-03-2018, 12:05 AM
 
24,559 posts, read 18,281,854 times
Reputation: 40260
Quote:
Originally Posted by Ruth4Truth View Post
If they cleaned equally before she quit working, it means the situation has gotten worse; he's not contributing. I think a compromise needs to be struck. Just because she's staying home doesn't mean he can go to extremes. His excuse is that he works hard at work, so he doesn't want to have to lift a finger at home. But he worked just as hard before, when he was contributing to cleaning. So the OP could propose that she'll do all the main cleaning chores, like vacuuming, scrubbing bathroom fixtures, laundry, dusting, if he puts his dirty clothes in the hamper, and throws out old coffee cups, or rinses out his coffee mugs if there's leftover coffee in them. Just simple things, while she'll do the actual chores. It's not asking to much, for someone to pick up after themselves to a minimal degree, IMO.
It sounds to me like it’s a passive-aggressive way of asserting control. I’m paying the bills and you’re not working. You’re my maid.

I don’t get the whole health insurance thing. From my blue state perspective, if you’re injured and can’t work, you enroll in Medicaid. That’s what the safety net is for. Most employers also have health coverage for domestic partners. After 8 years, that’s common law marriage in many places. I can’t imagine going a minute without health insurance.
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