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I have been telling people that I do not work *outside* the home. That I take care of our property and house. That is true. But as I get older I am starting to think of myself as *retired*. I am not sure if that is the correct term. Anf really - our finances are nobody's business.
I will be eligible to retire this year, not mandatory though, and I am contemplating it. I will almost be able to match my current lifestyle but may have to cutback a bit. So in essence, the money issue is not a problem.
My quandary is "what the hell do I do all day"? I play golf, but can only play a few times a week before my back gives me problems. I like to fish but would be bored if I fished everyday. I like hiking alone, but the solitude after a while becomes downright lonely. I have a few other hobbies that are frivolous in nature that I enjoy but worry that they would also lose their luster.
Don't get me wrong, I love my wife and family and they love me and the idea of spending more time with them is appealing but too much and I think I may end up driving them crazy.
I have been thinking about some volunteer work but can not think of a cause that would get me excited enough to donate my valuable time. Does anybody do any volunteer work that they enjoy?
I have been thinking about starting some kind of business venture that is far removed from what I do now. This sounds good to me. I like having a purpose and making things happen. Only problem with that is after over 25 years as civil servant my skills are limited to cutting the lawn and cleaning the pool. Is San Diego in need of another pool guy or landscaper (rhetorical)?
I think retirement will provide me with a new found freedom but I also worry that it is a countdown to death.
So in short:
What the hell do I do all day?
Does anybody do any volunteer work?
Has anybody started a business?
going out 40 years , a 50/50 portfolio could have been counted on to provide a safe withdrawal rate of 3% inflation adjusted . 5 million would provide about 150k pre tax plus social security and pension .
Retirement is wasted on the wrong people. If you don't want yours, could I have it?
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