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As someone within chronological striking distance of doing the same, I read with great interest those who share here their psychological journey of inching towards retirement and then jump off the "work cliff" so to speak into the magical world of retirement-land.
Many seem to not enjoy their work and that helps me understand their retirement motives. But there are some, like me, who enjoy what they do, capable of pulling the plug right now, but just can't for many reasons, probably deep-rooted emotional ones, and therefore keep plucking along while vicariously living through those like you who did it.
Well, I am guessing your FRA is 66, like mine.
I plan to hold out until 66 too take my SS because it is a "guaranteed" annuity.
Spend down a bit on the 403B until you really have to take social security.
Like others have mentioned, no one knows how much you have in that account.
I've been advised, based on my personal situation to delay SS.
Everyone is different.
It has now been exactly one year since my retirement. I am sooooooooooooooooo HAPPY! Things have worked out very well. I decided to wait until my fra to collect SS. I am working on my house - getting ready to put it up for sale and will be moving to the Midwest. I am so excited.
Wheee! Grats on the year I made it out west, I'm sure you'll soon be on the road to Indiana. Still planning on Lafayette, right?
I just want to update my status. I did retire in Nov. 2014. I am so glad that I did this. I spent the next 18 months getting my house ready to put on the market. I accepted an offer just 6 days after it was put on the listings. A month later, I headed back home to Indiana, where I have purchased a larger, newer, but less expensive home. I have not gotten bored. I am beginning to do some volunteering and am looking forward to planning, planting and enjoying a garden. I moved to an area where the COL is so much cheaper than south Florida. Life is good!
Thank you for the updates because you actually came back and updated after so much time. That is one of the nice things about this place, the feedback of the retirees pre and post. I only wish there was more feedback from early retirees that are now in their late 80s. That would be so valuable.
I just want to update my status. I did retire in Nov. 2014. I am so glad that I did this. I spent the next 18 months getting my house ready to put on the market. I accepted an offer just 6 days after it was put on the listings. A month later, I headed back home to Indiana, where I have purchased a larger, newer, but less expensive home. I have not gotten bored. I am beginning to do some volunteering and am looking forward to planning, planting and enjoying a garden. I moved to an area where the COL is so much cheaper than south Florida. Life is good!
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I made it out west, I'm sure you'll soon be on the road to Indiana. Still planning on Lafayette, right?
